Chief Risk and Compliance Officer

Are you ready to make a move and work for a company who puts the financial well-being of its members first? It’s not just something we say at Conexus. It’s a promise delivered by our employees each day. We are passionate about our members’ financial health, and our employees reflect that passion. At Conexus it’s about more than conducting a banking transaction, it’s about providing members with products, tools and insightful advice that helps them realize their dreams. We do this by keeping it simple and lending an ear to each member’s individual needs throughout Saskatchewan.

Our Conexus offices and facilities are located on Treaty 2, 4, 5, 6, 8 and 10 lands. These are the traditional lands of the Cree, Dakota, Dene, Lakota, Nakota and Saulteaux peoples, as well as the homeland of the Métis.

The bigger picture

We’re looking for a progressive, disciplined and action orientated leader to join our executive leadership team as Chief Risk & Compliance Officer.

As the Chief Risk & Compliance Officer (“CRCO”), you will partner with the executive leaders to ensure the day to day execution of our business strategy. You will guide and influence the entire organization alongside your colleagues within Conexus. You will be responsible for defining the risk culture throughout the organization and ensure that our risk appetite and business strategy are aligned and designed to leverage business opportunities and create member value.

Not only will you lead a varied group of integral teams but given that this role is a key control position, you will also provide valuable and expert guidance, insight and knowledge to our Board of Directors.

How you’ll be spending your time

  • Responsible for the ongoing risk management required in an ever-changing industry. This requires a high degree of talent to assess internal and external factors that impact the Credit Union. This also requires the ability to proactively respond to these factors in a flexible and forward-thinking way, while always adhering to evolving regulatory requirements.
  • Understand the regulatory environment and lead the subject matter experts that will form recommendations to the executive leadership team and/or Board of Directors
  • Ensuring the Board is fully informed on important factors related to risk that effect the organization
  • Developing programs that meet the needs of the members, drive growth and are aligned to the risk appetite of the Credit Union
  • Developing a culture of member first within the reporting business lines and Conexus Credit Union
  • Ensuring relationships and partnerships are highly productive for the benefit of Conexus
  • Leveraging and introducing technology that improves member service and provides for increased efficiencies with the Credit Union
  • Participating in and nurturing broad networks of alliances with others to exchange knowledge and information

The way people describe you

You are known for your expertise in financial services, risk management and credit adjudication and have cultivated a reputation of success everywhere you go. You are strongly aligned to our purpose and have a demonstrated track record of strategic execution that produces extraordinary results. You are an exceptional leader that performs at scale with the ability to educate and inspire others to achieve exceptional results. You understand business strategy at the point of creation, and more importantly, how that strategy will translate through each point of the value chain You are a principled teammate who amplifies the talent of those around you to deliver on enterprise results.

The experience you bring

  • Awareness of the Credit Union Act & Regulations
  • Awareness of CUDGC Standards of Sound Business Practices
  • Appreciation of the OSFI Prudential Environment and application of same for provincially regulated entities
  • Awareness and demonstrated understanding of different methods of business process and the role each can play in problem solving and accomplishment of work
  • Knowledge and sound understanding of the credit union system
  • Knowledge and sound understanding of the Board’s fiduciary role in overseeing risk management for a financial institution
  • In-depth expertise of applicable federal and provincial legislation and regulatory requirements related to the areas of enterprise risk management and corporate compliance and privacy
  • In-depth expertise of credit adjudication and credit risk
  • In-depth expertise of cyber risk and security
  • 7+ years of senior executive leadership experience
  • 10+ years of experience in a relevant or related industry
  • Graduate post-secondary degree in a relevant or related field or a relevant combination of experience and post-secondary education
  • A background in financial services sales is an asset

So, what do you think – does this sound like it might be a fit for you? If so, and you have the qualifications outlined above, then we encourage you to apply today. If you have questions about this position, please contact Susan Pottle at susan.pottle@conexus.ca. But act fast, the opportunity closes on March 10th.

Risk Analyst

Risk Analyst

Open to anywhere in Canada

Simplifying banking for Canadians – it’s simple but bold. Here at Innovation Credit Union we reward forward thinking, results driven, digital risk takers who are looking to break barriers in traditional banking.  As a Risk Analyst has a good knowledge of operational risk management practices and possesses an inquisitive and investigative mindset to initiate risk discussions and improve risk mitigation strategies. The ability to plan, prioritize and execute assigned tasks comes naturally to this person.  

A Risk Analyst supports the Manager, Operational Risk with the implementation of the Operational Risk Management Framework; reviews risk registers/event logs; supports the VP, Risk & Compliance with the implementation of the Model Risk Governance Framework for Innovation.  They understand the importance of RCSAs, Operational Risk Taxonomy, Risk Events, Risk Awareness and KRIs.  They are committed to continuous learning and professional development while maintaining knowledge of legislation, regulations, standards and best practices for the effective management of operational risk.  

(WIIFY) What’s in it for you:

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work options
  • Strong benefit package
  • Superannuation matched contribution program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff helping them
  • A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do

Visit the CAREERS page of our website www.innovationcu.ca to learn more and apply!

Senior Manager, Commercial Credit Risk

Interior Savings is a locally based financial institution serving the Interior Region of British Columbia; we are one of the largest credit unions in the province. Our customers are our members, our members are our owners, and our success begins and ends with you.  Our Way Forward is to make a positive difference in people’s lives and enrich each member’s life journey while keeping the human touch in a digital world. Interior Savings takes pride in the fact that we operate in a socially responsible manner and are highly visible supporters of the communities we serve. That’s local money for local good.

If you would like to be part of a team that makes a positive difference in people’s lives, check out this great opportunity.

We are seeking a Full Time Senior Manager, Commercial Credit Risk. With exceptional attention to detail the Senior Manager, Commercial Credit Risk is accountable for adjudicating commercial, small business and agricultural credit applications generated by the Commercial/Small Business Centers.  This position is responsible for ensuring that the approved applications meet acceptable risk requirements in accordance with prudent lending practices, corporate lending policy, as well as regulatory and legislative requirements.

This position ensures, within established lending limits, the review, recommendation and approval of commercial, small business and agricultural credit applications that exceed the limits of the Commercial Managers and Commercial Account Managers.  Presentation and support of recommended applications to the Management Credit Committee through established approval processes is a key activity of this position. In addition, this position will develop and implement an effective 2nd level of defense framework of ongoing commercial credit reviews.

As part of the risk management team, the Senior Manager, Commercial Credit Risk actively pursues the assessment of loan portfolio risks and trends and maintenance of credit quality through recommendation of Branch / Regional Office / Staff commercial lending limits, monitoring of portfolio performance, identification of emerging industry, macro-economic and political risks, and training and guidance of commercial lenders. This role is responsible for formulating and recommending policies and procedures for commercial lending, implementing approved policies and procedures, and establishing a compliance and related data quality monitoring and reporting regime. This includes recommending revision of relevant areas of the corporate Investment & Lending Policy and Guidelines in alignment with the Credit Union’s strategic plan and the Board established risk appetite.

This position involves frequent contact with senior management, commercial / small business banking personnel, account managers as well as Accounting, Audit and Treasury departments in a variety of capacities including developing new, more efficient, and pro-active methods to track portfolio quality and trends and test to pre-determined performance benchmarks.

The Senior Manager, Commercial Credit Risk is responsible for providing support, guidance, and direction on matters regarding the administration of higher risk, delinquent and non-performing commercial loans to minimize risk of loss. This role is also responsible for developing reports and metrics on the commercial loan portfolio, including composition, quality, and performance, and collaborating with Finance on the ongoing development, analysis, and calibration of the commercial loan portion of the loan loss model.

*This role is eligible for remote, hybrid or in office work

Education

  • Bachelor’s degree in commerce, business, or a related field
  • Either a CGA, CA, CMA designation preferred 

Experience/Knowledge

  • Minimum 5 years’ experience in commercial risk underwriting with a financial institution, in addition to 7-9 years of field experience in commercial lending
  • In-depth knowledge of credit structuring, security requirements and lending policy, guidelines and practices is a critical requirement for this position
  • A working knowledge of legal issues related to commercial, agricultural lending is required to ensure security, terms, and conditions of approvals are appropriate and effective

For more information or to apply for this position please visit our website: www.interiorsavings.com

We thank all applicants for their interest and will contact short-listed candidates only.

 

Internal Auditor

Location: Trail, BC; Remote work options will be considered for the right candidate

Are you seeking an opportunity that provides a great work-life balance, along with the opportunity to build a satisfying career and be part of an organization that puts their community and employees first? If you have a background in auditing and have a solid understanding of financial service industry business practices, products and services, risk management principles and risk mitigation techniques, this may be the opportunity for you!

THE AREA

Nestled in the natural beauty of the Selkirk and Monashee mountain ranges, next to the mighty Columbia River, the Greater Trail area offers year-round activities for the outdoor enthusiast from golfing to skiing, mountain biking, kayaking, fishing, hiking and much more. Amenities include the region’s largest hospital, Selkirk College and an aquatic and leisure centre, all surrounded by inviting neighbouring communities that are within easy commuting distance. Affordable, safe and volunteer-oriented communities provide all the modern technology and amenities to keep you connected. Here you will find outstanding opportunities for living life well and to its fullest.

For more information about the Greater Trail region, please visit imaginekootenay.com

KOOTENAY SAVINGS CREDIT UNION

We’re the region’s leading credit union with over $1 billion in assets, over 39,000 members and over 200 employees. Our Corporate Office is in Trail, BC along with our Member Service Centre and we have eleven branches throughout the Kootenays offering retail and commercial banking services. We’re community-minded and continue to strive to fulfill our vision to be the best provider of financial services and the best place to work in the communities we serve.

For more information about Kootenay Savings, please visit kscu.com

THE OPPORTUNITY

Reporting administratively to the President & Chief Executive Officer with functional accountability to the Audit & Operational Risk (A&OR) Committee, the Internal Auditor provides independent, objective assurance and consulting services designed to add value and improve the Credit Union’s operations.

The Internal Auditor helps the organization accomplish its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control, and governance processes. The Internal Auditor is accountable for the development and carrying out of risk-based audit programs designed to evaluate Management’s system of internal controls as they pertain to the enterprise-wide risk profile.

You will work with all levels of management and staff to provide assurance that key risks are being managed effectively, and act as a change agent through innovative solutions to help improve organizational performance. Your clear and concise reports to Management and the A&OR Committee will present risks objectively and make practical recommendations which will improve the systems of internal control and operating efficiencies. You will stay abreast of professional standards for internal auditing to carry out all activity within the framework of accepted professional standards.

A remote work option may be considered for this role; however, the incumbent must be able to travel to work onsite in Trail, BC or in other KSCU locations as required.

What you bring:

  • A professional accounting or auditing designation (CPA or CIA), or enrollment in a professional accounting or auditing program, or equivalent
  • Four to six years of related experience in a financial institution, some at a supervisory level, or an equivalent combination of education and experience
  • Working knowledge of the financial services industry, including products and operations; risk management and risk mitigation techniques in the form of internal controls
  • Working knowledge of credit, market, strategic, operational, regulatory, and financial risk for financial institutions
  • Working knowledge of commercial and retail lending
  • Working knowledge of financial deposit processes and procedures
  • Working knowledge of the regulatory and compliance environment
  • Working knowledge of computer technology in the context of a financial institution
  • Advanced knowledge of internal audit methodology and techniques and standards of the Institute of Internal Auditors
  • Advanced analytical, research and problem-solving skills
  • Ability to effectively manage multiple assignments and meet deliverables
  • Strong interpersonal skills
  • Strong oral and written communication skills
  • Strong organization and time management skills

Why work for us?

We know that our dedicated employees give us a lot and are key to our success; in return we offer a total rewards package that includes:

  • Competitive salary and benefits
  • Paid vacation, sick time and floating holidays
  • Continual training, development and coaching
  • Confidential employee and family assistance program
  • Unique staff benefits on products such as bank accounts, loans & mortgages
  • The opportunity to build a satisfying career in an organization that incorporates many leading-strategic initiatives
  • Being part of an organization that puts their community and employees first
  • Being part of a talented and dedicated team who improve our members’ financial lives

You’ll be rewarded with a satisfying career in an organization that incorporates many leading-edge strategic initiatives with opportunities for supported professional growth and career advancement. If you are a team player ready to take on an exciting challenge in a progressive, employee-focused environment, we’d like to hear from you!

Please apply online through the careers section of our website at kscu.com to upload your resume and complete the application questions.

Closing date: Open until filled

We thank all applicants for their interest; however, only short-listed applicants will be contacted.

Quality Control Specialist

QUALITY CONTROL SPECIALIST

Permanent Full Time

Closes November 21

Open to Any Location in Canada
(Ability to work remotely from your home office)

$55,261 – $69,076

Innovation Credit Union has a bold ambition. In addition to being Canada’s next Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

Click the link below to see what Innovation Credit Union is about! Trust us, you are going to want to learn more about who we are!

Innovation Credit Union – About Us (innovationcu.ca)

THE POSITION:  To assist and support the Risk Division through quality assurance testing of the credit portfolio by analyzing credit, identifying risk, and ensuring compliance with all regulatory requirements. Develop, document, and review internal lending practices based on results with the goal of maintaining an acceptable level of risk in Innovation’s lending portfolio.

Through years of lending and credit experience, this person uses a concerned approach to test risk within our organizational lending portfolio, document findings and gaps and reporting results. Although there are times where an external member experience is required, it is generally seen as a resource to internal departments.

Key responsibilities/accountabilities of the role:

  • Build internal relationships with cross-functional teams supporting employee development by providing high-level knowledge in Innovation practices and documentation requirements
  • Assist in building a constructive culture by providing exceptional member service with open and timely communication
  • Present results of Quality Assurance testing to VP/Managers providing an instrumental tool for coaching/mentoring opportunities to drive improvements in the quality of Innovation’s lending portfolio
  • Possess comprehensive knowledge of all Innovation practices and documentation
  • Develop, document, and review internal lending and risk division practices, recommending required changes based on results
  • Maintain an advanced level of understanding of legislative requirements and government programs
  • Identify and recommend areas of efficiency discovered through the portfolio testing
  • Ensure proper collection of fees and application of appropriate interest rates through credit analysis
  • Possess a keen eye for detail in combination with a strong investigative skillset which is required to proficiently assess risk, ensuring compliance will all regulatory requirements
  • Perform credit analysis following the current expectations of review as determined by the VP Credit and the Head of Risk
  • Investigate credit files where areas of risk have been identified and report findings to the VP of Credit; assisting in the determination of what appropriate course of action is required

What are some of the skills/experience a successful candidate will possess?

  • Completion of a two or four-year post-secondary program in Commerce, Business, or a related field
  • 5 – 7 years job related experience or an equivalent combination of education and experience
  • Advanced Microsoft Office skills in various Microsoft programs

Interested?

Director of Enterprise Risk Management

Job Function:

The Director Enterprise Risk Management (ERM) will develop and manage a framework to identify, assess, mitigate, and monitor business risks across the organization. This position will manage, monitor, and maintain the overall ERM framework and reporting through the application of effective risk identification methods along with oversight and coordination of mitigation strategies throughout the credit union. The primary functions are related to member information security, business continuity and recovery, critical & non-critical third-party relationships, anti-money laundering compliance and both current and pending regulatory requirements as related to the management of the Enterprise Risk Program. Secondary functions include monitoring of any new procedures by other departments, litigation matters, insurance, information and coordination of compliance/regulatory audits.

The Director ERM will be responsible for ensuring Mainstreet’s operations and procedures comply with legal regulations and internal policies. Duties will include evaluating all current and new compliance regulations, reviewing credit union processes, and assist with implementation of changes, if required. He/she will be a resource for compliance issues that arise at the credit union. This will involve being the facilitator to outside resources for more complex compliance matters.

Due to the nature of the oversight responsibilities associated with this position, strong skills in partnering and coordinating with executive and other director level positions throughout the credit union to facilitate the assessment of appropriate risk, mitigation procedures and resolution strategies cross-functionally is critical in the effective management of this program.  This position supports the culture of informed risk-taking, heightening awareness and use of appropriate risk management practices through educational programs, training process and mentoring employees.

Duties and Responsibilities:

Risk

  • Establish and maintain a detailed ERM program plan using internal and external resources to support the development of a framework to properly identify all risks to the organization, assess exposure, develop, and implement mitigation procedures with monitoring and follow-up established.
  • Develop a reporting process and scorecard of key performance indicators to monitor / audit compliance and timely implementation of risk mitigation strategies and procedures along with effective and timely reporting standard for both executive leadership and the Board of Directors.
  • Review and address the findings of the auditors and regulators as they apply to exposures in managing risks (market, credit, operational, structural, liquidity, strategic) with direct access to the Chair of the Audit & Risk committee.
  • Develop and review risk policies to ensure consistency with the internal control systems and control framework.
  • Ensure reporting for Capital Management, Liquidity Risk, Market Risk and Credit Risk are performed regularly, applied to items in the risk inventory and present recommendations made to the Audit & Risk Committee for risk mitigation.
  • Develop and administer the Business Continuity, Disaster Recovery and Pandemic plans along with test schedules.
  • Review all Credit Union contracts to ensure risk is controlled.
    Review, administer and maintain all Credit Union insurance (CUPAC & Credit Union Bonding)
  • Work with all levels of management throughout the Credit Union to ensure and enhance the security of member information
  • Monitor areas where risk exposure has been identified through either internal or external reviews to ensure the implementation of mitigation strategies as recommended.
  • Oversee internal audit regime and regularly review internal auditors.
  • Make recommendations and presentations to the board and senior management as required.

Compliance

  • Lead the implementation and monitoring of effective risk management practices and ensure operating policies are complied with throughout the organization.
  • Monitor and report on internal controls to address policy breaches and recommend effective improvements.
  • Collaborating with multiple departments, consultants, and industry peers on compliance matters.
  • Performing periodic audits/reviews on policy, procedures, and regulations.
  • Oversee audits with FSRA, FINTRAC, or other regulators.
  • Review all credit Union contracts to ensure risk is controlled.
    Review, administer and maintain all credit Union insurance (CUPAC & Credit Union Bonding)
  • Fulfil the role of Chief Anti – Money Laundering Officer, Privacy Officer and Chief Compliance Officer
  • Work on special projects as required.

Qualifications:

  • At least 7 years of ERM/Compliance, Management or Audit experience in financial services.
  • Bachelor’s Degree in Business, Accounting / Audit or related area or equivalent experience. Postgraduate qualification and professional risk qualification will be an added advantage.
  • Auditing/lending experience/background; BSA/AML Program knowledge/experience
  • Specific Studies: Risk Management Designation with continuing education requirements, Anti-Money Laundering Compliance and Privacy Officer training

Knowledge and Skills:

Credit union internal audit cycle, credit union internal control systems, policies & operational procedures, statutory requirements of credit unions, Credit Union Act and Regulations, credit union computer systems, policies and procedures specific to Risk Management and Money Laundering, credit union philosophies and principles.

Credit union integrated banking systems, computer software (spreadsheet and graphics), reporting and analysis, analytical problem solving and decision making, goal setting, interpersonal skills, verbal and written communication skills, organization and planning, time management and ability to prioritize.

Working Conditions:

Travel to Branches and Administration offices may be required.

 

Mainstreet Credit Union welcomes diversity in applicants.  Accommodations are available upon request for candidates taking part in all aspects of the selection process.

Compliance Audit Analyst

**Posting Deadline: Please submit your application by 11:59 PM PST, November 1, 2022**

Position Type: Permanent

Together, Let’s Do Great Things!

We’re the largest financial institution based on Vancouver Island and the Gulf Islands, and we’ve got an opportunity for you. We are looking for a Compliance Audit Analyst to join our operations team. The Compliance Audit Analyst is a key role in our defense against anti-money laundering/anti-terrorist financing risk, controls, and ongoing compliance of regulatory requirements.

This role is a remote position and is open to candidates throughout British Columbia.

What’s the role?

As the Compliance Audit Analyst you are accountable to plan, manage and execute internal audit for anti-money laundering (AML) related policies in all areas of CCCU. Your role focuses on improving the internal control environment by addressing risks associated with business objectives and evaluates the controls in place to mitigate those risks. As Compliance Audit Analyst you also develop the Credit Union audit plans and self-assessments, provide value-added advice and support to business partners on the creation or modification of policies, procedures, processes, products, or services to ensure an appropriate level of internal control and compliance is maintained.

Your duties will include:

  • Executing the creation of and performing ongoing maintenance of the Compliance Internal Audit Manual, documenting the auditing procedures and examination techniques to be applied.
  • Performing internal audit and risk assessments to ensure compliance with organizational controls, identifying gaps and recommending controls and other countermeasures.
  • Planning the scope of audit, preparing the audit program, and determining the appropriate auditing procedures and examination techniques to be applied (e.g., computer extracts, statistical sampling, etc.) for each audit assignment.
  • Facilitating audit engagement meetings with stakeholders to explain the scope and objectives prior to fieldwork commencing, as well as closing meetings to provide clear explanations of results and actions required.
  • Preparing working papers and audit finding reports in accordance with established guidelines within the Compliance Internal Audit manual
  • Establishing and maintaining relationships with Management and Stakeholders for each audit assignment; planning and participating in report presentation, reviews and follow-up engagements as required.
  • Performing research and analysis of the relevant policy and procedures, and an evaluation of audit related documentation as a basis for an objective opinion on the effectiveness and efficiency of operations and the adequacy of internal control.
  • Providing recommendations relative to the design and effective operation of internal compliance controls.
  • Conducting other compliance reviews, on-site reviews, etc. as needed; and assist as required with the development of action plans for any issues, deficiencies or questions that require remediation.
  • Compiling audit information for periodic dashboard and/or Board of Director reporting.
  • Supporting the compliance team in responding to various regulatory body inquiries, audits, and reviews.

What are we looking for?

  • Bachelor’s Degree or Designation in Finance/Accounting/Auditing requiring 4 years of full-time study or have an equivalent combination of education and experience.
  • Certified Internal Auditor designation is an asset

Ideally, you are a flexible, collaborative team player with:

  • A minimum of 5 years progressive financial experience or an equivalent combination of education and experience.
  • Minimum 3 years’ experience in internal audit, multi-functional banking operations, AML/ Fraud and/or risk management in the Banking or Credit Union industry preferred.
  • Advanced proficiency with Microsoft Office products, including Word, Excel, and Access.
  • Proficiency with the DNA Banking System and Doxim Loans Origination System.
  • Proven experience in providing detailed and accurate information to third parties.
  • Previous experience working on/leading large projects.
  • Previous experience conducting research and preparing reports.
  • Advanced knowledge of PCMLTFA, FATCA and CRS legislation, fraud mitigation, and loss prevention
  • Advanced understanding of internal control concepts and experience in applying them to plan, perform, manage, and report on the evaluation of various business processes/ areas/ functions.
  • Knowledge of internal auditing standards, and risk assessment practices.
  • Knowledge of how to gather, clarify and apply information transmitted in various formats.

If you’re an approachable problem solver who embraces self-development and life-long learning, you’ll be a great fit with us.

Who are we?

Since first forming in 1946, Coastal Community has grown to become the largest financial services provider based on Vancouver Island. We’re proud of the legacy we’ve built and the things that make us who we are:

  • We’re 100% member-owned, with all decisions made locally—right here on Vancouver Island.
  • We’re a growing organization with over $4 billion in assets under management. Coastal Community helps improve the financial health of over 100,000 members and clients through our 24 branches, 16 insurance offices, 4 business centers, plus our wide range of online and digital services.
  • We believe in making meaningful contributions to the communities we call home. Each year, we give over half a million to community organizations and programs.

If you join us you’ll work hard, but have a lot of fun along the way. We offer a generous compensation package and a great work/life balance because we want you to spend your career here. Many people do!

 

Manager, Credit Risk & Adjudication

Are you an expert in interpreting lending policies and procedures and recommends alternative approaches to minimize risk to a credit union? Are you a strategic thinker who loves to improve business processes? Are you a change champion who best utilizes their coaching skills to do things easier, better, and faster and to gain buy-in from all levels within an organization? Are you familiar with managing and providing support to matters related to Credit Adjudication of Commercial, Agriculture and Retail banking?

If so, look no further, Westoba Credit Union is looking for a Manager, Credit Risk & Adjudication just like you!

A day in the life as a Manager, Credit Risk & Adjudication:

  • You will be responsible for managing the credit adjudication department and team. Ensuring credit approvals are provided in a timely fashion or escalated where necessary, service delivery is per agreed Service Level Agreement and Westoba’s interest is protected
  • You will provide feedback to the retail and business banking teams on the viability of retail and commercial/agricultural credit applications, as well the associated credit risks
  • You will participate in development of policies and procedures and act as an agent of change
  • You will support the credit union’s Enterprise Risk Management by reporting key risk indicators and communicating emerging trends
  • You will collaborate with executives and other senior leaders in areas including budgeting, spending, and evaluation
  • You will develop and evaluate performance standards with direct reports to build a team of qualified, professional, and capable employees through training, coaching, and mentoring
  • You will translate organizational objectives into achievable operational goals and facilitate the process of goal setting, monitoring and evaluation with direct reports
  • You will ensure areas of responsibility meet the requirements of the DGCM, as well applicable legislation, regulations, and the credit union’s policies and procedures
  • You will support the VP Risk management in achieving organizational goals & objectives

What you will bring to the table:

  • Post-secondary education such as a bachelor’s degree in business administration/commerce is expected; a master’s degree is preferred
  • A professional designation such as CFA, FRM preferred
  • Five to Seven years’ experience in a leadership role and overall, fifteen years experience is expected; experience supporting the development and execution of corporate strategy, as well leading credit risk and adjudication efforts is preferred; Previous financial institution experience within a leadership capacity is required.
  • A combination of education and experience may be considered

What Westoba has to offer:

  • Competitive compensation and benefits
  • Company-matched pension program
  • Results-orientated bonus program
  • Dollars invested in your education
  • Discounted rates on your annual GoodLife Fitness membership
  • Plus, awesome financial perks including:
    • No-fee chequing and savings accounts
    • Preferred rates on deposits
    • Discounted rates on loans

If this is you, please submit your cover letter and resume by clicking on the link below:

Manager, Credit Risk & Adjudication | Westoba Career Opportunities (ultipro.ca)

If this role is not right for you, referrals are always welcome! 

We thank all applicants; however, only those who are short-listed will be contacted.

Manager Credit Risk Adjudication Position

Associate Manager, Regulatory Policy & Prevention

Associate Manager, Regulatory Policy & Prevention

Who we are:

Credit Union Deposit Guarantee Corporation (the Corporation) is the deposit guarantor for Saskatchewan credit unions and the primary regulator for Saskatchewan credit unions and SaskCentral, together, Provincially Regulated Financial Institutions (PRFIs). We work closely with these institutions to ensure they employ sound business practices to enhance the strength and stability of the Saskatchewan credit union system. Our employees benefit from gaining experience and exposure to a wide variety of aspects within the financial services industry.

 

What you’ll do:

As an Associate Manager, you will join a team of professionals that collaborates with internal and external stakeholders to support regulatory policy and prevention initiatives. You will:

  • research, develop, and implement regulatory policy initiatives for credit unions, including inputs to the Corporation’s crisis management framework and deposit guarantee fund initiatives
  • monitor, analyze, and report on consolidated PRFI financial and non-financial performance trends
  • conduct ongoing research and analysis of the financial services industry, Saskatchewan credit union system, and the regulatory and economic environment
  • build and maintain effective relationships that support achievement of the Corporation’s objectives, such as proactive loss prevention and PRFI self-regulation

 

What you’ll need:

  • three to five years of experience in a related field, preferably with exposure to financial services or a regulatory environment
  • experience in the oversight of financial institutions, either internally through an institution’s oversight function (e.g., audit, compliance, risk, etc.) or externally through a regulatory body, would be considered an asset
  • undergraduate degree in commerce or business or an equivalent combination of education and experience
  • proven knowledge in policy development, risk management, and financial analysis and reporting; strong research, communication, and writing skills are required

 

Core competencies focus on decision making, problem solving, teamwork, communication, relationship management, and conflict resolution.

 

What we offer:

The salary range for this position is $75,000 to $93,749. We also offer competitive benefits including immediate coverage of health and dental insurance, matched pension contributions, an employee wellness program, maternity/paternal benefits and education, training, and development opportunities. For more information on the Corporation, please visit our website www.cudgc.sk.ca. The Corporation is currently piloting a hybrid remote work arrangement option for employees and more details can be provided during the interview process.

 

The Corporation values and supports workplace diversity. We believe diverse ideas, opinions, and perspectives make our organization stronger.

 

Ready to Apply?

Please submit your cover letter and resume stating competition number RPP-ASMGR by October 7, 2022 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted. Preference will be given to those located within Regina or willing to relocate.

 

 

Branch Leader – Coach, Mentor & Lead our Front Line Team

Are you looking for a career that will allow you to motivate and lead a team of ambitious and dedicated employees. Are you driven to bring out the best in employees that you would coach, mentor and lead to ensure that their branches are meeting their deposit, investment, and growth targets all while staying compliant under the Anti Money Laundering Regulations? This is a critical and high impact role requiring a strong leader with the ability to effectively multi-task problem solve, adapt to change and have a willingness to travel.

Qualifications:
Experience and education in the financial industry is an asset. Ideal qualities include knowledge of the financial system, strong leadership skills and or supervisory experience. A motivated and confident individual able to adapt to change. You can efficiently and effectively prioritize and organize what needs to be done with high attention to detail. You believe in coaching and mentoring employees to success, growing and training individuals. You are committed to continuous learning.

The Credit Union/Organization:
Cypress Credit Union is a rural based community focused credit union with 6 branches assets over 200 million nearly 40 employees serving over 4000 members. Employee engagement is valued and there is always ample opportunity for career minded individuals. Our organization has branches in Burstall, Fox Valley, Richmound, Maple Creek, Tompkins and Consul all located in the Southwest corner of Saskatchewan.

The Communities:
Our main branch(Maple Creek) is located just minutes away from the beautiful Cypress Hills and the Alberta Border. The area and communities we serve have recreational opportunities ranging from full-service campgrounds, indoor pools, splash parks, 9-hole grass green golf courses, hockey and curling rinks ball diamonds and more. Schools are in all locations except Richmound and busing is available in that community.

If you are interested in becoming a part of our team please submit a resume on or before the 30th of September 2022, via email or mail to:

Cypress Credit Union Limited
PO Box 1060
Maple Creek, SK S0N 1N0 Canada
Attention: Cheryl Sulz
Cheryl.sulz@cypress.cu.sk.ca

We appreciate the interest of all applicants , however only those under consideration will be contacted.

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