Occupation Types: Compliance/Risk Management

VP, Risk & Compliance

OVERVIEW OF INTEGRIS CREDIT UNION

Integris Credit Union (Integris) operates on the beautiful and unceded Dakelh and Secwepemc Territories.

With eight branches, five financial planning offices and five insurance offices, Integris is the only full service local financial institution in North Central BC serving approximately 27,000 members in the communities of Prince George, Fort St. James, Vanderhoof, Quesnel, Clinton, and Fraser Lake. Integris celebrated its 75th anniversary in 2021 and today, it has 200 employees, and approximately $1.8B of assets under administration.

Integris’s current Annual Operating Plan is driven by the credit union’s foundational pillars of Members, Staff, and Community, and its brand promise — From Here. All In. For You. Trusted advice and personalized solutions are front and centre in all that they do and this is reflected in the credit union’s Vision, Mission, and Values:

Vision– The leading financial cooperative, enriching the lives of all we serve.

Mission– As financial experts, we provide innovative solutions to our communities.

Values– Passionate; Empowered; Collaborative; Innovative; Accountable

Integris recently changed its organizational structure to support its planned growth strategy and will be executing on a significant change agenda. The credit union is seeking a highly collaborative VP Risk & Compliance who can work within the regulatory environment of BCFSA and position Integris for success from a risk and compliance standpoint.

THE OPPORTUNITY

Reporting to the Chief Executive Officer (CEO) and with a dotted line reporting relationship to the Integris Credit Union (Integris) Board of Directors (the “Board”), the Vice President (VP), Risk & Compliance is responsible, in collaboration with the Executive team, for strategic oversight of Integris’ enterprise risk management (ERM) plan at the governance and operational levels. This role is responsible for leading the second line of defense function including enterprise risk management, compliance, commercial credit adjudication, collections and credit recoveries, and loss prevention. The VP, Risk & Compliance is accountable to ensure compliance with all applicable legal and regulatory requirements, both internally and externally. The VP, Risk & Compliance has the authority and independence to oversee Integris’ risks and risk management activities with direct reporting to Integris’ Board or such Board committee(s) to which oversight of risk has been delegated.

The scope of the position includes operational, reputational and strategic risks to Integris for the effective adjudication of all risk-related financial reporting requirements (both statutory and regulatory).

VICE PRESIDENT, RISK & COMPLIANCE – POSITION PROFILE

The VP, Risk & Compliance will provide strategic leadership by engaging the Executive Management team in the development and implementation of risk management strategies and articulating these strategies and their status to the Board of Directors.

KEY RESPONSIBILITIES

The VP, Risk & Compliance will develop and implement strategies to support the overall strategy, vision, mission, and values of Integris.

Risk Management and Compliance

§ Leads all aspects of Integris’ risk management and compliance functions in the development of corporate strategies and policies; identifies short and long-term objectives; and contributes to the design and development of policies and programs.

§ Provides ownership and overall accountability for the execution of the Risk Appetite Framework including supporting the setting of the Risk Appetite Statement.

§ Designs a suitable reporting framework to monitor risk against the Risk Appetite Statement.

o Ensures that all key risks (e.g., credit, market, operational, liquidity, financial, strategic, regulatory, and information technology) are managed within the defined risk appetite and according to compliance requirements.

o Reports to both the leadership team and the Board as set by policy and committee terms of reference.

§ Leads and evolves Integris’ enterprise risk management framework and policies including the risk inventory, risk appetite, risk governance, and the approach to risk identification, assessment, monitoring, and reporting.

§ Partners with the Executive team and other stakeholders to develop and recommend appropriate policies to govern risk.

o In accordance with the policies, reviews and provides updates to the Board, at a minimum, on an annual or biennial basis as applicable.

§ Responsible for entity-wide compliance with all federal and provincial regulatory requirements for financial institutions including anti-money laundering (AML), privacy, market conduct code, business recovery planning, BCFSA guidelines, etc.

§ Oversees the monitoring and tracking of regulatory developments to determine the impact on Integris and allow for sufficient time to implement necessary changes to policies and procedures.

§ Educates stakeholders to establish a proactive, risk-aware culture.

§ Partners with CEO and other Executives to provide strategic leadership and advice on all risk, compliance, and audit related matters utilizing expert resources as applicable.

§ Monitors metrics against risk tolerance levels and reports on increases in risk exposures accordingly as well as on the status of risk mitigation plans for these exposures.

§ Oversees the development, maintenance, and revisions of the Risk Appetite framework, Internal Capital Adequacy Assessment Process (ICAAP) and Risk Matrix.

§ Leads the ICAAP by analyzing and quantifying risk exposures, conducting stress testing, and determining the appropriate levels of capital to be held for the risks being taken.

§ Ensures the risk control framework is properly followed.

§ Focuses on enterprise risks, the risk profile and aligning strategy based on risks.

§ Responsible for policies and procedures related to outsourcing and third-party vendor risk management including assessing and overseeing risks related to outsourced functions and third-party vendors.

§ Develops and conducts risk assessments of new products and business activities to ensure alignment with Integris’ risk appetite.

§ As a member of the Executive Leadership Team (ELT), participate in the development of Integris’ strategy and annual tactical and assess the risks of proposed strategies, identify risk mitigation strategies, and ensuring informed decision making in alignment with the risk appetite.

§ Serves as the risk expert/advisor to the ELT on key business issues.

§ Establishes and maintains an enterprise incident management process to provide guidance to Integris business units for management escalation procedures relating to incidences which may adversely impact Integris.

§ Partners with key stakeholders to develop and implement action plans for any ratio or stress test outside the desired risk tolerance level.

§ Based on risk observations/trends and emerging risks, works with stakeholders and provides input to develop the Internal Audit Plan approved by the Audit Committee.

§ Oversees the overall risk of the lending portfolios including both Commercial and retail portfolio

§ Working in conjunction with the Accounting & Finance (A&F) team, assesses the adequacy of the loan provisions to reflect credit risk.

o Monitors credit risk indicators and makes reporting recommendations to the A&F team, as appropriate.

o Acts as a key resource to the A&F team on the mechanics of the loan provisions.

§ Provides oversight on recommended changes to the Investment & Lending (I&L) policy by relevant stakeholders.

§ Serves as the Privacy Officer back-up.

§ Leads and coordinates communications with regulatory bodies including responses to regulatory requests, coordination of examinations, developing responses to examination findings, and overseeing remediation activities to ensure findings are complete.

CREDIT FUNCTION ACCOUNTABILITIES

  • Oversees the organization’s credit risk management activities in the development of corporate strategies and policies: identifies short and long-term objectives; and contributes to the design and development of policies and programs.
  • Oversees the adjudication of commercial credit and the management of commercial credit risk.
  • Oversees the management of delinquent accounts and collections activities across the retail and commercial loan portfolios.
  • Reviews delinquency reports, write-off reports, the status on account collection activities, and collateral values in order to assess the adequacy of loan loss provisions.
  • Leads the second line of defense credit review process assessing retail and commercial loan adjudication against lending policies and procedures and reports on findings as well as management action plans to address findings.
  • Lead change as Integris continues to adapt to new ways of delivering business services while mitigating current and potential risk exposures.

COMMITTEE LEADERSHIP

  • Acts as a resource for IT Governance, I&L, Conduct Review and Corporate Governance, and Audit Committees, as appropriate.
  • Acts as a non-voting resource on the Management Credit Committee (MCC).
  • Participates on the Asset-Liability Committee (ALCO) and reviews interest rate risk in conjunction with the Executive team.
  • Participates on the management committees of Integris Financial Planning and Integris Insurance

MONITORING AND REPORTING

  • Monitors the changing regulatory environment, identifies best practices, and recommends changes that are suitable given the size and complexity of Integris.
  • Reports material risk events to the Board in a timely manner.
  • Reports to the Board no less than quarterly on Integris’ risk profile including the trend and absolute risk exposures relative to limits and thresholds established through the risk appetite and risk mitigation plans for increased risk exposures.
  • Provides Anti-Money Laundering, Privacy, and Market Conduct Code reports to the Board, as required.
  • Reports on and follows up on areas of risk identified through internal audits and regulatory examinations.
  • Develops, recommends, and monitors a reporting methodology that exceeds governance guidelines established by B.C. Financial Services Authority (BCFSA) and/or Stabilization Central.
  • Identifies training requirements for organizational stakeholders and provides and/or oversees training as required.

PERFORMANCE LEADERSHIP

  • Creates and supports a motivational environment for direct reports to ensure established results are achieved, and policies and procedures are followed.

o Manages staff performance issues and human resource issues.

o Establishes an environment of direction and support ensuring the success of direct reports.

  • Develops and/or contributes to a thorough and robust succession plan for direct reports.

POLICY OVERSIGHT

  • Responsible for overseeing and recommending relevant changes to the following policies:

o Anti-Money Laundering and Counter Terrorist Financing and Canadian (Economic) Sanctions Policy

o Privacy Policy

o Capital Contingency Plan

o Liquidity Contingency Plan

o Enterprise Risk Management (ERM) Policy & Risk Appetite Framework

o Outsourcing & Vendor Risk Management Policy

o Market Conduct Code Policy

o Stress Testing Framework

o Investment & Lending (I&L) Policy

o Internal Capital Adequacy Assessment Process ICAAP)

Other Duties As Assigned

DESIRED KNOWLEDGE, SKILLS AND ATTRIBUTES

  • Demonstrated expertise in Enterprise Risk Management and risk management principles
  • Demonstrated understanding of regulatory requirements for financial institutions
  • Ability to establish and maintain effective working relationships with Executive and Senior Management, Board of Directors, and other stakeholders
  • Ability to influence management across Integris to help deliver strategic initiatives
  • Strong leadership skills to lead a team with diverse skills and backgrounds
  • Demonstrated ability to coach and motivate staff as well as the ability to make prompt and qualified decisions
  • A thorough understanding of major business processes and their impact on financial reporting
  • A proven ability to conduct environmental scanning and articulate findings
  • Excellent written and verbal communication skills, and effective facilitation methods
  • Demonstrated problem-solving and decision-making skills
  • Strong business acumen
  • Demonstrated skill partnering with stakeholders to support ongoing strategic initiatives
  • Ability to interpret analytics and communicate data
  • Advanced proficiency with Microsoft Office Suite (e.g., Word, Excel, PowerPoint, Outlook)

DESIRED EXPERIENCE AND EDUCATION

  • Post-secondary education with a focus on Risk Management and,
  • 10+ years’ experience in an internal audit function, financial risk management, compliance, or related field, with professional experience in progressive senior leadership roles; or,
  • An equivalent combination of education and experience.

Director, Commercial and Retail Credit Risk

At ABCU Credit Union Ltd. (ABCU) our culture is based on our passion to be financial professionals that are dedicated to doing what is right for our credit union and our members. We embrace employee strengths and strive to empower employees to make the right decisions quickly and accurately every day. Ensure your team has the tools to deliver a meaningful member experience in an environment that values and supports their contributions.

The Director, Commercial and Retail Credit Risk is a member of the Senior Leadership team required to supervise and oversee the Credit Risk Strategy, credit policies and execution of ABCU’s overall credit risk management processes. This is achieved by full ownership of all aspects of lending including policy, loan origination, forms, procedures, collections, and training programs and indirectly responsible for contributing a seamless credit experience across all touchpoints.

This role attends Board meetings and is required to provide quarterly business updates to the Board of Directors and field any questions they may have.

Credit Risk Management Expertise:

  • Have expert knowledge in credit adjudication and be the subject matter expert in all aspects of credit risk management.
  • As chair of ABCU’s Credit Committee, create a dashboard to provide the Board with an overview of the lending volumes, trends, pricing, delinquency, and other information needed to provide the Board with enough information for governance and oversight.
  • Develop the annual Credit Risk Management Policy (CRMP) policies and risk appetite statement and seek CEO approval prior to Board approval.
  • Be the expert with your knowledge and understanding of ABCU’s CRMP policies as they pertain to all lending.
  • Ensure ABCU’s lending portfolio remains within the CRMP risk tolerance and CUDG Corp guidelines for business mix.
  • Be the key relationship owner with CUDG Corp regarding the lending files.
  • Ensure no credit request submitted to CUDG Corp is without your oversight, comments, and support.
  • Establish appropriate loan pricing based on risk and member relationship with new and renewing loans.
  • Provide direction and expertise to deliver a digital lending platform that supports the evolving needs of the membership.
  • Strive to make the borrowing processes simple and efficient to support improved member access through electronic channels.
  • Ensure the lending handbook is reviewed and updated annually to reflect any changes.
  • Work with the CEO on the niche market strategies specific to commercial and retail services and execute effectively.
  • Create loan training programs to ensure employees have the capability to provide lending advice to members.
  • Work with people leaders to ensure that all loan trainees are meeting expectations through observations and audit processes.
  • Have working knowledge of retail banking and wealth management.

Experience Required:

  • Post secondary degree or diploma required.
  • Comfort and ability to work with a high level of detail/accuracy.
  • This is predominantly a self-managed role.
  • Proficient use of Microsoft Office Suite (Word, Excel, Outlook).
  • The ability to work efficiently without sacrificing accuracy is essential.
  • 10-15 years of job-related/industry experience.
  • Completion of CUIC General Studies Program preferred or working towards (may be waived depending upon position).
  • A combination of post-secondary education and work experience will be considered.

Interested candidates please provide a cover letter, salary expectations and resume to:

Cindy Bennett, COO

ABCU Credit Union

general@abcu.ca

ABCU thanks all applicants for their interest; however, only those selected for an interview will be contacted.

Closing date: position will remain vacant until a suitable candidate is identified.

Vice President, Credit Risk

Are you ready to make a move?

Work for a company who puts the financial well-being of its members first. It’s not just something we say at Conexus. It’s a promise delivered by our 900 employees each day. We are passionate about our members’ financial health, and our employees reflect that passion. At Conexus it’s about more than conducting a banking transaction, it’s about providing members with insightful content, tools, advice and products that help them look at their financial choices in new ways. We do this by keeping it simple and lending an ear to each member’s individual needs throughout Saskatchewan.

Our leaders and employees are authentic, bold, creative, and responsible. They are the reason we consistently deliver outstanding member experiences. They’re more than just individuals who come to work each day, each employee is a vital part of Conexus.

We acknowledge that our Conexus offices and facilities are located on Treaty 2, 4, 5, 6, 8 and 10 lands. These are the traditional lands of the Cree, Dakota, Dene, Lakota, Nakota and Saulteaux peoples, as well as the homeland of the Métis.

The bigger picture

We’re looking for a forward-thinking individual with a passion for the lending business and risk management to come on board as our Vice President, Credit Risk. This is the perfect opportunity for an innovator that is ready to challenge our status quo and willing to disrupt our current practices.

 How you’ll be spending your time

  • Coaching and empowering your team to take calculated risks that balance member service with responsible risk management.
  • Ensuring that your team is in the know and can clearly communicate lending decisions to our members.
  • Developing new strategies and lending policies that are easy to understand, efficient, faster, and outside the box.
  • Leading the Portfolio Risk Management function including credit risk modeling.
  • Sharing insight, helping inform decisions, approving complex loans and occasionally resolving conflict around conditional approvals and credit declines.
  • Credit lead for the National network of Credit Union and Non-Credit Union lending syndications.

 

The way people describe you

  • A credit risk pro with business, agriculture and consumer lending experience.
  • A disruptor that looks beyond credit risk and incorporates enterprise risk into your decision-making.
  • A dedicated coach who guides teammates to grow and work through complex credit requests and sets them up with tools and knowledge for responsible risk management.
  • An influencer who’ll make a meaningful difference on our member and employee experience by supporting and leading change.
  • A knowledge seeker who stays on top of the lending industry and looks for emerging risks and new opportunities for healthy business development.

 

The experience you bring

  • Senior professional in business and consumer lending.
  • Formal leadership experience with demonstrated ability to effectively lead a team.
  • Post-secondary degree in finance, economics, business administration or related discipline. Post-graduate education is an asset.

 

What you get in return

Our team works tirelessly to ensure the financial success of each of our members. We think such dedication deserves recognition. That’s why we’re proud to offer some of the most competitive job perks of any employer around. Come, join our crew, and find out just how sweet the rewards can be:

  • Competitive compensation and benefits package
  • Industry leading work-life balance and rewards
  • Formal and informal employee development
  • Meaningful work that makes a real difference in our members’ lives

We are excited to consider candidates with combined academic, professional and volunteer experience unique to them. Research shows that many applicants only apply if they meet every qualification of the role and we encourage you to consider the roles that most closely align with your skillset and experience. As we value diverse backgrounds and experiences and are focused on meaningfully building inclusive and diverse workplaces, you may be the new team member we’ve been looking for! This opportunity closes on May 30, 2023 so apply now on Conexus Careers page . If you have questions about this position, please contact us at jobs@conexus.ca

Chief Financial and Risk Officer

Job Title: Chief Financial and Risk Officer

Job Status: Regular Full-Time

Primary Location: This position is a hybrid role with remote work available. The in-person office time is to create meaningful and lasting connections with our members, staff and our HMECU community. Interprovincial applicants welcome – with requirement for travel to head office up to 5 days month.

 

Introduction

Healthcare and Municipal Employees Credit Union (HMECU) is a financial institution with a long history of providing superior financial services to local members. We are looking for an experienced and dedicated Chief Financial and Risk Officer (CFRO) to join our organization in our Hamilton Head office.

Position Overview

The CFRO will be responsible for leading and managing all financial, regulatory compliance, and risk management functions of the organization. This role is critical to the success of HMECU and requires a high degree of accuracy and attention to detail. The CFRO will report to the President and CEO and will work closely with the Senior Management team and other stakeholders.

The CFRO will manage the corporate financial performance of the Credit Union by developing and implementing short- and long-term strategies. As part of the Executive Management Team, the CFRO will work actively with the board in the development and implementation of Credit Union strategic goals; work with management to develop tactical plans designed to achieve strategic goals; and will prepare the necessary business plan and budgets to achieve the tactical plans.

What you’d be doing:

  • Develop and maintain a sound internal control environment.
  • Oversee the preparation of financial statements and provide interpretation and analysis to the Executive Management Team.
  • Oversee the preparation of regulatory reporting.
  • Develops, recommends, and implements changes to policies and procedures in the areas of administration to ensure compliance with application regulations and laws.
  • Develop and maintain a strong relationship with external auditors and stake holders.
  • Monitor and manage the Credit Unions financial risk, including but not limited to: Interest Rate Risk, Capital Risk, Liquidity Risk, and Foreign Exchange Risk
  • Develop and implement strategies for increasing profitability and reducing costs.
  • Develop and maintain the budget and forecasting processes and monitor the overall credit union performance.
  • Manage and evaluate the financial and operational systems of the Credit Union.
  • Analyze investment opportunities and manage the overall investment portfolio.
  • Participates actively at the senior management level and Board of Director level in the development and implementation of strategic plans.
  • Sets and administers the rate structure in conjunction with the CEO.
  • Supervises, mentors, and coaches the Finance and Accounts Payable Team.
  • Responsible for providing overall direction, control and planning for the audit, risk and internal controls for the credit union.
  • Key executive management representative to Board Audit Committee and other Board Committees as assigned.
  • Lead the Asset Liability Committee (ALCO).
  • Oversee compliance function.
  • Manages corporate enterprise risk relating to areas such as anti-money laundering/terrorist financing compliance, and other related legislation; keeps current with and ensures credit union compliance to legislation.
  • Develops and implements risk policies and programs relating to areas such as loss prevention and business continuity.
  • Oversees the monitoring, investigation, and tracking of internal control processes and losses due to fraud, forgery, and theft.
  • Manages relationships with external regulators.
  • Other duties as assigned.

Skill Requirements

  • Accounting designation (CPA) required.
  • Minimum of 8-10 years in accounting and financial experience.
  • Proven experience managing financial and risk functions.
  • Proficiency in financial modelling, forecasting, and budgeting.
  • Knowledge of banking regulations and compliance requirements.
  • Knowledge of DNA Banking System would be considered an asset.
  • Excellent organizational, interpersonal and communication skills
  • Ability to work independently and take initiative.
  • Excellent planning, budgeting, and organizational skills.
  • Strong people skills in working and developing relationships with stakeholders, staff and members.
  • Sound analytical thinking, planning, prioritization and execution skills and strategic leadership ability.
  • A team player with the ability to work collaboratively.
  • Experience creating policies and procedures.
  • Must be bondable.

If you have the required skills and experience and are looking to join a dynamic and growing financial institution and team, we would love to hear from you.

Please note: Healthcare and Municipal Employees Credit Union has an accommodation process in place and provides accommodations for employees with disabilities. If you require a specific accommodation because of a disability or a medical need, please contact HR at 905-575-8888 ext 145 or hr@HMECU.com so that arrangements can be made.

We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Job Type: One (1) Full – time vacancy

Primary Location: Head Office – 209 Limeridge Rd East Hamilton ON / Remote Hybrid Work Environment Available

Hours of Work: Flexible Work Week

Benefits: YES. We offer a very comprehensive Benefits Package.

100% Employer Paid Benefits for STD, LTD, Life Insurance, Extended Health, Dental Coverage and Employee Family Assistance Program.

Pension: Defined Contribution Pension Plan; with 9% Employer Contribution’s.

Compensation: $121,000.00 – $182,400.00 + variable bonus commensurate with experience

(Target Hire Total Compensation – $145,000.00-165,000.00)

Business Process Specialist

Open to any location in Saskatchewan
Innovation Credit Union – Find Branch(innovationcu.ca) or ability to work from your home office

Annual Salary: $53,248 – $73,216

Innovation Credit Union has a bold ambition. In addition to being Canada’s next Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenets of the digital business model, like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfill Innovation’s purpose?  Glad you asked!

The Business Process Specialist is a professional responsible for the risk management and analysis of the organization’s business processes. The primary objectives of the role include modelling processes, workflows and making evidence-based recommendations to support process improvements in a Microsoft environment across the Innovation Credit Union enterprise!

WIIFY (what’s in it for you):

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work arrangement options
  • Strong benefit package
  • 7% Superannuation matched contribution program
  • Attractive variable incentive program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff to help them
  • A purpose-driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do!

What our team is looking for:

  • A growth mindset that emulates Model, Coach and Care behaviours in every activity and approach
  • A solution mindset that feeds inertia
  • An ambassador willing to promote our team inside and outside the organization.
  • Somebody who is digitally capable and wants to dig into new technology with enthusiasm!
  • Somebody who can work with occasional ambiguity with a focus on process evolution.
  • A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
  • Somebody to sweat the small stuff, but also see the big picture.
  • Personality and Energy – a flair for polish, and you bring your personal, creative touch to everything you do!

What will you do?

  • Work with the business as the subject matter expert in documenting and modeling processes using the Innovation Credit Union standards (Currently BPMN 2.0).
  • Identify opportunities to improve both efficiency and effectiveness of business processes to make workflow better for any or all of members, staff and/or Innovation Credit Union.
  • Transcribe information and internal processes to obtain a comprehensive picture of Innovation Credit Union’s internal workings.
  • Work with internal Change Management to train staff on new processes and ensure they are being used correctly.

Some things that would impress us:

  • Some formal education in Lean Six Sigma, Engineering or Continuous Improvement
  • 1 to 3 years of job-related experience in implementing workflows and efficiencies
  • Have a strong understanding of the Microsoft Environment, process modeling and workflows
  • Proven communication and collaboration skills

Interested?

Click the ‘Apply now’ button!

Innovation Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada.  In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people.  We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.

Senior Analyst, Risk-Based Supervision

Senior Analyst, Risk-Based Supervision

Credit Union Deposit Guarantee Corporation

Who are we?
Credit Union Deposit Guarantee Corporation (the Corporation) is the deposit guarantor for Saskatchewan credit unions and the primary regulator for Saskatchewan credit unions and SaskCentral, together, Provincially Regulated Financial Institutions (PRFIs). We work closely with these institutions to ensure they employ sound business practices to enhance the strength and stability of the Saskatchewan credit union system.
We are seeking a confident, highly motivated professional who enjoys working in a fast-paced environment to join our Risk-Based Supervision team. Our employees benefit from gaining experience and exposure to a variety of aspects within the financial services industry.

What you’ll do:
As a Senior Analyst, you will join a team of professionals that collaborate with internal and external system partners in support of the Corporation’s mandate to instill confidence in the Saskatchewan credit union system. Key accountabilities to the position include:
• monitoring the performance of PRFIs to proactively identify risk and communicate actions required to mitigate risk to depositor funds and the guarantee fund
• building, managing and maintaining effective strategic relationships with the board of directors and senior management teams within a portfolio of PRFIs
• utilizing your knowledge in the areas of corporate governance, finance, and risk management to support monitoring and understanding of the financial services environment
• assessing regulatory approval requests from PRFIs to ensure compliance with legislation and regulatory requirements
• supporting the maintenance of the regulatory framework through research and development
Flexible hours and some travel are required as this business unit works with PRFIs throughout Saskatchewan.

What you’ll need:
• undergraduate degree in business administration or commerce; a professional designation would be considered an asset (or an equivalent combination of education and experience)
• three to five years’ experience in the financial services industry, regulatory, and/or audit environment
• knowledge and experience with areas such as: corporate governance, strategic and risk management, credit, audit and financial management practices
• the ability to interpret and apply policy, legislation, and regulation
• demonstrated ability to effectively present regulatory findings and facilitate discussions with key stakeholders such as senior management and board members
Core competencies focus on teamwork, communication, problem solving & decision making, service excellence, conflict resolution, and building relationships.

What we offer:
The salary range for this position is $84,800 to $106,000. We offer competitive benefits including hybrid work opportunities, immediate coverage of health and dental insurance, matched pension contributions, an employee wellness program, maternity/parental benefits, and education, training, and development opportunities. For more information on the Corporation, please visit our website www.cudgc.sk.ca.

To apply:
Please submit your cover letter and resume stating competition RBS-SRANALYST by April 26, 2023 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted.
The Corporation values and supports workplace diversity. We believe diverse ideas, opinions and perspectives make our organization stronger.

Senior Analyst, Regulatory Policy and Prevention

Senior Analyst, Regulatory Policy and Prevention

Credit Union Deposit Guarantee Corporation

Who are we?
Credit Union Deposit Guarantee Corporation (the Corporation) is the deposit guarantor for Saskatchewan credit unions and the primary regulator for Saskatchewan credit unions and SaskCentral, together, Provincially Regulated Financial Institutions (PRFIs). We work closely with these institutions to ensure they employ sound business practices to enhance the strength and stability of the Saskatchewan credit union system.
We are seeking a confident, highly motivated professional who enjoys working in a fast-paced environment to join our Regulatory Policy and Prevention team. Our employees benefit from gaining experience and exposure to a wide variety of aspects within the financial services industry.

What you’ll do:
As a Senior Analyst, you will join a team of professionals that collaborate with internal and external system partners in support of the organization’s mandate to instill confidence in the Saskatchewan credit union system. Key accountabilities to the position include:
• Research, develop, and implement regulatory policy initiatives for credit unions, including inputs to the Corporation’s crisis management framework and deposit guarantee fund initiatives
• Monitor, analyze, and prepare written reports on consolidated PRFI financial and non-financial performance/risk trends
• Conduct ongoing research and analysis of the financial services industry, Saskatchewan credit union system, and the regulatory and economic environment
• Build and maintain effective relationships that support achievement of the Corporation’s objectives, such as proactive loss prevention and PRFI self-regulation

What you’ll need:
• Undergraduate degree in business administration or commerce; a professional designation would be considered an asset (or an equivalent combination of education and experience)
• Three to five years’ experience in the financial services industry, regulatory environment, crisis management, or a finance-related field
• Proven knowledge in policy development, financial analysis, and reporting; strong research, communication, and writing skills are required
• Demonstrated ability in presenting information and facilitating discussions with key stakeholders
Core competencies focus on teamwork, communication, problem solving & decision making, service excellence, conflict resolution, and building relationships.

What we offer:
The salary range for this position is $84,800 to $106,000. We offer competitive benefits including hybrid work opportunities, immediate coverage of health and dental insurance, matched pension contributions, an employee wellness program, maternity/parental benefits, and education, training, and development opportunities. For more information on the Corporation, please visit our website www.cudgc.sk.ca.

Ready to Apply?

Please submit your cover letter and resume stating competition RPP-SRANALYST by April 26, 2023 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted.
The Corporation values and supports workplace diversity. We believe diverse ideas, opinions, and perspectives make our organization stronger.

Compliance Specialist

Compliance Specialist – Cornerstone Credit Union

Join the Cornerstone Crew!

Be Part of Something . . . . .

Are you an outgoing individual who has great interpersonal and communication skills and who loves digging into things? We’re looking for a dedicated Compliance Specialist who thrives in a fast-paced work environment and prides themselves on seeing things done right. If this is you, we want you to join our Risk team at Cornerstone Credit Union!

As a Compliance Specialist, you’ll be an important part of a team of knowledgeable risk-adverse professionals who share a genuine commitment to protect the organization and its external members from risk related activities.

Reporting to the Manager, Compliance, you will be part of a team that is responsible for day to day compliance in relation to the credit union’s legal and regulatory requirements and framework. You will identify areas to mitigate risks of member fraud by reviewing prescribed and suspicious transactions and other Verafin Anti-Money Laundering monitoring. You will provide ongoing support to staff and management on the Privacy, Anti-Money Laundering, Market Practice Code, Fraud, regulatory compliance and proclaimed Acts. You will work collaboratively with team members and will be involved in a range of compliance activities with primary responsibilities for compliance regime training, reporting and record keeping, including reporting to FINTRAC. This role will respond to enquiries, assist in developing and implementation of policies and procedures related to compliance, risk and its related activities as well as provide support in absence of the Manager, Compliance.

What We Are Looking For . . . . .

To be considered for a Compliance Specialist position you must have post-secondary education; plus, two to four years of job-related experience, or an equivalent combination of education or experience. A CAMLI designation or an Anti-Money Laundering professional designation is preferred or a commitment to obtain one is required.

This position requires exceptional communication skills, problem solving skills and the ability to develop and maintain strong working relationships. You must have detailed knowledge of compliance policies, procedures and practices and detailed knowledge of regulatory, legislative and technical environment that impacts the credit union (Proceeds of Crime Act & Terrorist Financing, Privacy and Market Code). You must have working knowledge of Microsoft software, basic understanding of accounting principles and financial management. Working knowledge of credit union banking system software and credit union products and services will be required for this position. A demonstrated commitment to continuous learning and development is required.

We Say We Care, and We Mean It

Cornerstone Credit Union is a caring and compassionate organization. We offer a competitive total compensation package that includes a great employee benefits program, matched pension contributions along with wellness and employment perks!

We also offer an incentive program that rewards employees for outstanding individual performance!

The salary will reflect your experience and qualifications.

The successful candidate may select to work at any of Cornerstone Credit Union’s 15 Saskatchewan branches. Union membership may be necessary, depending on work location.

For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.

https://cornerstonecu.prevueaps.com/jobs/253476-37571.html

 

Director, Retail and Small Business Markets

Are you ready to make a move to a company that puts the financial well-being of its members first?

It’s not just something we say at Conexus. It’s a promise delivered by our 900 employees each day. We are passionate about our members’ financial health, and our employees reflect that passion. At Conexus it’s about more than conducting a banking transaction, it’s about providing members with insightful content, tools, advice and products that help them look at their financial choices in new ways. We do this by keeping it simple and lending an ear to each member’s individual needs throughout Saskatchewan.

Our employees are authentic, bold, creative, and responsible. They are the reason we consistently deliver outstanding member experiences. They’re more than just individuals who come to work each day, each employee is a vital part of Conexus.

We acknowledge that our Conexus offices and facilities are located on Treaty 2, 4, 5, 6, 8 and 10 lands. These are the traditional lands of the Cree, Dakota, Dene, Lakota, Nakota and Saulteaux peoples, as well as the homeland of the Métis.

The bigger picture

We’re looking for a strategic, forward-thinking, results-driven person to come on board as our Director, Retail and Small Business Markets, preferably located in Regina, Saskatchewan. You will be responsible for leading and directing the retail and small business sales and service delivery to drive growth and achieve exceptional results that supports Conexus, our members and our communities. This includes identifying ways in which we can enhance our ability to improve sales processes and increase efficiencies to support our members overall financial well-being. Ultimately your leadership and guidance will be critical to driving growth and success within the retail and small business markets while ensuring alignment to organizational strategies and effectively leading change.

How you’ll be spending your time

  • Coaching, empowering and leading a team of direct reports to maximize sales, member experience, business and community development, and operational performance
  • Leading by example to encourage the sharing of ideas for improving sales processes that facilitate the teams ability to provide financial product sales and advice to consumer and small business members
  • Assessing the performance of sales teams and provide recommendations for improvement while ensuring adherence to corporate policies
  • Lead strategies to ensure member-centric, needs based services and advice are being provided that facilitate relationships built on trust
  • Identifying and managing risks and opportunities while ensuring adherence to company policies and legislation
  • Identifying opportunities for improvement of policies, processes and increased efficiencies that ultimately support the member experience

The way people describe you

  • You have a deep understanding of the core business lines within the Credit Union system
  • You are a driven individual who strives to grow the success of your team through continuous coaching and empowerment
  • You promote and cultivate an environment that continually seeks and identifies areas to increase efficiencies
  • You have extensive organizational awareness and the ability to drive change and growth that align to the overall corporate strategy
  • You are considered a subject matter expert that is able to create a collaborative environment that supports a learning culture
  • You are a trusted partner who is skilled at conflict resolution and crisis management

The experience you bring

  • 10 years’ experience in progressively challenging financial industry positions
  • 5 years’ formal people leadership experience
  • CSI Moody’s Certificate in Commercial Credit (CICC)
  • Relevant post-secondary education (e.g. business, risk)

What you get in return

Our team works tirelessly to ensure the financial success of each of our members. We think such dedication deserves recognition. That’s why we’re proud to offer some of the most competitive job perks of any employer around. Come, join our crew, and find out just how sweet the rewards can be:

  • Competitive compensation and benefits package
  • Industry leading work-life balance and rewards
  • Formal and informal employee development
  • Meaningful work that makes a real difference in our members’ lives

We are excited to consider candidates with combined academic, professional and volunteer experience unique to them. Research shows that many applicants only apply if they meet every qualification of the role and we encourage you to consider the roles that most closely align with your skillset and experience. As we value diverse backgrounds and experiences and are focused on meaningfully building inclusive and diverse workplaces, you may be the new team member we’ve been looking for! This opportunity closes on April 13, 2023 so apply now! If you have questions about this position, please email jobs@conexus.ca

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