Job Posting Details

Manager, Credit , Community Savings Credit Union (BC)

Location:Surrey, British Columbia
Posting Date:November 27, 2018
Closing Date:until filled
Employment Type:Full-time

Voted one of Canada’s Best Workplaces in 2011, Community Savings Credit Union has a unique perspective on financial services.  Our philosophy of putting our employees and our members first has enabled us to maintain a strong sense of “family”.

We are seeking an experienced and dynamic Manager, Credit to become a member of our team!


The Manager, Credit is responsible for the portfolio and risk management for commercial and retail lending for Community Savings Credit Union, including the administration and operations for a Centralized Loans Department.

  • Manage and direct the operation of both Commercial and Centralized Loans Departments.

  • Provide oversight and manage the overall Retail lending practices and portfolio for the Credit Union.

  • The incumbent will be responsible for promoting the growth and development of the Credit Union through marketing and business development activities.

  • Approves commercial and retail loans within approved lending limits.

  • Monitors lending activities of both departments.

  • Assists with the development of lending policies for the Credit Union.

  • Develops and presents annual departmental operating budgets.

  • Liaises with a variety of external contacts including corporate lawyers, Central 1 and other financial institutions.

  • Visits branches regularly to support employees and business development managers

  • Contribute to continuous improvement in our lending programs and environment.

  • Present and advise the Management Credit Committee and Investment & Lending Committee of the Board of Directors, under the direction of the President & CEO on lending and portfolio management activities.

Required Skills & Abilities:

  • Knowledge of commercial and retail lending policies, procedures and statutory regulations.

  • Knowledge of the principles, practices, methods, techniques of business development and marketing credit union services.

  • Knowledge of collection procedures and current business practices.

  • Knowledge of credit risk management and financial management.

  • Experience developing underwriting policies and establishing quality standards.

  • Ability to supervise subordinates engaged in lending support duties and train and develop staff as required.

  • Ability to establish and maintain effective working relationships with a variety of internal and external contacts and to provide advice and assistance on matters related to the lending role.

  • Ability to communicate effectively both orally and in writing.

  • Energetic and self motivated.

    Minimum Recruiting Qualifications:

  • University degree in Finance, Accounting or Business Administration.

  • 10+ years experience in a commercial / retail lending role with management responsibilities.

  • Previous managerial experience in a multi branch setting.

    Community Savings encourages all qualified applicants to apply.  However, only those who are being considered for an interview will be contacted.