Economics – Credit Union Careers

Trust Officer

About Us

First Nations Bank of Canada is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 87% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, SK and named one of Saskatchewan’s Top Employers, FNBC takes pride in its workforce of over 64% Indigenous employees working at locations across Canada.

FNB Trust is FNBC’s wholly owned trust company providing Indigenous Trust Services to Indigenous governments and organizations across Canada. FNB Trust strengthens the capacity of its customers, in alignment with FNBC’s mission toward the long-term economic well-being of Indigenous Peoples.

Candidates from all Canadian regions will be considered, with preference given to those able to work out of either Saskatoon, Vancouver or Winnipeg offices. Saskatoon and Vancouver are both located on First Nation lands.

About The Role

The Trust Officer will be accountable for delivering high quality, ethical trust client services to existing and prospective trust clients.

About You

As a Trust Officer, you are a trusted and experienced client services manager. You are responsible for supporting trust client service goals by profitably delivering a best-in-class client experience that reflects the clients’ needs and expectations while complying with policies and procedures. You are also directly involved with the pursuit of new business opportunities within FNB Trust.

You are client-centric and entrepreneurial, with a strong sense of proactivity and effective at building and maintaining deep relationships with clients as well as internal and external partners. You are a proven, highly skilled professional with experience in Trust client services of varying complexity, and within the scope of your role you will need to prepare for and attend client trust meetings in accordance with the terms and conditions of client trust agreements.

Through an intimate understanding of clients’ goals, needs and circumstances, you are responsible for engaging FNB Trust’s team of experts as needed, to deliver on our high quality, ethical client service standards.

You must have:

Undergraduate degree in Commerce or Business Administration and at least three (3) years of relevant experience
Effective at building and maintaining client and team collaboration
Proven ability to manage competing priorities
Strong interpersonal, verbal communication and negotiation skills and professionalism
Deep understanding of the Indigenous trust services and administration landscape and a demonstrated ability to work in an environment that demands tact, objectivity and sensitivity
Strong change management skills and ability to adopt technology and reporting platform changes to support operational improvements, sales management process improvements etc.
Proven ability to execute against financial targets and profitability measures
Strong change management skills and the ability to adopt technology and reporting platform changes to support operational improvements, sales management process improvements, etc.
Minimum of 3-5 years of relevant experience
Proven success in Indigenous client relationship management
Travel may be required; possess a Class 5 Driver’s License
Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in either of these opportunities, meet the qualifications, and are eligible to work in Canada, please visit our website at www.fnbc.ca or send your resume and cover letter by email to apply@fnbc.ca. The posting will remain open until the positions are filled.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Manager, Finance

The Credit Union:

Rocky Credit Union is a single branch financial institution located in the foothills of the Rocky Mountains that is committed to maintaining a high standard of personal services. This is your opportunity to join a dynamic team of financial professionals in a vibrant organization.

The Position:

The Manager, Finance directs the preparation of monthly and annual financial statements and is responsible for ensuring compliance to accounting and financial standards and regulations. The Manager, Finance is also responsible, but not limited to, the following:

Key Responsibilities:

Analyzing economic, business, and financial conditions and their impact on RCU’s operations; make recommendations to enhance performance or mitigate losses
Chair Strategic Finance Committee (SFM)
Liaise with internal auditors to coordinate and assist as needed; Analyze and coordinate recommendations and responses with various departments
Prepares, analyzes, interprets, and circulates relevant financial statements for presentation to senior management, board, regulators, and other relevant stakeholders. Overall responsibility for the integrity of this financial information
Asset Liability Management (ALM) -Monitor/document asset/liability matching on an ongoing basis to balance risk and profitability
Oversees the annual budget preparation
Manage and monitor investments and borrowings to ensure sufficient cash flow for RCU’s daily operations

The Person:

Post-secondary degree and 5 Years relevant experience
Experience with budget development and financial analysis interpretation
Excellent interpersonal, communication and organizational skills
The ability to work well independently and as a team member in a fast-paced, changing environment is essential
Time management and detailed oriented
Overall understanding of Credit Union products and services is an asset
Overall understanding of banking and accounting systems is an asset

Compensation:

Salary commensurate with experience and in accordance with Rocky Credit Union’s Rewards & Motivation program
Comprehensive benefits package

Submit Resume in Confidence To:

jshanks@rockycu.com with ‘Manager, Finance’ as the subject

Chief Financial Officer

Primary Purpose:

The Chief Financial Officer (CFO) is a member of the Senior Leadership Team who provides leadership, oversight and coordination of Finance and Accounting for Northern Savings Credit Union. This leader translates business strategies into goals, objectives, and processes to affect sound and prudent financial health of the Credit Union all in an effort to ensure exemplary member service.

This business unit leader is responsible for financial management of the credit union, maintaining market and industry knowledge, providing for engagement of employees, managing the operations to be efficient and effective, taking action to mitigate current and emerging risks, and providing for financial health of the unit and financial health of the Credit Union as a whole.

The CFO is to conduct their duties while demonstrating positive leadership within the Credit Union and externally in the community. The CFO is to inspire the employees of the business unit to achieve their maximum potential and produce results in the best interest of the credit union while respecting the members.

Key Accountabilities:

Financial Management

Overall responsibility for effective functioning of the business unit at attaining stated objectives while contributing to setting of the strategic direction
Leads development of finance, treasury and accounting programs, which are cost effective and provide good return to the Credit Union
Provide technical direction in all areas of financial and accounting and resolve complex problems referred by staff.
Manage and monitor investments and borrowings, including daily cash balances.
Manage and monitor the matching of assets and liabilities.
Ensure compliance with sound business practice, all regulations, by-laws, policies and procedures.
Develops relevant management level policy for the business unit and for particular aspects for the credit union as a whole and assists in the development of governing level policy.
Ensures business units operate within defined budgets
Identifies process improvements and implements such and shares internally.
Ensure professional image of units to members and internal customers.
Continually markets the benefits of membership to non-members to grow the membership
In conjunction with the Senior Leadership Team, provide recommendations and opportunities that may enhance financial management.

Financial Reporting

Oversee preparation of financial statements and reports, accounting and statistical data.
Identify any areas of financial concern for the credit union.
Document current and projected financial performance.
Lead in the development of annual operating and capital budgets and the financial forecasts for credit union; monitor performance in relation to budget.
Ensure the safekeeping of records to meet the requirements of outside regulatory bodies and ensure that a systematic process is in place for their retention and disposal.
Develop, recommend, and audit internal financial controls and procedures to minimize risk exposure.
Liaises with the member appointed external auditors and cooperates with the auditors in providing for an efficient and effective audit process

Risk Management and Financial Health

Implement and maintain effective risk management processes and reporting as they related to finance and treasury that are consistent with BC Financial Services Authority (BCFSA)
Identifies the inherent risks which the business unit has responsibility for and develops appropriate responses and mitigation of those risks.
Works with managers of branches (retail, insurance, business services) on pricing, analysis, and provision of information to enable them to manage profitability and results of their business units.
Provides information to the CEO and the Board to enable them to be aware of liquidity, interest rate, foreign exchange, investment, capital and financial risks and the management of those risks.
Maintains confidentiality over information as appropriate to the sensitivity of the information and within privacy requirements.

Knowledge of Market and Industry

Maintain up to date knowledge of markets with regards to services, products, rates, and fees.
Maintain knowledge of current market activity locally and nationally in order to identify opportunities for Northern Savings.
Maintain knowledge of economic factors and implications for the behaviour of current markets locally, nationally, and globally.
Develops and fosters key relationships within the credit union system and with key Northern Savings partners.

Education & Experience

University degree is required
Professional accounting designation (CPA) required
Four to six years of related management experience
Or an equivalent combination of education and experience.
Extensive financial services experience is required.
Expert knowledge of Finance & Accounting and their regulatory requirements is required.
Experience evaluating and drafting policy and procedures is preferred.
Extensive experience in evaluating all aspects of Financial Management at a corporate level is required.

The right candidate would enjoy all the experiences that Northern BC has to offer. Located in Prince Rupert, which offers BC’s spectacular outdoor playgrounds. Whether you love fishing, kayaking, hiking or skiing, or just want to escape the city life and enjoy affordable living while soaking in fantastic views. Occasional travel to the island of Haida Gwaii, Canada’s own archipelago habitat would be required as two of our branches are located on this historical and culturally rich part of the province.

Travel is a requirement of this position.

For full copy of the job description please email info@northsave.com

Please send your cover letter and resume to info@northsave.com

We thank all applicants for their interest. Please note we will only contact individuals for an interview.

Associate Manager, Regulatory Policy & Prevention

Who we are:

Credit Union Deposit Guarantee Corporation (the Corporation) is the deposit guarantor for Saskatchewan credit unions and the primary regulator for Saskatchewan credit unions and SaskCentral, together, Provincially Regulated Financial Institutions (PRFIs). We work closely with these institutions to ensure they employ sound business practices to enhance the strength and stability of the Saskatchewan credit union system. Our employees benefit from gaining experience and exposure to a wide variety of aspects within the financial services industry.

What you’ll do:

As an Associate Manager, you will join a team of professionals that collaborates with internal and external stakeholders to support regulatory policy and prevention initiatives. You will:

research, develop, and implement regulatory policy initiatives for credit unions, including inputs to the Corporation’s crisis management framework and deposit guarantee fund initiatives
monitor, analyze, and report on consolidated PRFI financial and non-financial performance trends
conduct ongoing research and analysis of the financial services industry, Saskatchewan credit union system, and the regulatory and economic environment
build and maintain effective relationships that support achievement of the Corporation’s objectives, such as proactive loss prevention and PRFI self-regulation

What you’ll need:

three to five years of experience in a related field, preferably with exposure to financial services or a regulatory environment
experience in the oversight of financial institutions, either internally through an institution’s oversight function (e.g., audit, compliance, risk, etc.) or externally through a regulatory body, would be considered an asset
undergraduate degree in commerce or business or an equivalent combination of education and experience
proven knowledge in policy development, risk management, and financial analysis and reporting; strong research, communication, and writing skills are required

Core competencies focus on decision making, problem solving, teamwork, communication, relationship management, and conflict resolution.

What we offer:

The salary range for this position is $75,000 to $93,749. We also offer competitive benefits including immediate coverage of health and dental insurance, matched pension contributions, an employee wellness program, maternity/paternal benefits and education, training, and development opportunities. For more information on the Corporation, please visit our website www.cudgc.sk.ca. The Corporation is currently piloting a hybrid remote work arrangement option for employees and more details can be provided during the interview process.

The Corporation values and supports workplace diversity. We believe diverse ideas, opinions, and perspectives make our organization stronger.

Ready to Apply?

Please submit your cover letter and resume stating competition number RPP-ASMGR by October 7, 2022 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted. Preference will be given to those located within Regina or willing to relocate.

Financing Specialist

At Conexus, it’s not what we do, it’s how we do it.

Are you ready to make a move and work for a company who puts the financial well-being of its members first? It’s not just something we say at Conexus. It’s a promise delivered by our 900 employees each day. We are passionate about our members’ financial health, and our employees reflect that passion. At Conexus it’s about more than conducting a banking transaction, it’s about creating a personalized experience for each member. We do this by keeping it simple and lending an ear to each member’s individual needs throughout Saskatchewan.

Our employees are authentic, bold, creative, and responsible. They are the reason we consistently deliver outstanding member experiences. They’re more than just individuals who come to work each day, each employee is a vital part of Conexus.

We acknowledge that our Conexus offices and facilities are located on Treaty 2, 4, 5, 6, 8 and 10 lands. These are the traditional lands of the Cree, Dakota, Dene, Lakota, Nakota and Saulteaux peoples, as well as the homeland of the Métis.

The bigger picture

We’re looking for a self-motivated individual to come on board as a Financing Specialist in Saskatoon. We are also open to consider candidates in Prince Albert or Humboldt. You must be passionate about helping local businesses succeed and comfortable working both independently and as a part of the team. You will contribute as a key member of our team alongside business advisors by utilizing your strong business, financial and credit analysis skills to identify opportunities for enhanced solutions and providing recommendations that support our members financial well-being.

How you’ll be spending your time

Providing high quality business and financial analysis to support the underwriting of member credit needs and annual reviews
Demonstrating responsible credit and risk analysis and assessment to provide strong credit recommendations
Collaborating with business advisors to identify opportunities to provide enhanced advice that supports and improves the financial well-being of our business members
Keeping up-to-date on industry trends

The way people describe you

Highly analytical with a proven track record in financial and credit/risk analysis
Attentive to detail, strong organizational and multi-tasking skills and ability to deliver on timelines
A collaborator who supports individuals, teams, projects and initiatives within our organization to help us build and grow member relationships
An ace at details, who’s highly accountable and delivers on expectations

The experience you bring

2+ years in a business lending role
Well-developed credit underwriting and risk assessment ability
Financial statement analysis including ratio analysis and cash flow
CSI Moody’s Certificate in Commercial Credit (CICC) or willingness to obtain this designation
Post-secondary education in Business, Finance, or Economics is an asset

What you get in return

Our team works tirelessly to ensure the financial success of each of our members. We think such dedication deserves recognition. That’s why we’re proud to offer some of the most competitive job perks of any employer around. Come, join our crew, and find out just how sweet the rewards can be:

Competitive compensation and benefits package
Industry leading work-life balance and rewards
Formal and informal employee development
Meaningful work that makes a real difference in our members’ lives

We are excited to consider candidates with combined academic, professional and volunteer experience unique to them. Research shows that many applicants only apply if they meet every qualification of the role and we encourage you to consider the roles that most closely align with your skillset and experience. As we value diverse backgrounds and experiences and are focused on meaningfully building inclusive and diverse workplaces, you may be the new team member we’ve been looking for! This opportunity closes on October 4, 2022 so apply now! If you have questions about this position, please contact Heather Howland at heather.howland@conexus.ca.

VP, Operations

Primary Purpose:

The Vice President, Operations (VP, Operation) is a member of the Senior Leadership Team who provides leadership, oversight and coordination of retail banking operations, insurance, financial planning, and facilities for Northern Savings Credit Union. This leader translates business strategies into goals, objectives, and processes to affect sound and prudent operations of the Credit Union all in an effort to ensure exemplary member service.

This business unit leader is responsible for sales and services including, member support, needs assessment, escalation of issues, overseeing the provision of exemplary member service, providing for engagement of employees, managing the operations to be efficient and effective. This position is responsible for the ongoing maintenance of the buildings, efficiency, and good working conditions of the facilities.

The VP, Operations is to conduct their duties while demonstrating positive leadership within the Credit Union and externally in the community. They are to inspire the employees to achieve their maximum potential and produce results in the best interest of the credit union while respecting the members.

Core Occupational Skills:

Sales skills
Recognizes basic financial terminology
General understanding of industry conditions
General knowledge of competitors products and services
General knowledge of the features and benefits of credit union products
Human Resource management (Employee Engagement)
Understands Compensation and benefits
Recruitment
Performance management, conflict resolution
Compliance and labour standards, human rights legislation
Human resource policy and procedure development, implementation, interpretation
Planning/forecasting/budgeting
Credit Union product knowledge
Knowledge of Credit Union philosophies and principles
Working knowledge of Credit Union technology and operations
Understanding of Credit Union Act and regulations; policies and procedures

Education & Experience:

University degree is required
Four to six years of related management experience
Or an equivalent combination of education and experience.
Extensive financial services experience is required.
Expert knowledge of products and services and their regulatory requirements is required.
Experience evaluating and drafting policy and procedures is preferred.
Extensive experience in evaluating all aspects of credit decisions, at a corporate level is required.
Extensive sales and service experience is required.
Extensive lending experience is preferred.

Travel is a requirement of this position.

Please send your cover letter and resume to info@northsave.com.

We thank all applicants for their interest. Please note that we will only contact individuals for an interview.