Lending – Retail – Page 7 – Credit Union Careers

Credit Risk Analyst

WE’RE HIRING!

Credit Risk Analyst

Are you interested in a meaningful career where you can contribute to the financial well-being and economic growth of Indigenous people and communities in Canada? The Bank is at an exciting time in its’ history, we’re growing, and as a result, we’re increasing our workforce with bright, energetic, purposeful individuals of all walks of life.

As a Credit Risk Analyst, you will be recommending new credit, existing credit and extensions of credit through research and analysis of financial documents. This is a permanent full-time position. We are open to hybrid or in-office at one of our main office locations in Saskatoon or Vancouver. These locations are on First Nations land.

Here’s what you’ll be doing:

Support the commercial and personal lending process through adjudication of credit applications
Contribute to bank customer service standards through timely turnaround of deals
Enter, update and retrieve information for credit applications
Determine credit worthiness of applicants
Designate degree of risk involved in extending credit by performing cash flow analysis of businesses
Ensure all approved applications comply with lender criteria
Respond to inquiries from lenders
Review deals and field questions from Commercial and Retail teams
Assist with company and client audits
Keep abreast of financial news and trends
Practice due diligence

What we’re looking for:

Bachelor’s degree in Finance, Accounting or related field
Three (3) years’ experience working in a credit or financial analyst related role
Understanding of loans and lending procedures
Understanding of business, economic, and industry risk
Demonstrated sound judgement
Attention to detail
Organizational and interpersonal skills,
Ability to manage a high volume of work with tight deadlines
Strong analytical skills
Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our website at www.fnbc.ca or send your resume and cover letter by email to apply@fnbc.ca. The posting will remain open until it is filled.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Manager Credit Risk

WE’RE HIRING!

Manager, Credit Risk

As a Manager, Credit Risk, you will be overseeing the Bank’s credit granting process by primarily adjudicating, reporting and tracking procedures for commercial, personal and mortgage lending nationwide. This is a permanent full-time position. We are open to hybrid or in-office at one of our main office locations in Saskatoon or Vancouver. These locations are on First Nations land.

Here’s what you’ll be doing:

Support the commercial and personal lending process through adjudication of credit applications
Contribute to bank customer service standards through timely turnaround of deals
Work with the VP to develop solutions, such as new products to address business and personal banking needs
Enhance and maintain the Bank’s Credit Risk Management policies and procedures and lending platforms
Remain current with Credit Risk Management best practices and procedures
Assess commercial applications ensuring they provide a high quality of risk assessment, credit structure, due diligence, and credit presentation
Adjudicate personal and mortgage loan applications ensuring a high quality of risk assessment
Approve credits within delegated limits and make recommendations on others that require approval from the VP or CEO
Regulatory compliance management and testing of commercial and retail credit business functions
Comply with FNBC credit policies, procedures, guidelines, and best practices regarding all credit related matters
Liaise with Internal Audit to identify areas of concern with Credit and Monitoring and Control
Coordinate monthly, quarterly, and annual credit risk reporting
Coach and assist the Commercial Group and Retail Group in maintaining and implementing credit risk controls
Share expertise and knowledge with the Commercial and Retail Groups and other business units
Act as a reference and source of expertise to the Bank and management teams

What we’re looking for:

Bachelor’s degree in Business Administration (Finance or Accounting), Commerce or related field
Five (5) years’ experience working in a commercial banking role and three (3) years credit related
Three (3) years’ experience in a management role
Understanding of loans and lending procedures
Demonstrated sound judgement to make decisions
Attention to detail
Exceptional organizational and interpersonal skills,
Ability to manage a high volume of work with tight deadlines
Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Account Manager Level I /II

Are YOU the right person to join our LENDING team?

We have a permanent full-time Account Manager Level I/II position in our Lending Department available to the right person. This position reports to the Credit Manager. Your focus will be to build lasting relationships with our members to serve their lending needs. You’ll be part of a strong and supportive team and have opportunity for personal and professional growth.

Required qualifications may include experience and education in the fields of agriculture, business, or commerce. Previous lending experience is an asset but not required. We provide paid continuing education, networking, and development opportunities to ensure that our account managers are set up to provide the best possible lending service to our members.

Why work here?

We offer a competitive compensation structure, 8% matched superannuation, and comprehensive group benefits, with a Health Care Spending Allowance. We offer flexibility in the workplace to ensure our staff have a balanced lifestyle. We are passionate about our communities and support our staff in building better communities. Most of all, you’ll get to work with our members – people who made our communities their homes.

If you want to be part of our team, please submit your resume and cover letter by June 22, 2023, to: humanresources@biggarcu.ca or drop it off at any of our branches.

We appreciate the interest of all applicants; however only those under consideration will be contacted.

Assistant Manager, Business Banking

Do you have the skills to lead and coach direct reports to ensure policies, procedures and programs enhance the quality of the work environment? Do you have a good understanding of business development, small business, commercial, agriculture and advisory services? Are you interested in cultivating a proactive member service culture, growing Westoba’s book of business by providing options to members through all service delivery channels?

If so, look no further, Westoba Credit Union is looking for an Assistant Manager, Business Banking, Brandon MB, just like you!

A day in the life as an Assistant Manager, Business Banking:

You will support the Manager, Business Banking Brandon & Rural by assisting with the execution of strategies created in support of organizational advice and service objectives.
You will have a good understanding of small business, commercial, agriculture and advisory services, and be an inspiring team member who is ready to ensure productivity and quality performance to achieve Westoba’s long-term company vision.
You will collaborate with the Manager, Business Banking Brandon & Rural and with other members of the leadership team to execute strategic plans, policies, and operational procedures.
You will foster and maintain a positive work environment conducive to high performing teams and highly engaged staff.
You will be responsible for a portfolio comprising of a mix of agriculture and commercial accounts.
You will negotiate, structure, and recommend loans for approval to the appropriate approval authorities.
You will Manage portfolios including day-to-day decisions, annual reviews, risk mitigation with a strong emphasis on business development and member retention.
You will evaluate the performance of staff, coach and support individual training and development needs.
You will support and develop new and existing account managers through coaching and hands on training.

What you bring to the table:

Post-secondary education is required, a diploma in Agribusiness / Business Administration / Commerce or similar is preferred.
Three to Five years of commercial, real estate, and/or agriculture banking experience is expected; 1-3 years’ experience in a leadership or mentorship role is preferred.
Proven success in sales and business development
A combination of education and experience may be considered.
A high-energy individual who is self-motivated and who can get things done.

What Westoba has to offer:

Competitive compensation and benefits
Company-matched pension program
Results-orientated bonus program
Dollars invested in your education
Discounted rates on your annual GoodLife Fitness membership
Plus awesome financial perks including:
- No-fee chequing and savings accounts
- Preferred rates on deposits
- Discounted rates on loans

If this is you, please submit your cover letter and resume by clicking the APPLY button below. If this role is not right for you, referrals are always welcome!

We thank all applicants; however, only those who are short-listed will be contacted

Relationship Manager

The Opportunity
We’re looking for an energetic retail lender who is savvy in agricultural, commercial and consumer lending to join our team! This position provides lending service to both our Raymore and Dysart branches, as well as the surrounding area.

At Raymore Credit Union, we think differently. As a financial co-operative, we’re guided and inspired by principles that aim to advance the well-being of our members and communities. We’re motivated to do more for them by deepening relationships and delivering a remarkable experience – and we count on our talented employees to get us there! We offer a stunning benefit and pension package, including rewards, work-life balance, and many opportunities to get involved in our local communities. You’ll share our core value of putting people before profits and guided by our vision of building a stronger community. You’ll be part of a collaborative team sharing your commitment, energy, and passion for delivering an exceptional member experience.

How you’ll spend your time

Building relationships by supporting and providing solutions to our ag and commercial members’ goals and concerns, including unique and complex financial needs.
Participating in a goal-oriented environment, assisting members in branch, and from time to time getting out of the office and going to visit the member at their place!
Proactively promoting our products and services to meet/exceed our member expectations, ensuring compliance and member follow-up.
On you… learning and spending time on personal and career development!

Who we’re looking for
The ideal candidate is already lending and has at least some background knowledge of the agriculture world. The candidate would have related post-secondary (ex. Business Diploma), or an equivalent combination of education and work experience; however, we are willing to train the right candidate! A current understanding (or desire to learn) lending requirements is needed. Successful candidates will be very personable and carry excellent organizational and time management skills.

What you get in return

Life-work balance; an organization that really treats you like family
Spectacular benefits package including health and dental coverage, life insurance, and one of the best pension plans around!
Variable compensation that rewards you for your personal outstanding performance
Meaningful work that really makes a difference in our members’ lives
A birthday cake on your birthday 🙂

Our Family
To be a part of our RCU team we’re looking for someone that carries our values:

Caring & Integrity – respectful and providing help to others
Co-operation – works together and willing to put others’ needs first when necessary
Leadership & Prosperity – always encouraging and working towards greater success!
Commitment – a can do attitude – reliable, dependable, and dedicated
Communicating – clearly, honestly, and with positive intent
Flexible – tour to meet with members or ready for a quick convo at the ball field or rink!

Interested?
We encourage you to apply now by sending your resume to Ellen Phillips at ephillips@raymorecu.com
Be sure to get your application in – we can’t wait for you to join us!
This opportunity will remain open until filled.

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Branch Manager

The Position:

The Branch Manager shall direct and manage all branch activities in order to achieve specific goals and targets. Serve our members to the highest standards so that Vision Credit Union Ltd. can increase brand equity and reputation. Invest time and money in our organization’s personnel to ensure high retention rates, and attract qualified applicants. This position oversees that the staff performs all operational functions while conveying a feeling of trust, security and satisfaction to members and staff.

This is a full time permanent position.

For complete job posting details, please visit our website www.visioncu.ca/personal/aboutus/careers

The Person:

Agriculture Industry experience or 2-3 years of agricultural lending experience.
Minimum 5 years of credit granting or other financial institution lending experience.
Proven management, coaching and motivational skills including exposure to all areas of lending, banking floor and accounting.
Ability to deal with people sensitively, tactfully, diplomatically, and professionally at all times.
Superior time management skills, multitasking skills, and the ability to prioritize tasks with minimal supervision.
Exceptional conflict resolution, negotiation, and objection handling skills.
Cooperative or Credit Union industry experience is a benefit.

Compensation:

Salary range $85,000 to $110,000/annually
Comprehensive benefits package.

SUBMIT RESUME AND COVER LETTER TO:

Jennifer Hormann,
Vice President of Human Resources
Vision Credit Union Ltd.
Corporate Office
5007 – 51 Street
Camrose, Alberta T4V 1S6
Fax 780-679-0569
jobs@visioncu.ca

Only those individuals invited for an interview will be contacted.

Commercial & Agriculture Relationship Specialist

Job Status: Permanent Full-Time

Preferred Job Location: Hybrid Remote

Prairie Centre Credit Union, Saskatchewan’s leading rural-based credit union, currently has a permanent full-time Commercial & Agriculture Relationship Specialist opportunity available. The successful candidate will be a self-motivated, dynamic individual with a strong aptitude for relationship-building with current and prospective members, as well as internal teams. Reporting to the Vice President Retail Relationships, the Commercial & Agriculture Specialist will provide support to the retail team of Relationship Managers within Prairie Centre to ensure exceptional service to members.

Responsibilities:

Actively find opportunities to expand existing member relationships and for the acquisition of new member accounts through networking, referrals, and connections
Act as subject matter expert for large and complex commercial and agricultural lending requests
Build and manage the relationships of key member accounts in collaboration with regional Relationship Managers
Work together with regional teams on business development, growth, and community engagement strategies
Regular travel across PCCU trading area will be required

Qualifications:

Undergraduate degree in Business or Agriculture, or an equivalent combination of education and work experience
Extensive knowledge and experience in commercial and agricultural lending
Ability to take initiative with demonstrated experience in achieving sales/growth targets
People-oriented with the desire to interact, work with, and develop relationships with co-workers, current and prospective members, and community
Well-developed organizational and interpersonal skills

Prairie Centre Credit Union provides employees with the opportunity for personal and professional growth within an environment that promotes continuous learning. We offer a competitive compensation package, excellent employee benefits including relocation assistance, and a matched superannuation plan.

For additional information on this opportunity, please contact Brett Speight, Vice President Retail Relationships, at 306-882-5595.

To apply, please submit a copy of your cover letter and resume on or before Monday, May 15, 2023, to: Cara.Nisbet@pccu.ca.

We thank all applicants for their interest; however, only those candidates being considered for an interview will be contacted.

Corporate Development Specialist

CORPORATE DEVELOPMENT SPECIALIST
Permanent Full Time & Temporary Full time (expected until December 2024)
Open to any location in Saskatchewan

Closes April 28

Annual Salary: $61,734 – $84,885

The Corporate Development Specialist is a digitally capable, creative thought leader who will be facilitating, developing and maintaining various internal training programs for our organization. We come to work to simplify banking for all Canadians. That’s our purpose. As such, we are looking for somebody who can emulate this in their approach. Somebody who wants to make training and development fun and meaningful. Our expectations for all leaders to Model, Coach and Care are part of our culture and will be necessary in delivery of our programs.

FIRST, (WIIFY) Here is what’s in it for you:

Competitive Salary.
Diverse and Inclusive Culture that continues to evolve.
Flexible work options.
Strong benefit package.
Superannuation matched contribution program.
Wellness Days to create appropriate work/life balance.
Paid Education opportunities to ensure our members have the most equipped staff helping them.
A purpose driven organization that focuses on the values of Accountability, Integrity and Respect.
And lots more reasons to love where you work and what you do.

What our team is looking for:

A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach.
Solution mindset that feeds inertia.
Ambassador who’s willing to promote our team inside and outside organization.
Somebody not looking for ‘a job’. Our team and members deserve somebody who thinks bigger than that.
Somebody who can work with occasional ambiguity with focus on process evolution.
Somebody to sweat the small stuff but also see the big picture. Calm under pressure. And deadline focused.
Personality and Energy. A flair for polish.

Some things that would impress us:

A CPHR or facilitation delivery certification/designation demonstrates commitment to the field/career.
Lending or retail banking experience is an asset to help develop relevant & conceptual training.
Experience in Microsoft O365 tools including Dynamics CRM and Viva.
Experience in Program design and facilitation.
Project Management experience can help when implementing new changes moving forward.
Proven examples of process improvement that you initiated or were key in delivering. Extra marks for digital, AI or automation enhancements.

Apply at www.innovationcu.ca/careers

Lending Support Administrator (2 Positions)

About Us
First Nations Bank of Canada is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 87% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, SK and named one of Saskatchewan’s Top Employers, FNBC takes pride in its workforce of over 64% Indigenous employees working at locations across Canada.

About The Role
The Lending Support Administrator processes loan documentation and subsequent loan maintenance in the banking system; researches and resolves operational and credit related issues and service requests; develops and maintains lending procedures; and administers and reviews security and loan parameters. This is a high-paced position which includes time sensitive deadlines, large dollar transactions and attention to detail. These are permanent full-time opportunities and based out of our Saskatoon office, which is located on First Nations land.

About You
You must be a team player with exceptional communication skills, a multi-tasker who can manage their time effectively and an individual who can problem solve and actively seek opportunities for improvements. You must have successfully demonstrated the ability to work in high volumes and in fast paced environment; have the ability to make decisions and be accountable for those decisions. You must have excellent PC skills, including: Word, Excel,
DNA; knowledge of ProLender, CUMIS iCLIC, DRVA and cView. A commitment to continuous learning and development is required.

You must have:
• Post-secondary education in business preferred
• Four (4) years’ experience working in a lending or lending support role
• Knowledge of set up of loans within the banking system
• Pro-active response to Advisor requests and issue resolution
• Familiarity with lending reporting and the ability to quickly identify and resolve areas that require action
• Knowledge of or experience with ISC/PPSA and Land Titles/Corporate Registry
• Knowledge of First Canadian Title, CMHC and Genworth as well as Concentra Financial Services Out of Province Mortgage registration/discharge of mortgages system
• Acceptable criminal record and credit checks

We are passionate about creating an inclusive workplace and value and respect diversity of our staff. We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our website at www.fnbc.ca or send your resume and cover letter by email to apply@fnbc.ca. The posting will remain open until May 5, 2023.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Lending Service Representative

POSITION

We are seeking a full-time Lending Service Representative. Whether you are new to the industry and looking for a place to start or a seasoned veteran looking for a change, we will fit the position in our organization to the right individual. Responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for collection activity and cross-selling the full range of Credit Union products.

QUALIFICATIONS

Highly motivated with excellent interpersonal, communication, and time management skills.
A demonstrated commitment to ongoing professional development.
Proven success working in a team, service and goal oriented environment.
Ability to interpret complex member financial information, assess risk and determine product/service opportunities.

Excellent oral and written communication skills
Post-secondary education and training would be a definite asset
Experience with consumer, agricultural, and/or commercial lending would be an asset

COMPENSATION

Salary will be commensurate with qualifications and experience. Dodsland and District Credit Union offers a full range of benefits (medical, dental, EAP and life/disability insurance), a 9% matched pension plan and a variable bonus structure. Credit Union owned housing is available.

OUR CREDIT UNION

Dodsland and District Credit Union is a thriving, autonomous, single-office Credit Union. We have a membership base of 1533 with assets of $157 million. We are committed to providing exceptional financial services to our rural community and are seeking community-minded people with an appreciation for customer service, teamwork and accountability.

Posting closes May 12, 2023. If you are interested in becoming a part of our team please submit your resume, in confidence, via email, or mail to:

Dodsland and District Credit Union Limited
Box 129
Dodsland SK S0L 0V0
Attn: Trent Nienaber, General Manager
trent.nienaber@dodslandcreditunion.com

We appreciate the interest of all applicants; however only those under consideration will be contacted.