Located in Prince George, B.C., Spruce Credit Union is recognized as a workplace that is fulfilling both professionally and personally. We are proud to support and hire people that want to truly live our values everyday and everywhere; Trust, Team, Passion, Respect, Integrity & Professionalism
Prince George is a mid sized city of 82,000 located in the geographic centre of British Columbia and serves a larger regional population. There is plenty of shopping, restaurants, services, healthcare, outdoor and indoor recreational and leisure activities, along with an active arts, culture, and sports community.
The city also provides many employment opportunities as evidenced by lower unemployment rates; and with a lower cost of living, buying a home is a realistic goal. The average cost of a single family home is just over $400,000. Our quality of life is further enhanced as we don’t spend our free time stuck in traffic and we are the region’s centre for healthcare services.
Parents won’t need to say goodbye to their children after they graduate from high school as there are two post-secondary schools in Prince George. The University of Northern British Columbia (UNBC) has been recognized by Maclean’s Magazine as the #2 small university in Canada. The College of New Caledonia (CNC) offers health sciences, trades, business and other programs, as well as numerous university credit courses.
Spruce Credit Union is committed to helping our employees balance their professional, family, education and personal goals with our fair total compensation package.
If you’re passionate about success, our values, and take pride in delivering exceptional service, we’d like to meet you!
The Commercial Relationship Manager is responsible for managing existing commercial accounts and business development and works closely with the entire Spruce Team to seek out mutually beneficial solutions for members and the credit union.
Role Specific Responsibilities
- Manages portfolio up to $25M of commercial enterprise accounts involving the annual review of the risk and profitability; monitors problem accounts and develops plans to minimize risk.
- Build relationships with existing members; networks with external business organizations and individuals to generate new business.
- Receives and analyzes financial statements; calculates debt servicing capacity; negotiates terms and conditions of loan.
- Identifies and pursues opportunities to promote other business services; reviews current portfolio to ensure clients have proper banking products.
- Grants commercial loans, mortgages and operating lines of credit for business purposes within lending limits; submits recommendations for credit to appropriate approval level.
- Provides direction and coaching to assigned commercial staff including lending, analytical or administrative staff.
Qualifications and Education Requirements
Education: Undergraduate degree in business or related discipline is considered an asset.
Experience: Running a business, exposure to or experience in commercial lending are all considered assets.
