Occupation Types: Lending – Commercial

Lending Manager

SHAPE THE FUTURE OF LENDING IN A THRIVING CREDIT UNION

Dodsland and District Credit Union is an autonomous, single-office Credit Union serving a strong rural membership base with assets of over $164 million. Located in a welcoming rural community, we offer a close-knit, family-oriented environment where relationships matter, and community values guide everyday life. We pride ourselves on delivering exceptional financial services with a personal touch, rooted in cooperative values and community commitment.

We are seeking a Lending Manager to lead our lending operations, strengthen portfolio performance, and ensure compliance and risk management. This is an exciting opportunity for an experienced Lending Manager or a high-potential, experienced lending professional ready to take the next step in their career.

WHAT MAKES THIS OPPORTUNITY UNIQUE

  • Strategic Exposure: You’ll have the opportunity to work closely with our General Manager and gain insight into board relations, strategic planning, and leadership at an organizational level.
  • Autonomy & Impact: Enjoy the flexibility and influence that comes with working in a single-office Credit Union where your decisions make a real difference.
  • Community Connection: Be part of a team that cares deeply about our rural community, values relationships, and supports the financial well-being of our members.
  • Professional Growth: Access mentorship, leadership development, and training opportunities to progress your career.

WHAT YOU’LL DO

  • Lead and manage consumer, commercial, and agricultural lending operations, ensuring sound credit practices and regulatory compliance while positioning the portfolio for sustainable growth.
  • Analyze market trends and member needs to identify growth opportunities and recommend enhancements to lending products.
  • Coach and mentor lending staff to build expertise and deliver an exceptional member experience.
  • Collaborate with senior management on budgeting, planning, and reporting to support organizational performance.
  • Oversee collections and delinquency management, policies and procedures, and external partnerships.

WHAT YOU BRING

  • Post-secondary education in Agriculture, Finance, Business, or a related field, and 5+ years of lending experience (leadership experience is also an asset). Candidates without formal education but with an equivalent combination of education and experience are encouraged to apply.
  • Strong knowledge of retail, commercial, and agricultural lending practices.
  • Proven ability to analyze financial statements, assess risk, and make sound credit decisions.
  • Skilled in relationship building, team leadership, and fostering member trust.
  • Proficiency with lending systems and openness to digital solutions.

COMPENSATION & BENEFITS

  • Competitive salary, commensurate with qualifications and experience
  • Comprehensive benefits package, including medical, dental, EAP life, and disability insurance
  • Matched pension plan (9% employer match)
  • Variable, performance-based bonus structure
  • A supportive, small-branch environment that values work-life balance
  • Professional development opportunities, including training and leadership development
  • Credit Union-owned housing is available for the successful candidate as well as relocation support, if applicable

HOW TO APPLY

Dodsland and District Credit Union has partnered with Culturefirst HR on this recruitment.

Please submit your application, including cover letter and resume to: Culturefirst HR, creditunioncareers@culturefirsthr.com

Application Deadline: February 4, 2026

We thank all applicants for their interest. Only those selected for an interview will be contacted.

Credit Specialist

The Synergy Experience – what is it exactly? Just ask our employees. Their dedication to our customers (members) and each other has created an incredible place to work. We offer personalized, competitive products and services, and are proud to be a part of your local community.

We are seeking a Credit Specialist to help us continue our rich tradition of serving our community – since 1943!

What You’ll Do

As a Credit Specialist, you evaluate credit applications and adjudicate credit outside the limits of the teams responsible for lending activity across our Credit Union. You review applications for compliance to sound practice, policies, procedures, and regulations. You achieve this by reviewing lending information and analyzing financial statements and supporting information to assess credit worthiness and risk coverage of loans.

Why You Matter

Your attention to detail is key in this role. You demonstrate advanced knowledge of sound lending practices, policies, procedures, and laws governing all lending. Along with your expertise and exceptional customer service skills, you use prudent judgement and decisiveness in the analysis, approval, recommendation and decline of loans. You are also a willing coach and provide feedback on the submission and adjudication decision to team members.

Every credit decision impacts our member’s future and Synergy’s reputation. By ensuring sound lending practices, you help us maintain financial integrity while supporting growth and opportunity for those we serve.

What Success Looks Like

To Thrive in this role, you:

  • are responsive, exceedingly competent, organized, and driven to dig into a file and understand the story.
  • understand what’s critical to keep the application on track and continually adapt to changing circumstances.
  • bring a professional presence, work daily to build relationships, credibility, and the competence of those around you.

What You Bring

  • A related degree or diploma,
  • Experience in the areas of agricultural, commercial, and consumer lending and an understanding of lending requirements and compliance,
  • Excellent comprehension, communication, and interpersonal skills,
  • Solid working knowledge of MS Office,
  • Experience with customer relationship management software and loan origination systems,
  • Experience with syndications is preferred.
  • An equivalent combination of education and experience will be considered.

What do we offer?

  • Competitive salary
  • Benefits and pension (from day 1), and fabulous perks like preferred rates
  • Work/life balance
  • Investment in your professional development
  • Leadership development and mentorship programs
  • Community involvement opportunities

More details:

  • Hours: Permanent full-time, 37.5 hours weekly.
  • Salary: $70,400 – $88,000 annually
  • Location: Flexible; may work out of any of our current branch locations, with manager approval. This role is eligible for a remote hybrid option, working from a branch location and from home.
  • Travel: You may be required to travel for events, training, or other Synergy related business.

Ready to Make a Difference?

If you’re detail-oriented, decisive, and passionate about building strong financial relationships, we want to hear from you. Apply today and help us shape a stronger financial future-one decision at a time. Submit your cover letter and resume to careers@synergycu.ca by end of day January 11, 2026, referencing competition #261101 in the subject line.

A Little More About Us:

Synergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn our customers’ (members’) trust, grow our relationships, and build sustainable communities.

We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.

We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets under management.

We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg and Paradise Hill.

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Effective January 1, 2026, Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Any reference on these sites or in any linked documents to “Synergy Credit Union Ltd.” is hereby deemed to refer to Conexus Credit Union.
​

Branch Business & Agriculture Advisor

Do you have a passion for helping agriculture and business clients in our communities succeed? This is your opportunity to partner with some of our most diverse and dynamic members, delivering forward-thinking, personalized advice and tailored financial solutions to meet their goals. 

 As a Branch Business/Ag Advisor, your focus is on Synergy’s business and agriculture clients (“members”). Your portfolio consists of members with more complex needs who require innovative and creative lending and deposit solutions to support their operations. In this position, you will get to know the agriculture and commercial markets, cultivate strong relationships, and generate growth by acquiring new members to Synergy.

This exciting opportunity partners you with agriculture and business members at the branch level providing commercial, agricultural, and consumer lending advice. The role collaborates with the Business & Ag Financial Centre and the Wealth Team when required to meet the broader and more involved financial needs of these valued members.

Are you ambitious, influential, and organized?

Do you have broad lending experience with a desire to focus in business & agriculture?

You are responsible for:

  • Meeting with members to understand their business goals and advise on lending and other financial solutions,
  • Identifying opportunities to successfully meet members’ needs, planting seeds for future products and services, and following up in a timely manner,
  • Promoting retail products such as loans, mortgages, investments, mutual funds, credit cards, and account packages,
  • Granting credit and managing a portfolio of members,
  • Engaging in marketing and outreach activities to deepen existing relationships and proactively seek out new business opportunities and new members to grow the business,
  • Collaborating with internal teams to deliver strong results for clients, and
  • Completing activities aligned with legislation and Synergy’s policies and procedures.

You and your experience:

  • You have related post-secondary education (i.e., a Diploma or Degree) with 5 years of related experience. An equivalent combination of education and experience may be considered.
  • Credit union industry experience would be considered an asset.
  • You are competent in all areas of Consumer, Business and Agricultural lending.
  • Previous experience in sales while working with goals, strong closing and referral techniques, and pipeline development Is desired,
  • Strong relationship and business development skills are conducive to creating and maintaining a sales pipeline,

Submit your cover letter and resume to careers@synergycu.ca, referencing competition #256103 in the subject line.

More details:

  • Status: Permanent, full-time
  • Salary: $70,408 – $88,011 per annum
  • Location: Macklin Service Centre. Flexible hybrid (3 days on-site) may be negotiable.
  • Hours: Currently Monday to Friday, 8:30 a.m. to 5:00 p.m. Must have the flexibility to work outside regular hours for travel, events, and member meetings.
  • Travel: Travel is a requirement; successful candidate must have access to reliable transportation.

 

What do we offer?

  • Investment in your professional development and career growth
  • Benefits and Pension
  • Competitive salary
  • Preferred rates on our products and services
  • Community involvement and volunteer opportunities

 

A little more about us:

Synergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn our customers’ (members’) trust, grow our relationships, and build sustainable communities.

We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.

We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets under management.

We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg and Paradise Hill.

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Senior Credit Adjudication Specialist

Apply by December 14, 2025

Join Innovation Federal Credit Union as a Senior Credit Adjudication Specialist, reporting to the VP Credit, where you’ll mentor staff, lead risk analysis, and play a key role in safeguarding member assets while supporting business growth and continuous improvement. This position offers the opportunity to leverage your advanced lending expertise, collaborate with leadership, and contribute to a culture of accountability, integrity, and professional development.

The key responsibilities for this role include:

  • Perform credit analysis and adjudicate on a portfolio of accounts with complex structures through the review of pertinent financial and industry information on incoming credit applications. Focus on large commercial deals, leveraged finance structures, large commercial real estate transactions, cashflow and diversified lending.
  • Provide effective challenge, make independent recommendations within the risk appetite and in adherence to the policies/standards and procedures.
  • Demonstrate working knowledge on leveraged financing, capital structures and syndication arrangements; provide analysis on EBITDA adjustments/ effective challenge on projection assumptions and repayment capacity/ DAC models; contribute to the framework and risk appetite statement while meeting industry and regulatory expectations.
  • High level of collaboration with Business Banking partners to ensure key risks are identified and addressed appropriately through the credit adjudication process, including with other stakeholders to achieve optimal effectiveness and efficiency in meeting client needs as well as operational and regulatory requirements.
  • Provide recommendations to senior executives, present and participate in discussions at Credit Committees ensuring the Credit Union is adequately protected.
  • Alert credit portfolio management to unsatisfactory trends in lending practices, early identification of problem loans and ensure accuracy of risk ratings through identification of changes in account quality (via review of industry/economic trends and general news flow). Assess strategies and restructuring proposals for problem loan accounts or accounts of concern which require closer monitoring.
  • Assist in the maintenance of the loan portfolio through completing annual file reviews and quarterly reviews for monitored loans.
  • Review documentation such as term sheets and commitment letters before issuance.
  • Increasing use of data analytics to monitor and assess the portfolio, underlying trends, and application in credit adjudication.
  • Actively participate in strategic projects/initiatives as applicable, act as SME when required.
  • Utilize digital solutions to create efficiencies, simplify members’ banking needs, and enhance the member experience.

Qualifications:

  • Completion of a Bachelor’s degree in Commerce, Business Administration, or related discipline.
  • 7 – 9 years’ lending and credit experience (or an equivalent combination of education and experience).
    • Advanced knowledge of Commercial, Real Estate Secured, Cashflow, Diversified lending.
    • Knowledge of financial modeling, ability to analyze projections, challenge model and sensitivity assumptions.
    • Ability to provide feedback on transaction structuring, covenants, security enhancements.
    • Strong knowledge of Commercial Real Estate Lending and understanding of current market conditions.
    • Experience with syndicated transactions and structures.
    • Advanced knowledge of syndication and securitization is considered an asset.
  • Detail-oriented and risk aware, contributing to the safeguarding of our company’s assets and reputation.
  • Proficient in digital literacy, including (but not limited to) critical thinking, problem solving and navigation using digital solutions.
  • Use and comfortability with a variety of Microsoft 365 applications (Excel, Teams, Viva, Power Automate, Power BI).
  • Agility to adapt to changing digital environment, learning new tools and systems.
  • Working under time sensitive deadlines.

About Us

Hi! We’re Innovation Federal Credit Union. Our purpose is to simplify banking for all Canadians. We like to keep it simple. We have three values – Accountability, Integrity, and Respect – and we are constantly striving to improve our organization to make it better for you (our member and prospective employee)!

How are we different from other Credit Unions? We’ve put in the work to become a federal credit union – just one of three in Canada – to secure the future of our organization and continue to grow across Canada. We are proudly rooted in Saskatchewan, but our vision is national, or as we like to say, “Made in Sask, Built for Canada”.

What sets us apart:

  • Commitment to Community: $1.1 million was given to local organizations last year who are making a difference
  • Strong focus on Diversity and Inclusion: Nearly 22% of InnovationNation proudly identifies as part of a designated group, reflecting our strong commitment to fostering a diverse workplace
  • Benefits that start when you do: Our full-time staff participate in a 7% employer-matched pension plan, extended health benefits, employee and family assistance program, and a staff loan rate. These benefits all start on Day 1 of employment, no waiting period!

 

In the spirit of Truth and Reconciliation, we acknowledge that we are on the traditional territories of the many First Nations, Métis, and Inuit who have graced these lands for millennia.

We are privileged to live on, work on and enjoy the benefits of these lands, now known as Canada.

Senior Manager, Credit Adjudication

About Us

First Nations Bank of Canada (“FNBC”) is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 88% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, FNBC takes pride in its workforce of over 63% Indigenous employees working at locations across Canada.

About The Role

The Senior Manager, Credit Adjudication provides key support to the Bank’s Credit Risk Management function ensuring the Bank’s credit risk program and obligations are understood and communicated across the Bank.

You will act as an expert in credit adjudication, primarily for commercial financing with a focus on Indigenous governments and Indigenous business. You will lead the credit adjudication process by providing leadership in financial analysis, credit expertise, and complex lending, as well as drive enhancement of credit risk for continued adherence to regulatory requirements and industry best practices. This position is full time permanent based out of the Saskatoon, SK Head Office. We are open to remote or hybrid working arrangements.

Here’s what you will be doing:

  • Provide independent, objective review and adjudication of credit applications within credit limits or provide credit recommendations and escalation as required.
  • Ensure the credit quality of portfolios are maintained within the Bank’s risk appetite, risk tolerance, policies and procedures and meet lending guidelines.
  • Provide leadership, direction, and collaborate on credit related decision-making, business impact, and partnering with business lines to ensure sound, credit outcomes.
  • Provide credit coaching, training and support to the direct team and other stakeholders.
  • Understand and monitor the Bank’s loan portfolios, delinquency process and proactively recommend improvements.
  • Identify, assess and implement internal control strategies to strengthen portfolio integrity.
  • Participate in credit committees and strategic initiatives.
  • Proactively monitor emerging risks, external events, industry trends and stay current on regulatory changes and industry best practices to inform credit decision-making.
  • Support the development and enhancement of the credit risk management framework, policies, procedures and guidelines to ensure continuous improvement and program maturity across the Bank as well as compliance with appropriate regulators, legislation and industry best practices.
  • Promote a strong credit risk culture by developing awareness and working with stakeholders on the importance of credit risk and the need to establish appropriate controls and tools to monitor credit related risks.
  • Support the development, monitoring, and measurement of key risk indicators (KRIs).
  • Support information, design, and preparation of regular credit risk reporting.
  • Support monitoring and reporting on credit risk metrics.
  • Support second line testing in the identification and documentation of credit risk deficiencies within the Bank and support the development of remedial plans.
  • Support stress testing of the credit risk program.
  • Support credit due diligence activities for bank services, products, or integration.
  • Support internal and external audit processes by providing necessary information and oversight.
  • Other duties as assigned.

About You

  • Analytical skills, planning and organizational skills, interpersonal skills
  • An effective communicator, capable of working across departments with stakeholders holding competing priorities
  • Proven leadership in credit adjudication
  • Strong understanding and experience in credit adjudication requirements and credit risk, including portfolio oversight and risk monitoring
  • Experience in commercial finance and complex business lending
  • Knowledge of business banking products
  • Experience implementing CRM best practices in an organization

 Qualifications:

  • Minimum 7+ years of relevant experience and post-secondary degree in related field or equivalent combination of education and industry related experience
  • In-depth knowledge and experience of industry trends and regulations, credit portfolio management policies and lending guidelines
  • Knowledge and experience using lending platforms
  • Three (3) years’ experience in a people management role
  • Proficiency with Microsoft applications

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our career centre at Career Centre | Recruitment. The posting will remain open until filled.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Syndication Specialist

Syndication Specialist – Cornerstone Credit Union

Are you passionate about strategic lending, thrive in collaborative environments, and want to make a meaningful impact?  If so, join our dynamic Credit Risk team at Cornerstone Credit Union!

As a Syndication Specialist, you’ll be at the forefront of structuring and distributing syndicated loans that drive growth and innovation. Collaborating closely with our Credit Risk and Finance departments-as well as external partners and credit unions-you’ll play a key role in managing a diverse credit portfolio, enhancing our market presence, and contributing to the profitability of the credit union.

What You’ll Do:

  • Provide a high level of service to internal and external partners, focusing on relationship-building and efficient delivery of syndicated lending solutions.
  • Collaborate with credit unions and sourcing partners to ensure syndicated loans and pools meet due diligence standards and align with our risk appetite.
  • Actively manage the administration and compliance of the non-administered credit portfolio, ensuring alignment with legislation, policies, and procedures.
  • Monitor and grow the syndicated loan portfolio, identifying emerging risks and recommending strategies to balance growth with risk mitigation.
  • Offer expert advice and contribute to process improvements that enhance efficiency and effectiveness across syndicated lending operations.

The ideal candidate will have a solid understanding of syndicated lending, credit risk, and financial analysis, with the ability to assess and structure complex loan transactions. Post-secondary education in finance, commerce, or business; plus 4-6 years of job-related experience, or an equivalent combination of education and experience are the minimum requirements for this position.  You’ll have a leg up if you have prior experience in a diverse commercial portfolio in a large market commercial banking environment.

You will receive competitive compensation based upon your level of experience and qualifications, great benefits, and matched pension contributions.  We also offer performance incentives and wellness and employment perks. This position considers a flexible work arrangement at any one of our branch locations.  For the right candidate, the opportunity exists for hybrid work. 

The cherry on top are the great people who work at Cornerstone. Our team is caring and supportive, and community is at the heart of everything we do. We are proud to be one of Saskatchewan’s Top Employers for the ninth straight year.

Choose a rewarding career at Cornerstone Credit Union.

Manager of Credit

Location: Luseland, Saskatchewan

Luseland Credit Union is a full-service, and independent financial institution located in Luseland, Saskatchewan. Established to serve the unique needs of individuals, families, and agricultural enterprises in west-central Saskatchewan, the organization has grown rapidly over the past several years due to the strong agricultural economy it serves, into a vibrant, efficient, technology-savvy and financially profitable credit union offering a full range of personal, commercial, and agri-business banking solutions.

Reporting to the General Manager, the Manager of Credit is responsible for leading all aspects of lending (consumer, agriculture, commercial credit), credit adjudication, collections, and risk management across the organization’s loan portfolio. The Manager of Credit works closely with the General Manager, Board of Directors, internal Credit Committee, and external partners, with a mandate to strengthen member relationships, drive loan growth, and elevate the organization’s lending culture. This is a newly created role with a key mandate to lead the credit union’s transition from a transactional model to a proactive, relationship-based service model, fostering a service environment that empowers staff and engages members. The Manager of Credit leads a team of lending professionals, providing guidance, technical direction and coaching to help team members succeed. As a key member of the Executive Management Team, the Manager of Credit also plays a key role in helping guide the overall operations of the business, contributing to strategic planning, financial performance analysis, and audit readiness, ensuring operations remain strong and forward-thinking.

The ideal candidate is an aspiring financial services leader with a goal of playing a leadership role in a vibrant business. They bring a minimum of 5-7 years of lending experience gained in a credit union, bank or similar lending organization, ideally coupled with some management experience. A combination of commercial and agricultural lending is ideal. Armed with strong team leadership and mentorship skills, and the financial acumen to play a key role in the broader business, the preferred candidate will bring a strong, personal drive to contribute to the Credit Union and the community that we serve.

Based in Luseland, Saskatchewan, this is a rare opportunity to assume a critical leadership role within a progressive and financially sound credit union. The successful candidate will find not only a career-defining executive mandate, but also the chance to contribute meaningfully to the long-term prosperity of members, staff, and the community the Credit Union proudly serves.

To explore this opportunity further, please click ‘Apply‘.

We would like to thank all applicants for their interest in this position. Please note that we will only be in contact with those individuals moving forward with our client.

VP, Credit

 

VP, Credit

 

Title                VP, Credit

Department    Corporate

Reports to      Chief Executive Officer Office

Salary             $135,553-$159,474 annually

 

SUMMARY

Reporting to the Chief Executive Officer, the VP, Credit will provide strategic leadership on all retail and commercial credit-related matters, including adjudication, concentration risk management, portfolio composition and monitoring, and policy compliance. Overseeing credit adjudication and collections, the VP, Credit ensures loan decisions support portfolio quality, profitability, and sustainable growth. Additionally, the role evaluates and approves LVCU’s most complex credit applications, balancing risk management with business objectives.

As a key member of the Executive Leadership Team, the VP, Credit will contribute to organization-wide planning, ensure adherence to regulatory requirements, and foster a culture of high performance and member-centered service.

KEY RESPONSIBILITIES:

  • Provide strategic oversight of LVCU’s credit activities, advising the executive on corporate strategies and contributing to organizational planning and policy and program development.
  • Ensure credit and collections activities align with risk appetite, regulations, and policies, addressing deficiencies and implementing preventative measures.
  • Monitor the performance of lending and collections portfolio, analyzing emerging credit risks and stress testing scenarios, and prepares periodic reporting
  • Ensure sound and timely credit decisions conforming to LVCU policies and procedures by exercising sound credit judgement in approving and declining credit applications within established limits, presenting sound effective recommendations on credit requests above established limits, and ensuring credit applications are properly, accurately investigated, analyzed and documented.
  • Ensure adherence to underwriting policies, regulatory requirements, and risk tolerance thresholds while monitoring loan portfolio performance and deterioration of credit quality.
  • In conjunction with the Risk and Administration function; maintain credit procedures and recommend updates to the Investment and Lending Policy, ensure adequacy and completion of credit administration activities, ensure completion of credit file post review and develop and implement solutions to address identified deficiencies/gaps, maintain parameters for auto-adjudication models, and ensure adequate allowance for impaired loans.
  • Analyze market trends and member needs to grow the lending portfolio and support innovation in lending practices.
  • Lead or support the introduction of new lending products, programs, features or systems.
  • Provide subject matter expertise as a voting member of the Asset-Liability Committee (ALCO) and the Executive Credit Committee.
  • Oversee the credit adjudication and collections team, including structure, staffing, and resource allocation.

LEADERSHIP & STAFF DEVELOPMENT:

  • Manage, lead and provide direction to the Commercial Credit Supervisor, Commercial Account Officer, Commercial Services Officer, Commercial Accounts & Delinquency Clerk.
  • Champion a strong, values-aligned team culture grounded in service excellence and accountability.
  • Drive performance management, talent development, and succession planning.
  • Ensure staff across LVCU receive required training on personal and commercial credit.
  • Coach and support direct reports to achieve member service, sales, and performance goals.
  • Adhere to service standards as they pertain to the position
  • Enthusiastically participate in various internal committees, community involvement and image building of the Credit Union.
  • Other duties as assigned.

EDUCATION AND EXPERIENCE

  • Bachelor’s degree in finance, Business Administration, or a related field.
  • 8-9 years of progressive experience in retail and commercial banking with a minimum of 8 years of experience in complex lending, adjudication, and collections.
  • Minimum 5 years’ experience in a supervisory/management function in a financial institution.
  • Ability to manage, coach, motivate, and develop employees to ensure high productivity.
  • In-depth understanding of credit adjudication principles, policies, and practices; a proven record of responsible adjudication.
  • Advanced knowledge of retail and commercial lending products, services, and regulatory requirements, including detailed understanding of revenue streams.

 

 

 

 

 

 

 

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