Occupation Types: Lending – Commercial

Senior Credit Adjudicator

We are expanding our team to help us evolve through the next stage of our growth journey, and we hope that you can help shape our future. We now have a career opportunity for a Full Time Senior Credit Adjudicator. This position may work remotely within Saskatchewan or onsite at our Saskatoon or Regina location.

As the Senior Credit Adjudicator you will be….

Responsible for providing credit analysis and adjudication services, primarily for commercial (small and medium-size business) credit requests, in adherence to the credit management framework. You will participate in the management of the syndicated loan portfolio and contribute to the success of TCU through the management of credit risk.

As the Senior Credit Adjudicator you are ….

  • An accomplished, motivated professional with a thorough understanding of credit analysis and adjudication, particularly as it pertains to commercial lending.
  • A credible, knowledgeable specialist with strong inter-personal skills necessary to develop and maintain foundational relationships with TCU’s internal and external partners.
  • An adept negotiator, capable of protecting TCU’s interests and margins while maintaining positive relationships with our partners.
  • An analytical thinker, proficient in objectively analyzing data, research and financial statements to substantiate decisions.
  • A highly ethical decision maker, with the ability to remain objective and independent when making decisions.
  • A positive and driven self -starter, with clear determination to ensure both personal and departmental success.

If you are motivated by the thought of this challenge ….

And can demonstrate success through a minimum of 3-5 years of experience in the commercial lending field along with a post-secondary degree in Commerce or Business Administration and formal training related to general lending/commercial lending, this position may be for you!

Get to know us

TCU Financial Group is a Saskatchewan credit union who, for over six decades, has been dedicated to helping our members and our own TCU Team reach their goals. Our roots and our commitment to fostering financial health in our communities run deep.

Rewarding times ahead

We’re growing and evolving our organization – and we need talented people who are passionate about creating and delivering meaningful financial solutions for our members. In addition to providing competitive compensation, benefits and pension programs, we support our TCU Financial Group Team and their families by providing an enhanced vacation program to enjoy time doing what they love outside of work.

Thank you for your interest in exploring your future with us!

The deadline for this career opportunity is Friday, June 3, 2022.

Please submit your resume and cover letter to:

Human Resources Department
TCU Financial Group
Email: hr@tcu.sk.ca
Web site: www.tcufinancialgroup.com

Lending Services Officer

THE POSITION:

 

Due to a recent opening in our lending department, North Valley Credit Union is seeking the services of a qualified Loans Officer. The successful candidate will report directly to the Loans Manager.  Responsibilities will include duties typically associated with the lending function such as interviewing members, monitoring portfolio performance and focusing on growth opportunities. While we seek an individual with prior experience in the lending area, we are prepared to train the skills necessary to fulfill the position responsibilities. This position will provide the opportunity for the successful applicant to gain exposure to various types of lending.   This position is available immediately and the job posting will remain open until filled.

 

 

QUALIFICATIONS:

 

  • Minimum grade 12 diploma supplemented by direct lending training and experience
  • Consideration given to those individuals with loan security clerk abilities and seeking to advance their career
  • A record of completing both formal and informal training and self-development courses
  • Strong business development and relationship management skills
  • Proven ability in portfolio management
  • Strong written and verbal communication skills are a must
  • Willingness to engage in all types of lending
  • A working knowledge of syndicated loans and lease adjudication will be an asset but this can be learned over time.

 

 

COMPENSATION:

 

The level of compensation provided will depend upon qualifications and experience. We offer a competitive and comprehensive compensation package, which includes an 8% matched defined contribution pension plan as administered by the Co-operative Superannuation Society.  This position will also qualify for participation in a very generous, un-capped variable pay-profit sharing program that is industry leading within the credit union system of Saskatchewan.  A full range of employee benefits are provided including medical, dental, life insurance and more. Access to an annual training budget to enable you to grow in your position.

 

PERSONAL ATTRIBUTES:

 

We are seeking an individual with an upbeat and optimistic personality. One who finds it easy to get along with fellow workers and the membership at large and has an outgoing personality. Someone who communicates well and supports others and is fully capable of operating and succeeding within a diverse group of employees. Ideally, you will be someone who is fully engaged in the business of the company.

 

THE CREDIT UNION:

 

North Valley Credit Union is a single branch operation located in the Town of Esterhazy. Total assets under administration are approaching $ 128 million. NVCU has the highest risk-weighted capital ratio of any credit union in the province combined with some of the lowest delinquency ratios. The staff complement is 11 FTE.

 

THE COMMUNITY:

 

Esterhazy is located north of the Qu’Appelle valley, 73 km from the Manitoba border and 90 km southeast of Yorkton. It has a population of approximately 2,800 and is a full service community. Located within our community is a hospital, medical clinic, dentist, part-time Optometrist, an RCMP detachment and K-12 schools plus a daycare centre. Other amenities include a 9-hole grass green golf course, curling and skating rinks, three gymnasiums including an Anytime Fitness facility, outdoor aquatic centre, children’s park, walking trails, museum, library, Potash Interpretive Centre and bowling alley.  It also has a strong retail sector consisting of three pharmacies, two grocery stores, three convenience stores, a hardware store, bargain shop and several restaurants. The potash mines in the immediate area are expanding and this increased economic activity bodes well for the future of this geographic region.

 

 

Please submit your resume by May 20th, 2022 to:

 

Chandra Preece, Loans Manager

PO Box 1389

Esterhazy, Saskatchewan

S0A 0X0

Ph   # 306-745-6615

Fax # 306-745-2858

E-mail: Chandra.preece@northvalleycu.com

Commercial Banking Analyst

The Company:

First Nations Bank of Canada (www.fnbc.ca) is a federally chartered bank servicing Indigenous and non-Indigenous customers throughout Canada. We are focused on delivering superior customer service and offering a full range of personal and business banking products. First Nations Bank has a strong history of growth and profitability with a clear strategy of expansion in the Canadian marketplace and provides ongoing career opportunities for our employees.

Location:

We are looking for an experienced, highly motivated and organized individual to fill the role of Commercial Banking Analyst on a Monday through Friday work week. This position has the option to be based in either our Saskatoon, Saskatchewan or Winnipeg, Manitoba office. Our Saskatoon office is located on First Nations land.

The Challenge: 

Reporting to the Senior Commercial Banking Analyst you are accountable for providing support to Account Managers in the risk management of customers; preparing competitive credit package with a high quality of risk assessment, due diligence and credit presentation; understanding pricing models and applying them effectively; identifying business opportunities amongst existing customers; while adhering to the Bank’s guidelines, policies and procedures.

Qualifications:

  • Experience related to business lending, financial analysis and administration
  • Must have post-secondary education in business (BComm, MBA)
  • High proficiency with software programs (Excel and MS Word)
  • Analytical with ability to pay close attention to detail and prioritize work routine
  • Highly motivated and enthusiastic self-starter who takes an outgoing and enthusiastic approach to their work
  • Ability to adjust to changing work priorities and meet time sensitive deadlines
  • Highly adaptable, professional and efficient
  • A strong desire to learn, grow and succeed

Make First Nations Bank of Canada Your First Choice

Please submit your cover letter and resume to: Email: hr@fnbc.ca  

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Senior Manager: Commercial Adjudication

KOOTENAY SAVINGS CREDIT UNION

Kootenay Savings, the region’s leading credit union with over $1 billion in assets, over 39,000 members and over 200 employees, continues to strive to fulfill our vision:

To be the best provider of financial services and the best place to work in the communities we serve.

Do you… have advanced knowledge and experience in commercial credit and know what it takes to succeed in the competitive financial services market? Are you a natural leader who thrives in an ever-evolving work environment and aspires to make a positive difference each and every day? Are you a motivated self-starter with a proven track record of success in commercial lending oversight, adjudication, and underwriting?

If so… we want to hear from you!

We’re looking for a Senior Manager Commercial Adjudication to join our team.

As Senior Manager Commercial Adjudication you are responsible for the operational control of the credit union’s commercial lending portfolio, commercial adjudication and retail & commercial administration in a manner that supports operational efficiency and ensures compliance with regulatory and organizational practices, policies & procedures, and risk framework.

Your main responsibilities include:

  • Being accountable for the planning, development, and implementation of policies, programs and strategies in support of commercial lending functions and credit support lending administration
  • Providing operational oversight of compliance with enterprise risk management (ERM) policies and practices and maintenance of lending operations, risk, and administrative practices, policies, and procedures
  • Providing managerial and administrative control of the commercial lending portfolio, adjudication and retail and commercial credit support administration
  • Being accountable for providing managerial direction and leadership to the centralized management team to achieve established organizational performance goals
  • Being accountable for operational oversight of commercial annual reviews and renewals of credit facilities in the commercial credit portfolio
  • Providing managerial oversight of the commercial credit collection function and having accountability for identifying areas of potential risk and initiating actions to mitigate potential losses within established controls
  • Commonly acting as a project lead, as well as supporting the execution of a variety of cross-functional strategic projects

The ideal incumbent will possess:

  • A Bachelor’s Degree or designation requiring 3 to 4 years’ full-time study or equivalent
  • A minimum of 10 years’ progressive leadership experience in the financial services industry with a focus on commercial credit execution, oversight, adjudication, underwriting and credit design
  • Advanced knowledge of commercial credit underwriting policies and procedures
  • Advanced knowledge and experience in managing commercial credit including underwriting, portfolio quality oversight and compliance with regulatory requirements
  • Strong knowledge in credit risk management policies and procedures and regulatory requirements relative to credit union credit risk management
  • Strong knowledge of credit management information reporting infrastructure to further enable overall credit portfolio management
  • Strong experience in policy and procedure administration, internal controls and auditing systems
  • Strong understanding of consumer and commercial deposit and lending practices, collection techniques and legislative regulations and statutes as they pertain to consumer and business deposit and lending activities
  • Strong knowledge of information technology best practices and the ability to keep abreast of new technologies
  • Knowledge of and commitment to maintaining current knowledge of legislative requirements, best practices, local community and financial industry trends and forecasts as they related to the functional areas of the position
  • Strong project management and planning skills

Leadership Competencies:

  • The ability to anticipate strategic business demands and effectively align people, processes, and systems so that the appropriate talent, structure, and operating models are in place
  • The ability to take a creative approach to opportunities or issues, think “outside the box” and explore unique ways to create value for members, communities, and the organization
  • The ability to develop breakthrough strategies that clearly differentiate the business within the communities it serves, while operating in an environment of flux, rapid change, and technological disruption
  • The ability to understand and leverage knowledge of the credit union and financial system including key external relationships, political and economic forces, emerging alliances, competitors, and the regulatory context
  • The ability to courageously face new challenges and opportunities
  • The ability to execute business strategies within an uncertain, complex, and ambiguous business landscape and ensure accountability for results
  • The ability to form a deep understanding of members’ needs and to develop member-centric solutions across multiple channels that exceed their expectations
  • The ability to work within and across groups and/or organizations to solve complex issues and create the best solutions that benefit members and our communities
  • The ability to persuade, convince, influence, or gain the commitment of others to support an idea, adopt a specific direction, or commit to an initiative in support of the business of the credit union system
  • The ability to recognize and moderate one’s effect on others and the organization, building trust by choosing to act with integrity and authenticity
  • The ability to inspire a sense of direction and shared purpose for employees, while energizing and motivating them to advance the vision

Why work for us?

We know that our dedicated employees give us a lot and are key to our success; in return we offer a total rewards package that includes:

  • Competitive salary of $96K – $121K based on skills and experience
  • Competitive benefits including extended health, dental and vision coverage
  • Health care spending account
  • Paid vacation, sick time and floating holidays
  • Confidential employee and family assistance program
  • Continual training, development and coaching
  • Unique staff benefits on products such as bank accounts, loans & mortgages
  • The opportunity to build a satisfying career in an organization that incorporates many leading-strategic initiatives
  • Being part of an organization that puts their community and employees first
  • Being part of a talented and dedicated team who improve our members’ financial lives

Remote work options for this opportunity may be considered.

Nestled in the natural beauty of the Selkirk and Monashee mountain ranges, next to the mighty Columbia River, the Greater Trail area offers year-round activities for the outdoor enthusiast from golfing to skiing, mountain biking, kayaking, fishing, hiking and much more.  Amenities include the region’s largest hospital, Selkirk College and an aquatic and leisure centre, all surrounded by inviting neighbouring communities. Affordable, safe and volunteer-oriented communities provide all the modern technology and amenities to keep you connected. Here you will find outstanding opportunities for living life well and to its fullest.

For more information about the Greater Trail region, please visit imaginekootenay.com

For more information about Kootenay Savings, please visit kscu.com

Please apply online through the careers section of our website at kscu.com to upload your resume and complete the application questions.

Closing date:  Open until filled

We thank all applicants for their interest; however only short-listed applicants will be contacted.

VP, Operations

Primary Purpose:

The Vice President, Operations (VP, Operation) is a member of the Senior Leadership Team who provides leadership, oversight and coordination of retail banking operations, insurance, financial planning, and facilities for Northern Savings Credit Union.  This leader translates business strategies into goals, objectives, and processes to affect sound and prudent operations of the Credit Union all in an effort to ensure exemplary member service.

This business unit leader is responsible for sales and services including, member support, needs assessment, escalation of issues, overseeing the provision of exemplary member service, providing for engagement of employees, managing the operations to be efficient and effective.  This position is responsible for the ongoing maintenance of the buildings, efficiency, and good working conditions of the facilities.

The VP, Operations is to conduct their duties while demonstrating positive leadership within the Credit Union and externally in the community. They are to inspire the employees to achieve their maximum potential and produce results in the best interest of the credit union while respecting the members.

Core Occupational Skills:

  • Sales skills
  • Recognizes basic financial terminology
  • General understanding of industry conditions
  • General knowledge of competitors products and services
  • General knowledge of the features and benefits of credit union products
  • Human Resource management (Employee Engagement)
  • Understands Compensation and benefits
  • Recruitment
  • Performance management, conflict resolution
  • Compliance and labour standards, human rights legislation
  • Human resource policy and procedure development, implementation, interpretation
  • Planning/forecasting/budgeting
  • Credit Union product knowledge
  • Knowledge of Credit Union philosophies and principles
  • Working knowledge of Credit Union technology and operations
  • Understanding of Credit Union Act and regulations; policies and procedures

 Education & Experience:

  • University degree is required
  • Four to six years of related management experience
  • Or an equivalent combination of education and experience.
  • Extensive financial services experience is required.
  • Expert knowledge of products and services and their regulatory requirements is required.
  • Experience evaluating and drafting policy and procedures is preferred.
  • Extensive experience in evaluating all aspects of credit decisions, at a corporate level is required.
  • Extensive sales and service experience is required.
  • Extensive lending experience is preferred.

Travel is a requirement of this position.

Please send your cover letter and resume to info@northsave.com.

We thank all applicants for their interest. Please note that we will only contact individuals for an interview.

Commercial Training Officer

At ABCU Credit Union Ltd. (ABCU) our culture is based on the foundations of Service Leadership.  Our approach is to deliver excellent experiences to employees to ensure our employees engage our members based on their goals and interaction preferences with the end goal of increased member satisfaction, loyalty, and advocacy.

The Commercial Training Officer role is part of the Commercial Services team and ABCU.  This role is a learning role, designed to ensure that an exceptional “Service Leadership” experience to our members by learning all aspects of both personal and commercial lending.  The Commercial Training Officer program is a formal learning path that requires the incumbent to be a self-starter and seek to learn over the length of the training program.

AT the successful completion of the training program, the incumbent is considered fully trained and will be promoted to the role of Commercial Account Manager.

EXPERIENCE

  • Comfort and ability to work with a high level of detail/accuracy.
  • Proficient use of Microsoft Office Suite (Word, Excel, Outlook, SharePoint).

 EDUCATION

  • Post-secondary degree or diploma preferred.

RESPONSIBILTIES

The training program plan provides training for the different aspects of lending. This onboarding program is 24 months in length and can be adapted based on the incumbent’s previous experience.

  • Module 1 – Consumer Lending
  • Module 2 – Commercial Services Administration
  • Module 3 – Commercial Lending
  • Module 4 – Commercial Portfolio Management

Throughout the training program, the incumbent is assigned a mentor.

Interested candidates please provide a cover letter, salary expectations and resume to Cindy Bennett at general@abcu.ca

 

ABCU Credit Union thanks all applicants for their interest; however, only those selected for an interview will be contacted.

Closing date: This position will remain vacant until a suitable candidate is identified.

Job Types: Full-time, Permanent

Senior Loans Officer

Our Loans Officers are available to our members through in-person meetings, phone calls, and other forms of electronic communication. The ability to provide expert advice when it’s truly needed is crucial to meeting our members needs. We know our members, and to see their successes is extremely rewarding. The Senior Loans Officer is responsible for oversight of their own lending portfolio, which will include agriculture, and commercial files. Each portfolio has a different level of complexity and presents the opportunity for new learnings each and every day! The role of Loans Officer can be challenging, yet rewarding, and the reward far outweighs the challenge!

You have a desire to learn and have an in-depth understanding of lending practices and procedures. The ideal candidate will have many years of service in the credit union system, and a minimum of six to ten years as a lender. You have an appetite for risk, and know when to take the risk, and when to shy away from it. You will be responsible to mitigate risk of default. When required you will initiate action to collect on delinquent loans, as necessary.

Building relationships is important. In fact, it is essential to our business. The other key part of the Loans Officer role is to foster new relationships and grow new business. You will regularly visit and maintain contact with your current and potential members. You enjoy the rush of that first contact, and have no problem popping into a business for the first time to meet the owner and take those first steps in fostering a relationship. When the time is right, you’ll ask for the business!

This exciting opportunity is available in our Quill Lake Branch; however, most of your work time will be spent out of the office fostering relationships. You will be required to travel within and outside of our trading area and to other branches. You will participate in a comprehensive development plan, equipping you with the knowledge and tools to confidently assist our members, and grow your career. You will be part of an amazing team, working together to meet the member’s and organization’s goals!

Education & Qualifications
• One year post-secondary training
• Working knowledge of computer systems
• Six – Ten Years of job-related experience
• Credit Union experience considered an asset
• Bondable
• Commitment to continuous self-development

Accent Credit Union has branches in Quill Lake, Kelvington and Jansen. We are a financially strong organization with assets of over $270 million, and we continue to grow! We are dedicated to our members, and our communities. We respect our people and their contribution to our success. We encourage employee involvement and participation. We reward our people for their teamwork and for achieving objectives. Our people make the difference for our members’ service experience. Compensation is competitive and will be based upon qualifications and experience. Accent Credit Union offers a full range of benefits, an employee incentive program, including a wellness program.

Qualified applicants are invited to submit their resume and cover letter in confidence by March 31, 2022, to:
Trisha Vigoren – Manager, Finance & Corporate Services
Quill Lake Branch – Box 520, 78 Main St., Quill Lake, SK, S0A 3E0
hr@accentcu.ca

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

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