Manager of Credit

Location: Luseland, Saskatchewan

Luseland Credit Union is a full-service, and independent financial institution located in Luseland, Saskatchewan. Established to serve the unique needs of individuals, families, and agricultural enterprises in west-central Saskatchewan, the organization has grown rapidly over the past several years due to the strong agricultural economy it serves, into a vibrant, efficient, technology-savvy and financially profitable credit union offering a full range of personal, commercial, and agri-business banking solutions.

Reporting to the General Manager, the Manager of Credit is responsible for leading all aspects of lending (consumer, agriculture, commercial credit), credit adjudication, collections, and risk management across the organization’s loan portfolio. The Manager of Credit works closely with the General Manager, Board of Directors, internal Credit Committee, and external partners, with a mandate to strengthen member relationships, drive loan growth, and elevate the organization’s lending culture. This is a newly created role with a key mandate to lead the credit union’s transition from a transactional model to a proactive, relationship-based service model, fostering a service environment that empowers staff and engages members. The Manager of Credit leads a team of lending professionals, providing guidance, technical direction and coaching to help team members succeed. As a key member of the Executive Management Team, the Manager of Credit also plays a key role in helping guide the overall operations of the business, contributing to strategic planning, financial performance analysis, and audit readiness, ensuring operations remain strong and forward-thinking.

The ideal candidate is an aspiring financial services leader with a goal of playing a leadership role in a vibrant business. They bring a minimum of 5-7 years of lending experience gained in a credit union, bank or similar lending organization, ideally coupled with some management experience. A combination of commercial and agricultural lending is ideal. Armed with strong team leadership and mentorship skills, and the financial acumen to play a key role in the broader business, the preferred candidate will bring a strong, personal drive to contribute to the Credit Union and the community that we serve.

Based in Luseland, Saskatchewan, this is a rare opportunity to assume a critical leadership role within a progressive and financially sound credit union. The successful candidate will find not only a career-defining executive mandate, but also the chance to contribute meaningfully to the long-term prosperity of members, staff, and the community the Credit Union proudly serves.

To explore this opportunity further, please click ‘Apply‘.

We would like to thank all applicants for their interest in this position. Please note that we will only be in contact with those individuals moving forward with our client.

VP, Credit

 

VP, Credit

 

Title                VP, Credit

Department    Corporate

Reports to      Chief Executive Officer Office

Salary             $135,553-$159,474 annually

 

SUMMARY

Reporting to the Chief Executive Officer, the VP, Credit will provide strategic leadership on all retail and commercial credit-related matters, including adjudication, concentration risk management, portfolio composition and monitoring, and policy compliance. Overseeing credit adjudication and collections, the VP, Credit ensures loan decisions support portfolio quality, profitability, and sustainable growth. Additionally, the role evaluates and approves LVCU’s most complex credit applications, balancing risk management with business objectives.

As a key member of the Executive Leadership Team, the VP, Credit will contribute to organization-wide planning, ensure adherence to regulatory requirements, and foster a culture of high performance and member-centered service.

KEY RESPONSIBILITIES:

  • Provide strategic oversight of LVCU’s credit activities, advising the executive on corporate strategies and contributing to organizational planning and policy and program development.
  • Ensure credit and collections activities align with risk appetite, regulations, and policies, addressing deficiencies and implementing preventative measures.
  • Monitor the performance of lending and collections portfolio, analyzing emerging credit risks and stress testing scenarios, and prepares periodic reporting
  • Ensure sound and timely credit decisions conforming to LVCU policies and procedures by exercising sound credit judgement in approving and declining credit applications within established limits, presenting sound effective recommendations on credit requests above established limits, and ensuring credit applications are properly, accurately investigated, analyzed and documented.
  • Ensure adherence to underwriting policies, regulatory requirements, and risk tolerance thresholds while monitoring loan portfolio performance and deterioration of credit quality.
  • In conjunction with the Risk and Administration function; maintain credit procedures and recommend updates to the Investment and Lending Policy, ensure adequacy and completion of credit administration activities, ensure completion of credit file post review and develop and implement solutions to address identified deficiencies/gaps, maintain parameters for auto-adjudication models, and ensure adequate allowance for impaired loans.
  • Analyze market trends and member needs to grow the lending portfolio and support innovation in lending practices.
  • Lead or support the introduction of new lending products, programs, features or systems.
  • Provide subject matter expertise as a voting member of the Asset-Liability Committee (ALCO) and the Executive Credit Committee.
  • Oversee the credit adjudication and collections team, including structure, staffing, and resource allocation.

LEADERSHIP & STAFF DEVELOPMENT:

  • Manage, lead and provide direction to the Commercial Credit Supervisor, Commercial Account Officer, Commercial Services Officer, Commercial Accounts & Delinquency Clerk.
  • Champion a strong, values-aligned team culture grounded in service excellence and accountability.
  • Drive performance management, talent development, and succession planning.
  • Ensure staff across LVCU receive required training on personal and commercial credit.
  • Coach and support direct reports to achieve member service, sales, and performance goals.
  • Adhere to service standards as they pertain to the position
  • Enthusiastically participate in various internal committees, community involvement and image building of the Credit Union.
  • Other duties as assigned.

EDUCATION AND EXPERIENCE

  • Bachelor’s degree in finance, Business Administration, or a related field.
  • 8-9 years of progressive experience in retail and commercial banking with a minimum of 8 years of experience in complex lending, adjudication, and collections.
  • Minimum 5 years’ experience in a supervisory/management function in a financial institution.
  • Ability to manage, coach, motivate, and develop employees to ensure high productivity.
  • In-depth understanding of credit adjudication principles, policies, and practices; a proven record of responsible adjudication.
  • Advanced knowledge of retail and commercial lending products, services, and regulatory requirements, including detailed understanding of revenue streams.

 

 

 

 

 

 

 

Lending Account Manager/Trainee

Unity Credit Union is seeking a dedicated and skilled Lending Account Manager/Trainee to join our team. This is a permanent, on-site, full-time position (37.5 hours per week) that requires specialized expertise to grow their consumer, commercial and agricultural lending services and skills, and enthusiastically connects with credit union members to understand and support their financial goals and success.

Position Description: The Lending Account Manager/Trainee plays a crucial role in ensuring an exceptional lending service. Reporting to the Manager of Lending, you will:

  • Proactively grow, develop, and manage portfolios of member relationships; assess and anticipate individual members’ needs to maximize member relationships; conduct interviews and regular portfolio reviews with members to identify lending needs.
  • Learn to grant all types of loans and provide all types of lending services with assigned lending limits. The position may be assigned agricultural and commercial lending under the guidance of a more experienced lender.
  • Review delinquent accounts, analyze current statuses; identify actions required to address delinquencies and initiate actions to collect on delinquent loans under 90 days ensuring communication with Manager of Lending.
  • Promote Unity Credit Union and maintain active involvement in the organization and community.

Compensation: Unity Credit Union offers a competitive total rewards package. Salary will depend on qualifications and experience. Benefits include a matched pension plan; group benefits (health, dental, life, disability, and critical illness insurance), and paid community involvement.

Qualifications: The successful candidate will have completed Grade 12 and a two-year post-secondary Business Administration Diploma; and one to three years of related experience or an equivalent combination of education and experience. A willingness to learn through formal and informal channels will keep a Lending Account Manager/Trainee on the path to success. We welcome applicants with prior lending experience. Timelines may be adjusted accordingly depending on prior experience, responsibilities, and training.

The Credit Union: Unity Credit Union is a successful rural-based credit union with assets over $300 million and 34 employees serving 4500 members.  Our vision is, “Partnering to Achieve Success and Build a Better Community” and that is how we work and serve every day.

The Community: Unity is a progressive community of approximately 2500 people located in West-Central Saskatchewan. Services include K-12 schools, full health center facility, skating and curling rinks with artificial ice, swimming pool, and a regional park with a 9-hole grass green golf course, and camping. Economic drivers include salt mining, manufacturing, agriculture, oil and gas industry, and a grain alcohol and spirits plant. For more information on the town of Unity, visit www.townofunity.com.

If you have a passion for partnering to achieve success and would like to work with an amazing team of professionals where you can build and further your career, we would like to hear from you!

Applications will be accepted until September 12, 2025, or until a suitable candidate is found. Early applications are encouraged.  

Submit a cover letter and resume to:

Rachel Davey, Human Resources Coordinator
Email: rachel.davey@unitycu.ca

We thank all applicants for their interest; however, only those selected for further consideration will be contacted. The successful candidate will be required to meet fidelity bonding requirements, including declaration of work history, completion of reference checks, a criminal record check, and a credit check.

Lending Manager

Now Hiring: Lending Manager – Luseland Credit Union
Lead with purpose. Build community prosperity.

Are you an experienced lending professional with a passion for coaching teams, managing credit risk, and supporting rural economic growth? Luseland Credit Union is seeking a dynamic Lending Manager to lead our lending operations and guide our team in delivering exceptional financial services to our members across retail, agriculture, and commercial portfolios.

As a key member of the Senior Management Team, you’ll contribute to organization-wide planning, ensure adherence to regulatory requirements, and foster a culture of high performance and member-centered service.

About the Role

The Lending Manager is responsible for overseeing all aspects of lending, credit adjudication, collections, and risk management across the organization’s loan portfolio. You’ll work closely with the General Manager, the Board of Directors, internal Credit Committee, and external partners to ensure our lending activities reflect sound business practices, remain compliant, and contribute to our overall growth strategy.

This position will lead a team of lending professionals, providing guidance, technical direction, and coaching to help team members succeed in their roles. You will also play a key role in strategic planning, financial performance analysis, and audit readiness—ensuring our operations remain strong, secure, and forward-thinking.

What You’ll Be Responsible For:

  • Oversee lending, collections, and loan administration to ensure compliance with legislation, regulations, and internal policies.
  • Provide expert leadership in credit adjudication, risk management, and credit analysis for diverse portfolios.
  • Coach and support the Lending team to achieve member service, sales, and performance goals.
  • Monitor credit quality, lead delinquency management, and engage in collection strategies, including legal action where appropriate.
  • Analyze market trends and member needs to grow the lending portfolio and support innovation in lending practices.
  • Collaborate with senior leadership on credit union strategies, audits, and Board reporting.
  • Ensure audit readiness, internal control effectiveness, and support regulatory compliance.
  • Champion a strong, values-aligned team culture grounded in service excellence and accountability.

What You Bring:

  • 7+ years of lending or financial services experience, including 5+ years in a leadership role.
  • A degree in agriculture, finance, business, or equivalent experience.
  • Strong knowledge of agriculture and commercial lending.
  • Proven ability in credit adjudication, financial analysis, and risk management.
  • Experience coaching high-performing teams and driving service and sales outcomes.
  • Excellent relationship-building, communication, and decision-making skills.
  • Familiarity with syndicated loans, credit committee processes, and internal/external audit interactions is an asset.

We offer a comprehensive total rewards package, including group benefits, pension contributions and professional development opportunities for career growth.

This is an excellent opportunity for a community-minded individual to be a part of a successful and growing organization.

We thank all applicants; however, only those who are short-listed will be contacted.

Location: Luseland, SK
Reports to: General Manager
Application Deadline: July 25, 2025
How to Apply: Please submit your resume and a brief cover letter outlining your experience and interest in the role to Adam Franko, General Manager at Adam.Franko@luselandcu.com.

About Us:
Luseland Credit Union is deeply rooted in community values and financial stewardship. We are committed to empowering our members with trusted advice and accessible financial services. As we continue to grow and evolve, we are looking for collaborative, values-driven leaders to join our journey.

Syndications Business Manager

af·fin·i·ty (noun):

  1. the name on our doors
  2. a quality that makes things suited to each other

We want our employees to feel great coming to work. That’s why we give our talent the tools to excel. After all, an exceptional employee experience leads to extraordinary experiences for our members. If you have an affinity for working in a vibrant environment where your achievements are celebrated, then a career with us sounds like the perfect fit.

We’re looking for an innovative, digitally capable, curious team member to serve as Syndications Business Manager accountable for the development and administration of a large, complex full service commercial loan portfolio. The ideal candidate will be resourceful, analytical, and have a background in the Commercial Markets space.

What you’ll do:

  • Manages and oversees the continued success and growth of the syndicated loan portfolio. Oversight includes profit and loss accountability and business direction, ensuring KPI metrics are met and opportunities for performance optimization are identified and implemented
  • Directly responsible for all initiatives that impact the business line/portfolio, as well as relationship management responsibility for partner relationships; serves as liaison and primary contact between organization and business partners, vendors, and Centres of Influence (COIs)
  • Acts as the ‘voice in the room’ representing the portfolio, and its requirements and needs
  • Develops or assesses campaign growth strategies, overseeing development and implementation of programs intended to identify new business opportunities, increase profit, sales, brand consistency and/or growth
  • Provides direction, coaching, mentoring and feedback to other units across organization on business line/portfolio acumen, including providing sales and operational coaching
  • Provides direction to organization in the preparation and monitoring of business plans, priorities, and budget for the business line

 

What you’ll get:

  • The support to grow in your career with ample opportunities to advance
  • A competitive salary plus bonuses for your hard work
  • A total rewards package including health and dental benefits, pension and health spending account
  • Vacation time, personal days off and a paid volunteer day so you can maintain a healthy life/work balance
  • A referral bonus when you scout great talent and they’re hired to join our team

What you’ve got:

  • Post-secondary diploma or degree in a related field, plus 7 years of related experience or an equivalent combination of education and experience
  • Intermediate understanding of Affinity Credit Union’s business objectives and divisional business operations
  • Advanced knowledge of business management and finance, including strong business acumen and experience in underwriting large and complex commercial loans
  • Advanced knowledge of large commercial businesses; industry and market trends, lending products, applicable compliance and regulatory requirements
  • Industry leading sales ability in growing a book, achieving targets, making referrals, and building a pipeline using a member centric approach
  • Ability to lead, engage, and coach employees, set clear expectations, review progress, provide feedback and guidance, and hold people accountable to achieve member centric outcomes

 

So, what do you think? Does it sound like you’re a fit for this role? Throw your hat in the ring! Review all of our current job opportunities at www.affinitycu.ca/careers/opportunities

 

This position requires the submission of your Resume and Cover Letter stating how you meet the required qualifications in your application prior to the closing date of the position.

 

Application Deadline: July 6, 2025

 

Community Branch Manager

Bulkley Valley Credit Union, serving over 14,500 members from Hazelton to Burns Lake, prides itself on employing empowered staff committed to delivering high quality personalized service. 

This is an exciting opportunity for the right candidate to meet their career goals while balancing their lifestyle with the many amenities our community has to offer as can be seen at http://www.houston.ca.

If you want to join a dynamic management group dedicated to cooperative values and member service, this is the right career move for you. You will report to the Chief Operating Officer and under executive direction, you will manage the overall operation of a single branch and direct the utilization of staff, equipment and facilities. Using highly developed leadership skills and behaviours, plus a sound understanding of the financial services business, you will initiate action to improve growth/development of the branch loan and deposit portfolios; increase usage of other credit union services and service channels; pursue new businesses; set short/long term branch goals /objectives and manage all branch staff directly or through subordinate supervisor(s). Through effective deployment and development of staffing resources you will foster an environment that encourages staff engagement and delivery upon an Enhanced Service Commitment to our members. You will perform the duties and requirements of Branch Compliance Officer for Anti-Money Laundering / Counter Terrorist Financing Prevention & Detection. You will be a results-oriented professional with a commitment to furthering the reputation of the credit union within the community. Through active participation in select community events, projects and initiatives, you will become established as a leader within the local community. 

The successful candidate will have a business degree or diploma and a minimum of five years of management experience in the financial industry or an equivalent combination of education and experience. This is an ideal opportunity for someone currently holding a supervisory or lending/account management position interested in gaining branch management experience.

To learn more about Bulkley Valley Credit Union, please visit our website at www.bvcu.com. We welcome applications from all interested applicants looking to further their career in a dynamic, supportive and team oriented environment.

Bulkley Valley Credit Union encourages all qualified persons to apply. However, only those who are being considered for an interview will be contacted.

Lending Services Supervisor

Reporting to the Manager of Lending Services, the Lending Services Supervisor is a member of the management team.  They will ensure department needs are met through leadership, supervision and auditing, while maintaining a complex lending portfolio, including agriculture and commercial files.  The incumbent has direct oversight of the Lending Administration team.  The incumbent will ensure all activities are in compliance with sound business practices, legislation, regulations, policies and procedures.

The incumbent will primarily work out of the Quill Lake Branch and will be required to travel to our Kelvington and Jansen branches.  They will also travel within and outside of our geographic trading area to meet our current and future members’ financial needs.  At Accent Credit Union, we value our members, and take pride in building strong, lasting relationships.  We love to see our members succeed both personally and professionally.  Your expertise in this area will be considered an asset.

At Accent Credit Union, we take care of our employees.  We offer a competitive compensation structure including; a generously matched Pension Contribution policy of 7-9%, paid vacation where the accrual calculation is tiered based on your years of service and paid sick leave, a variable compensation program, in addition to our company group benefit program.  In addition, our employees are entitled to participate in our Wellness Program, Volunteer Program, and to have their birthday off work, each year!

Additional perks as an employee of Accent Credit Union include, staff account benefits including preferred lending and deposit rates.  We observe Easter Monday and the National Day of Truth and Reconciliation as statutory holidays.

We would love to discuss this employment opportunity with you and invite your inquiries by phone or in person to learn more about this chance to join our Accent family!

Qualified applicants are invited to send their Cover Letter and Resume in confidence to hr@accentcu.ca by June 4, 2025 to:

Attn: Lacey Nicholls, Human Resources Administrator
Accent Credit Union
Box 520
Quill Lake, SK
S0A 3E0
306.383.1139

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

MANAGER, RISK AND CREDIT SERVICES

THE POSITION: Saskatoon City Employees Credit Union is seeking a Manager, Risk and Credit Service to join our organization. The candidates must possess an aptitude for business development, risk assessment, and relationship building. The core function would be to lead and manage the lending services with respect to credit granting, including interviews, adjudication, collection, control and staffing. As Manager of Risk and Credit Services, the successful candidate would also be involved in recommending policy and developing procedures for the lending services department as well as assisting with other areas of the Credit Union. As Manager of Risk responsibilities extend to oversight of compliance support staff and enterprise risk. The Manager of Risk and Credit Services reports directly to the General Manager, attends board meetings and is expected to assume the responsibilities of the General Manager in their absence.

QUALIFICATIONS: A diploma or degree from a recognized post-secondary educational institute plus a minimum of 7 years’ experience in a senior lending position (credit union experience is a definite asset). Demonstrated comprehensive consumer lending knowledge and experience is essential as well as a working knowledge of commercial lending. The candidate must possess core management competencies of; general management, industry knowledge, strategic thinking, crisis management, effective and above average communication skills, prudence, reliability, problem solving, strong analytical, reasoning, and decision-making skills along with interpersonal and organizational abilities.
A proven ability to lead, guide and motivate employees; and build and maintain positive relationships with staff, management, board of directors and members. The ability to strategically utilize technology – experience with DNA and ProLender is a definite asset. An above average knowledge of credit union deposit and lending products to meet member needs is a necessity.

THE CREDIT UNION:

Saskatoon City Employees Credit Union currently serves 2046 members as Saskatchewan’s only closed bond Credit Union consisting of city employees, superannuates and their families. Assets as of March 31, 2025, are $86.5 Million with a loan portfolio of approximately $52.6 Million comprised of primarily consumer and residential mortgages.

COMPENSATION:

The salary will be commensurate with qualifications and experience. A very comprehensive benefit package is offered including up to a 7% matched superannuation.

Please submit your resume along with your expected salary by May 20, 2025 to:

Dennis Lozinsky
Saskatoon City Employees Credit Union
222 3rd Avenue North
Saskatoon, SK S7K 0J5
Phone: (306) 975-2925
Email: dlozinsky@scecu.com

We appreciate the interest of all applicants; however only those selected for consideration will be contacted.

Advisor, Business & Ag

Do you have a mind for commercial / agribusiness and a passion for finding solutions that empower business owners to realize their vision? Are you a natural at building strong relationships and consistently exceeding expectations?

As an Advisor, Business & Ag, you are part of a cohesive team of passionate and skilled professionals responsible for the management and growth of an assigned portfolio of commercial and agriculture customers (members). This position focuses primarily on agricultural and commercial lending relationships. You uncover the needs of our members, analyzing information, and delivering personalized financial solutions that prove instrumental to their success. You proactively pursue and attract new business, consistently delivering exceptional high-quality service and advice in your areas of expertise.

What does a typical day look like?

  • You will engage with commercial and agribusiness members to understand their goals and advise on lending & other financial needs,
  • Building, maintaining and enriching relationships. This includes in person and via periodic calls, sharing information on industry changes, retention through reviews, visits, following up on products sold, additional sales, and referrals to other specialists,
  • Understanding financial statements and analyzing financial information, credit underwriting, and reviewing accounts within your portfolio to ensure terms and conditions continue to be met,
  • Promoting our credit union within the community through various activities such as business development, volunteerism, phone calls, emails, and participation in campaigns.

What does it take to be successful in this role?

  • You’re a relationship-builder! You connect with members through conversations, comprehending their business objectives and aligning them within the framework in which we work (i.e. legislative requirements, policy, and procedure),
  • You have demonstrated abilities to work collaboratively within a team and independently,
  • Effective and adaptable interpersonal and communication skills, connecting with members in person, by phone, and electronically,
  • You believe in Synergy’s products and services and promote them effortlessly,
  • Strong time management and organizational skills with the ability to flex and grow with change,
  • A hunger for learning, staying ahead of trends in financial products and services, and technology.
  • Adaptability! Seeking to bring our members the best the industry has to offer.
  • You are passionate about your career, your members, our credit union, and our community, all of which drive your dedication to excellence.

Qualifications:

  • Related post-secondary education (e.g. Finance, Business, or Economics), and 3 years of job-related experience in Canada. Equivalencies considered,
  • Grasp of lending requirements, guidelines, and regulations,
  • Working knowledge of third-party report requirements,
  • Previous experience working with Microsoft Office products and virtual meeting tools. The ideal candidate will be proficient with DNA, Valeyo, and CRM (Customer Relationship Management) software.

Submit your cover letter and resume via email to careers@synergycu.ca by end of day Sunday, April 21, referencing competition #253302 in the subject line.

More details:

  • Term: Permanent, full-time
  • Hours: 37.5 hours weekly
  • Location: New Community Branch, Saskatoon. This position may be required to travel periodically and is expected to work with some degree of flexibility in hours of work and travel.

What do we offer?

We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This achievement reflects our dedication to creating a supportive, inclusive workplace where employees thrive. We offer:

  • Work/life balance
  • Generous vacation
  • Competitive salary
  • Benefits and pension (from day 1), and fabulous perks like preferred rates
  • Investment in your professional development
  • Leadership development and mentorship programs
  • Community involvement opportunities

A little more about us:

Synergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn customers’ (members’) trust, grow our relationships, and build sustainable communities.

We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.

We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets.

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis.

 We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will be required to undergo a bonding process that includes a criminal record check and credit check.

 

Synergy aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

 Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

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