As a Credit Specialist, you evaluate credit applications and adjudicate credit outside the limits of the teams responsible for lending activity across our Credit Union. You review applications for compliance to sound practice, policies, procedures, and regulations. You achieve this by reviewing lending information and analyzing financial statements and supporting information to assess credit worthiness and risk coverage of loans.
Your attention to detail is key in this role. You demonstrate advanced knowledge of sound lending practices, policies, procedures, and laws governing all lending. Along with your expertise and exceptional customer service skills, you use prudent judgement and decisiveness in the analysis, approval, recommendation and decline of loans. You are also a willing coach and provide feedback on the submission and adjudication decision to team members.
You’ll be successful in this role if: others describe you as responsive, exceedingly competent, organized, and driven to dig into a file and understand the story. You know what’s critical to keep the application on track, and continually adapt to changing circumstances. You have a professional presence, and work daily to build relationships, credibility, and the competence of those around you.
Qualifications:
You have:
- A related degree or diploma,
- Experience in the areas of agricultural, commercial, and consumer lending and an understanding of lending requirements and compliance,
- Excellent comprehension, communication, and interpersonal skills,
- Solid working knowledge of MS Office,
- Experience with customer relationship management software and loan origination systems,
- Experience with syndications is preferred.
An equivalent combination of education and experience will be considered.
The Location:
Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis.
This role is eligible for hybrid work. Ideally, the incumbent would be based in Lloydminster or one of the communities we serve (Kindersley, Saskatoon, etc.).
To Apply:
Submit your cover letter and resume before the end of day on Sunday, March 19th, 2023, to: careers@synergycu.ca. Please quote competition #233301 in the Subject Line.
We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will be required to undergo a bonding process that includes a criminal record check and credit check.
Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.
Learn about us at www.synergycu.ca, on YouTube, and on social.