We invite you to be part of a team where you can feel good about the work you do and the positive impact on the communities we serve in the Shuswap region. We believe in fostering a work environment that is the perfect blend of friendliness, support and professionalism, not to mention, fun!
The Commercial Account Officer (Small Business) provides customized lending service to an assigned portfolio of business members. This position is responsible for the growth and administration of the commercial loan portfolio, acting as business members’ financial partner through the delivery of timely and relevant financial advice.
What you’ll do:
- Conduct loan interviews with business members to uncover needs and advise on commercial lending products and services to best meet their needs.
- Evaluate securities and analyse commercial financial statements and various factors affecting loan viability.
- Negotiate loan terms and interest rates relative to risk within assigned lending limits and established policy.
- Deepen member relationships through site visits to proactively gather insights into member needs, changing circumstances, and to ensure ongoing satisfaction with SASCU.
- Resolve complex or contentious issues with business members with “win/win” solutions.
- Identify opportunities to meet member needs through SASCU’s full line of products and services and connect members to appropriate specialists.
- Take a positive and active part in business development activities to promote SASCU’s commercial account services.
What you’ll bring:
- Two years of post-secondary education or equivalent.
- 3-4 years of lending and financial advisory experience.
- A valid driver’s license and ability to travel within our community.
You’re perfect for this role if you:
- Have a history of sales success.
- Understand standard commercial lending products, services, and practices.
- Possess strong organizational, time management, and communication skills.
- Display a high level of ownership, accountability, and initiative.
- Are comfortable with technology, including banking systems, CRMs, and other programs.
- Are committed to continuous learning and self-development.
We invest in our employees by offering:
- A competitive base salary plus performance-based incentive pay, and a pension plan with SASCU matching all funds.
- Comprehensive group benefits coverage including extended health and dental care, travel insurance, and life insurance, and an Employee and Family Assistance Program.
- Flexible spending account for additional health and personal wellness activities and expenses.
- Flexible work arrangements and paid time off including vacation, medical/care time, a flexible “Floater Day”, and paid community volunteering.
- Opportunities for career growth, financial assistance for training and development, and rewards and recognition.
- Additional benefits including waived or reduced banking fees and reduced rates on personal loans and mortgages.
This is a full-time Monday to Friday position. It is an excellent opportunity for a community-minded individual to further their career within a successful and growing organization. If this sounds like you, let us know! To apply, please email a cover letter and résumé to us at hr@sascu.com.
Our Commitment to Diversity and Inclusion:
SASCU is an equal opportunity employer committed to supporting Diversity and Inclusion. We recruit and select applicants for employment solely based on their qualifications, with emphasis on selecting the best-qualified person for the job. We support an inclusive environment where employees feel empowered to share their experiences, ideas, and perspectives.
A bit about SASCU:
SASCU Financial Group offers a broad range of personal and business financial services through SASCU Credit Union and its three lines of business: SASCU Insurance, SASCU Wealth, and Commercial banking. SASCU Credit Union branches are in Sicamous and Sorrento, plus two in Salmon Arm. Established in 1946, SASCU has more than 19,000 members, 150 staff, and $1 billion in assets. In addition, SASCU stewards $235 million in client investments and serves more than 5,000 insurance customers. Learn more at www.sascu.com
The successful candidate will be required to meet fidelity bonding requirements, including completion of references, a criminal record check, and credit check.