Lending – Commercial – Page 8 – Credit Union Careers

Associate Business Advisor

Apply By July 11

Open to any Innovation advice centre location in Saskatchewan

Annual Salary: $53,248 – $73,216

Innovation Federal Credit Union has a bold ambition. In addition to being Canada’s newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenets of the digital business model, like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians – that’s our purpose.

How does this position help fulfill Innovation’s purpose? Glad you asked!

The Associate Business Advisor works with a team of Ag & Commercial Business Advisors to deliver high caliber advice and member experience. They will work within their teams to proactively develop strategies and target service offerings to increase sales. Associate Business Advisors will be knowledgeable on Policy, Practice and Procedures to effectively ensure loan quality that will result in high scoring Quality Assurance.

WIIFY (what’s in it for you):

Competitive Salary
Diverse and Inclusive Culture that continues to evolve
Flexible work arrangement options
Strong benefit package
7% Superannuation matched contribution program
Attractive variable incentive program
Wellness Days to create appropriate work/life balance
Paid Education opportunities to ensure our members have the most equipped staff to help them
A purpose-driven organization that focuses on the values of Accountability, Integrity and Respect
And lots more reasons to love where you work and what you do!

What our team is looking for:

A growth mindset that emulates Model, Coach and Care behaviours in every activity and approach
A solution mindset that feeds inertia
An ambassador willing to promote our team inside and outside the organization.
Somebody who is digitally capable and wants to dig into new technology with enthusiasm!
Somebody who can work with occasional ambiguity with a focus on process evolution.
A mindset of Solve, Serve, Sell – a problem solver, serving our members directly or indirectly, and selling our brand!
Somebody to sweat the small stuff, but also see the big picture.
Personality and Energy – a flair for polish, and you bring your personal, creative touch to everything you do!

What will you do?

Assist with ECI input & analysis
Assist with completion of Loan documentation
Ensure all loan activities are in compliance with relevant legislation, regulations, policies, and procedures
Recognize and acts upon business development opportunities that would be beneficial to the organization and its members as a whole
Participate in the development and support achievement of sales targets, marketing plans, and member service standards
May act as resource for appointments with members on initial loan requests or finalizing signatures on documents
Complete assigned training and development programs for career development purposes.

Some things that would impress us:

Minimum 1 year of formal post-secondary education or equivalent; plus 1 to 3 years of job-related experience (i.e., opening business accounts, consumer lending, quality assurance) or equivalent combination of education and experience
Working knowledge of various software packages, including but not limited to, Microsoft Office Suite, ECI, ProLender, FCT, iClic
Completion of courses related to Consumer Lending, Residential Mortgage, Commercial and Agricultural Lending would be considered an asset
Proven sales and service skills and commitment to growing Innovation Federal Credit Union business attained through demonstrated use of sales and service principles
Strong communication skills with the ability to relate well to members and co-workers

Interested?

Click the ‘Apply now’ button!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada. In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.

Credit Risk Analyst

WE’RE HIRING!

Credit Risk Analyst

Are you interested in a meaningful career where you can contribute to the financial well-being and economic growth of Indigenous people and communities in Canada? The Bank is at an exciting time in its’ history, we’re growing, and as a result, we’re increasing our workforce with bright, energetic, purposeful individuals of all walks of life.

As a Credit Risk Analyst, you will be recommending new credit, existing credit and extensions of credit through research and analysis of financial documents. This is a permanent full-time position. We are open to hybrid or in-office at one of our main office locations in Saskatoon or Vancouver. These locations are on First Nations land.

Here’s what you’ll be doing:

Support the commercial and personal lending process through adjudication of credit applications
Contribute to bank customer service standards through timely turnaround of deals
Enter, update and retrieve information for credit applications
Determine credit worthiness of applicants
Designate degree of risk involved in extending credit by performing cash flow analysis of businesses
Ensure all approved applications comply with lender criteria
Respond to inquiries from lenders
Review deals and field questions from Commercial and Retail teams
Assist with company and client audits
Keep abreast of financial news and trends
Practice due diligence

What we’re looking for:

Bachelor’s degree in Finance, Accounting or related field
Three (3) years’ experience working in a credit or financial analyst related role
Understanding of loans and lending procedures
Understanding of business, economic, and industry risk
Demonstrated sound judgement
Attention to detail
Organizational and interpersonal skills,
Ability to manage a high volume of work with tight deadlines
Strong analytical skills
Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our website at www.fnbc.ca or send your resume and cover letter by email to apply@fnbc.ca. The posting will remain open until it is filled.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Manager Credit Risk

WE’RE HIRING!

Manager, Credit Risk

As a Manager, Credit Risk, you will be overseeing the Bank’s credit granting process by primarily adjudicating, reporting and tracking procedures for commercial, personal and mortgage lending nationwide. This is a permanent full-time position. We are open to hybrid or in-office at one of our main office locations in Saskatoon or Vancouver. These locations are on First Nations land.

Here’s what you’ll be doing:

Support the commercial and personal lending process through adjudication of credit applications
Contribute to bank customer service standards through timely turnaround of deals
Work with the VP to develop solutions, such as new products to address business and personal banking needs
Enhance and maintain the Bank’s Credit Risk Management policies and procedures and lending platforms
Remain current with Credit Risk Management best practices and procedures
Assess commercial applications ensuring they provide a high quality of risk assessment, credit structure, due diligence, and credit presentation
Adjudicate personal and mortgage loan applications ensuring a high quality of risk assessment
Approve credits within delegated limits and make recommendations on others that require approval from the VP or CEO
Regulatory compliance management and testing of commercial and retail credit business functions
Comply with FNBC credit policies, procedures, guidelines, and best practices regarding all credit related matters
Liaise with Internal Audit to identify areas of concern with Credit and Monitoring and Control
Coordinate monthly, quarterly, and annual credit risk reporting
Coach and assist the Commercial Group and Retail Group in maintaining and implementing credit risk controls
Share expertise and knowledge with the Commercial and Retail Groups and other business units
Act as a reference and source of expertise to the Bank and management teams

What we’re looking for:

Bachelor’s degree in Business Administration (Finance or Accounting), Commerce or related field
Five (5) years’ experience working in a commercial banking role and three (3) years credit related
Three (3) years’ experience in a management role
Understanding of loans and lending procedures
Demonstrated sound judgement to make decisions
Attention to detail
Exceptional organizational and interpersonal skills,
Ability to manage a high volume of work with tight deadlines
Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Farm & Business Advisor

Are you an outgoing individual who is great with numbers, and even better at building relationships? We’re looking for a dedicated Farm & Business Advisor who thrives in a fast-paced work environment and prides yourself on helping others to join our team at the Wynyard branch of Cornerstone Credit Union!

As a Farm & Business Advisor you’ll be an important part of a team of knowledgeable salespeople who share a genuine commitment in partnering with our members to achieve their financial goals. You will create exceptional member experiences for both new and existing members by delivering smart financial advice, solutions and alternatives through proactive needs-based sales and services. Through the management of diverse accounts, you will manage an assigned Farm & Business portfolio consisting of small market enterprise accounts.

Post-secondary education in Business or a related discipline with at least 2 to 5 years lending or progressive sales and service experience is the minimum requirement for this position, but you’ll have a leg up if you have actual commercial or agricultural lending experience and have managed a diverse portfolio in a farm and business banking environment. If you know what makes Cornerstone Credit Union different and the products and services we provide, that’s even better! Plus, this position offers plenty of opportunity for on-the-job learning and career development.

You’ll receive competitive compensation, great benefits, and matched pension contributions. We also offer performance incentives and wellness and employment perks. This is an in-scope position and union membership is required.

The cherry on top is the great people who work at Cornerstone. Our team is caring and supportive, and community is at the heart of everything we do. We are proud to be one of Saskatchewan’s Top Employers for the seventh straight year.

Choose a rewarding career at Cornerstone Credit Union.

Assistant Manager, Business Banking

Do you have the skills to lead and coach direct reports to ensure policies, procedures and programs enhance the quality of the work environment? Do you have a good understanding of business development, small business, commercial, agriculture and advisory services? Are you interested in cultivating a proactive member service culture, growing Westoba’s book of business by providing options to members through all service delivery channels?

If so, look no further, Westoba Credit Union is looking for an Assistant Manager, Business Banking, Brandon MB, just like you!

A day in the life as an Assistant Manager, Business Banking:

You will support the Manager, Business Banking Brandon & Rural by assisting with the execution of strategies created in support of organizational advice and service objectives.
You will have a good understanding of small business, commercial, agriculture and advisory services, and be an inspiring team member who is ready to ensure productivity and quality performance to achieve Westoba’s long-term company vision.
You will collaborate with the Manager, Business Banking Brandon & Rural and with other members of the leadership team to execute strategic plans, policies, and operational procedures.
You will foster and maintain a positive work environment conducive to high performing teams and highly engaged staff.
You will be responsible for a portfolio comprising of a mix of agriculture and commercial accounts.
You will negotiate, structure, and recommend loans for approval to the appropriate approval authorities.
You will Manage portfolios including day-to-day decisions, annual reviews, risk mitigation with a strong emphasis on business development and member retention.
You will evaluate the performance of staff, coach and support individual training and development needs.
You will support and develop new and existing account managers through coaching and hands on training.

What you bring to the table:

Post-secondary education is required, a diploma in Agribusiness / Business Administration / Commerce or similar is preferred.
Three to Five years of commercial, real estate, and/or agriculture banking experience is expected; 1-3 years’ experience in a leadership or mentorship role is preferred.
Proven success in sales and business development
A combination of education and experience may be considered.
A high-energy individual who is self-motivated and who can get things done.

What Westoba has to offer:

Competitive compensation and benefits
Company-matched pension program
Results-orientated bonus program
Dollars invested in your education
Discounted rates on your annual GoodLife Fitness membership
Plus awesome financial perks including:
- No-fee chequing and savings accounts
- Preferred rates on deposits
- Discounted rates on loans

If this is you, please submit your cover letter and resume by clicking the APPLY button below. If this role is not right for you, referrals are always welcome!

We thank all applicants; however, only those who are short-listed will be contacted

Relationship Manager

The Opportunity
We’re looking for an energetic retail lender who is savvy in agricultural, commercial and consumer lending to join our team! This position provides lending service to both our Raymore and Dysart branches, as well as the surrounding area.

At Raymore Credit Union, we think differently. As a financial co-operative, we’re guided and inspired by principles that aim to advance the well-being of our members and communities. We’re motivated to do more for them by deepening relationships and delivering a remarkable experience – and we count on our talented employees to get us there! We offer a stunning benefit and pension package, including rewards, work-life balance, and many opportunities to get involved in our local communities. You’ll share our core value of putting people before profits and guided by our vision of building a stronger community. You’ll be part of a collaborative team sharing your commitment, energy, and passion for delivering an exceptional member experience.

How you’ll spend your time

Building relationships by supporting and providing solutions to our ag and commercial members’ goals and concerns, including unique and complex financial needs.
Participating in a goal-oriented environment, assisting members in branch, and from time to time getting out of the office and going to visit the member at their place!
Proactively promoting our products and services to meet/exceed our member expectations, ensuring compliance and member follow-up.
On you… learning and spending time on personal and career development!

Who we’re looking for
The ideal candidate is already lending and has at least some background knowledge of the agriculture world. The candidate would have related post-secondary (ex. Business Diploma), or an equivalent combination of education and work experience; however, we are willing to train the right candidate! A current understanding (or desire to learn) lending requirements is needed. Successful candidates will be very personable and carry excellent organizational and time management skills.

What you get in return

Life-work balance; an organization that really treats you like family
Spectacular benefits package including health and dental coverage, life insurance, and one of the best pension plans around!
Variable compensation that rewards you for your personal outstanding performance
Meaningful work that really makes a difference in our members’ lives
A birthday cake on your birthday 🙂

Our Family
To be a part of our RCU team we’re looking for someone that carries our values:

Caring & Integrity – respectful and providing help to others
Co-operation – works together and willing to put others’ needs first when necessary
Leadership & Prosperity – always encouraging and working towards greater success!
Commitment – a can do attitude – reliable, dependable, and dedicated
Communicating – clearly, honestly, and with positive intent
Flexible – tour to meet with members or ready for a quick convo at the ball field or rink!

Interested?
We encourage you to apply now by sending your resume to Ellen Phillips at ephillips@raymorecu.com
Be sure to get your application in – we can’t wait for you to join us!
This opportunity will remain open until filled.

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Manager Commercial Credit Risk

Location: Trail, BC; Remote work options will be considered for the right candidate

Are you seeking an opportunity that provides a great work-life balance, along with the opportunity to build a satisfying career and be part of an organization that puts their community and employees first? If you have advanced knowledge and experience in commercial lending, adjudication, and risk management and know what it takes to succeed in the competitive financial services market, we encourage you to read on!

THE AREA: ‘Come for a visit, stay for a career!’

Nestled in the natural beauty of the Selkirk and Monashee mountain ranges, next to the mighty Columbia River, the Greater Trail area offers year-round activities for the outdoor enthusiast from golfing to skiing, mountain biking, kayaking, fishing, hiking and much more. Amenities include the region’s largest hospital, Selkirk College and an aquatic and leisure centre, all surrounded by inviting neighbouring communities that are within easy commuting distance. Affordable, safe and volunteer-oriented communities provide all the modern technology and amenities to keep you connected. Here you will find outstanding opportunities for living life well and to its fullest.

For more information about the Greater Trail region, please visit imaginekootenay.com

KOOTENAY SAVINGS CREDIT UNION

We’re the region’s leading credit union with over $1 billion in assets, over 39,000 members and over 200 employees. Our Corporate Office is in Trail, BC along with our Member Service Centre and we have eleven branches throughout the Kootenays offering retail and commercial banking services. We’re community-minded and continue to strive to fulfill our vision to be the best provider of financial services and the best place to work in the communities we serve.

For more information about Kootenay Savings, please visit kscu.com

THE OPPORTUNITY:

We’re seeking a Manager Commercial Credit Risk to join our team. The position is based out of Trail, BC however we are open to consider remote work options for the right candidate.

As Manager Commercial Credit Risk, you are responsible for the development and growth of long term, profitable relationships with our commercial members through appropriate adjudication and mitigation of credit risk and confirming appropriate pricing of credit relationships.

Your main responsibilities will include:

Being the primary point of contact for commercial loan adjudication, ensuring sound and timely credit decisions conform to policies and procedures.
Managing the day-to-day oversight of the commercial annual review and renewal functions of credit facilities in the commercial credit portfolio.
Reviewing and recommending enhancements to ensure policies, procedures, regulatory guidelines, and sales and service needs are met.
Ensuring effective controls are in place and performing ongoing monitoring of the loan portfolio.

The ideal incumbent will possess:

Post-secondary diploma, degree and/or certification in business or a related program
Minimum 5 years progressive experience in the financial services industry with a comprehensive knowledge of commercial lending, adjudication, and risk management
Strong understanding of underwriting guidelines and excellent adjudication skills including commercial portfolio risk management
Sound knowledge and understanding of business financial statements, business case and cash flow analysis and real estate lending
General knowledge of consumer and retail mortgage lending including financial products & services
Thorough knowledge of the commercial banking marketplace and the market area’s key industries and competitive positioning
Advanced knowledge of lending policies, procedures, and regulatory guidelines
Advanced knowledge of personal computer-based literacy skills including proficiency with Excel spreadsheets
Strong planning, organizational and time management skills
Excellent interpersonal and communication skills
Self-motivated and resourceful
Demonstrated exceptional analytical skills
Ability to effectively problem solve and manage conflict

Leadership Competencies:

The ability to take a creative approach to opportunities or issues, think “outside the box” and explore unique ways to create value for members, communities, and the organization
The ability to develop breakthrough strategies that clearly differentiate the business within the communities it serves, while operating in an environment of flux, rapid change, and technological disruption
The ability to understand and leverage knowledge of the credit union and financial system including key external relationships, political and economic forces, emerging alliances, competitors, and the regulatory context
The ability to work within and across groups and/or organizations to solve complex issues and create the best solutions that benefit members and our communities
The ability to recognize and moderate one’s effect on others and the organization, building trust by choosing to act with integrity and authenticity
The ability to inspire a sense of direction and shared purpose for employees, while energizing and motivating them to advance the vision

Why work for us?

We know that our dedicated employees give us a lot and are key to our success; in return we offer a total rewards package that includes:

Competitive salary of $81K – $95K based on skills and experience
Competitive benefits including extended health, dental and vision coverage
Health care & Personal spending account
Paid vacation, sick time and floating holidays
Confidential employee and family assistance program
Continual training, development and coaching
Unique staff benefits on products such as bank accounts, loans & mortgages
The opportunity to build a satisfying career in an organization that incorporates many leading-strategic initiatives
Being part of an organization that puts their community and employees first
Being part of a talented and dedicated team who improve our members’ financial lives

Please apply online through the careers section of our website at kscu.com to upload your resume and complete the application questions.

We thank all applicants for their interest; however only short-listed applicants will be contacted.

Branch Manager

The Position:

The Branch Manager shall direct and manage all branch activities in order to achieve specific goals and targets. Serve our members to the highest standards so that Vision Credit Union Ltd. can increase brand equity and reputation. Invest time and money in our organization’s personnel to ensure high retention rates, and attract qualified applicants. This position oversees that the staff performs all operational functions while conveying a feeling of trust, security and satisfaction to members and staff.

This is a full time permanent position.

For complete job posting details, please visit our website www.visioncu.ca/personal/aboutus/careers

The Person:

Agriculture Industry experience or 2-3 years of agricultural lending experience.
Minimum 5 years of credit granting or other financial institution lending experience.
Proven management, coaching and motivational skills including exposure to all areas of lending, banking floor and accounting.
Ability to deal with people sensitively, tactfully, diplomatically, and professionally at all times.
Superior time management skills, multitasking skills, and the ability to prioritize tasks with minimal supervision.
Exceptional conflict resolution, negotiation, and objection handling skills.
Cooperative or Credit Union industry experience is a benefit.

Compensation:

Salary range $85,000 to $110,000/annually
Comprehensive benefits package.

SUBMIT RESUME AND COVER LETTER TO:

Jennifer Hormann,
Vice President of Human Resources
Vision Credit Union Ltd.
Corporate Office
5007 – 51 Street
Camrose, Alberta T4V 1S6
Fax 780-679-0569
jobs@visioncu.ca

Only those individuals invited for an interview will be contacted.

Commercial & Agriculture Relationship Specialist

Job Status: Permanent Full-Time

Preferred Job Location: Hybrid Remote

Prairie Centre Credit Union, Saskatchewan’s leading rural-based credit union, currently has a permanent full-time Commercial & Agriculture Relationship Specialist opportunity available. The successful candidate will be a self-motivated, dynamic individual with a strong aptitude for relationship-building with current and prospective members, as well as internal teams. Reporting to the Vice President Retail Relationships, the Commercial & Agriculture Specialist will provide support to the retail team of Relationship Managers within Prairie Centre to ensure exceptional service to members.

Responsibilities:

Actively find opportunities to expand existing member relationships and for the acquisition of new member accounts through networking, referrals, and connections
Act as subject matter expert for large and complex commercial and agricultural lending requests
Build and manage the relationships of key member accounts in collaboration with regional Relationship Managers
Work together with regional teams on business development, growth, and community engagement strategies
Regular travel across PCCU trading area will be required

Qualifications:

Undergraduate degree in Business or Agriculture, or an equivalent combination of education and work experience
Extensive knowledge and experience in commercial and agricultural lending
Ability to take initiative with demonstrated experience in achieving sales/growth targets
People-oriented with the desire to interact, work with, and develop relationships with co-workers, current and prospective members, and community
Well-developed organizational and interpersonal skills

Prairie Centre Credit Union provides employees with the opportunity for personal and professional growth within an environment that promotes continuous learning. We offer a competitive compensation package, excellent employee benefits including relocation assistance, and a matched superannuation plan.

For additional information on this opportunity, please contact Brett Speight, Vice President Retail Relationships, at 306-882-5595.

To apply, please submit a copy of your cover letter and resume on or before Monday, May 15, 2023, to: Cara.Nisbet@pccu.ca.

We thank all applicants for their interest; however, only those candidates being considered for an interview will be contacted.

Corporate Development Specialist

CORPORATE DEVELOPMENT SPECIALIST
Permanent Full Time & Temporary Full time (expected until December 2024)
Open to any location in Saskatchewan

Closes April 28

Annual Salary: $61,734 – $84,885

The Corporate Development Specialist is a digitally capable, creative thought leader who will be facilitating, developing and maintaining various internal training programs for our organization. We come to work to simplify banking for all Canadians. That’s our purpose. As such, we are looking for somebody who can emulate this in their approach. Somebody who wants to make training and development fun and meaningful. Our expectations for all leaders to Model, Coach and Care are part of our culture and will be necessary in delivery of our programs.

FIRST, (WIIFY) Here is what’s in it for you:

Competitive Salary.
Diverse and Inclusive Culture that continues to evolve.
Flexible work options.
Strong benefit package.
Superannuation matched contribution program.
Wellness Days to create appropriate work/life balance.
Paid Education opportunities to ensure our members have the most equipped staff helping them.
A purpose driven organization that focuses on the values of Accountability, Integrity and Respect.
And lots more reasons to love where you work and what you do.

What our team is looking for:

A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach.
Solution mindset that feeds inertia.
Ambassador who’s willing to promote our team inside and outside organization.
Somebody not looking for ‘a job’. Our team and members deserve somebody who thinks bigger than that.
Somebody who can work with occasional ambiguity with focus on process evolution.
Somebody to sweat the small stuff but also see the big picture. Calm under pressure. And deadline focused.
Personality and Energy. A flair for polish.

Some things that would impress us:

A CPHR or facilitation delivery certification/designation demonstrates commitment to the field/career.
Lending or retail banking experience is an asset to help develop relevant & conceptual training.
Experience in Microsoft O365 tools including Dynamics CRM and Viva.
Experience in Program design and facilitation.
Project Management experience can help when implementing new changes moving forward.
Proven examples of process improvement that you initiated or were key in delivering. Extra marks for digital, AI or automation enhancements.

Apply at www.innovationcu.ca/careers