Province: Saskatchewan

Lending Support Administrator – Retail and Commercial (2) positions

WE’RE HIRING!
Lending Support Administrator – 2 Positions (Retail and Commercial)
Permanent Full‐time

About Us
First Nations Bank of Canada is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 87% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well‐being of Indigenous people. Headquartered in Saskatoon, SK and named one of Saskatchewan’s Top Employers, FNBC takes pride in its workforce of over 64% Indigenous employees working at locations across Canada.

About The Role
As a Lending Support Administrator, you will be an integral part of our Operations team, which supports the branch staff from behind the scenes. This is a high‐paced position which includes time sensitive deadlines, large dollar transactions and attention to detail. This is a permanent full‐time opportunity and can be based out of our Saskatoon office, which is located on First Nations land, however, remote work options are available.

Here’s what you will be doing:
• Research and resolve operational and credit related issues and service requests
• Liaise with third party providers such as but not limited to CMHC, Web Equity, CRM and individual Law Firms and Insurance providers
• Administer and review the accuracy of all security and loan parameters on DNA
• Provide accurate and detailed security administration for the bank’s commercial or retail lending portfolio, including the preparation, registration, discharge, renewal and overall management of the security for all commercial credit
• Preparation and dispatch of solicitor’s instruction packages
• Fund and payout commercial or retail loans as required
• Understand and apply back‐office credit operating policies and procedures, providing or creating updates to credit lending manuals and back‐office procedures as required
• Provide suggestions for improvement in processes
• Be knowledgeable of and comply with Bank and Industry Codes of Conduct and Ethics and with Security Laws and Regulations
• Maintain the highest level of confidentiality
• Contribute to a positive work environment and to the success of the team by openly assisting others and sharing of knowledge and expertise
• Participate in special projects/assignments; perform other duties as required
• Support Operations and branch staff by performing sundry duties as assigned

What we are looking for:
• Post‐secondary education in business is preferred
• Previous experience working in a financial institution
• Four (4) years’ experience working in a lending or lending support role
• Strong analytical skills
• Proficient in learning new software applications
• Able to prioritize daily workload
• Confident self‐starter able to work independently
• Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our website at www.fnbc.ca or send your resume and cover letter by email to apply@fnbc.ca. The posting will remain until September 20, 2024.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Talent Management Specialist

Do you love building relationships and being part of a team that creates exceptional experiences for both new and existing employees by assisting in the design, development and delivery of human resource plans and programs?  We are looking for a community minded, motivated, dynamic and outgoing individual with great communication skills to be an important part of a team of knowledgeable human resource professionals.

Reporting to Cornerstone Credit Union’s Manager, People Solutions, as a Talent Management Specialist, you will be responsible for the development and implementation of programs that aim to attract, engage, motivate and retain the organization’s talent pool.  You will identify talent gaps and vacant positions and will be responsible to perform a wide range of credit union recruitment activities.  You will perform compensation research, valuation of positions, costing and analysis related to base salary and variable compensation programs and provide input into the credit union’s annual human resource budget. You will lead the credit union’s annual performance planning process and support internal performance management measures.

You will be responsible for the creation and maintenance of the organization’s position profiles as well as for the People Solutions department’s policies, procedures and processes. Supportive of the credit union’s DEIB and Culture strategies you will participate on various internal committees.  You will work independently but be part of a team effectively managing a wide variety of internal human resource programs. You will complete all activities ensuring compliance with employment legislation and regulations, and credit union policies and procedures.

Post-secondary education in Human Resources or a related Business discipline with 4 to 6 years job-related experience or an equivalent combination of education or experience is the minimum requirement for this position. Advanced knowledge of human resource systems, practices, policies and procedures, along with advanced knowledge of employment regulations, legislation and collective bargaining is required. Working knowledge of compensation and benefits programs, performance planning practices would be considered advantageous for someone entering this role. Familiarity with learning and development initiatives and experience with human resource planning and budgeting would be beneficial. A CPHR designation is preferred.

You must have the ability to identify interdependent and interaction of risks and be comfortable in establishing and evaluating personal performance standards, making independent decisions and in coaching others to do the same. You will possess strong leadership and interpersonal skills, foster open communication, value opinions and ideas of others and place value on the effect of strong time management, a commitment to excellence and putting our Members First! Cornerstone Credit Union places a strong emphasis on creating a coaching culture, and with this position you will be offered plenty of opportunity for on-the-job learning and career development.

You’ll receive competitive compensation, great benefits, and matched pension contributions. We also offer performance incentives and wellness and employment perks. Occasional travel will be required to any or all of Cornerstone’s fifteen branches, with the successful candidate having the option of selecting which of these becomes their home branch.

The cherry on top is the great people who work at Cornerstone. Our team is caring and supportive, and community is at the heart of everything we do. We are proud to be one of Saskatchewan’s Top Employers for the eighth straight year.

Choose a rewarding career at Cornerstone Credit Union.

Senior Credit Risk Reporting Analyst

af·fin·i·ty (noun):

  1. a natural compatibility
  2. the name on our doors

We want our employees to feel great coming to work. After all, an exceptional employee experience leads to an extraordinary experience for our members. If you have an affinity for working in a place where your achievements are celebrated, then a career with us might be the perfect fit.

We’re looking for a Senior Credit Risk Reporting Analyst to join our Credit Risk team. The ideal candidate will play a key role in enhancing strategies and managing Affinity’s overall credit risk within our loan portfolio.

What you’ll do:

  • Develop accurate and timely reporting for credit risk and evaluate alternative data methods and new solutions to optimize credit strategy.
  • Provide research, risk analysis, and recommendations for procedure enhancements.
  • Enhance tools and methodologies to measure, monitor, and report risk.
  • Identify and implement specific measures to detect, investigate, mitigate and report on a variety of risk scenarios which may lead to credit risk losses.
  • Validate and maintain risk rating and underwriting models.

What you’ll get:

  • The support to grow in your career with ample opportunities to advance
  • A competitive salary plus bonuses for your hard work
  • A total rewards package including health and dental benefits, pension and health spending account
  • Vacation time, personal days off and a paid volunteer day so you can maintain a healthy life/work balance
  • A referral bonus when you scout great talent and they’re hired to join our team

What you’ve got:

  • A post-secondary diploma or degree in a related field, plus 5 years of related experience or an equivalent combination of education and experience
  • Advanced knowledge in credit risk in consumer, agricultural, commercial and credit card
  • In-depth knowledge of risk oversight, research and environmental trend scanning, and risk models
  • Advanced EXCEL and Power BI Proficiency
  • Experience leading research to create and implement innovative processes
  • Working knowledge of risk models including Probability of Default and Loss Given Default

Loans Officer

Loans Officer, Bengough Credit Union

Location: Bengough Credit Union
Posting Date: August 20, 2024
Closing Date: Until Filled
Website: www.bengoughcu.ca
Employment Type: Full-time

Do you have previous lending experience? Bengough Credit Union is looking for a motivated individual to join their lending team.

The Position
Reporting to General Manager and Loans Manager the Loans Officer will:
• Provide Lending services to current and potential members including recognizing their needs in order to promote and cross – sell Bengough Credit Union products
• Ensure all lending activities are in compliance with relevant policy, legislation and regulations
• Promote Bengough Credit Union and maintain active involvement in the community
• Grant consumer plus agricultural & small business loans or mortgages within approved lending limits; receive and analyze financial and personal net worth statements, calculate debt service capacity and evaluate collateral security; negotiate terms and conditions of loan; present recommendation to senior staff on applications beyond assigned approval authority
• Provide individualized financial advice (such as debt consolidation) and information to members on loan services and deposit products offered through the credit union
• Maintain up-to-date knowledge of credit union lending and deposit services and products and relevant policies and legislation by regularly reviewing literature and attending update meetings
• Conduct credit investigations, security inspections and searches as required; conduct PPSA registrations and investigations; prepare releases of security on paid out loans; interpret loan reports and identify further action required to address problem areas such as pending delinquency
• Review delinquent accounts, analyze current status and initiate action to collect on delinquent loans
• Initiate action to improve growth and development of portfolio by analyzing members needs, trends and competitor offerings; recommends revisions to the marketing plan, cross-sell all credit union products and services and pursue new business opportunities by establishing and maintaining liaison with agricultural and small business community contacts
• Maintain documentation in loan files which includes credit checks, employment income, personal income tax, etc. in accordance with procedures
• Maintain tracking systems for expiry and renewal dates of personal property registry, insurance, mortgages and related licenses.
• Relieve for other staff as required
• Train and support team members as required
• Actively participate in credit union work unit and meetings
• Participate and Represent the credit union within the community or surrounding area

Qualifications
– Minimum grade 12 diploma supplemented by direct lending training and experience
– Lending experience is an asset but not a requirement
– Knowledge in Commercial, Consumer & with focus on Agriculture lending is an asset but not a requirement
– Background in Finance
– Experience working with banking applications
Compensation
Salary will be negotiated based on Education and Experience. Bengough Credit Union offers a 50/50 cost share benefits package, including 6% pension matching and variable pay structure.

About Our Credit Union
Bengough Credit Union has been an integral part of our community for over 80 years. Every year we provide support to various local projects and organizations in the form of volunteer time and donations.
We have our Main Branch located in Bengough, Saskatchewan and Service locations in Viceroy and Willow Bunch. We pride ourselves on being a rural based independent Credit Union. Providing the best possible service anywhere, anytime, anyway. We are the heart of the Ranching and Farming community.

Please submit your resume and cover letter in confidence to:

Katrina McCuaig
Box 70
Bengough, SK
S0C 0K0
kmccuaig@bengoughcu.ca

Loans Manager

Loans Manager, Bengough Credit Union

Location:                     Bengough Credit Union

Posting Date:              August 20, 2024

Closing Date:               Until Filled

Website:                      www.bengoughcu.ca

Employment Type:      Full-time

Do you have previous lending experience? Bengough Credit Union is looking for a motivated individual to join their lending team as Loans Manager.

As the Loans Manager, you will be responsible for overseeing all aspects of our lending services department. You will lead a team of professionals to ensure the delivery of high-quality lending services to our members while achieving the credit union’s financial goals. Your strategic vision and leadership will be critical in continuing to grow our lending portfolio and expanding our market presence.

Key Responsibility Areas

  • Reviews, recommends and implements plans, procedures and practices to improve departmental operations and service provision. Administers operating plan and budgets for assigned area; maintains signing authority for branch lending services
  • Initiates action to improve growth and development of the branch lending portfolio by analyzing member needs, trends, and competitor’s offerings; recommends revisions to the marketing plan and pursues new business opportunities by establishing and maintaining liaison with members.
  • Supervises and monitors the activities of branch lending services staff; ensures staff resources are appropriately scheduled and organized to accommodate peak periods, seasonal fluctuations, and in accordance with budget and management directives.
  • Develops and implements performance and service standards for lending services staff; monitors staff performance and identifies and addresses performance gaps at individual employee and work group level; hires new staff, conducts performance appraisals and, as necessary, initiates disciplinary procedures.
  • Grants consumer, commercial, and agricultural mortgages and loans within approved lending limits; receives and analyzes financial and net worth statements and evaluates collateral security; calculates debt servicing capacity, negotiates terms and conditions of loan; approves credit applications referred by other staff and presents recommendations to more senior staff on applications beyond assigned approval authority.
  • Provides technical direction in all branch lending service activities and acts as the resident expert for all lending products; provides leadership and guidance to staff on business development and administration of lending products; resolves unique and complex enquiries and problems requiring analysis of the issue, developing potential solutions, and evaluating impact of selected solution.
  • Interprets loan reports and identifies further action required to address problem areas such as pending delinquency; monitors delinquent accounts and works with member to develop remedial plans to mitigate risk of loss; participates in all collection activities including legal actions

Qualifications

  • Post-Secondary education in related field plus 5 – 7 years of job-related experience, or an equivalent combination of education and experience.
  • Knowledge and experience in all areas of a lending portfolio.
  • Proven track record of success in developing and executing lending strategies.
  • Demonstrated ability to coach, lead and mentor staff.
  • Extensive experience in sales and building and maintaining strong relationships.
  • Knowledge and understanding of credit union operations is preferred.
  • Excellent verbal & communication skills
  • Strong organization, time management, problem solving, analytical & decision-making skills
  • Strong initiative & ability to work independently & adapt to changing priorities & business needs
  • Proven success working in a collaborative & team environment

 

Compensation

Salary will be negotiated based on Education and Experience. Bengough Credit Union offers a 50/50 cost share benefits package, including 6% pension matching and variable pay structure.

About Our Credit Union

Bengough Credit Union has been an integral part of our community for 80 years. Every year we provide support to various local projects and organizations in the form of volunteer time and donations.

We have our Main Branch located in Bengough, Saskatchewan and Service locations in Viceroy and Willow Bunch. We pride ourselves on being a rural based independent Credit Union. Providing the best possible service anywhere, anytime, anyway. We are the heart of the Ranching and Farming community.

BCU values personal & professional development. If you do not meet all the criteria but believe that your qualifications & experience would be valuable in this position, we strongly encourage you to apply.

Please submit your resume and cover letter in confidence to:

Katrina McCuaig

Box 70

Bengough, SK

S0C 0K0

kmccuaig@bengoughcu.ca

Director, Risk Based Supervision

Who are we?

Credit Union Deposit Guarantee Corporation (the Corporation) is the deposit guarantor for Saskatchewan credit unions and the primary regulator for Saskatchewan credit unions and SaskCentral, together, Provincially Regulated Financial Institutions (PRFIs). We work closely with these institutions to ensure they employ sound business practices to enhance the strength and stability of the Saskatchewan credit union system.

We are seeking a confident, forward-thinking leader to join our Risk-Based Supervision team. This team is vital in fulfilling the Corporation’s vision of instilling confidence in the Saskatchewan provincially regulated credit union system.

What you’ll do:

Reporting to the Associate Vice-President, Risk-Based Supervision, you will be responsible for providing leadership to a team of professionals and managing the application of the supervisory framework which proactively identifies, assesses, and mitigates risk to depositor funds and the guarantee fund. Key accountabilities of the position include:

  • Direct, oversee, and participate in the execution of on-going monitoring, review, and intervention processes for PRFIs, including analysis of financial performance and assessing the effectiveness of risk management activities
  • Assess regulatory approval requests to ensure compliance with legislative and regulatory requirements
  • Manage strategic relationships with PRFI boards of directors and senior management
  • Lead and support the maintenance of components of the risk-based supervisory framework
  • Collaborate with other departments to support effective regulation of PRFIs

Due to the commitment to remain a leader in our industry, this is a fast-paced, evolving environment. The role requires a flexible work schedule and occasional travel, as the department collaborates with PRFIs throughout Saskatchewan.

What you’ll need:

  • Undergraduate degree in business administration, commerce, or economics; ideally supplemented with a graduate degree or professional designation (or an equivalent combination of education and experience)
  • Five to ten years of experience in the financial services industry, regulatory environment, or a finance-related field
  • Knowledge and experience in areas such as: policy, governance, credit, financial analysis, risk management, and/or internal/external audit
  • The ability to interpret and apply policy, legislation, and regulation are key requirements for this position
  • Demonstrated ability in presenting information and facilitating discussions with key stakeholders, along with previous leadership experience, would be considered an asset

Core competencies for this role are communication, innovation, teamwork, problem solving and decision making, accountability, service excellence, and building relationships.

What we offer:

The salary range for this position is $110,700 to $138,375.

We are committed to the success of our employees, that’s why we offer:

  • Comprehensive benefits
  • Health and dental coverage upon commencement
  • Matched pension contributions
  • Employee wellness program
  • Maternity/parental benefits; top-up program
  • Education, training, and development opportunities

Our hybrid work model offers flexibility of partial remote work upon agreement. For more information on the Corporation, please visit our website www.cudgc.sk.ca.

Ready to Apply:

Please submit your cover letter and resume stating requisition RBS-DIR by August 28th, 2024 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted.

The Corporation values and supports workplace diversity. We believe diverse ideas, opinions and perspectives makes our Corporation stronger.

VP of Lending Services

About Us

Churchbridge Credit Union is a full service, member owned, two branch financial institution.  We serve the communities of Churchbridge, Langenburg, MacNutt, Bredenbury and surrounding areas.  Our communities are centered around agriculture and potash mining.  We are located near the Manitoba border in central Saskatchewan.

At Churchbridge Credit Union, we are committed to providing exceptional financial services to our members.  As a community focused organization, we pride ourselves on our dedication to member satisfaction and community growth.

We are seeking a dynamic and experienced VP of Lending Services to join our executive leadership team.

Position Overview

As the VP of Lending Services, you will be responsible for overseeing all aspects of our lending services department.  You will lead a team of professionals to ensure the delivery of high-quality lending services to our members while achieving the credit union’s financial goals.  Your strategic vision and leadership will be critical in continuing to grow our lending portfolio and expanding our market presence.

Key Responsibility Areas

  • Oversees the credit union’s lending services portfolio, ensuring all activities comply with sound business practices, legislation, regulations and policies and procedures.
  • Develops and implements operating plan and budgets for lending services department.
  • Analyzes lending performance trends to identify opportunities for growth and improvement.
  • Monitor and manage the credit union’s loan portfolio to ensure optimal performance and risk management.
  • Lead, mentor and develop a high performing lending team, fostering a culture of excellence and member centered service.
  • Collaborates with other executive team members to develop and execute strategic initiatives.
  • Maintains strong relationships with members, partners and industry professionals.
  • Proposes and recommends updates to policies and procedures for enhance the efficiency and effectiveness of Lending Services.
  • Keeps informed of industry and competitive trends that impact the business, maintaining thorough knowledge to inform department and strategic decisions.

 Qualifications

  • Post-Secondary education in in related field plus 5 – 7 years of job-related experience, or an equivalent combination of education and experience.
  • Knowledge and experience in all areas of a lending portfolio.
  • Proven track record of success in developing and executing lending strategies.
  • Demonstrated ability to coach, lead and mentor staff.
  • Extensive experience in sales and building and maintaining strong relationships.
  • Knowledge and understanding of credit union operations is preferred.

We offer a comprehensive total rewards package, including group benefits, pension contributions and professional development opportunities for career growth.

This is an excellent opportunity for a community-minded individual to be a part of a successful and growing organization.

If you are interested in this position, please submit your cover letter and resume to Laurie Smith at creditunioncareers@outlook.com.

We thank all applicants; however, only those who are short-listed will be contacted.

Member Services Representative

Luseland Credit Union is looking for a full-time individual who is able to recognize member needs, promote and cross sell credit union products and services, and has the ability to process a variety of financial transactions.

Luseland Credit Union Limited is committed to providing friendly, quality and professional financial services.
Salary will be commensurate with experience, qualifications and competency. LCU has a competitive salary and benefits package including a variable pay and employee loan program.

We appreciate the interest of all applicants; however only those under consideration will be contacted.
Applications close Friday, August 23, 2024.

Submit your resume to:
Alyssa Underdahl, Office Manager
Email: alyssa.underdahl@luselandcu.com

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