Occupation Types: Financial Services/Financial Analysis

Director of Finance (Full-time; Hybrid)

About Us:

We are a dynamic and growing credit union with 10 locations across Southwestern Ontario, committed to providing exceptional financial services to our members.

We believe we have the best team in the business due to our leadership philosophy of excellence, and team development. With our full spectrum of investment, credit, and general banking instruments, our team can build the solution that is best for our customers; and since our customers are also our shareholders, this will always be our business objective!

 

Mainstreet Credit Union is actively seeking an experienced Director of Finance to join our growing team!

 

Why Join Our Team?

At Mainstreet we believe in investing in you – whether it is our employees or our incredible members. At Mainstreet we are committed to providing exceptional service, advice and improving and making a difference in the lives of our members.

 

Mainstreet offers its employees:

  • Work-life balance and flexible work arrangements
  • Opportunities for training and advancement
  • Generous salary, vacation and benefits (Mainstreet is a Living Wage employer)
  • Opportunity to work at a values-based cooperative

 

Our Values:

Personalized: High quality personalized advice with flexible solutions.

Supported: Highly responsive through empowered professionals.

Known: Meaningful impact and connected to community.

Easy: Easy and in the way our members prefer.

 

The Role

Salary: $124,138.00 – $155,173.00.00 (commensurate with experience)

Location: Hybrid role (in-office work at one of our Administration Offices (Strathroy or Sarnia)

 

Job Function:

The Director role is a key leadership position that works closely with the Executive Leadership Team (ELT) to support and execute corporate strategies. This role combines a global perspective with a strong commitment to the best interests of Mainstreet, fostering collaboration and alignment to achieve organizational goals.

As a subject matter expert in their functional area, the Director provides strategic guidance and leadership across the organization. They are a role model, promoting a balance between team dynamics and collective success. By championing innovative solutions, creative problem-solving, and continuous improvement, the Director ensures that Mainstreet’s members and the organization’s interests are safeguarded.

Reporting directly to the CFO, this role provides leadership to Finance, Treasury and Accounting functions, including financial operations, internal and external financial reporting, policy and procedure enhancements, budget and forecast preparation, asset liability management, liquidity and capital management, treasury management and internal controls.

 

Key Duties & Responsibilities:

Strategic Leadership:

  • Develop and drive forward-thinking strategies for their functional area that align with Mainstreet’s vision and values.
  • Act as a trusted advisor, offering expert insights to inform decision-making across the organization.
  • Serve as a conduit between the Executive Leadership Team and the broader organization, ensuring seamless communication and alignment.

Team Leadership:

  • Set clear goals for their team and ensure alignment with corporate objectives.
  • Provide mentoring, coaching, and constructive feedback to foster professional growth and promote team effectiveness.
  • Regularly evaluate team performance and identify opportunities for development and improvement.
  • Foster a culture of employee engagement by promoting collaboration, recognition, and inclusion within the team.

Operational and Strategic Execution:

  • Oversee the creation and management of the department’s annual business plan to achieve strategic objectives.
  • Prepare, manage, and monitor the department’s annual budget to ensure fiscal responsibility.
  • Own and oversee the development, implementation, and maintenance of policies relevant to their functional area.
  • Drive strategic execution, ensuring alignment between departmental initiatives and Mainstreet’s organizational goals.
  • Lead and manage change initiatives to support adaptability, innovation, and continuous improvement across the department and organization.

Commitment to Excellence:

  • Ensure operational procedures and structures are integrated, efficient, and seamless, prioritizing an exceptional member experience.
  • Promote innovation and continuous improvement to enhance processes and outcomes.
  • Champion sustainability and growth initiatives that benefit members, the team, and the broader community.

Accounting:

  • Prepare and publish timely monthly financial statements, follow up on discrepancies and implement solutions to ensure accurate reporting. Support month-end and year-end close process.
  • Coordinate and direct the preparation of the budget and financial forecasts and report variances.
  • Manage all accounting operations including Billing, A/R, A/P, General Ledger, Cost Accounting, Inventory Accounting and Revenue Recognition.
  • Analyze accounting and financial records and systems to ensure compliance with established accounting standards, regulations, procedures, and internal controls.
  • Ensure quality control over financial transactions and financial reporting and assess all credit union activity to ensure financial accounting compliance with IFRS.
  • Develop, recommend, and implement financial policies, procedures, and controls to ensure compliance with regulatory requirements and industry best practices.
  • Develop and document business processes and accounting policies to maintain and strengthen internal controls.
  • Manage the IFRS 9 Expected Credit Losses model and provide recommendation on appropriate loss estimates.
  • Provide reporting, analysis, and recommendations on various issues, communicate resolution of compliance issues and other complex reporting figures.
  • Monitor and evaluate the financial performance of the credit union, identify areas for improvement and implement corrective actions as needed.

Financial Reporting & Audit Management

  • Manage the preparation of financial statements, reports, and presentations for executive management, the board of directors, and regulatory bodies.
  • Develop and provide quality assurance for all monthly, quarterly, and annual reports submitted to regulators (ICAAP, ILAAP, MIR/AMIR) and/or external parties (CMHC, PICUZ)
  • Stay abreast of industry trends, market developments, and regulatory changes that may impact the credit union’s financial position.
  • Coordinate the preparation of the external financial statements and external audit.
  • Coordinate timing on all external audit work, discuss in depth process issues and audit findings and implement analysis for audit conclusion and implement corrective actions.

Other Finance Activities

  • Manage all financial activities of the company, including financial planning, budgeting, forecasting, and reporting.
  • Lead the finance team in analyzing financial data, identifying trends, and providing insights to support strategic decision-making.
  • Collaborate with other departments to optimize financial performance, drive efficiencies, and support business objectives.
  • Manage relationships with external stakeholders, including auditors, investors, and financial institutions.
  • Prepare presentations and reports for senior management and board meetings, highlighting key financial metrics and performance indicators.
  • Stay abreast of industry trends, market developments, and regulatory changes that may impact the company’s financial position. Lead the development, implementation and monitoring of policies, procedures, and practices for Mainstreet’s liquidity and funding management, cash and investment portfolio management, asset-liability management, capital management interest rate management, and financial profitability modeling and analysis.
  • Deliver appropriate key performance indicators (KPI’s), required metrics, budgets and forecasting, financial reporting, and analytics to support business units, executives and board level committees as required.
  • Contribute and assist where required with committees and project teams to contribute to knowledge sharing and development.
  • Collaborate with the manager of treasury to administer the credit union’s liquidity, investments, and funding endeavors with the aim of maximizing returns.
  • Learn appropriate systems and tools to engage in leading, reporting and executing responsibilities such as Vantage, Prologue, ALM system, etc.
  • Other duties as assigned.

 

Education & Experience:

  • Bachelor’s degree in finance, accounting, economics, or related field; CPA required.
  • Minimum work experience of 5 years financial services industry; with at least 3 years in a leadership position.
  • Thorough understanding of IFRS accounting standards, financial principles, practices, and regulations specific to credit unions or financial institutions, including experience with regulatory bodies such as the Financial Services Regulatory Authority (FSRA).
  • Proven leadership experience with a focus on strategy development, team management, and operational execution.
  • Expertise in their functional area with a track record of innovative problem-solving.
  • Demonstrated ability to manage budgets, develop business plans, and execute strategic initiatives.
  • Strong interpersonal skills, with the ability to inspire and guide teams while serving as a bridge between executives and the organization.
  • Commitment to member-centric values and fostering a collaborative organizational culture.

 

Join Mainstreet Credit Union and be part of a workplace that values diversity, promotes equity, and fosters inclusion. We actively seek diverse perspectives, ensure equal opportunities for all, and cultivate a culture where every individual feels valued. Our commitment to continuous learning ensures an environment where everyone can thrive.

Mainstreet Credit Union is an equal opportunity employer. We welcome applications from candidates of all backgrounds and experiences. Accommodation is available upon request for candidates taking part in all aspects of the selection process.

 

*Note: This posting is for an open vacancy. Application compatibility assessed with AI.

Lending Manager

SHAPE THE FUTURE OF LENDING IN A THRIVING CREDIT UNION

Dodsland and District Credit Union is an autonomous, single-office Credit Union serving a strong rural membership base with assets of over $164 million. Located in a welcoming rural community, we offer a close-knit, family-oriented environment where relationships matter, and community values guide everyday life. We pride ourselves on delivering exceptional financial services with a personal touch, rooted in cooperative values and community commitment.

We are seeking a Lending Manager to lead our lending operations, strengthen portfolio performance, and ensure compliance and risk management. This is an exciting opportunity for an experienced Lending Manager or a high-potential, experienced lending professional ready to take the next step in their career.

WHAT MAKES THIS OPPORTUNITY UNIQUE

  • Strategic Exposure: You’ll have the opportunity to work closely with our General Manager and gain insight into board relations, strategic planning, and leadership at an organizational level.
  • Autonomy & Impact: Enjoy the flexibility and influence that comes with working in a single-office Credit Union where your decisions make a real difference.
  • Community Connection: Be part of a team that cares deeply about our rural community, values relationships, and supports the financial well-being of our members.
  • Professional Growth: Access mentorship, leadership development, and training opportunities to progress your career.

WHAT YOU’LL DO

  • Lead and manage consumer, commercial, and agricultural lending operations, ensuring sound credit practices and regulatory compliance while positioning the portfolio for sustainable growth.
  • Analyze market trends and member needs to identify growth opportunities and recommend enhancements to lending products.
  • Coach and mentor lending staff to build expertise and deliver an exceptional member experience.
  • Collaborate with senior management on budgeting, planning, and reporting to support organizational performance.
  • Oversee collections and delinquency management, policies and procedures, and external partnerships.

WHAT YOU BRING

  • Post-secondary education in Agriculture, Finance, Business, or a related field, and 5+ years of lending experience (leadership experience is also an asset). Candidates without formal education but with an equivalent combination of education and experience are encouraged to apply.
  • Strong knowledge of retail, commercial, and agricultural lending practices.
  • Proven ability to analyze financial statements, assess risk, and make sound credit decisions.
  • Skilled in relationship building, team leadership, and fostering member trust.
  • Proficiency with lending systems and openness to digital solutions.

COMPENSATION & BENEFITS

  • Competitive salary, commensurate with qualifications and experience
  • Comprehensive benefits package, including medical, dental, EAP life, and disability insurance
  • Matched pension plan (9% employer match)
  • Variable, performance-based bonus structure
  • A supportive, small-branch environment that values work-life balance
  • Professional development opportunities, including training and leadership development
  • Credit Union-owned housing is available for the successful candidate as well as relocation support, if applicable

HOW TO APPLY

Dodsland and District Credit Union has partnered with Culturefirst HR on this recruitment.

Please submit your application, including cover letter and resume to: Culturefirst HR, creditunioncareers@culturefirsthr.com

Application Deadline: February 4, 2026

We thank all applicants for their interest. Only those selected for an interview will be contacted.

Credit Specialist

The Synergy Experience – what is it exactly? Just ask our employees. Their dedication to our customers (members) and each other has created an incredible place to work. We offer personalized, competitive products and services, and are proud to be a part of your local community.

We are seeking a Credit Specialist to help us continue our rich tradition of serving our community – since 1943!

What You’ll Do

As a Credit Specialist, you evaluate credit applications and adjudicate credit outside the limits of the teams responsible for lending activity across our Credit Union. You review applications for compliance to sound practice, policies, procedures, and regulations. You achieve this by reviewing lending information and analyzing financial statements and supporting information to assess credit worthiness and risk coverage of loans.

Why You Matter

Your attention to detail is key in this role. You demonstrate advanced knowledge of sound lending practices, policies, procedures, and laws governing all lending. Along with your expertise and exceptional customer service skills, you use prudent judgement and decisiveness in the analysis, approval, recommendation and decline of loans. You are also a willing coach and provide feedback on the submission and adjudication decision to team members.

Every credit decision impacts our member’s future and Synergy’s reputation. By ensuring sound lending practices, you help us maintain financial integrity while supporting growth and opportunity for those we serve.

What Success Looks Like

To Thrive in this role, you:

  • are responsive, exceedingly competent, organized, and driven to dig into a file and understand the story.
  • understand what’s critical to keep the application on track and continually adapt to changing circumstances.
  • bring a professional presence, work daily to build relationships, credibility, and the competence of those around you.

What You Bring

  • A related degree or diploma,
  • Experience in the areas of agricultural, commercial, and consumer lending and an understanding of lending requirements and compliance,
  • Excellent comprehension, communication, and interpersonal skills,
  • Solid working knowledge of MS Office,
  • Experience with customer relationship management software and loan origination systems,
  • Experience with syndications is preferred.
  • An equivalent combination of education and experience will be considered.

What do we offer?

  • Competitive salary
  • Benefits and pension (from day 1), and fabulous perks like preferred rates
  • Work/life balance
  • Investment in your professional development
  • Leadership development and mentorship programs
  • Community involvement opportunities

More details:

  • Hours: Permanent full-time, 37.5 hours weekly.
  • Salary: $70,400 – $88,000 annually
  • Location: Flexible; may work out of any of our current branch locations, with manager approval. This role is eligible for a remote hybrid option, working from a branch location and from home.
  • Travel: You may be required to travel for events, training, or other Synergy related business.

Ready to Make a Difference?

If you’re detail-oriented, decisive, and passionate about building strong financial relationships, we want to hear from you. Apply today and help us shape a stronger financial future-one decision at a time. Submit your cover letter and resume to careers@synergycu.ca by end of day January 11, 2026, referencing competition #261101 in the subject line.

A Little More About Us:

Synergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn our customers’ (members’) trust, grow our relationships, and build sustainable communities.

We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.

We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets under management.

We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg and Paradise Hill.

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Effective January 1, 2026, Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Any reference on these sites or in any linked documents to “Synergy Credit Union Ltd.” is hereby deemed to refer to Conexus Credit Union.
​

Manager, Finance

 

Position Details: MANAGER, FINANCE

Title                            Manager, Finance

Department                Corporate

Reports to                  Chief Executive Officer Office

Salary                         $100,000-$117,647 annually

 

SUMMARY

The Manager, Finance leads the operational delivery of the organization’s financial functions. This role manages accounting, budgeting, treasury, and audit activities to ensure financial integrity, regulatory compliance, and operational efficiency. Working under executive direction, this position supports the CEO office and leadership team with financial reporting, analysis, and recommendations that guide strategic decision-making and long-term financial sustainability.

KEY RESPONSIBILITIES

  • Designs and implements financial strategies, policies, and procedures across accounting, budgeting, auditing, treasury, and cost control functions.
  • Oversees the preparation of financial statements (i.e., income statements, balance sheets) and forecasts to guide executive decision-making.
  • Directs year-end audit processes, ensuring accurate financial reporting and compliance with accounting standards.
  • Manages forecasting, budgeting, and variance analysis activities to optimize resource allocation and fiscal performance.
  • Streamlines finance/accounting processes through technology (ie. Automation strategies) and identifying redundant procedures.
  • Collaborate with executive leadership to align financial objectives with organizational priorities and risk management frameworks.
  • Coordinates with Asset & Liability Management partners to prepare and analyse various financial and stress testing scenarios as laid out by the executive team.
  • Supervises general ledger maintenance, financial systems, aAnd internal controls to safeguard assets and data integrity.
  • Provides rate recommendations for LVCU’s deposit and lending portfolios to ensure healthy financial margins, performance, and overall strategic objectives are met.
  • Provides rate maintenance across various applications and systems to ensure current and applicable rates are operating as expected.
  • Provides accounts payable oversight, guidance, and approvals, where applicable.
  • Reviews and explores opportunities to support payroll services and processing.
  • Leads, mentors, and manages a team of finance staff including recruitment, training, performance assessment and management, and fostering a high-performing team culture aligned with sales and service goals.
  • Reviews and develops plans for succession planning within the finance and accounting department
  • Acts as liaison with external auditors to facilitate work; adheres to their requirements by providing necessary documentation.
  • Manages oversight of LVCU contracts and ensures appropriate tracking and renewal schedules are adhered to.
  • Plays an active role in procurement negotiations to ensure LVCU operates within budgetary and risk management frameworks
  • Participates and is a resource in the Finance Committee, Investment and Lending Committee and ALCO Committee
  • Ensures regulatory reporting and timelines are met in accordance with BCFSA’s schedules and guidelines

LEADERSHIP & STAFF DEVELOPMENT:

  • Lead, mentor, and develop finance team members, promoting professional growth, accountability, and a high-performance culture.
  • Supervises the Senior Financial Accountant and Administrative Associate, ensuring effective delegation and workflow management
  • Enthusiastically participate in various internal committees, community involvement and image building of the Credit Union.
  • Adhere to service standards as they pertain to the position
  • Other duties as assigned.

EDUCATION AND EXPERIENCE

  • Minimum 5 years’ experience in a supervisory/management function in a financial institution (preferably a credit union).
  • Diploma or degree from recognized post-secondary institute or equivalent
  • CMA or CGA designation
  • Strong proficiency in Microsoft 365 applications
  • 5 – 7 years related experience, or an equivalent combination of education and experience

REQUIRED KNOWLEDGE SKILL AND ABILITIES

  • Excellent verbal, written and presentation skills, including an ability to facilitate and provide training
  • In-depth knowledge of regulatory guidelines and industry best practices for financial institutions and the enforcement therein.
  • High level of integrity, confidentiality, and accountability
  • Strong work ethic and positive team attitude
  • Demonstrated ability to quickly grasp new concepts
  • Excellent analytical, problem solving and innovative thinking skills
  • Strong attention to detail with the ability to plan, organize, prioritize, and execute
  • Ability to work well and build relationships with various stakeholders to discover barriers and challenges, influence and achieve positive results
  • Sound judgement and ability to respond appropriately in pressure situations
  • Proven ability to provide accurate reporting of the Credit Union’s status with internal and external stakeholders.
  • Proficient in continuous improvement processes for policies and procedures to achieve the highest service levels.
  • Extensive knowledge of financial products and services.

Perks and Benefits:

  • Comprehensive benefits package
  • Generous paid vacation and sick days to support employee health and well-being
  • Collaborative work environment
  • Generous matched pension plan
  • Paid days off for volunteering and professional development courses
  • Preferred loan/deposit rates and service packages

This role is open to hybrid working arrangements with preference given to candidates located in British Columbia.

Qualified applicants are invited to submit their resume and cover letter in confidence, to: recruitment@lvcu.ca or apply directly on our website https://www.lakeviewcreditunion.com

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.

 

Branch Business & Agriculture Advisor

Do you have a passion for helping agriculture and business clients in our communities succeed? This is your opportunity to partner with some of our most diverse and dynamic members, delivering forward-thinking, personalized advice and tailored financial solutions to meet their goals. 

 As a Branch Business/Ag Advisor, your focus is on Synergy’s business and agriculture clients (“members”). Your portfolio consists of members with more complex needs who require innovative and creative lending and deposit solutions to support their operations. In this position, you will get to know the agriculture and commercial markets, cultivate strong relationships, and generate growth by acquiring new members to Synergy.

This exciting opportunity partners you with agriculture and business members at the branch level providing commercial, agricultural, and consumer lending advice. The role collaborates with the Business & Ag Financial Centre and the Wealth Team when required to meet the broader and more involved financial needs of these valued members.

Are you ambitious, influential, and organized?

Do you have broad lending experience with a desire to focus in business & agriculture?

You are responsible for:

  • Meeting with members to understand their business goals and advise on lending and other financial solutions,
  • Identifying opportunities to successfully meet members’ needs, planting seeds for future products and services, and following up in a timely manner,
  • Promoting retail products such as loans, mortgages, investments, mutual funds, credit cards, and account packages,
  • Granting credit and managing a portfolio of members,
  • Engaging in marketing and outreach activities to deepen existing relationships and proactively seek out new business opportunities and new members to grow the business,
  • Collaborating with internal teams to deliver strong results for clients, and
  • Completing activities aligned with legislation and Synergy’s policies and procedures.

You and your experience:

  • You have related post-secondary education (i.e., a Diploma or Degree) with 5 years of related experience. An equivalent combination of education and experience may be considered.
  • Credit union industry experience would be considered an asset.
  • You are competent in all areas of Consumer, Business and Agricultural lending.
  • Previous experience in sales while working with goals, strong closing and referral techniques, and pipeline development Is desired,
  • Strong relationship and business development skills are conducive to creating and maintaining a sales pipeline,

Submit your cover letter and resume to careers@synergycu.ca, referencing competition #256103 in the subject line.

More details:

  • Status: Permanent, full-time
  • Salary: $70,408 – $88,011 per annum
  • Location: Macklin Service Centre. Flexible hybrid (3 days on-site) may be negotiable.
  • Hours: Currently Monday to Friday, 8:30 a.m. to 5:00 p.m. Must have the flexibility to work outside regular hours for travel, events, and member meetings.
  • Travel: Travel is a requirement; successful candidate must have access to reliable transportation.

 

What do we offer?

  • Investment in your professional development and career growth
  • Benefits and Pension
  • Competitive salary
  • Preferred rates on our products and services
  • Community involvement and volunteer opportunities

 

A little more about us:

Synergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn our customers’ (members’) trust, grow our relationships, and build sustainable communities.

We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.

We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets under management.

We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg and Paradise Hill.

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Senior Credit Adjudication Specialist

Apply by December 14, 2025

Join Innovation Federal Credit Union as a Senior Credit Adjudication Specialist, reporting to the VP Credit, where you’ll mentor staff, lead risk analysis, and play a key role in safeguarding member assets while supporting business growth and continuous improvement. This position offers the opportunity to leverage your advanced lending expertise, collaborate with leadership, and contribute to a culture of accountability, integrity, and professional development.

The key responsibilities for this role include:

  • Perform credit analysis and adjudicate on a portfolio of accounts with complex structures through the review of pertinent financial and industry information on incoming credit applications. Focus on large commercial deals, leveraged finance structures, large commercial real estate transactions, cashflow and diversified lending.
  • Provide effective challenge, make independent recommendations within the risk appetite and in adherence to the policies/standards and procedures.
  • Demonstrate working knowledge on leveraged financing, capital structures and syndication arrangements; provide analysis on EBITDA adjustments/ effective challenge on projection assumptions and repayment capacity/ DAC models; contribute to the framework and risk appetite statement while meeting industry and regulatory expectations.
  • High level of collaboration with Business Banking partners to ensure key risks are identified and addressed appropriately through the credit adjudication process, including with other stakeholders to achieve optimal effectiveness and efficiency in meeting client needs as well as operational and regulatory requirements.
  • Provide recommendations to senior executives, present and participate in discussions at Credit Committees ensuring the Credit Union is adequately protected.
  • Alert credit portfolio management to unsatisfactory trends in lending practices, early identification of problem loans and ensure accuracy of risk ratings through identification of changes in account quality (via review of industry/economic trends and general news flow). Assess strategies and restructuring proposals for problem loan accounts or accounts of concern which require closer monitoring.
  • Assist in the maintenance of the loan portfolio through completing annual file reviews and quarterly reviews for monitored loans.
  • Review documentation such as term sheets and commitment letters before issuance.
  • Increasing use of data analytics to monitor and assess the portfolio, underlying trends, and application in credit adjudication.
  • Actively participate in strategic projects/initiatives as applicable, act as SME when required.
  • Utilize digital solutions to create efficiencies, simplify members’ banking needs, and enhance the member experience.

Qualifications:

  • Completion of a Bachelor’s degree in Commerce, Business Administration, or related discipline.
  • 7 – 9 years’ lending and credit experience (or an equivalent combination of education and experience).
    • Advanced knowledge of Commercial, Real Estate Secured, Cashflow, Diversified lending.
    • Knowledge of financial modeling, ability to analyze projections, challenge model and sensitivity assumptions.
    • Ability to provide feedback on transaction structuring, covenants, security enhancements.
    • Strong knowledge of Commercial Real Estate Lending and understanding of current market conditions.
    • Experience with syndicated transactions and structures.
    • Advanced knowledge of syndication and securitization is considered an asset.
  • Detail-oriented and risk aware, contributing to the safeguarding of our company’s assets and reputation.
  • Proficient in digital literacy, including (but not limited to) critical thinking, problem solving and navigation using digital solutions.
  • Use and comfortability with a variety of Microsoft 365 applications (Excel, Teams, Viva, Power Automate, Power BI).
  • Agility to adapt to changing digital environment, learning new tools and systems.
  • Working under time sensitive deadlines.

About Us

Hi! We’re Innovation Federal Credit Union. Our purpose is to simplify banking for all Canadians. We like to keep it simple. We have three values – Accountability, Integrity, and Respect – and we are constantly striving to improve our organization to make it better for you (our member and prospective employee)!

How are we different from other Credit Unions? We’ve put in the work to become a federal credit union – just one of three in Canada – to secure the future of our organization and continue to grow across Canada. We are proudly rooted in Saskatchewan, but our vision is national, or as we like to say, “Made in Sask, Built for Canada”.

What sets us apart:

  • Commitment to Community: $1.1 million was given to local organizations last year who are making a difference
  • Strong focus on Diversity and Inclusion: Nearly 22% of InnovationNation proudly identifies as part of a designated group, reflecting our strong commitment to fostering a diverse workplace
  • Benefits that start when you do: Our full-time staff participate in a 7% employer-matched pension plan, extended health benefits, employee and family assistance program, and a staff loan rate. These benefits all start on Day 1 of employment, no waiting period!

 

In the spirit of Truth and Reconciliation, we acknowledge that we are on the traditional territories of the many First Nations, Métis, and Inuit who have graced these lands for millennia.

We are privileged to live on, work on and enjoy the benefits of these lands, now known as Canada.

Senior Manager, Credit Adjudication

About Us

First Nations Bank of Canada (“FNBC”) is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 88% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, FNBC takes pride in its workforce of over 63% Indigenous employees working at locations across Canada.

About The Role

The Senior Manager, Credit Adjudication provides key support to the Bank’s Credit Risk Management function ensuring the Bank’s credit risk program and obligations are understood and communicated across the Bank.

You will act as an expert in credit adjudication, primarily for commercial financing with a focus on Indigenous governments and Indigenous business. You will lead the credit adjudication process by providing leadership in financial analysis, credit expertise, and complex lending, as well as drive enhancement of credit risk for continued adherence to regulatory requirements and industry best practices. This position is full time permanent based out of the Saskatoon, SK Head Office. We are open to remote or hybrid working arrangements.

Here’s what you will be doing:

  • Provide independent, objective review and adjudication of credit applications within credit limits or provide credit recommendations and escalation as required.
  • Ensure the credit quality of portfolios are maintained within the Bank’s risk appetite, risk tolerance, policies and procedures and meet lending guidelines.
  • Provide leadership, direction, and collaborate on credit related decision-making, business impact, and partnering with business lines to ensure sound, credit outcomes.
  • Provide credit coaching, training and support to the direct team and other stakeholders.
  • Understand and monitor the Bank’s loan portfolios, delinquency process and proactively recommend improvements.
  • Identify, assess and implement internal control strategies to strengthen portfolio integrity.
  • Participate in credit committees and strategic initiatives.
  • Proactively monitor emerging risks, external events, industry trends and stay current on regulatory changes and industry best practices to inform credit decision-making.
  • Support the development and enhancement of the credit risk management framework, policies, procedures and guidelines to ensure continuous improvement and program maturity across the Bank as well as compliance with appropriate regulators, legislation and industry best practices.
  • Promote a strong credit risk culture by developing awareness and working with stakeholders on the importance of credit risk and the need to establish appropriate controls and tools to monitor credit related risks.
  • Support the development, monitoring, and measurement of key risk indicators (KRIs).
  • Support information, design, and preparation of regular credit risk reporting.
  • Support monitoring and reporting on credit risk metrics.
  • Support second line testing in the identification and documentation of credit risk deficiencies within the Bank and support the development of remedial plans.
  • Support stress testing of the credit risk program.
  • Support credit due diligence activities for bank services, products, or integration.
  • Support internal and external audit processes by providing necessary information and oversight.
  • Other duties as assigned.

About You

  • Analytical skills, planning and organizational skills, interpersonal skills
  • An effective communicator, capable of working across departments with stakeholders holding competing priorities
  • Proven leadership in credit adjudication
  • Strong understanding and experience in credit adjudication requirements and credit risk, including portfolio oversight and risk monitoring
  • Experience in commercial finance and complex business lending
  • Knowledge of business banking products
  • Experience implementing CRM best practices in an organization

 Qualifications:

  • Minimum 7+ years of relevant experience and post-secondary degree in related field or equivalent combination of education and industry related experience
  • In-depth knowledge and experience of industry trends and regulations, credit portfolio management policies and lending guidelines
  • Knowledge and experience using lending platforms
  • Three (3) years’ experience in a people management role
  • Proficiency with Microsoft applications

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our career centre at Career Centre | Recruitment. The posting will remain open until filled.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Finance Manager

We are hiring for a full-time Finance Manager in North York, Ontario

Northern Birch Credit Union is a member-focused financial institution that provides a full range of personal and business banking services. We are committed to supporting our members and communities through ethical banking, personalized service, and sustainable financial practices.

  • Annual Salary: $130,000–$150,000 (to be negotiated)
  • Benefits: Extended health care, dental and vision care, disability and life insurance, RRSP contributions, maternity and parental benefits, travel insurance, and paid personal days
  • Hours per Week:5
  • Location of Work: 4 Credit Union Drive, North York, ON M4A 2N8
  • Employment Type: Permanent, full-time (evening and overtime may be required)
  • Work Setting: On-site at the bank’s head office

Duties and Responsibilities:

  • Prepare, analyze, and interpret monthly, quarterly, and annual financial statements and management reports
  • Maintain accounting records, internal controls, and reconciliations in accordance with regulatory and audit standards
  • Develop and manage annual budgets and financial forecasts, monitor variances, and recommend adjustments to improve performance.
  • Monitor cash flow, liquidity, and capital requirements, ensuring the organization operates within approved financial and policy limits.
  • Provide financial analysis and insights to support business planning, cost control, and strategic decision-making.
  • Manage treasury operations, including funding, deposits, and investment of surplus cash, to optimize financial stability.
  • Oversee the modernization of financial and analytical tools (e.g., Power BI, DNA, Prologue, Lodestar) to improve management reporting.
  • Supervise and mentor finance and accounting staff to ensure timely, accurate, and compliant financial operations.
  • Collaborate with the CEO and senior management to align financial planning with the organization’s overall goals and strategies.
  • Monitor liquidity and capital ratios, interest-rate exposure, and investment portfolios within approved policy limits
  • Execute funding and deposit strategies to optimize the cost of funds and strengthen liquidity resilience
  • Conduct liquidity stress tests and scenario analyses and recommend actions to the CEO
    Maintain and update financial and market-risk frameworks to ensure compliance with FSRA and FINTRAC requirements
  • Prepare risk and capital reports for internal management and regulatory purposes
  • Develop annual budgets and forecasts, track performance against plan, and recommend adjustments as needed
  • Provide financial analysis and insights to support business-planning and strategic decisions
  • Identify and implement process improvements across finance, treasury, and risk workflows

Job Requirements:

  • Education: Master’s degree in accounting, Finance, or a related discipline
  • Experience: Minimum of 5 years of progressive experience in financial management, banking, or related fields
  • Hands-on delivery of treasury/ALM processes (e.g., liquidity stress testing, interest rate risk, brokered deposit programs, securitization/funding diversifications are asset.
  • Familiarity with DNA core banking, Prologue accounting, Lodestar reporting, and Power BI are asset.
  • Technical Skills: Proficiency in MS Office (Excel, Word, PowerPoint, Outlook), accounting software, business intelligence tools, and ADP systems
  • Security: Bondable; must pass criminal record and credit checks
  • Personal Attributes: Accurate, dependable, organized, ethical, team player, adaptable, with excellent oral and written communication skills

How to Apply: Submit your résumé and cover letter to: careers@northernbirchcu.com

RETIREMENT AND PENSION ADVISOR (CERTIFIED FINANCIAL PLANNER(R))

Join CSS Pension Plan – one of Canada’s largest and most innovative DC pension plans

CSS Pension Plan is seeking a Certified Financial Planner® (CFP®) Professional to join our Member Experience Department. This role is ideal for a financial planning professional who is passionate about retirement income strategies, pension education, and member engagement.

Grow with Us at CSS Pension Plan

Founded in 1939 and headquartered in Saskatoon, Saskatchewan, the Co-operative Superannuation Society (CSS) administers one of Canada’s oldest and largest defined contribution (DC) pension plans. With $5 billion in assets, CSS serves over 300 employers and 57,000+ members – including 9,000 retirees receiving lifetime and/or flexible pensions – across the co-operative and credit union sectors nationwide. CSS also proudly administers a defined benefit pension plan.

We’re a member-first, values-driven, and digitally evolving organization. Our national reach is matched by our local care, and our commitment to innovation is grounded in decades of trusted service.

Your Opportunity

We’re looking for a Certified Financial Planner® professional to join our Member Experience Department as a retirement and pension advisor. This role is ideal for someone who thrives in a dynamic environment, values strategic thinking, and is passionate about delivering exceptional member experiences.

As a retirement and pension advisor, you will:

  • Connect with members of all ages to help them make informed pension and retirement decisions.
  • Build and nurture long-standing relationships with participating employers to support their employees and communicate the value of CSS.
  • Mentor and guide colleagues within the Member Experience Department and across CSS.

You’ll support both employee and employer members, playing a key role in our advisory and employer services programs.

What you will do

You’ll support both employee and employer members by:

  • Lead member consultations (virtual and in-person), offering personalized, unbiased retirement income planning advice.
  • Support members using CSS tools and resources, tailored to their financial history, goals, and pension provisions.
  • Manage escalated inquiries, identify risks and trends, and recommend solutions to enhance member experience.
  • Contribute financial and pension expertise to internal initiatives, including tools, policies, and technology enhancements.
  • Develop and deliver educational content – articles, videos, presentations, and workshops.
  • Provide similar support to prospective and current employer members.
  • Travel occasionally across Canada to deliver services and build relationships.
  • Embody our “Peaks of Collaboration”: Respect, Commitment, and Communication.

What You Bring

  • Certified Financial Planner® designation in good standing.
  • 7+ years of experience in financial planning, wealth or retirement services.
  • University degree in business administration, commerce, or human resources.
  • Experience developing customized financial plans and deep knowledge of DC/DB pensions, estate planning, taxation, and wealth management.
  • Superior relationship-building and communication skills.
  • Ability to explain complex financial concepts with clarity and empathy.
  • Strong organizational and time management skills.
  • Analytical mindset with the ability to identify trends and member needs.
  • Proficiency in Microsoft Office and pension/member databases.
  • Appreciation for co-operative values and a collaborative work culture.
  • A strong desire to learn and contribute to a culture of teamwork and development.

A combination of equivalent education, training, and experience may be considered.

Why CSS?

We offer:

  • A collaborative, inclusive, and purpose-driven workplace.
  • Competitive salary and variable compensation.
  • Comprehensive benefits package.
  • Participation in the CSS Pension Plan.
  • Flexible work-life balance options.
  • Paid flex time and volunteer time.
  • Professional development and career growth opportunities.
  • The chance to make a meaningful impact on members’ lives.

This position is open to qualified individuals residing in Saskatchewan. While on-site work in Saskatoon is preferred, remote arrangements within the province will be considered for the right candidate.

How to Apply:

Send your resume and cover letter (including salary expectations) to:

CSS Pension Plan

Attn: Director, Member Experience

Email: hr@csspension.com

Competition closes: October 31, 2025

(The position may be filled sooner)

Applicant information is collected and maintained pursuant to CSS’ Privacy Policy (please see the website for more details).  Background checks will be completed on successful candidates.

We thank all applicants for their interest. However, only those applicants selected for an interview will be contacted.

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