Occupation Types: Lending – Commercial

Commercial/Agriculture Lending Account Manager

The Person: You are the special teams coach juggling expertise and specialties depending on what is required for the situation and member.  You are quick and ready to act because delays cost time and money.  You are prepared to tackle whatever lending challenge you encounter to help the farmer or business owner grow and improve their operation.  You have no problem running out to meet your members at their farm or office.  When requests for help are received you are quick to run with them and punt preconceived notions out of the way to really understand the request and focus on addressing it.  Crop grower, cattle producer, small business enterprise, medium business owner/manager – each is important to you and you strive to help them succeed.

 

The Position:  The Comm/Ag Account Manager is a full-time permanent position.  Experience in Commercial and/or Agricultural lending is strongly preferred, and salary will be commensurate with experience and qualifications. Unity Credit Union offers a competitive total compensation package including attractive employee benefits with matched pension contributions.   Relevant education and financial work experience are required.

Reporting to the Manager of Lending Services, the Comm/Ag Account Manager:

  • Takes a proactive approach to growing the loan portfolio, nurturing member relationships, and anticipating financial needs and offering solutions.
  • Grants retail, commercial or agricultural loans, mortgages, and operating lines of credit for business purposes within lending limits including completion of all required lending documentation for the lifetime of the loan; submits recommendations for credit to appropriate approval level; conducts regular portfolio reviews with members.
  • Promotes Unity Credit Union and maintains active involvement in the organization and community.

 

The Credit Union: Unity Credit Union is a successful rural-based credit union with assets over $300 million and 33 employees serving 5000 members.  Unity Credit Union is dedicated to finding and developing the right people and achieving our strategic intent of being an employer of choice and as such, will consider training the right applicant.

 

The Community: Unity is a progressive community of approximately 2500 people located in West – Central Saskatchewan. Services include K-12 schools, full health center facility, skating and curling rinks with artificial ice, a regional park with a 9-hole grass green golf course, camping, new swimming pool.  Economic drivers include salt mining, manufacturing, agriculture, inland grain terminals, oil and gas industry and an ethanol plant. For more information on the town of Unity, visit www.townofunity.com.

 

 

We would like to hear from you.   Competition closes December 31, 2021.

Inquries may be directed to:

Shauna Hammer, Human Resources Advisor
Phone: (306) 228-4515 ext. 222
Email: shauna.hammer@unitycu.ca

Manager, Lending Services

The Credit Union:

Rocky Credit Union is located in the foothills of the Rocky Mountains that is committed to maintaining a high standard of personal services.  This is your opportunity to join a dynamic team of financial professionals in a vibrant organization.

The Position:

The Manager, Lending Services oversees all commercial, agricultural, retail lending activities.  This position ensures all lending activities follow sound business practices, legislation, regulations, and policies and procedures.  The Manager, Lending Services is also responsible, but not limited to, the following:

Key Responsibilities:

  • Initiate action to improve growth and development of the Rocky Credit Union’s loan portfolio by pursuing new business and establishing and maintaining liaison with business and community contacts.
  • Effectively mentor, coach and develop lending staff to ensure sales and business development objectives are achieved and members receive consistent level of quality, personalized service.
  • Manage the lending staff of Rocky Credit Union to ensure compliance with established business practices, legislation, regulations, by-laws, policies and procedures
  • Develop and recommend changes to policies and procedures for effective and efficient lending services
  • Resolve complex lending issues and member complaints referred by staff to ensure needs of members and Rocky Credit Union are met
  • Completion of regulatory reporting requirements on an on-going basis.
  • Organize, schedule and monitor lending service activities to ensure maximum service levels are being provided to members and that work flows smoothly.
  • Manage an assigned loan portfolio through the analysis of loan requests based on character, capacity, and collateral to safeguard member deposits and the viability of Rocky Credit Union.
  • Develop, recommend, and implement changes to policies and procedures in the lending department.
  • Provide input in the creation of lending sales targets and marketing plans.
  • Establish performance standards, conduct performance appraisals, and identify training and development needs of departmental staff.
  • Develop department budget and monitor performance in relation to budget.

The Person:

  • Post-secondary education plus seven years combined retail and commercial lending experience.
  • Excellent interpersonal skills and the ability to manage, coach, motivate and develop employees
  • Excellent written and verbal communication skills.
  • Good understanding of credit union regulatory requirements.
  • Time management & detailed oriented.
  • An awareness of external economic environment
  • Excellent negotiation and problem resolution skills.
  • Prior supervisory experience is an asset.

Compensation:

  • Salary commensurate with experience and in accordance with Rocky Credit Union’s Rewards and Motivation program.
  • Comprehensive benefits package.

Closing Date:

  • December 13, 2021 at noon

Submit Resume in Confidence To:

jshanks@rockycu.com with ‘Manager, Lending Services’ as the subject

Manager of Lending

Located in the coveted Kootenay region, Heritage Credit Union (HCU) is proud to be one of the longest running community-based Credit Unions in BC’s Kootenay region. HCU is dedicated to providing full financial services to the local community with branches in Castlegar, Slocan Valley, and the West Boundary.  We are committed to being a progressive, financially strong, goal-orientated organization always placing our members and cooperative philosophy first and foremost.

The Opportunity

HCU is currently recruiting for the position of Manager of Lending.  This is a permanent, full-time employment opportunity working from the administration offices located in Castlegar, BC.

Reporting to the CEO, and as a member of the senior management team, this position is responsible to  provide strategic leadership and advice on all credit (commercial and retail) related matters throughout the organization. Overseeing the organization’s credit activities, this position is responsible for leading, coaching, and directing the team of professionals within the lending department to ensure we are providing our members with quality service and advice to achieve organizational goals and targets.

Specific responsibilities include but are not limited to:

  • Participating in the development of corporate strategies by identifying short and long-term objectives and contributing to the design and development of policies and programs;
  • Initiating action to improve growth and development of the credit union’s loan portfolio by pursuing new business and establishing and maintaining liaison with business and community contacts;
  • Effectively mentor, coach and develop staff to ensure sales and business development objectives are achieved and members receive consistent level of quality, personalized service;
  • Managing the lending staff of the credit union to ensure compliance with established business practices, legislation, regulations, by-laws, policies, and procedures;
  • Developing and recommending changes to policies and procedures for effective and efficient lending services;
  • Identifying risk issues and ensuring processes are in place to effectively identify and manage risk and delinquent accounts;
  • Resolving complex lending issues and member complaints referred by staff to ensure needs of members and the credit union are met;
  • Aiding in the development and administration of processes for product and service referrals to varying credit union departments and subsidiaries;
  • Completion of regulatory reporting requirements on an on-going basis;
  • Active contributor to the applicable committees as required;
  • Act as a liaison with auditors on lending files and loans administration activities.

 

Qualification and Skill Requirements

The preferred candidate will possess a minimum of five to seven years related financial institution experience and post-secondary education in Commerce, Business or Finance.  An equivalent combination of education and experience will be considered.

Our preferred candidate will also demonstrate:

  • An understanding of credit adjudication principles, policies and procedures and a proven track record of responsible adjudication;
  • Demonstrated experience including at least five years of personal and commercial lending experience, some at the supervisory level;
  • An understanding of credit union regulatory requirements;
  • Excellent interpersonal skills and the ability to manage, coach, motivate and develop employees to ensure high productivity;
  • Good organizational skills; demonstrated ability to manage multiple priorities and meet deadlines providing service-oriented solutions to both internal and external customers;
  • An awareness of the external economic environment.

 

At Heritage Credit Union we are pleased to offer an excellent compensation package including a competitive salary, company paid benefits, health care spending account, pension, paid time off, bonus incentives, as well as the benefits of living in the highly desired Kootenay region.  https://destinationcastlegar.com

If you are looking to further your career within a successful, community-minded organization, HCU could be the place for you.  Check us out at: https://www.heritagecu.ca

 

To Apply

Interested candidates can apply by quoting posting #21-02 and submitting a cover letter and resume via email by December 15, 2021: hr@heritagecu.ca

We thank all applicants for their interest, however only those selected for an interview will be contacted.

 

 

 

Small Business Relationship Manager

Lakeland Credit Union is a provider of financial products and services in the Lakeland area. We have been serving our members in Bonnyville, Cold Lake and surrounding rural communities for over 80 years. We believe in community, integrity, excellence, the co-operative system and our people.

What opportunity awaits?

We are looking for someone who is passionate about supporting our business members and providing advice that supports their financial well-being.

As our Small Business Relationship Manager, you will show aptitude as a trusted advisor by building and retaining member relationships through the sale of commercial credit and cash management solutions. This role will manage a designated portfolio of commercial small business member relationships. In addition, this role will promote and negotiate business-banking services to current and potential members. The Small Business Relationship Manager will proactively develop long-term, mutually profitable relationships with members, service partners and local markets to optimize business opportunities and referrals.

Responsibilities:

  • Proactively assess and anticipate member’s needs to identify solutions to meet those needs and the member’s broader business objectives
  • Manage a portfolio of commercial relationships including daily decisions, new credit requests, annual reviews, risk mitigation with a strong emphasis on business development and member retention
  • Work collaboratively with internal members to ensure all activities are in compliance with relevant legislation, regulations and policies and procedures to minimize errors and omissions

 Qualifications:

  • Minimum 3 years of business lending support experience
  • Post-secondary degree in Business or other relevant combined education and experience

Our total compensation package includes a comprehensive benefit package, matching retirement savings plan and employee financial services benefits.

Thank you for your interest in Lakeland Credit Union however, only those applicants selected for an interview will be contacted.

Application deadline:  This posting will remain open until suitable candidate is identified.

Job Location

Cold Lake, AB

*This successful candidate must be bondable and will be subject to a pre-employment background screening, including a criminal record and credit checks.

 

Manager, Risk Assessment

The Deposit Guarantee Corporation of Manitoba (DGCM) guarantees 100% of deposits held at Manitoba credit unions and the caisse (cu/caisse). As the regulator for Manitoba cu/caisse, DGCM ensures every cu/caisse operates under sound business practices.

We are seeking a highly motivated individual to join our team of professionals.

Reporting directly to the Director, Risk (Monitoring) and indirectly to the Director, Risk (Examinations), the Manager, Risk Assessment acts as DGCM’s primary liaison with a group of assigned cu/caisse. The position is responsible for the monitoring and follow-up of material risks identified at assigned cu/caisse; and leading or participating in the examinations of other cu/caisse.

Selection Criteria:

  • Excellent written and verbal communication skills, including presentation skills
  • Strong knowledge of sound corporate governance, risk management practices, and financial principles
  • Familiarity with enterprise risk management, internal audit, and compliance
  • Self-motivated with excellent analytical, problem solving, and organizational skills
  • Post-secondary degree in a related area(s)
  • 5 years minimum related experience
  • Fluency in French would be considered an asset, but is not required

This is a great opportunity for a candidate with the right blend of experience, aptitude, and interest. Some travel within Manitoba is required.

To attract, motivate, and retain qualified people; DGCM offers a competitive benefit and compensation package, and are committed to work/life balance.

We seek diversity in our workplace. Indigenous persons, women, visible minorities, and persons with a disability are encouraged to self-declare.

Please send your resume with cover letter by Wednesday, November 17, 2021 to careers@dgcm.ca.

We thank all applicants for their interest, however, only candidates selected for an interview will be contacted.

 

Manager Associate Business Advisors

Manager Associate Business Advisors

Permanent Full-Time 

Closes November 8

Open to any Innovation Advice Centre Location

Innovation Credit Union – Find Branch(innovationcu.ca)

Annual Salary: $89,729 – $112,162


Would you like to earn above average pay helping members meet their financial goals, maintain a strong work life balance, a flexible schedule and have the security of a career – path supported by your organization? We offer that and so much more.

THE COMPANY – Our Purpose is to redefine banking by helping Canadians simplify their lives and reach their financial goals by reinvesting profits into our members, communities and our people. Now that Responsible Banking!

Click the link below to see what Innovation Credit Union is about! Trust us, you are going to want to learn more about who we are!

Innovation Credit Union – About Us (innovationcu.ca)

THE POSITION:  Reporting to the Senior Vice President, Business Advisors, this strategic position will develop, train and motivate a team to provide a mix of lending and administrative duties to supporting Business Advisors; provide exceptional members service in all areas of banking; succession plan into a Business Advisor position that would maintain a consumer or business solutions loan portfolio, and to develop long term relationships with members.

How does one do this?  Glad you asked!

The Manager Associate Business Advisors does the following:

  • Coach, mentor and manage staff, providing performance and behavioral feedback, discipline, encouragement and championing the overall principles of a constructive culture that is conducive to team achievement, productivity improvement and professionalism
  • Coach staff to create a network of enthusiastic employees who support service excellence and utilize Memberfirst techniques to create exceptional member experiences
  • Leads a team responsible for ensuring accurate and timely administration of credit files from creation to disbursement, including 2nd checks
  • Provide leadership and direction in business development through service excellence and product knowledge
  • Ability to coach and mentor staff in alignment with the goals of Innovation Credit Union
  • Organize, schedule and monitor service provision to ensure maximum service levels are being provided and that work flows smoothly
  • Identify and recommend opportunities for improving processes

Why Should You Apply?

  • You want to be an ambassador of a forward-thinking, member focused organization
  • You have 2 Years post-secondary education in related field and all courses required of the Relationship Manager/Credit Specialist roles
  • You have a minimum 5-7 years’ experience in relationship banking with knowledge and experience in all areas of lending and credit analysis with experience in commercial and agricultural loans being considered an asset
  • You have completed Consumer, Residential Mortgage, Agricultural and Commercial Lending education or equivalent combination of education and experience.
  • Proven high standard of verbal and written communication skills and attention to detail
  • Proven collaboration skills with the ability to build relationships with various stakeholders
  • Proven ability to manage cross functional projects and prioritize deliverables to meet deadlines
  • Knowledge and understanding of the regulatory environment that impacts the financial services industry
  • Demonstrated commitment to continual professional development


Interested?  Visit www.innovatoncu.ca to apply

Agricultural & Commercial Credit Officer

Dundalk Credit Union, a successful local co-operative financial institution, seeks an Agricultural and Commercial Credit Officer. We are looking for a highly motivated individual with a background in Agriculture that is a confident communicator with strong analytical skills to join our team. Applicants must have an aptitude for negotiation and financial analysis, combined with sound decision-making abilities and be capable of managing multiple priorities. A degree in agriculture, business or commerce and related finance experience is preferred. Proficiency in Microsoft Word and Excel required.
The successful applicant will report to the CEO and will share with other lenders, responsibility for granting agricultural and commercial credit to members within policy guidelines, will monitor and review Agricultural and Commercial Accounts and perform site-visits at member farms/places of business. The successful applicant must have the ability to conduct both virtual and in-person appointments with members and will be expected to work as part of the credit union team with a focus on serving the needs of the local farm and business community. The position will be full time. Hours may be negotiable between 30 and 37.5 hours per week. Salary will be commensurate with experience. A generous benefit package is available.
A more detailed job description is available upon request. For more information about our local community credit union visit www.dundalkcu.ca . We thank all applicants for their interest but only those chosen for an interview will be contacted.

Senior Advisor, Business & Ag

Do you have a mind for business / agribusiness and a passion for finding solutions that help business owners realize their vision? Are you a relationship builder? Going above and beyond customer expectations comes naturally to you!

 

As part of a cohesive team of passionate and skilled professionals, the Senior Advisor, Business & Ag is responsible for the management and growth of an assigned portfolio of commercial and ag banking customers (members). You uncover and understand member needs by asking the right questions and analyzing information to connect agribusiness and commercial members with the current and future financing they need to achieve success. You consistently deliver exceptional high-quality service and advice in your areas of expertise, and are integral in proactively pursuing and attracting new business.

 

If building long-term relationships, problem solving, and advising members interest you…this dynamic lending career is what you’re looking for!

 

A typical day may look like:

  • Engaging with business and agribusiness members and potential members to understand their business goals and advise on lending & other financial needs.
  • Analyzing financial information, issuing loans and reviewing accounts within your portfolio to ensure terms and conditions continue to be met.
  • Promoting our credit union within the community in a variety of ways including support for business development activities, volunteerism, phone calls, emails, and participation in campaigns.
  • Mentoring and supporting team members for success.

 

You will be successful in this role if you:

  • Are an effective and adaptable communicator. Your people skills come through in the ease with which you connect with members in person, by phone or electronically. You believe in Synergy’s products and services, and promote them effortlessly.
  • Enjoy collecting information from members, understanding their business objectives, then balancing those objectives within the framework in which we work (i.e. legislative requirements, policy, and procedure).
  • Have strong time management and organizational skills with the ability to adapt and flex with changing climates.
  • Demonstrate the abilities to work well independently and in a team.
  • Are a hungry learner. You stay ahead of trend when it comes to financial products and services, and technology. You are adaptable! You seek to bring our members the best the industry has to offer.
  • Are passionate…..for your career, your members, our Credit Union, and our community.

 

If it sounds like we expect a lot – we do!  We’ve created a member-passionate workplace with an extraordinary culture.

 

Qualifications:

  • Related post-secondary education (e.g. Business Diploma) and 5 years of senior lending experience are required. Equivalencies may be considered.
  • Must have work experience / education in the area(s) of business &/or agricultural lending with an understanding of lending requirements, rules and regulations.
  • A solid working knowledge of MS Office Suite and Microsoft Teams or other virtual meeting tools. Preference for applicants with customer management software experience.

 

If the above describes you, we want to hear from you. Submit your cover letter and resume before the end of day on Sunday, October 24th to:  careers@synergycu.ca.

Please quote competition # 215001 in the subject line.

 

Location: Lloydminster, SK.

Hours: Full-time – 37.5 hours weekly

Salary range: $64 000 – $81 000/annually

 

Please note our hours of operation are currently Monday to Friday 8:30 a.m. to 5:00 p.m.  Flexibility to work outside various hours is required for travel, events, and member meetings.

 

 

We thank all applicants in advance for their interest. Only those under consideration will be contacted.  The successful applicant will be required to undergo a bonding process that includes a criminal record check and credit check.

 

Synergy aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

 

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

  

www.synergycu.ca

 

Commercial Loan Officer

Bulkley Valley Credit Union, serving over 14,500 members from the Hazeltons to Burns Lake, prides itself in employing empowered staff committed to delivering high quality personalized service.

This is an exciting opportunity for the right candidate to meet their career goals while balancing their lifestyle with the many amenities our community and the Bulkley Valley has to offer.

If you want to join a dynamic group dedicated to cooperative values and member service, this is the right career move for you. You will report directly to the Chief Lending Officer, and as a member of the Commercial Lending Team, you will be responsible for managing commercial relationships under the commercial portfolio. You will conduct annual reviews of risk and profitability; monitor problem accounts and develop plans to minimize risk; receive and analyze financial and personal net worth statements; calculate debt servicing capacity; negotiate terms and conditions of loans; grant commercial loans, mortgages and operating lines of credit for business purposes within lending limits. You will build relationships with existing members, network with external business organizations and individuals to generate referrals; recognize opportunities and take appropriate actions to the promotion and sales of credit union products and services and refer to other staff where appropriate.

The successful candidate will have a minimum of one year post-secondary education plus 6-9 years’ experience in lending, including small business lending in the financial services industry, is desired. An individual with experience plus education and/or training equivalent to 6-9 years will also be considered.

Please submit your resume and cover letter via PDF or MS Word attachment. Links to online resumes will be deleted without review.

Bulkley Valley Credit Union encourages all qualified persons to apply. However, only those who are being considered for an interview will be contacted.

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