Occupation Types: Lending – Commercial

Financial Services Advisor

The Synergy Experience – what is it exactly?  Just ask our employees. Their dedication to our customers (members) and each other has created an incredible place to work. We’re local, we offer personalized and competitive products & services. We are proud to be a part of a local and community focus and are seeking a Financial Services Advisor to help us continue our rich tradition of serving our community – since 1943!

What do our Financial Services Advisors do?

As an FSA, you will work in a retail banking environment where you have a meaningful impact on the financial wellness of members. You connect with existing and prospective members, understand their financial and personal goals, provide informative and personalized advice, and recommend the right products and solutions to achieve their goals and enable their financial success.

Our ideal candidate is a relationship builder. You’re motivated, with strong problem-solving and organizational skills. You’ll be a part of a team of knowledgeable professionals who share a genuine commitment to working with and delivering exceptional service to our membership, including account and deposit products, investments, and consumer lending products and services with some potential for small business/ag loans.

If building relationships, problem solving, and meeting challenges interests you…this dynamic career is what you’re looking for!

 

As a Financial Services Advisor, you will:

  • Manage a portfolio of members, partnering with current and potential members to understand their goals and priorities
  • Advise on and deliver a variety of products and services to successfully meet members’ needs
  • Engage in outreach, marketing, and follow-up opportunities to proactively seek out new business and deepen existing relationships, and
  • Promote Synergy Credit Union within our communities, including engaging in business development activities, volunteerism, phone calls, emails, and participating in campaigns.

 

What you need for this role:

  • Related post-secondary education (such as a Diploma or Degree in Business) and one to four years of job-related experience, or an equivalent combination of education and experience
  • Strong experience in consumer lending is required
  • Relationship and business development skills
  • Previous sales experience working with goals, strong closing/referral techniques, and pipeline development is desired
  • Mutual Fund Accreditation or successful completion of accreditation within 3 months of hire

 

We encourage you to apply. We have two levels in this role. Placement within these levels is dependent on experience and education.

 

What do we offer?

  • Preferred rates on our products and services
  • Benefits and Pension
  • Competitive salary
  • Investment in your professional development
  • Community involvement

 

If the above describes you, we want to hear from you. Submit your cover letter and resume to careers@synergycu.ca, by end of day on July 30, 2023, referencing competition #235606 in the subject line.

More details:

  • Hours: 37.5 hours weekly.  Permanent full-time. Currently Monday to Friday, 8:30 a.m. to 5:00 p.m.  Flexibility to work outside various hours is required for travel, events, and member meetings.

 

A little more about us:

At Synergy, our members are owners who profit when we do and who get a say in how we are run. We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 29,000 members and have reached over $2.5 billion in assets.

We were named one of Saskatchewan’s Top Employer for the 6th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

 

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will be required to undergo a bonding process that includes a criminal record check and credit check.

 

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Relationship Manager

The Opportunity
We’re looking for an energetic retail lender who is savvy in agricultural, commercial and consumer lending to join our team!  This position provides lending service to both our Raymore and Dysart branches, as well as the surrounding area.

At Raymore Credit Union, we think differently.  As a financial co-operative, we’re guided and inspired by principles that aim to advance the well-being of our members and communities.  We’re motivated to do more for them by deepening relationships and delivering a remarkable experience – and we count on our talented employees to get us there!  We offer a stunning benefit and pension package, including rewards, work-life balance, and many opportunities to get involved in our local communities.  You’ll share our core value of putting people before profits and guided by our vision of building a stronger community. You’ll be part of a collaborative team sharing your commitment, energy, and passion for delivering an exceptional member experience.

How you’ll spend your time

  • Building relationships by supporting and providing solutions to our ag and commercial members’ goals and concerns, including unique and complex financial needs.
  • Participating in a goal-oriented environment, assisting members in branch, and from time to time getting out of the office and going to visit the member at their place!
  • Proactively promoting our products and services to meet/exceed our member expectations, ensuring compliance and member follow-up.
  • On you… learning and spending time on personal and career development!

Who we’re looking for
The ideal candidate is already lending and has at least some background knowledge of the agriculture world.  The candidate would have related post-secondary (ex. Business Diploma), or an equivalent combination of education and work experience; however, we are willing to train the right candidate!  A current understanding (or desire to learn) lending requirements is needed.  Successful candidates will be very personable and carry excellent organizational and time management skills.

What you get in return

  • Life-work balance; an organization that really treats you like family
  • Spectacular benefits package including health and dental coverage, life insurance, and one of the best pension plans around!
  • Variable compensation that rewards you for your personal outstanding performance
  • Meaningful work that really makes a difference in our members’ lives
  • A birthday cake on your birthday 🙂

Our Family
To be a part of our RCU team we’re looking for someone that carries our values:

  • Caring & Integrity – respectful and providing help to others
  • Co-operation – works together and willing to put others’ needs first when necessary
  • Leadership & Prosperity – always encouraging and working towards greater success!
  • Commitment – a can do attitude – reliable, dependable, and dedicated
  • Communicating – clearly, honestly, and with positive intent
  • Flexible – tour to meet with members or ready for a quick convo at the ball field or rink!

Interested?
We encourage you to apply now by sending your resume to Ellen Phillips at ephillips@raymorecu.com
Be sure to get your application in – we can’t wait for you to join us!
This opportunity will remain open until filled.

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Associate Manager, Lending Compliance

National Consulting Limited is looking for a lending expert to advise credit unions in the area of lending compliance and business requirements for the lending forms and related material.  This role works closely with credit unions, legal counsel, government and CCUA to research issues, analyze information and develop procedures for credit unions. This position reports to the VP Business Solutions.

 

The Job

 

The successful candidate must be able to work independently as this is a remote (work-from-home) position. In addition to lending compliance advisory services, this role participates in the delivery of lending training and may occasionally require in-person attendance and travel.  This is a permanent, full-time position (37.5 hours per week). Computer equipment is supplied.

 

The Candidate

 

The  ideal candidate will possess:

  • Post-secondary education in Business Administration, Finance, Accounting, Technology, or a related discipline.
  • Minimum 5 years’ lending experience in a credit union
  • Solid understanding of all areas of lending (consumer, commercial, agriculture, mortgage)
  • Advance working knowledge of legislation affecting lending functions in credit unions
  • Project Management skills
  • Knowledge of financial systems and technology used by credit unions
  • Excellent communication and relationship management skills

 

The Compensation

 

NCL offers a competitive compensation package.  Salary will depend on qualifications and experience. Benefits include a matched superannuation pension plan; group benefits (health, dental, life and disability insurance, and a Healthcare Spending Allowance), and paid personal days off.

 

If being part of our team interests you, please submit a resume and cover letter, in confidence, to hr@nationalconsultinglimited.com by Friday, July 21, 2023.

 

We appreciate the interest of all applicants; however only those under consideration will be contacted.

National Consulting Limited is owned by a consortium of 25 Saskatchewan credit unions and partners with credit unions across Canada to provide expertise in Risk Services such as Compliance, AML, Fraud Protection, Privacy, Procurement, Banking and Card Services.

 

Credit Risk Analyst

WE’RE HIRING!

Credit Risk Analyst

Are you interested in a meaningful career where you can contribute to the financial well-being and economic growth of Indigenous people and communities in Canada? The Bank is at an exciting time in its’ history, we’re growing, and as a result, we’re increasing our workforce with bright, energetic, purposeful individuals of all walks of life.

As a Credit Risk Analyst, you will be recommending new credit, existing credit and extensions of credit through research and analysis of financial documents. This is a permanent full-time position. We are open to hybrid or in-office at one of our main office locations in Saskatoon or Vancouver. These locations are on First Nations land.

Here’s what you’ll be doing:

  • Support the commercial and personal lending process through adjudication of credit applications
  • Contribute to bank customer service standards through timely turnaround of deals
  • Enter, update and retrieve information for credit applications
  • Determine credit worthiness of applicants
  • Designate degree of risk involved in extending credit by performing cash flow analysis of businesses
  • Ensure all approved applications comply with lender criteria
  • Respond to inquiries from lenders
  • Review deals and field questions from Commercial and Retail teams
  • Assist with company and client audits
  • Keep abreast of financial news and trends
  • Practice due diligence

What we’re looking for:

  • Bachelor’s degree in Finance, Accounting or related field
  • Three (3) years’ experience working in a credit or financial analyst related role
  • Understanding of loans and lending procedures
  • Understanding of business, economic, and industry risk
  • Demonstrated sound judgement
  • Attention to detail
  • Organizational and interpersonal skills,
  • Ability to manage a high volume of work with tight deadlines
  • Strong analytical skills
  • Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
  • Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our website at www.fnbc.ca or send your resume and cover letter by email to apply@fnbc.ca. The posting will remain open until it is filled.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Relationship Manager

The Opportunity
We’re looking for an energetic retail lender who is savvy in agricultural, commercial and consumer lending to join our team!  This position provides lending service to both our Raymore and Dysart branches, as well as the surrounding area.

At Raymore Credit Union, we think differently.  As a financial co-operative, we’re guided and inspired by principles that aim to advance the well-being of our members and communities.  We’re motivated to do more for them by deepening relationships and delivering a remarkable experience – and we count on our talented employees to get us there!  We offer a stunning benefit and pension package, including rewards, work-life balance, and many opportunities to get involved in our local communities.  You’ll share our core value of putting people before profits and guided by our vision of building a stronger community. You’ll be part of a collaborative team sharing your commitment, energy, and passion for delivering an exceptional member experience.

How you’ll spend your time

  • Building relationships by supporting and providing solutions to our ag and commercial members’ goals and concerns, including unique and complex financial needs.
  • Participating in a goal-oriented environment, assisting members in branch, and from time to time getting out of the office and going to visit the member at their place!
  • Proactively promoting our products and services to meet/exceed our member expectations, ensuring compliance and member follow-up.
  • On you… learning and spending time on personal and career development!

Who we’re looking for
The ideal candidate is already lending and has at least some background knowledge of the agriculture world.  The candidate would have related post-secondary (ex. Business Diploma), or an equivalent combination of education and work experience; however, we are willing to train the right candidate!  A current understanding (or desire to learn) lending requirements is needed.  Successful candidates will be very personable and carry excellent organizational and time management skills.

What you get in return

  • Life-work balance; an organization that really treats you like family
  • Spectacular benefits package including health and dental coverage, life insurance, and one of the best pension plans around!
  • Variable compensation that rewards you for your personal outstanding performance
  • Meaningful work that really makes a difference in our members’ lives
  • A birthday cake on your birthday 🙂

Our Family
To be a part of our RCU team we’re looking for someone that carries our values:

  • Caring & Integrity – respectful and providing help to others
  • Co-operation – works together and willing to put others’ needs first when necessary
  • Leadership & Prosperity – always encouraging and working towards greater success!
  • Commitment – a can do attitude – reliable, dependable, and dedicated
  • Communicating – clearly, honestly, and with positive intent
  • Flexible – tour to meet with members or ready for a quick convo at the ball field or rink!

Interested?
We encourage you to apply now by sending your resume to Ellen Phillips at ephillips@raymorecu.com
Be sure to get your application in – we can’t wait for you to join us!
This opportunity will remain open until filled.

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Manager Commercial Credit Risk

Location: Trail, BC; Remote work options will be considered for the right candidate

Are you seeking an opportunity that provides a great work-life balance, along with the opportunity to build a satisfying career and be part of an organization that puts their community and employees first?  If you have advanced knowledge and experience in commercial lending, adjudication, and risk management and know what it takes to succeed in the competitive financial services market, we encourage you to read on!

THE AREA: ‘Come for a visit, stay for a career!’

Nestled in the natural beauty of the Selkirk and Monashee mountain ranges, next to the mighty Columbia River, the Greater Trail area offers year-round activities for the outdoor enthusiast from golfing to skiing, mountain biking, kayaking, fishing, hiking and much more.  Amenities include the region’s largest hospital, Selkirk College and an aquatic and leisure centre, all surrounded by inviting neighbouring communities that are within easy commuting distance. Affordable, safe and volunteer-oriented communities provide all the modern technology and amenities to keep you connected. Here you will find outstanding opportunities for living life well and to its fullest.

For more information about the Greater Trail region, please visit imaginekootenay.com

KOOTENAY SAVINGS CREDIT UNION

We’re the region’s leading credit union with over $1 billion in assets, over 39,000 members and over 200 employees.  Our Corporate Office is in Trail, BC along with our Member Service Centre and we have eleven branches throughout the Kootenays offering retail and commercial banking services.  We’re community-minded and continue to strive to fulfill our vision to be the best provider of financial services and the best place to work in the communities we serve.

For more information about Kootenay Savings, please visit kscu.com

THE OPPORTUNITY:

We’re seeking a Manager Commercial Credit Risk to join our team. The position is based out of Trail, BC however we are open to consider remote work options for the right candidate.

As Manager Commercial Credit Risk, you are responsible for the development and growth of long term, profitable relationships with our commercial members through appropriate adjudication and mitigation of credit risk and confirming appropriate pricing of credit relationships.

Your main responsibilities will include:

  • Being the primary point of contact for commercial loan adjudication, ensuring sound and timely credit decisions conform to policies and procedures.
  • Managing the day-to-day oversight of the commercial annual review and renewal functions of credit facilities in the commercial credit portfolio.
  • Reviewing and recommending enhancements to ensure policies, procedures, regulatory guidelines, and sales and service needs are met.
  • Ensuring effective controls are in place and performing ongoing monitoring of the loan portfolio.

The ideal incumbent will possess:

  • Post-secondary diploma, degree and/or certification in business or a related program
  • Minimum 5 years progressive experience in the financial services industry with a comprehensive knowledge of commercial lending, adjudication, and risk management
  • Strong understanding of underwriting guidelines and excellent adjudication skills including commercial portfolio risk management
  • Sound knowledge and understanding of business financial statements, business case and cash flow analysis and real estate lending
  • General knowledge of consumer and retail mortgage lending including financial products & services
  • Thorough knowledge of the commercial banking marketplace and the market area’s key industries and competitive positioning
  • Advanced knowledge of lending policies, procedures, and regulatory guidelines
  • Advanced knowledge of personal computer-based literacy skills including proficiency with Excel spreadsheets
  • Strong planning, organizational and time management skills
  • Excellent interpersonal and communication skills
  • Self-motivated and resourceful
  • Demonstrated exceptional analytical skills
  • Ability to effectively problem solve and manage conflict

Leadership Competencies:

  • The ability to take a creative approach to opportunities or issues, think “outside the box” and explore unique ways to create value for members, communities, and the organization
  • The ability to develop breakthrough strategies that clearly differentiate the business within the communities it serves, while operating in an environment of flux, rapid change, and technological disruption
  • The ability to understand and leverage knowledge of the credit union and financial system including key external relationships, political and economic forces, emerging alliances, competitors, and the regulatory context
  • The ability to work within and across groups and/or organizations to solve complex issues and create the best solutions that benefit members and our communities
  • The ability to recognize and moderate one’s effect on others and the organization, building trust by choosing to act with integrity and authenticity
  • The ability to inspire a sense of direction and shared purpose for employees, while energizing and motivating them to advance the vision

Why work for us?

We know that our dedicated employees give us a lot and are key to our success; in return we offer a total rewards package that includes:

  • Competitive salary of $81K – $95K based on skills and experience
  • Competitive benefits including extended health, dental and vision coverage
  • Health care & Personal spending account
  • Paid vacation, sick time and floating holidays
  • Confidential employee and family assistance program
  • Continual training, development and coaching
  • Unique staff benefits on products such as bank accounts, loans & mortgages
  • The opportunity to build a satisfying career in an organization that incorporates many leading-strategic initiatives
  • Being part of an organization that puts their community and employees first
  • Being part of a talented and dedicated team who improve our members’ financial lives

Please apply online through the careers section of our website at kscu.com to upload your resume and complete the application questions.

We thank all applicants for their interest; however only short-listed applicants will be contacted.

 

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