Occupation Types: Credit & Collections

Manager, Farm & Business

Do you have a passion for helping people succeed and achieve their goals?  If this is you, Cornerstone Credit Union is looking for a highly motivated and exceptional leader to join our Farm & Business team of professionals.

You will be responsible to manage and lead a team of Farm & Business Advisors in developing new business relationships and work with the team to capitalize on these opportunities while retaining existing business with members and clients.

As Manager, Farm & Business, you will coach, mentor, develop and motivate a team of professionals to meet and exceed member needs while supporting the credit union to achieve goals within all strategic priority areas.  Having the ability to support and effectively demonstrate proactive outreach to build a long-term relationship with existing members and potentially new members, you will be responsible to support the development of a strong deposit and off balance sheet portfolio and non-interest revenue streams, while effectively managing the loan portfolio as it relates to risk, pricing, diversification and quality.

You will manage and provide technical direction for the lending functions within the respective branches while holding the team accountable for annual sales and service targets and relevant MemberFirst Service Standards.

In this role, you will be responsible to review and coach the completion of Farm and Business credit within established limited or recommend to a higher approval authority, ensuring all business activities within your area of responsibility are in compliance with sound business practice, legislation, regulations, and policy and procedure.

As a leader in the Farm & Business banking team, you will participate in Internal and Executive Credit Committee and contribute to the annual budget process, managing expenses to budget while ensuring strategic objectives are met.

Post-secondary education in business or a related discipline, plus a minimum of 5 – 7 years job related experience or an equivalent combination of education and experience is required.  You must possess strong leadership, organization and time management skills.  Extensive credit knowledge including an understanding of risk tolerance methodologies and strategic practices is essential.  Proven ability in sales coaching, establishing performance standards and evaluating performance is required.   If you already know about the features and benefits of credit union products and services, that is an extra bonus!

You will receive competitive compensation, great benefits, and matched pension contributions.  We also offer performance incentives, and wellness and employment perks.  This position may be staffed at any of Cornerstone Credit Union’s 15 branch locations, depending on availability of office space.

The cherry on top is the great people who work at Cornerstone.  Our team is caring and supportive, and community is at the heart of everything we do.  We are proud to be one Saskatchewan’s top employers for the eighth straight year.

Choose a rewarding career at Cornerstone Credit Union.

Syndication Manager

Are you someone who has a penchant for building enhanced relationships with Credit Unions and industry partners? Do you appreciate the value of portfolio management when it comes to making sound, risk-based credit decisions? If so, we may have a position for you! Cornerstone Credit Union is expanding its Credit Risk department and is looking for a subject area expert in syndication financing to join its team.

As a Syndication Manager you will be responsible for leading the development and execution of non-administered credit lending strategies for the credit union and actively manage the relationships within the syndication loans portfolio while supporting and maintaining profitable growth for the credit union

As part of the Credit Risk Management team, you may be required to provide approval support to the Manager of Adjudication on occasion.

A degree in Finance, Business or related filed and a minimum of 4 to 6 years of progressive experience in commercial real estate financing and large market commercial banking is required. An equivalent combination of education and experience may be considered. If you pride yourself in underwriting and managing commercial credit with a high/acute degree of complexity, then you have what we are looking for. If you already know about the features and benefits of a credit union that is an extra bonus!

You will receive competitive compensation based upon your level of experience and qualifications, great benefits, and matched pension contributions along with other performance incentives and wellness perks. This position considers a flexible work arrangement including any one of our branch locations, hybrid or fully remote.

The cherry on top is the great people who work at Cornerstone. Our team is caring and supportive, and community is at the heart of everything we do. We are proud to be one of Saskatchewan’s Top Employers for the eighth straight year.

Choose a rewarding career at Cornerstone Credit Union.

Commercial Syndications Specialist

About this Opportunity

We are seeking a Commercial Syndications Specialist to help us continue our rich tradition of serving our community – since 1943!

As a Commercial Syndications Specialist, you will be essential in managing and driving the growth of our syndicated loan portfolio.

The ideal candidate will have a strong background in underwriting commercial credit, conducting in-depth analysis, and collaborating with syndicate partners to evaluate and recommend opportunities for purchase or sale for Synergy Credit Union.

Key Responsibilities and Contributions:

  • Facilitate origination activities, oversees the review, assessment and underwriting of high-quality commercial loan assets and provides effective relationship and portfolio management while building and maintaining a commercial loan and mortgage portfolio that meets internal syndication needs.
  • Maintain strong relationships with syndicate partners, credit unions, and other financial institutions to source new loan, sale, and purchase opportunities
  • Monitor and assess the performance, compliance, and risk of the syndicated loan portfolio, implementing strategies to optimize portfolio quality and returns.
  • Provide comprehensive support to both internal and external stakeholders as needed throughout the loan syndication process
  • Engages Credit Unions, third party suppliers, and external partners via a variety of different means with the purpose of expanding the syndicated lending program.
  • Works collaboratively with various departments throughout Synergy to identify business opportunities that benefit both the Credit Union and the member.
  • Monitors and identifies industry trends and recommends action by Synergy as appropriate to both capitalize on opportunities and effectively manage evolving risks and regulatory changes.

Your Qualifications:

  • A degree in finance, business, or related field with a minimum of 10 years’ experience in commercial real estate banking, investment banking, credit syndication, or a related field. An equivalent combination of education or experience may be considered.
  • Preference may be given to a Chartered Financial Analyst (CFA), Chartered Professional Accountant (CPA) or MBA.
  • Demonstrated understanding of financial markets, banking products, and syndication processes, including knowledge of loan structuring, risk assessment, credit analysis, and regulatory compliance.

Join our dynamic team where your expertise in commercial credit will make a significant impact.

 

If the above describes you, we want to hear from you! Submit your cover letter and resume to careers@synergycu.ca, referencing competition #244801 in the subject line. This position will be posted until a suitable candidate is hired.

What do we offer?

  • Competitive salary
  • Benefits and pension (from day 1), and fabulous perks like preferred rates
  • Work/life balance
  • Investment in your professional development
  • Leadership development and mentorship programs
  • Community involvement opportunities

 More details:

  • Status: Permanent Full-time
  • Hours of Work: 37.5 hours weekly. This position is expected to work with a high degree of flexibility in hours of work and travel.
  • Location: Hybrid work arrangement. For the right candidate, this position is enabled to work remotely or from any Synergy branch location. Travel is required.
  • Salary: $89,000 – $111,300 annually

A little more about us

We’ve been named one of Saskatchewan’s Top Employers for the 7th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

At Synergy, our members are owners who profit when we do and who get a say in how we are run. We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 29,000 members from 12 communities in west-central Saskatchewan and have reached over $2.5 billion in assets.

The Location

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg, and Paradise Hill.

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will be required to undergo a bonding process that includes a criminal record check and credit check.

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Credit Underwriter

Are you someone who enjoys challenging decision making and has a solution driven attitude when it comes to solving problems?

Do you have a knack for understanding the power of numbers when it comes to assessing risk? Are you enthusiastic about helping internal and external members navigate the complexities of the lending process? We are expanding our Farm & Business team and looking for an experienced and efficient Credit Underwriter to join our team.

As a Credit Underwriter you will be responsible for assessing members financial records, complete financial analysis, initiate and complete credit submissions, loan data reviews, security analysis and provide the information necessary to offer the most suitable credit option that helps the member achieve their financial goals. You will work closely, supporting and collaborating with the advisor team, gathering information, and submitting credit packages for decisioning with speed and accuracy to provide the best member experience.

A degree in Business, Finance, or Accounting and 4 to 6 years of progressive experience in credit structuring agriculture and commercial applications or equivalent combination of education and experience is the minimum requirement for this position. You will have a leg up if you have an additional designation in a professional business or accounting designation and experience and understanding of complex ag and commercial sectors. If you have experience in analyzing and writing credit with a high/acute degree of complexity and value for both agricultural and commercial borrowers, then you have what we are looking for. If you already know about the features and benefits of a credit union that is an extra bonus!

You will receive competitive compensation based upon your level of experience and qualifications, great benefits, and matched pension contributions. We also offer performance incentives and wellness and employment perks. This position may be staffed at any of Cornerstone Credit Union’s 15 branches, depending upon office space availability. Depending upon location of work, union membership may be required.

The cherry on top is the great people who work at Cornerstone. Our team is caring and supportive, and community is at the heart of everything we do. We are proud to be one of Saskatchewan’s Top Employers for the eighth straight year.

Choose a rewarding career at Cornerstone Credit Union.

 

Credit Adjudication Specialist

Apply by April 1

Annual Salary: $73,730 – $101,378

Innovation Federal Credit Union has a bold ambition. In addition to being Canada’s newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfil Innovation’s purpose?  Glad you asked!

The Credit Specialist – Adjudication will be responsible for providing quality adjudication service to internal customers through use of risk analysis tools and methods, ensuring security for the members and Innovation Federal Credit Union. This position evaluates credit requests, analyzes financial information, and makes recommendations to obtain financing approvals.

WIIFY (what’s in it for you):

  • Competitive Salary
  • Diverse and Inclusive Culture that continues to evolve
  • Flexible work arrangement options
  • Strong benefit package
  • 7% Superannuation matched contribution program
  • Attractive variable incentive program
  • Wellness Days to create appropriate work/life balance
  • Paid Education opportunities to ensure our members have the most equipped staff helping them
  • A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
  • And lots more reasons to love where you work and what you do!

What our team is looking for:

  • A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach
  • A solution mindset that feeds inertia
  • An ambassador who’s willing to promote our team inside and outside organization
  • Somebody who is digitally capable, who wants to dig into new technology with enthusiasm!
  • Somebody who can work with occasional ambiguity with focus on process evolution
  • A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
  • Somebody to sweat the small stuff, but also see the big picture
  • Personality and Energy – a flair for polish, and you bring your own personal, creative touch to everything you do!

What will you do?

  • Assess and identify risk in credit requests and lending portfolios; analyze financial statements, credit reports, and other relevant data to make informed decisions.
  • Adjudicate credit applications and complete loan reviews to ensure acceptable risk are underwritten.
  • Communicate with various levels of management within the credit union to address risk findings and promote the safety and soundness of the credit union.
  • Ensure organized credit flow and adjudication to provide maximum service levels to Consumer Advisors.
  • Mentor and guide staff, providing feedback and encouragement in the development of lending skills.
  • Identify areas of opportunity and efficiency in lending procedures and processes.
  • Develop recommendations for changes to guidelines, procedures, and best practices.

Some things that would impress us:

  • Bachelor’s degree in commerce, Business Administration, or related discipline.
  • 3 – 5 years’ lending and credit experience or an equivalent combination of education and experience.
  • Advanced lending knowledge with strong skills in small business, commercial and agricultural lending.
  • Understanding of credit risk management principles, including portfolio risk, lending to higher risk industries and inherent risks embedded in lending products.
  • Comprehensive knowledge of loan underwriting standards and lending guidelines.
  • Strong interpersonal skills, including excellent oral and written communication abilities.

Interested?

Click the ‘Apply now’ button!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada.  In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.

Collection Specialist

We are expanding our team to help us evolve through the next stage of our growth journey, and we want you to help shape our future. We now have a career opportunity for a Full Time Collection Specialist. This position may work in branch (Saskatoon or Regina) or remotely within Saskatchewan.

As the Collection Specialist you will be….

Responsible for mitigating risk to the credit union through default management and recovery of funds for consumer and commercial loans and mortgages. This includes:

  • Working closely with members to preserve relationships and change behaviors while minimizing defaults.
  • Negotiating payment plans and settlements to facilitate debt repayment to help members get back on track.
  • Managing a portfolio of member relationships.
  • Collaborating with the Credit Team and Finance Department to address complex collection issues and minimize credit loss.

As the Collection Specialist you are ….

  • Highly knowledgeable with a strong background in lending and well-informed on policies, procedures, collection methods and legislation.
  • A strong communicator with solid skills for interacting with members and the team in a professional and courteous manner, especially during negative and adverse situations.
  • An excellent negotiator and problem solver, with the ability to effectively work with retail and business members to find mutually beneficial strategies and solutions to preserve relationships while ensuring timely debt recovery.
  • Able to analyze customer financial situations to assess their capacity to repay debts and determine appropriate collection actions.
  • Highly organized with exemplary time management skills, able to prioritize daily work and plan for deadlines, peak periods and unexpected situations where decisions are extremely time sensitive.

If you are motivated by the thought of this challenge ….

And can demonstrate success through 2-3 years of lending, adjudicating or related collection experience with a degree or diploma in finance or business administration (considered an asset), along with proficient knowledge of Customer Relationship Management software and experience in problem solving and conflict resolution, then this position may be for you!

Get to know us

TCU Financial Group is a credit union grown by Saskatchewan people. For 70 years we’ve been rooted in the province of Saskatchewan, creating our story, growing and evolving alongside the needs of our members. We provide a full suite of financial solutions to people and businesses across the province and one thing that has never changed – our heart remains committed to the people and the communities we serve.

Rewarding times ahead

To support the evolution of our organization, we need talented people who are passionate about creating and delivering meaningful financial solutions for our members. In addition to providing competitive compensation, benefits and pension programs, we support our TCU Financial Group Team and their families by providing an enhanced vacation program to enjoy time doing what they love outside of work.

Thank you for your interest in exploring your future with us!

Please submit your resume and cover letter to:

Human Resources Department
TCU Financial Group
Email: hr@tcu.sk.ca

Chief Risk Officer

Bulkley Valley Credit Union, serving over 14,000 members from Hazelton to Burns Lake, prides itself on employing empowered staff committed to delivering high quality personalized service. This is an exciting opportunity for the right candidate to meet their career goals while balancing their lifestyle with the many amenities our community and the Bulkley Valley has to offer.

If you want to join a dynamic management group dedicated to cooperative values and member service, this is the right career move for you. You will report directly to the CEO and, as a member of the executive team, you will be responsible for strategic oversight of Bulkley Valley Credit Union’s (including subsidiaries) enterprise risk management (ERM) plan at the governance and operational levels. You will be responsible for leading the second line of defense function including enterprise risk management, cyber security, compliance, business continuity, audit functions, retail and commercial credit adjudication, collections and credit recoveries, and loss prevention. You will be accountable to ensure compliance with all applicable legislation and regulatory requirements. You will participate in the development of corporate strategies and policies, identify short and long-term objectives, and contribute to the design and development of policies and programs for the organizations enterprise risk management. You will manage the control, reporting and monitoring and awareness of financial risk management, loss prevention, and security controls for the credit union and identify and recommend areas for improved safeguards.

You will provide leadership and coaching to the risk management/credit team of BVCU. You will support the creation of an Enhanced Service Commitment by encouraging the risk management/credit team to professionally demonstrate BVCU’s Enhanced Service Commitment by efficiently providing support to the organization, establish and maintain strong employee relationships, work as a member of the team, and set a personal example of service and professionalism.

Qualifications

The successful candidate will have a minimum 10+ years’ off in-depth knowledge in the areas of audit functions, financial risk management, compliance, or related field, with professional experience in progressive senior leadership roles. An individual with experience plus education and/or training equivalent to 10+ years will also be considered.

Bulkley Valley Credit Union has a competitive compensation package including an attractive base salary of $126,694 – $158,367 and an excellent benefit and pension package.

To learn more about Bulkley Valley Credit Union, please visit our website at www.bvcu.com. We welcome applications from all interested applicants looking to further their career in a dynamic, supportive and team oriented environment.

Qualified applicants can apply through our webpage at https://can232.dayforcehcm.com/CandidatePortal/en-US/bulkleyvalley/Posting  or directly to:

Jana Lukasek, CEO

jlukasek@bvcu.com

Bulkley Valley Credit Union

PO Box 3637 Smithers BC V0J 2N0

Bulkley Valley Credit Union encourages all qualified persons to apply. However, only those who are being considered for an interview will be contacted.

Manager Credit

Bulkley Valley Credit Union, serving over 14,000 members from Hazelton to Burns Lake, prides itself on employing empowered staff committed to delivering high quality personalized service. This is an exciting opportunity for the right candidate to meet their career goals while balancing their lifestyle with the many amenities our community and the Bulkley Valley has to offer.

If you want to join a dynamic management group dedicated to cooperative values and member service, this is the right career move for you. You will report directly to the Chief Risk Officer and, as a member of the executive team, you will be responsible for providing overall management, direction and coordination of processes and frameworks that support retail and commercial activities specific to credit risk management and collections. You will contribute to the development of corporate strategies and policies, identify short and long term objectives, and contribute to the design and development of policies and programs for retail and commercial credit operations. You will develop and implement credit granting policies and procedures and develop new lending products and services; prepare various loan reports; review internal and external loan audit reviews. You will be responsible for retail and commercial centralized lending administration and collection activities; ensure policies and procedures comply with sound business practices, legislation and regulations. You will identify risk issues and ensure processes are in place to effectively identify and manage risk; ensure processes are in place to identify and manage delinquent accounts; and approve loans within delegated approval limits.

You will provide leadership and coaching to the credit support team. You will support the creation of an Enhanced Service Commitment by encouraging their team to professionally demonstrate BVCU’s Enhanced Service Commitment by efficiently providing support to the branches, establish and maintain strong staff relationships, work as a member of the team, and set a personal example of service and professionalism.

Qualifications

The successful candidate will have a minimum of a secondary school diploma plus 5-7 years of management experience in the financial services industry, preferably with a credit union is required. This background will bring 7-9 years of in-depth knowledge in the areas of retail and commercial lending. An individual with experience plus education and/or training may also be considered.

Bulkley Valley Credit Union has a competitive compensation package including an attractive base salary of $88,824 – $111,030 and an excellent benefit and pension package.

To learn more about Bulkley Valley Credit Union, please visit our website at www.bvcu.com. We welcome applications from all interested applicants looking to further their career in a dynamic, supportive and team oriented environment.

Qualified applicants can apply through our webpage at https://can232.dayforcehcm.com/CandidatePortal/en-US/bulkleyvalley/Posting  or directly to:

Jana Lukasek, CEO

jlukasek@bvcu.com

Bulkley Valley Credit Union

PO Box 3637 Smithers BC V0J 2N0

Bulkley Valley Credit Union encourages all qualified persons to apply. However, only those who are being considered for an interview will be contacted.

Lending Service Representative

Are you committed to helping others while working to grow and develop your own career path? Do you want to work with a great team who is here to support you every step of the way? Are you an energetic team member who is confident in consumer and agricultural lending? We might be biased but we think Radius would be a GREAT place for you to work!

The Opportunity:

We are seeking an experienced, full-time Lending Service Representative to be based out of our Earl Grey Branch.  Reporting to the Business Development Manager, responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for cross selling the full range of Credit Union products.

The ideal candidate will possess the following qualifications:

  • 2-4+ years of experience in consumer, agricultural, and/or commercial lending.
  • One year of related post-secondary education. (a combination of education and experience will be considered)
  • Ability to interpret complex member financial information, assess risk and determine product/service opportunities.
  • Proven success working in a client (member) service and goal-oriented environment.
  • Highly motivated with excellent interpersonal, communication, and time management skills.
  • A demonstrated commitment to ongoing professional development.

 

The Incentives:

  • Competitive compensation plan, including Variable Incentive Pay
  • Comprehensive benefits package, plus a 7% matched pension
  • Career Development & Advancement Opportunities
  • Work/Life balance with paid vacation, sick leave and family leave

 

About our Credit Union: 

Radius Credit Union is a rural based community focused credit union with eight (8) branches, assets over $600 million and nearly 60 employees serving 5700 members. Radius Credit Union builds relationships by providing financial solutions and supporting its communities.  Employee engagement is valued and there are many opportunities for growth for career minded individuals. Our organization has branches in Avonlea, Ceylon, Earl Grey, Ogema, Pangman, Radville, Tribune and Torquay.

The Community:

Located approximately 70km north of Regina, the village of Earl Grey is a small farming community with several local amenities and activities to keep you busy year-round. The community boasts a ballpark, curling rink, skating rink, community hall, library, and several local businesses. The community of Southey, just 10 minutes to the east, provides many of the required services such as a K to 12 school, shopping, Health Center, RCMP, groceries and gas station.

 

If you are interested in becoming a part of our team, please submit your resume, in confidence, on or before February 7, 2024 via email or mail to:


Radius Credit Union
Box 339
Ogema, SK S0C 1Y0
Attn: Michelle Leonard, HR & Marketing Coordinator
michelle.leonard@radiuscu.com

 

Posting will remain open until a suitable candidate has been hired. We appreciate the interest of all applicants; however only those under consideration will be contacted.

Back to Top