Location: Trail, BC; Remote work options will be considered for the right candidate
Are you seeking an opportunity that provides a great work-life balance, along with the opportunity to build a satisfying career and be part of an organization that puts their community and employees first? If you have advanced knowledge and experience in commercial lending, adjudication, and risk management and know what it takes to succeed in the competitive financial services market, we encourage you to read on!
THE AREA: ‘Come for a visit, stay for a career!’
Nestled in the natural beauty of the Selkirk and Monashee mountain ranges, next to the mighty Columbia River, the Greater Trail area offers year-round activities for the outdoor enthusiast from golfing to skiing, mountain biking, kayaking, fishing, hiking and much more. Amenities include the region’s largest hospital, Selkirk College and an aquatic and leisure centre, all surrounded by inviting neighbouring communities that are within easy commuting distance. Affordable, safe and volunteer-oriented communities provide all the modern technology and amenities to keep you connected. Here you will find outstanding opportunities for living life well and to its fullest.
For more information about the Greater Trail region, please visit imaginekootenay.com
KOOTENAY SAVINGS CREDIT UNION
We’re the region’s leading credit union with over $1 billion in assets, over 39,000 members and over 200 employees. Our Corporate Office is in Trail, BC along with our Member Service Centre and we have eleven branches throughout the Kootenays offering retail and commercial banking services. We’re community-minded and continue to strive to fulfill our vision to be the best provider of financial services and the best place to work in the communities we serve.
For more information about Kootenay Savings, please visit kscu.com
THE OPPORTUNITY:
We’re seeking a Manager Commercial Credit Risk to join our team. The position is based out of Trail, BC however we are open to consider remote work options for the right candidate.
As Manager Commercial Credit Risk, you are responsible for the development and growth of long term, profitable relationships with our commercial members through appropriate adjudication and mitigation of credit risk and confirming appropriate pricing of credit relationships.
Your main responsibilities will include:
- Being the primary point of contact for commercial loan adjudication, ensuring sound and timely credit decisions conform to policies and procedures.
- Managing the day-to-day oversight of the commercial annual review and renewal functions of credit facilities in the commercial credit portfolio.
- Reviewing and recommending enhancements to ensure policies, procedures, regulatory guidelines, and sales and service needs are met.
- Ensuring effective controls are in place and performing ongoing monitoring of the loan portfolio.
The ideal incumbent will possess:
- Post-secondary diploma, degree and/or certification in business or a related program
- Minimum 5 years progressive experience in the financial services industry with a comprehensive knowledge of commercial lending, adjudication, and risk management
- Strong understanding of underwriting guidelines and excellent adjudication skills including commercial portfolio risk management
- Sound knowledge and understanding of business financial statements, business case and cash flow analysis and real estate lending
- General knowledge of consumer and retail mortgage lending including financial products & services
- Thorough knowledge of the commercial banking marketplace and the market area’s key industries and competitive positioning
- Advanced knowledge of lending policies, procedures, and regulatory guidelines
- Advanced knowledge of personal computer-based literacy skills including proficiency with Excel spreadsheets
- Strong planning, organizational and time management skills
- Excellent interpersonal and communication skills
- Self-motivated and resourceful
- Demonstrated exceptional analytical skills
- Ability to effectively problem solve and manage conflict
Leadership Competencies:
- The ability to take a creative approach to opportunities or issues, think “outside the box” and explore unique ways to create value for members, communities, and the organization
- The ability to develop breakthrough strategies that clearly differentiate the business within the communities it serves, while operating in an environment of flux, rapid change, and technological disruption
- The ability to understand and leverage knowledge of the credit union and financial system including key external relationships, political and economic forces, emerging alliances, competitors, and the regulatory context
- The ability to work within and across groups and/or organizations to solve complex issues and create the best solutions that benefit members and our communities
- The ability to recognize and moderate one’s effect on others and the organization, building trust by choosing to act with integrity and authenticity
- The ability to inspire a sense of direction and shared purpose for employees, while energizing and motivating them to advance the vision
Why work for us?
We know that our dedicated employees give us a lot and are key to our success; in return we offer a total rewards package that includes:
- Competitive salary of $81K – $95K based on skills and experience
- Competitive benefits including extended health, dental and vision coverage
- Health care & Personal spending account
- Paid vacation, sick time and floating holidays
- Confidential employee and family assistance program
- Continual training, development and coaching
- Unique staff benefits on products such as bank accounts, loans & mortgages
- The opportunity to build a satisfying career in an organization that incorporates many leading-strategic initiatives
- Being part of an organization that puts their community and employees first
- Being part of a talented and dedicated team who improve our members’ financial lives
Please apply online through the careers section of our website at kscu.com to upload your resume and complete the application questions.
We thank all applicants for their interest; however only short-listed applicants will be contacted.