Occupation Types: Compliance/Risk Management

Director, Risk Based Supervision

Who are we?

Credit Union Deposit Guarantee Corporation (the Corporation) is the deposit guarantor for Saskatchewan credit unions and the primary regulator for Saskatchewan credit unions and SaskCentral, together, Provincially Regulated Financial Institutions (PRFIs). We work closely with these institutions to ensure they employ sound business practices to enhance the strength and stability of the Saskatchewan credit union system.

We are seeking a confident, forward-thinking leader to join our Risk-Based Supervision team. This team is vital in fulfilling the Corporation’s vision of instilling confidence in the Saskatchewan provincially regulated credit union system.

What you’ll do:

Reporting to the Associate Vice-President, Risk-Based Supervision, you will be responsible for providing leadership to a team of professionals and managing the application of the supervisory framework which proactively identifies, assesses, and mitigates risk to depositor funds and the guarantee fund. Key accountabilities of the position include:

  • Direct, oversee, and participate in the execution of on-going monitoring, review, and intervention processes for PRFIs, including analysis of financial performance and assessing the effectiveness of risk management activities
  • Assess regulatory approval requests to ensure compliance with legislative and regulatory requirements
  • Manage strategic relationships with PRFI boards of directors and senior management
  • Lead and support the maintenance of components of the risk-based supervisory framework
  • Collaborate with other departments to support effective regulation of PRFIs

Due to the commitment to remain a leader in our industry, this is a fast-paced, evolving environment. The role requires a flexible work schedule and occasional travel, as the department collaborates with PRFIs throughout Saskatchewan.

What you’ll need:

  • Undergraduate degree in business administration, commerce, or economics; ideally supplemented with a graduate degree or professional designation (or an equivalent combination of education and experience)
  • Five to ten years of experience in the financial services industry, regulatory environment, or a finance-related field
  • Knowledge and experience in areas such as: policy, governance, credit, financial analysis, risk management, and/or internal/external audit
  • The ability to interpret and apply policy, legislation, and regulation are key requirements for this position
  • Demonstrated ability in presenting information and facilitating discussions with key stakeholders, along with previous leadership experience, would be considered an asset

Core competencies for this role are communication, innovation, teamwork, problem solving and decision making, accountability, service excellence, and building relationships.

What we offer:

The salary range for this position is $110,700 to $138,375.

We are committed to the success of our employees, that’s why we offer:

  • Comprehensive benefits
  • Health and dental coverage upon commencement
  • Matched pension contributions
  • Employee wellness program
  • Maternity/parental benefits; top-up program
  • Education, training, and development opportunities

Our hybrid work model offers flexibility of partial remote work upon agreement. For more information on the Corporation, please visit our website www.cudgc.sk.ca.

Ready to Apply:

Please submit your cover letter and resume stating requisition RBS-DIR by August 28th, 2024 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted.

The Corporation values and supports workplace diversity. We believe diverse ideas, opinions and perspectives makes our Corporation stronger.

Risk Analyst

Risk Analyst

Temporary Full-time (approx. 15-month term)

Open to any location in Canada (ability to work from a home office)

Open until August 16th

Annual Salary: $73,730 – $101,378

Innovation Federal Credit Union has a bold ambition. In addition to being Canada’s newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfil Innovation’s purpose?  Glad you asked!

The Risk Analyst is responsible for supporting all aspects of the operational risk management program by providing risk guidance and challenge on operational risk assessments, events, and concerns across the organization.

WIIFY (what’s in it for you):

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work arrangement options
  • Strong benefit package
  • 7% Superannuation matched contribution program
  • Attractive variable incentive program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff helping them
  • A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do!

What our team is looking for:

  • A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach
  • A solution mindset that feeds inertia
  • An ambassador who’s willing to promote our team inside and outside organization
  • Somebody who is digitally capable, who wants to dig into new technology with enthusiasm!
  • Somebody who can work with occasional ambiguity with focus on process evolution
  • A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
  • Somebody to sweat the small stuff, but also see the big picture
  • Personality and Energy – a flair for polish, and you bring your own personal, creative touch to everything you do!

What will you do?

  • Assist in maturing the operational risk function by expanding the use of operational risk management tools across the enterprise through Risk & Control Self-Assessments (RCSAs), Operational Risk Taxonomy, Risk Events, Risk Awareness and Key Risk Indicators (KRIs).
  • Review risk registers and risk event logs periodically to fulfill reporting requirements to the relevant committees.
  • Perform gap analysis of operational risk landscape to offer solutions.
  • Participate in risk engagements to improve internal processes and efficiency.
  • Identify and recommend opportunities for improving procedures and outcomes.
  • Act as a liaison to business units for the integration of the Resolver operational risk module.

Some things that would impress us:

  • Completion of post-secondary education in a related field; a Canadian Risk Management (CRM) designation would be considered an asset.
  • 3 years’ relevant experience in risk management, audit operations or a related role.
  • Knowledge of financial industry products, distribution, and service.
  • Previous experience in risk management software, such as Resolver.
  • Demonstrated efficiency and accuracy skills.

Interested? Head over to our website and apply today!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada.  In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.

Manager of Retail Operations


We’re Hiring!

Manager of Retail Operations
Accent Credit Union

Our incumbent in the role of Manager of Retail Operations has decided to pass the torch, and is retiring early in 2025.  As a result, we are inviting you to apply for this exciting employment opportunity!

You will join the Management Team at Accent Credit Union, and will lead a dynamic retail team!  Drawing on your expertise in deposits, risk and compliance you will set strategic direction, and ensure goals are accomplished.  You will report directly to the Chief Executive Officer, and have oversight of all aspects of retail operations.

We are open to discussing the home branch location of the successful candidates choosing.  With that, you will be required to travel regularly to all of our branches to ensure smooth operations and build and foster relationships with your team.

At Accent Credit Union, we take care of our people.  We value you, and back this up by ensuring you receive fair and competitive compensation.  In addition to cash compensation, you will be enrolled in our company group benefit program, where benefits are 100% employer paid.  When you are eligible you will join our pension program, and will have matched contributions of 7%-9% of regular earnings, based on your years of service with Accent Credit Union.  Immediately upon employment, you will be included in our Wellness Program.  We love to celebrate you, and there is no better way to do this than by giving you a ‘Gift’ on your birthday, of the day off – with pay!

It might seem like it can’t get much better, but you will also have access to our employee account benefit.  This includes, staff accounts, employee loan and deposit rates.  We also observe Easter Monday and the National Day of Truth and Reconciliation as statutory holidays.  We have a tiered vacation policy, which allows your vacation entitlement to increase each year when you meet eligibility.

While this competition will remain open until filled, our goal is to have the successful applicant join our team by mid fall.

We are looking forward to meeting you, and we welcome you to call or visit us and ask questions about this opportunity.  We will connect you with Guy Martin, CEO.

Apply in confidence to hr@accentcu.ca

Attn: Lacey Nicholls, Human Resources & Marketing Administrator
Accent Credit Union | Box 520, Quill Lake, SK S0A 3E0 | 306-383-1139

VP Market, Liquidity & Model Risk Management

Permanent Full-Time
Open to any location in Canada (ability to work remotely/from home office)
Closes June 9
Annual Salary: $133,497 – $183,558

Innovation Federal Credit Union has a bold ambition. In addition to being Canada’s newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfil Innovation’s purpose?  Glad you asked!

The VP Market, Liquidity & Model Risk Management will be responsible for ensuring the organization’s financial stability and driving risk-aware practices. This position contributes to strategic decision-making, risk assessment, and regulatory compliance, and has the expertise to navigate complex financial landscapes and drive robust model governance.

WIIFY (what’s in it for you):

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work arrangement options
  • Strong benefit package
  • 7% Superannuation matched contribution program
  • Attractive variable incentive program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff helping them
  • A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do!

What our team is looking for:

  • A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach
  • A solution mindset that feeds inertia
  • An ambassador who’s willing to promote our team inside and outside organization
  • Somebody who is digitally capable, who wants to dig into new technology with enthusiasm!
  • Somebody who can work with occasional ambiguity with focus on process evolution
  • A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
  • Somebody to sweat the small stuff, but also see the big picture
  • Personality and Energy – a flair for polish, and you bring your own personal, creative touch to everything you do!

What will you do?

  • Identify, evaluate, and monitor risks associated with our market and liquidity risk, providing effective challenge to business lines.
  • Collaborate with the business line to develop and implement risk management strategies to manage exposures within predetermined risk parameters and metrics.
  • Collaborate with model developers, data scientists, and business units to enhance model performance and accuracy.
  • Evaluate model performance under adverse conditions and propose enhancements to mitigate model vulnerabilities.
  • Evaluate and assess the risk profile new initiatives and optimize risk-return trade-offs while aligning with organizational goals.
  • Conduct in-depth analysis and oversee risk exposure of financial instruments, portfolios, and investment strategies.

Some things that would impress us:

  • Completion of a bachelor’s degree in finance, economics, or a related field.
  • 10+ years’ related experience (i.e., model governance, OSFI E23 Model Risk Management Guidelines)
  • Professional certifications such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) are considered an asset.
  • Proficiency in risk modeling software and financial tools.
  • Strong analytical abilities and quantitative skills.
  • Excellent communication and leadership skills.
  • Strategic thinking and problem-solving capabilities.

Interested?

Click the ‘Apply now’ button!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada.  In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.

Privacy Analyst

Permanent Full Time

Open to any location in Canada (ability to work from remote/home office)

Annual Salary: $73,730 – $101,378

Innovation Federal Credit Union has a bold ambition. In addition to being Canada’s newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfil Innovation’s purpose?  Glad you asked!

The Privacy Analyst is responsible for assisting the Legal Department with oversight of the Credit Union’s Privacy Program, with monitoring and reporting privacy-related risks, and with providing guidance to the first line of defence on potential privacy requirements associated with strategic or business decisions.

WIIFY (what’s in it for you):

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work arrangement options
  • Strong benefit package
  • 7% Superannuation matched contribution program
  • Attractive variable incentive program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff helping them
  • A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do!

What our team is looking for:

  • A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach
  • A solution mindset that feeds inertia
  • An ambassador who’s willing to promote our team inside and outside organization
  • Somebody who is digitally capable, who wants to dig into new technology with enthusiasm!
  • Somebody who can work with occasional ambiguity with focus on process evolution
  • A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
  • Somebody to sweat the small stuff, but also see the big picture
  • Personality and Energy – a flair for polish, and you bring your own personal, creative touch to everything you do!

What will you do?

  • Assist the Legal Department with oversight of the Credit Union’s Privacy program.
  • Support the implementation of innovative privacy risk management processes that create efficiencies.
  • Assist with reviewing and making recommendations on privacy impact assessments for corporate initiatives.
  • Assist in drafting privacy policies and procedures and related documentation, and privacy training materials.
  • Support the maintenance of the organization’s privacy program that aligns with the Credit Union’s strategic objectives.
  • Support the Legal Department’s monitoring of enterprise-wide privacy risk exposures, and with completing reports related to such exposures.

Some things that would impress us:

  • Completion of a post-secondary diploma or University Degree in a related field. Professional privacy certifications or designations (e.g. CIPP or equivalent) is an asset.
  • 3-5 years’ experience in a similar privacy role.
  • Knowledge of federal and provincial privacy laws and guidelines in Canada, including Bill C-27, and OSFI’s B-13 and Third-Party Risk Management Guidelines.
  • Familiarity with privacy risk management and compliance, the ability to draft privacy related policies and procedures, and the competence to provide privacy related guidance where required.
  • Demonstrated strength in organizational and analytical abilities.
  • Strong written and verbal communication skills.

Interested?

Click the ‘Apply now’ button!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada.  In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.

Supervisor, Support Services – Deposits Team

Open to any Advice Centre Location in Saskatchewan

Apply by May 12

Annual Salary: $63,560 – $87,395

Innovation Federal Credit Union has a bold ambition. In addition to being Canada’s newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfil Innovation’s purpose?  Glad you asked!

The Supervisor, Support Services – Deposit Team will be responsible for leading, motivating, and coaching team members in deposit administration; processing, monitoring and completion of documentation as well as providing information to all staff and members on deposit products and procedures. This role is charged with the goal of effectively and efficiently managing the development and direction of the support services team to drive the growth of revenue, technical productivity and promote high quality member satisfaction.

WIIFY (what’s in it for you):

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work arrangement options
  • Strong benefit package
  • 7% Superannuation matched contribution program
  • Attractive variable incentive program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff helping them
  • A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do!

What our team is looking for:

  • A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach
  • A solution mindset that feeds inertia
  • An ambassador who’s willing to promote our team inside and outside organization
  • Somebody who is digitally capable, who wants to dig into new technology with enthusiasm!
  • Somebody who can work with occasional ambiguity with focus on process evolution
  • A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
  • Somebody to sweat the small stuff, but also see the big picture
  • Personality and Energy – a flair for polish, and you bring your own personal, creative touch to everything you do!

What will you do? 

  • Oversee Investments and Account Documentation processes, ensuring accuracy and compliance with regulatory requirements.
  • Provide Operations Support to the team, resolving complex issues and ensuring smooth workflow.
  • Generate and present detailed reporting on investment operations performance and metrics.
  • Utilize an analytical mindset to identify trends, patterns, and areas for improvement within investment operations.
  • Drive Process Improvements to enhance efficiency and effectiveness, implementing best practices where applicable.
  • Manage and mentor a team of individuals, fostering a culture of continuous learning and development.
  • Ensure governance standards are met within investment operations, adhering to internal policies and external regulations.

Some things that would impress us: 

  • Bachelor’s degree in finance, business administration, or a related field. 5+ years of relevant experience in investment operations or a related field within the financial services industry.
  • Understanding of the regulatory, legislative, and technical environment that impacts the credit union and the financial industry (Credit Union Act; regulations; policies; procedures).
  • In-depth knowledge of investment operations, including investments and account documentation processes.
  • Effective leadership skills, with a strong focus on operations and business processes.
  • Demonstrated experience in people management, with a track record of successfully leading and developing teams.
  • Excellent interpersonal and communication skills.
  • Proven experience in implementing process improvements and driving operational efficiency.
  • Experience in budgeting and resource allocation, with a focus on optimizing staff numbers to meet departmental requirements.

Interested? 

Click the ‘Apply now’ button!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada.  In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected. 

Senior Compliance Consultant, AML/ATF

Senior Compliance Consultant, AML/ATF

 National Consulting Limited (NCL) is looking for a seasoned professional to assist in the implementation and delivery of required compliance initiatives with Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) compliance programs to meet the needs of our credit union clients.  This position reports to the VP Business Solutions and works closely with credit unions, legal counsel, government and CCUA to research issues, analyze information and develop procedures for credit unions.

The Job

The successful candidate must be able to work independently as this is a remote (work-from-home) position.  Key responsibility areas of the position include maintenance and application of comprehensive compliance policies and procedures, providing AML/ATF guidance and form support, risk assessments related to money laundering and terrorist financing and developing and implementing risk mitigation measures where the risk is high, monitoring medium to high-risk accounts and AML reporting requirements.  In addition to compliance advisory services, this role participates in the development and delivery of specialized training for our clients to ensure an on-going compliance training program is available for employees as it relates to their job functions.

This is a permanent, full-time position (37.5 hours per week). Occasional travel and in-person attendance may be required.  Computer equipment is supplied.

The Candidate

The  ideal candidate will possess:

  • Minimum 5 years’ experience in the credit union or co-operative system providing operational support in the areas of Anti-Money Laundering (AML) and Terrorist Financing (ATF), Canadian Anti-Spam Legislation (CASL), and Privacy.
  • Experience with AML Software. Verafin experience would be beneficial.
  • A Canadian Anti-Money Laundering and Terrorist Financing designation
  • Other regulatory compliance or risk management experience or designations
  • Strong interpersonal skills, you will build trusting relationships with credit union management and deliver excellent client experience.
  • Strong communication, organizational and facilitation skills.

The Compensation

NCL offers a competitive compensation package.  Salary will depend on qualifications and experience. Benefits include a matched superannuation pension plan; group benefits (health, dental, life and disability insurance, healthcare spending allowance and wellness program), and paid personal days off.

If being part of our team interests you, please submit a resume and cover letter, in confidence, to hr@nationalconsultinglimited.com by Tuesday, April 23.

We appreciate the interest of all applicants; however only those under consideration will be contacted.

National Consulting Limited is owned by a consortium of 25 Saskatchewan credit unions and partners with credit unions across Canada to provide expertise in Risk Services such as Compliance, AML, Fraud Protection, Privacy, Procurement, Banking and Card Services.

 

Vice President, Finance and Risk

Primary Location Head Office – 209 Limeridge Rd East Hamilton ON. Hybrid Work Environment Available. The in-person office time is to create meaningful and lasting connections with our members, staff and our HMECU community.

 

Introduction

Healthcare and Municipal Employees Credit Union (HMECU) is a financial institution with a long history of providing superior financial services to local members. We are looking for an experienced and dedicated Vice President, Finance and Risk to join our organization in our Hamilton Head office.

 

Position Overview

The Vice President, Finance and Risk will be responsible for leading and managing all financial, accounting, regulatory compliance, and risk management functions of the organization. This role is critical to the success of HMECU and requires a high degree of accuracy and attention to detail. This position will report to the President and CEO and will work closely with the Senior Management team and other stakeholders.

 

The Vice President, Finance and Risk, will manage the corporate financial performance of the Credit Union by developing and implementing short- and long-term strategies. As part of the Executive Management Team, this position will work actively with the board in the development and implementation of Credit Union strategic goals; work with management to develop tactical plans designed to achieve strategic goals; and will prepare the necessary business plan and budgets to achieve the tactical plans.

 

What you’d be doing

  • Develop and maintain a sound internal control environment.
  • Oversee the preparation of financial statements and provide interpretation and analysis to the Executive Management Team.
  • Oversee the preparation of regulatory reporting.
  • Develops, recommends, and implements changes to policies and procedures in the areas of administration to ensure compliance with application regulations and laws.
  • Develop and maintain a strong relationship with external auditors and stake holders.
  • Monitor and manage the Credit Unions financial risk, including but not limited to: Interest Rate Risk, Capital Risk, Liquidity Risk, and Foreign Exchange Risk
  • Develop and implement strategies for increasing profitability and reducing costs.
  • Develop and maintain the budget and forecasting processes and monitor the overall credit union performance.
  • Manage and evaluate the financial and operational systems of the Credit Union.
  • Analyze investment opportunities and manage the overall investment portfolio.
  • Participates actively at the senior management level and Board of Director level in the development and implementation of strategic plans.
  • Sets and administers the rate structure in conjunction with the CEO.
  • Supervises, mentors, and coaches the Finance, Compliance and Accounts Payable Teams.
  • Responsible for providing overall direction, control and planning for the audit, risk, and internal controls for the credit union.
  • Key executive management representative to Board Audit Committee and other Board Committees as assigned.
  • Reports to the Board of Directors regarding the finances of the Credit Union.
  • Lead the Asset Liability Committee (ALCO).
  • Oversees compliance function.
  • Manages corporate enterprise risk relating to areas such as anti-money laundering/terrorist financing compliance, and other related legislation; keeps current with and ensures credit union compliance to legislation.
  • Develops and implements risk policies and programs relating to areas such as loss prevention and business continuity.
  • Oversees the monitoring, investigation, and tracking of internal control processes and losses due to fraud, forgery, and theft.
  • Manages relationships with external regulators.
  • Other duties as assigned.

 

Skill Requirements

  • Accounting designation (CPA) required.
  • Minimum of 7-9 years in accounting and financial experience.
  • Proven experience managing financial and risk functions.
  • Proficiency in financial modelling, forecasting, and budgeting.
  • Knowledge of banking regulations and compliance requirements.
  • Knowledge of DNA Banking System would be considered an asset.
  • Excellent organizational, interpersonal and communication skills
  • Ability to work independently and take initiative.
  • Excellent planning, budgeting, and organizational skills.
  • Strong people skills in working and developing relationships with stakeholders, staff and members.
  • Sound analytical thinking, planning, prioritization and execution skills and strategic leadership ability.
  • A team player with the ability to work collaboratively.
  • Experience creating policies and procedures.
  • Must be bondable.

 

If you have the required skills and experience and are looking to join a dynamic and growing financial institution and team, we would love to hear from you.

Please note: Healthcare and Municipal Employees Credit Union has an accommodation process in place and provides accommodations for employees with disabilities. If you require a specific accommodation because of a disability or a medical need, please contact HR at 905-575-8888 ext 145 or hr@HMECU.com so that arrangements can be made.

We thank all applicants for their interest, however, only those selected for an interview will be contacted.

 

Job Type: One (1) Full – time vacancy

Primary Location: Head Office / Remote Hybrid Work Environment Available

Hours of Work: Flexible Work Week

Benefits: YES. We offer a very comprehensive Benefits Package.

100% Employer Paid Benefits for STD, LTD, Life Insurance, Extended Health, Dental Coverage and Employee Family Assistance Program.

Pension: Defined Contribution Pension Plan; with 9% Employer Contribution’s.

Credit Adjudication Specialist

Apply by April 1

Annual Salary: $73,730 – $101,378

Innovation Federal Credit Union has a bold ambition. In addition to being Canada’s newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfil Innovation’s purpose?  Glad you asked!

The Credit Specialist – Adjudication will be responsible for providing quality adjudication service to internal customers through use of risk analysis tools and methods, ensuring security for the members and Innovation Federal Credit Union. This position evaluates credit requests, analyzes financial information, and makes recommendations to obtain financing approvals.

WIIFY (what’s in it for you):

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work arrangement options
  • Strong benefit package
  • 7% Superannuation matched contribution program
  • Attractive variable incentive program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff helping them
  • A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do!

What our team is looking for:

  • A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach
  • A solution mindset that feeds inertia
  • An ambassador who’s willing to promote our team inside and outside organization
  • Somebody who is digitally capable, who wants to dig into new technology with enthusiasm!
  • Somebody who can work with occasional ambiguity with focus on process evolution
  • A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
  • Somebody to sweat the small stuff, but also see the big picture
  • Personality and Energy – a flair for polish, and you bring your own personal, creative touch to everything you do!

What will you do?

  • Assess and identify risk in credit requests and lending portfolios; analyze financial statements, credit reports, and other relevant data to make informed decisions.
  • Adjudicate credit applications and complete loan reviews to ensure acceptable risk are underwritten.
  • Communicate with various levels of management within the credit union to address risk findings and promote the safety and soundness of the credit union.
  • Ensure organized credit flow and adjudication to provide maximum service levels to Consumer Advisors.
  • Mentor and guide staff, providing feedback and encouragement in the development of lending skills.
  • Identify areas of opportunity and efficiency in lending procedures and processes.
  • Develop recommendations for changes to guidelines, procedures, and best practices.

Some things that would impress us:

  • Bachelor’s degree in commerce, Business Administration, or related discipline.
  • 3 – 5 years’ lending and credit experience or an equivalent combination of education and experience.
  • Advanced lending knowledge with strong skills in small business, commercial and agricultural lending.
  • Understanding of credit risk management principles, including portfolio risk, lending to higher risk industries and inherent risks embedded in lending products.
  • Comprehensive knowledge of loan underwriting standards and lending guidelines.
  • Strong interpersonal skills, including excellent oral and written communication abilities.

Interested?

Click the ‘Apply now’ button!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada.  In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.

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