Occupation Types: Credit & Collections

Manager of Lending Services

Manager of Lending Services
Permanent Full Time
Accent Credit Union

The Lending Services Team at Accent Credit Union serves our members both in branch and from a distance.  The ever-growing lending portfolio includes consumer, agriculture, and commercial files.  We pride ourselves in providing a member experience that is second to none, leading to satisfied, loyal members.  We are competitive in the market, and trust-worthy.  In a world of change, we embrace it, and strive to offer convenience, and simplicity for our members in the form of the latest technology, enhancing our ability to offer a fully electronic lending experience.

Your current experience in a leadership, or senior lender role has prepared you for this employment opportunity.  You are committed to life-long learning, and you have a desire to learn and grow with your team.  Not only do you encourage staff development, but you are a champion of this important leadership competency, preparing your team members for their own career growth.  You are able to adapt to each of your subordinate’s needs, and you will modify your approach and their learning plans to ensure their success.  Afterall, as your team grows, the credit union will too!

You have an in-depth understanding of lending practices and procedures.  The ideal candidate will have many years of service in the credit union system or financial services industry, and a minimum of seven to ten years of job related experience.  You have an appetite for risk, and know when to take the risk, and when to shy away from it.  You will be responsible to mitigate risk of default.  When required you will initiate action to collect on delinquent loans, as necessary.  Working closely with the Manager of Lending Administration, you will ensure all loans are in compliance with sound business practice, legislation, regulations, and policies and procedures.

Building relationships is important. In fact, it is essential to our business!  Another key part of the Manager role is to foster new relationships and grow new business.  You are not afraid to pick up the phone and call a potential member.  You enjoy the rush of that first contact, and have no problem popping into a business for the first time to meet the owner and take those first steps in fostering a relationship.  When the time is right, you’ll ask for the business!

This exciting opportunity is available in our Quill Lake Branch.  You will be required to travel to our other branches, on a regular basis.  You will be part of an amazing team, working together to meet the member’s and organization’s goals!

Education & Qualifications

·       University Degree or Professional Designation ·       Working knowledge of computer systems
·       Seven – Ten Years of job-related experience ·       Credit Union experience considered an asset
·       Bondable ·       Commitment to continuous self-development

 Accent Credit Union has branches in Quill Lake, Kelvington and Jansen.  We are a financially strong organization with assets of over $270 million, and we continue to grow!  We are dedicated to our members, and our communities.  We respect our people and their contribution to our success.  We encourage employee involvement and participation.  We reward our people for their teamwork and for achieving objectives.  Compensation is competitive and will be based upon qualifications and experience.  Accent Credit Union offers a full range of benefits, an employee incentive program, including a wellness program.

Qualified applicants are invited to submit their resume and cover letter in confidence by February 28, 2022, to:
Guy Martin, Chief Executive Officer | Quill Lake Branch – Box 520, 78 Main St., Quill Lake, SK, S0A 3E0
hr@accentcu.ca
We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Chief Operating Officer

Prairie Centre Credit Union, Saskatchewan’s largest rural-based credit union, currently has a permanent full-time opportunity available for the position of Chief Operating Officer. Reporting to the CEO, the Chief Operating Officer is a key member of the executive leadership team and is responsible for all retail-related functions including Advisory Services, Retail Deposits, Retail Credit, Retail Support, and Corporate Credit. The successful candidate will be a self-motivated, dynamic leader and will play an integral role in supporting effective retail operations that result in an outstanding member experience.

Responsibilities:

  • Promote and support a relationship-based service environment by delivering sound advice that benefits both members and the credit union
  • Participate in the development, implementation, and achievement of corporate strategy
  • Provide oversight in the credit portfolio, approval process and loan administration
  • Lead merger activities and special projects in support of strategic initiatives
  • Provide leadership in the development and monitoring of annual operating plans and budgets, and transfer of such to division managers
  • Promote the credit union, participate in member and community events, and support community economic development initiatives
  • Ensure compliance with all federal and provincial legislative requirements
  • Oversee the development of policy and procedures in accordance with PCCU established guidelines
  • Coach, develop, mentor, and motivate direct reports

Qualifications:

  • Relevant degree, Associate of the Credit Union, or a combination of education and experience in the financial services industry (preferably credit union) with a minimum of 10 years industry experience
  • Demonstrated analytical abilities and operational knowledge with a sound understanding of retail operations and the sales process
  • Proven leadership and management at a senior level with escalating responsibilities and strategic involvement
  • Ability to lead, develop, and implement sales and service initiatives with a proven background in achieving sales/growth targets
  • Excellent interpersonal, oral, and written communication skills with an aptitude for relationship and team building

Prairie Centre Credit Union provides employees with the opportunity for personal and professional growth within an environment that promotes continuous learning. We offer a competitive compensation package, excellent employee benefits, and a matched superannuation plan.

For additional information on this opportunity, please contact Blair Wingert, Chief Operating Officer at 306-882-5562. To apply, please submit an electronic copy of your cover letter and resume by 5:00pm on Friday, January 14, 2022, to: Blair.Wingert@pccu.ca.

We thank all applicants for their interest; however, only those candidates being considered for an interview will be contacted.

Lending Service Representative

We are seeking three experienced, full-time Lending Service Representatives to be based out of our Ogema, Tribune and/or Radville Branches. Reporting to the Business Development Manager, responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for collection activity and cross-selling the full range of Credit Union products.

Looking to expand your career? We will consider hiring the right candidates for a Lending Service Representative Trainee position. An LSR trainee must be a motivated individual with some financial education/experience and a commitment to the financial services industry and credit union system. An LSR Trainee will work with our experienced Lending Team and management to kickstart their career.

Preferred/Ideal Qualifications:
• 2-4+ years of experience, consumer, agricultural, and/or commercial lending.
• One year of related post-secondary education. (a combination of education and experience will be considered)
• Ability to interpret complex member financial information, assess risk and determine product/service opportunities.
• Proven success working in a sales, service and goal oriented environment.
• Highly motivated with excellent interpersonal, communication, and time management skills.
• A demonstrated commitment to ongoing professional development.

The Credit Union / Organization:
Radius Credit Union is a rural based community focused credit union with seven (7) branches, assets over $465 million and nearly 50 employees serving 4700 members. Radius Credit Union builds relationships by providing financial solutions and supporting its communities. Employee engagement is valued and there is ample opportunity for growth for career minded individuals.

The Communities:
Radius Credit Union has seven branch locations in Avonlea, Ceylon, Pangman, Ogema, Radville, Torquay and Tribune. We have been serving the area for over 60 years! All branch locations are based in rural southern Saskatchewan Towns and Villages. Each of our communities have varying amenities, recreational facilities and services. With major shopping and service centers within a 1- 1.5 hour drive.

Compensation:
Radius Credit Union offers a competitive compensation package including a 7% matched defined contribution pension plan administered by the Co-operative Superannuation Society, participation in a Variable Incentive Program, a full range of employee benefits including medical, dental, EAP and life/disability insurance.

If you are interested in becoming a part of our team, please submit your resume, in confidence, by December 24, 2021 via email or mail to:
Radius Credit Union Box 339 Ogema, SK S0C 1Y0

Attn: Michelle Leonard, HR & Marketing Coordinator michelle.leonard@radiuscu.com
Posting will remain open until a suitable candidate has been hired. We appreciate the interest of all applicants; however only those under consideration will be contacted.

Manager, Lending Services

The Credit Union:

Rocky Credit Union is located in the foothills of the Rocky Mountains that is committed to maintaining a high standard of personal services.  This is your opportunity to join a dynamic team of financial professionals in a vibrant organization.

The Position:

The Manager, Lending Services oversees all commercial, agricultural, retail lending activities.  This position ensures all lending activities follow sound business practices, legislation, regulations, and policies and procedures.  The Manager, Lending Services is also responsible, but not limited to, the following:

Key Responsibilities:

  • Initiate action to improve growth and development of the Rocky Credit Union’s loan portfolio by pursuing new business and establishing and maintaining liaison with business and community contacts.
  • Effectively mentor, coach and develop lending staff to ensure sales and business development objectives are achieved and members receive consistent level of quality, personalized service.
  • Manage the lending staff of Rocky Credit Union to ensure compliance with established business practices, legislation, regulations, by-laws, policies and procedures
  • Develop and recommend changes to policies and procedures for effective and efficient lending services
  • Resolve complex lending issues and member complaints referred by staff to ensure needs of members and Rocky Credit Union are met
  • Completion of regulatory reporting requirements on an on-going basis.
  • Organize, schedule and monitor lending service activities to ensure maximum service levels are being provided to members and that work flows smoothly.
  • Manage an assigned loan portfolio through the analysis of loan requests based on character, capacity, and collateral to safeguard member deposits and the viability of Rocky Credit Union.
  • Develop, recommend, and implement changes to policies and procedures in the lending department.
  • Provide input in the creation of lending sales targets and marketing plans.
  • Establish performance standards, conduct performance appraisals, and identify training and development needs of departmental staff.
  • Develop department budget and monitor performance in relation to budget.

The Person:

  • Post-secondary education plus seven years combined retail and commercial lending experience.
  • Excellent interpersonal skills and the ability to manage, coach, motivate and develop employees
  • Excellent written and verbal communication skills.
  • Good understanding of credit union regulatory requirements.
  • Time management & detailed oriented.
  • An awareness of external economic environment
  • Excellent negotiation and problem resolution skills.
  • Prior supervisory experience is an asset.

Compensation:

  • Salary commensurate with experience and in accordance with Rocky Credit Union’s Rewards and Motivation program.
  • Comprehensive benefits package.

Closing Date:

  • December 13, 2021 at noon

Submit Resume in Confidence To:

jshanks@rockycu.com with ‘Manager, Lending Services’ as the subject

Manager, Central Credit

Bring your professional experience to our team of lenders. Your strong judgement and leadership skills will be key in helping shape solutions for our retail and commercial members.

We invite you to be part of a team where you can feel good about the work you do and the positive impact you will have in the communities we serve in the Shuswap. We believe in fostering a work environment that is the perfect blend of friendliness, support, and professionalism (not to mention fun)! Add in a competitive salary, and perks such as our employee incentive plan, reduced banking fees, and spectacular natural scenery, and you’ll see why SASCU is an award-winning employer.

As the Manager, Central Credit and under the direction of the Director, Credit you will manage SASCU’s personal credit approval, administration, and review activities. This position ensures that proposed loans adhere to existing policy guidelines, that documentation is adequate to ensure security of collateral and that ongoing administration and review is adequate to maintain the loan portfolio’s quality and profitability while enabling portfolio growth.  Additionally, this position manages and directs departmental employees and ensures that they receive adequate training, coaching, and support; acts as resources to ensure lending policies and procedures are followed and administrative lending risk is minimized.

 

What you’ll do:

  • Perform reviews, analysis and approvals of credit applications, managing risk within credit granting approval limits; identify areas of potential loss or liability and initiate action to minimize exposure to risk;
  • Support Director, Credit in developing realistic operational plans and budgets to ensure that the needs of the credit union are met in the personal lending area;
  • Manage the credit union’s personal lending portfolios to ensure they are managed according to established practices and procedures;
  • Manage pricing (discounting) within the guidelines established by Finance to ensure profitability within credit union operations;
  • Act as a liaison with auditors on lending files and loans administration activities;
  • Provide input into SASCU’s credit processes to meet service standards for turnaround times to members;
  • Support Director, Credit to establish, administer and review systems and procedures to protect the quality and profitability of SASCU’s loan portfolio;
  • Provide day-to-day direction, problem solving and oversight to the Personal Lending staff;
  • Role model SASCU’s organizational values and leadership competencies and implement programs and initiatives that build member relationships to enhance service and contribute to the growth of the credit union’s personal loan portfolio.

 

What you’ll bring:

  • A business administration degree or diploma is preferred;
  • Ten years of previous banking or credit union experience, including at least five years personal and commercial lending experience, some at the supervisory level;
  • An in-depth understanding of credit adjudication principles, policies and procedures and a proven track record of responsible adjudication;
  • Ability to manage, coach, motivate and develop employees to ensure high staff productivity;
  • Ability to communicate well, both verbal and written, and to provide service-oriented solutions to internal customers;
  • Detail-oriented with the ability to identify trends, omissions and errors within the portfolio and adjudication processes;
  • An awareness of the external economic environment.

 

A bit about SASCU:

SASCU Financial Group offers a broad range of personal and business financial services through SASCU Credit Union and its three lines of business: SASCU Insurance, SASCU Wealth, and Commercial banking. SASCU Credit Union branches are in Sicamous and Sorrento, plus two in Salmon Arm. Established in 1946, SASCU has more than 19,000 members, 150 staff, and over $900 million in assets. Learn more at www.sascu.com

 

To apply:

This is a full-time Monday to Friday position. It an excellent opportunity for a community-minded individual to further their career within a successful and growing organization. If this sounds like you, let us know! To apply, please email a cover letter and résumé to us at hr@sascu.com.

 

We thank all candidates for their interest, however, only those selected for an interview will be contacted. The successful candidate will be required to meet fidelity bonding requirements, including completion of references, a criminal record check, and credit check. Employment offers will be conditional on the candidate providing satisfactory proof of COVID-19 vaccination (vaccination records or receipts issues by the Province), subject only to valid legal or medical exceptions, and complying with all pandemic/epidemic control measures affecting the workplace.

Agricultural & Commercial Credit Officer

Dundalk Credit Union, a successful local co-operative financial institution, seeks an Agricultural and Commercial Credit Officer. We are looking for a highly motivated individual with a background in Agriculture that is a confident communicator with strong analytical skills to join our team. Applicants must have an aptitude for negotiation and financial analysis, combined with sound decision-making abilities and be capable of managing multiple priorities. A degree in agriculture, business or commerce and related finance experience is preferred. Proficiency in Microsoft Word and Excel required.
The successful applicant will report to the CEO and will share with other lenders, responsibility for granting agricultural and commercial credit to members within policy guidelines, will monitor and review Agricultural and Commercial Accounts and perform site-visits at member farms/places of business. The successful applicant must have the ability to conduct both virtual and in-person appointments with members and will be expected to work as part of the credit union team with a focus on serving the needs of the local farm and business community. The position will be full time. Hours may be negotiable between 30 and 37.5 hours per week. Salary will be commensurate with experience. A generous benefit package is available.
A more detailed job description is available upon request. For more information about our local community credit union visit www.dundalkcu.ca . We thank all applicants for their interest but only those chosen for an interview will be contacted.

Senior Advisor, Business & Ag

Do you have a mind for business / agribusiness and a passion for finding solutions that help business owners realize their vision? Are you a relationship builder? Going above and beyond customer expectations comes naturally to you!

 

As part of a cohesive team of passionate and skilled professionals, the Senior Advisor, Business & Ag is responsible for the management and growth of an assigned portfolio of commercial and ag banking customers (members). You uncover and understand member needs by asking the right questions and analyzing information to connect agribusiness and commercial members with the current and future financing they need to achieve success. You consistently deliver exceptional high-quality service and advice in your areas of expertise, and are integral in proactively pursuing and attracting new business.

 

If building long-term relationships, problem solving, and advising members interest you…this dynamic lending career is what you’re looking for!

 

A typical day may look like:

  • Engaging with business and agribusiness members and potential members to understand their business goals and advise on lending & other financial needs.
  • Analyzing financial information, issuing loans and reviewing accounts within your portfolio to ensure terms and conditions continue to be met.
  • Promoting our credit union within the community in a variety of ways including support for business development activities, volunteerism, phone calls, emails, and participation in campaigns.
  • Mentoring and supporting team members for success.

 

You will be successful in this role if you:

  • Are an effective and adaptable communicator. Your people skills come through in the ease with which you connect with members in person, by phone or electronically. You believe in Synergy’s products and services, and promote them effortlessly.
  • Enjoy collecting information from members, understanding their business objectives, then balancing those objectives within the framework in which we work (i.e. legislative requirements, policy, and procedure).
  • Have strong time management and organizational skills with the ability to adapt and flex with changing climates.
  • Demonstrate the abilities to work well independently and in a team.
  • Are a hungry learner. You stay ahead of trend when it comes to financial products and services, and technology. You are adaptable! You seek to bring our members the best the industry has to offer.
  • Are passionate…..for your career, your members, our Credit Union, and our community.

 

If it sounds like we expect a lot – we do!  We’ve created a member-passionate workplace with an extraordinary culture.

 

Qualifications:

  • Related post-secondary education (e.g. Business Diploma) and 5 years of senior lending experience are required. Equivalencies may be considered.
  • Must have work experience / education in the area(s) of business &/or agricultural lending with an understanding of lending requirements, rules and regulations.
  • A solid working knowledge of MS Office Suite and Microsoft Teams or other virtual meeting tools. Preference for applicants with customer management software experience.

 

If the above describes you, we want to hear from you. Submit your cover letter and resume before the end of day on Sunday, October 24th to:  careers@synergycu.ca.

Please quote competition # 215001 in the subject line.

 

Location: Lloydminster, SK.

Hours: Full-time – 37.5 hours weekly

Salary range: $64 000 – $81 000/annually

 

Please note our hours of operation are currently Monday to Friday 8:30 a.m. to 5:00 p.m.  Flexibility to work outside various hours is required for travel, events, and member meetings.

 

 

We thank all applicants in advance for their interest. Only those under consideration will be contacted.  The successful applicant will be required to undergo a bonding process that includes a criminal record check and credit check.

 

Synergy aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

 

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

  

www.synergycu.ca

 

Business Advisor

Employment Opportunity – Fort St. John, BC

(working remotely may be considered for the right candidate)

Business Advisor

North Peace Savings is recruiting for an experienced Business Advisor. The Business Advisor will have expert knowledge in the areas of equipment financing and the agricultural industry accountable for the overall management of a large portfolio of business accounts that exhibit a high degree of complexity and value to North Peace Savings and Credit Union.

Reporting to the Chief Operating Officer, the Business Advisor is accountable for the overall management of an assigned portfolio of business credit accounts that exhibit a high degree of complexity and value to NPSCU. The focus of the position will be on maintaining and strengthening exiting member relationships and building new member relationships while ensuring all financial needs of the member are satisfied within the risk appetite of the credit union. The ability to meet financial objectives related to the profitable and sound growth and retention of assigned portfolio is critical to success. Proactively develop long-term relationships with members, service partners and local markets to optimize business opportunities and referrals enhances value. In all activities, ensures prudent risk management is followed to protect NPSCU. Provide sound financial advice and the ability to effect ‘win-win’ situations to assist members in attaining their financial aspirations.

This role requires a strong direction of equipment financing as well as a clear and thorough understanding of the agricultural industry. The successful applicant will be responsible for building rewarding relationships through a superior service experience, providing consistent delivery of high quality service to both internal and external members.

If you are a financial services professional with excellent sales and service skills, the ability to work independently with confidence and strong commitment to member service, please provide a cover letter and résumé in confidence to:

Olivia Young, Manager People and Culture
North Peace Savings and Credit Union
10344-100th St
Fort St. John, BC, V1J 3Z1
E-mail: careers@npscu.ca

For a complete role description, visit: www.npscu.ca

North Peace Savings thanks all applicants for their interest; however,  only those selected for an interview will be contacted.

Director, Agricultural Credit

Want to experience banking with purpose?

At Kindred Credit Union, you will be part of cooperative banking that connects values
and faith with finances, inspiring peaceful, just, and prosperous communities.

as a Director, Agricultural Credit in our Head Office You’re invited to make a difference…

As the Director, Agricultural Credit you will lead and oversee Kindred’s strong Agricultural Credit Business.  Holding accountability for all aspects of Agricultural Lending including team leadership, strategic direction, policy enhancements, product development, and credit reporting, to ensure Kindred delivers the best credit proposition for our members.  In addition, in this position you will provide advice, coaching/mentoring, and resources to enhance the expertise of all staff involved in the delivery of credit services to members.

What to bring

You bring your values-based approach and professional experience to our strong team of lending experts.  As an integral member of head office Lending Services, your practical insights and judgment will help Kindred to grow safely by ensuring we meet the changing needs of our members and the Agricultural industries we serve. Your strong relationship building skills along with your ability to focus on solutions will allow you to thrive in this position.

Plus, you bring your qualifications and experience:

  • University/College graduate in business, agriculture, or related field
  • Advanced knowledge of agricultural products and services
  • 10 years of lending experience
  • Experience financing Agricultural businesses
  • Proven leadership skills including ability to mentor and coach others

Why Kindred

You will be part of a collaborative workplace where you’ll be asked to participate in the business and share your voice. You’ll be expected to continually grow your skills and abilities and to share your expertise and experience with colleagues. You’ll also be supported in volunteering your talents for community and other programs that are important to you.

We believe that your life is bigger than any job, so we’ll work together to achieve work-life quality and to care for the overall wellness of the whole you. And of course, your rewards package includes competitive total compensation plus an array of financial products and services at preferred rates for staff. When you choose Kindred to further your career, you’re joining an engaged workforce at a certified B Corp™ that is committed to using business as a force for good™ and acting as an advocate for a Living Wage.

RSVP

Ready to choose Kindred?  Visit www.kindredcu.com to see how we make a difference together!  Apply here with your resume and cover letter explaining why you want to work for Kindred.  We look forward to connecting with you!

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