Loans Officer

Loans Officer

Temporary Full Time

Maternity Leave replacement for up to 24 months

Our Loans Officers are available to our members through in-person meetings, phone calls, and other forms of electronic communication. The ability to provide expert advice when it’s truly needed is crucial to meeting our members needs. We know our members, and to see their successes is extremely rewarding. The Loans Officer is responsible for oversight of their own lending portfolio, which may include consumer, agriculture, and commercial files. Each portfolio has a different level of complexity and presents the opportunity for new learnings each and every day! The role of Loans Officer can be challenging, yet rewarding, where the reward far outweighs the challenge!

You have a desire to learn and have an in-depth understanding of lending practices and procedures. The ideal candidate will have many years of service in the credit union system, and experience as a lender. You have an appetite for risk, and know when to take the risk, and when to shy away from it. You will be responsible to mitigate risk of default. When required you will initiate action to collect on delinquent loans, as necessary.

While you may not have lending experience, you may have experience in the financial services industry and are eager to take the next step to grow your career. We want to hear from you too, we are committed to training the right candidate!

Building relationships is important. In fact, it is essential to our business. The other key part of the Loans Officer role is to foster new relationships and grow new business. You are not afraid to pick up the phone and call a potential member. You enjoy the rush of that first contact, and have no problem popping into a business for the first time to meet the owner and take those first steps in fostering a relationship. When the time is right, you’ll ask for the business!

This exciting opportunity is available in our Kelvington Branch. From time to time, you may be required to travel to our other branches as well. You will participate in a comprehensive development plan, equipping you with the knowledge and tools to confidently assist our members, and grow your career. With upcoming pending retirements, there is great potential for this temporary position to turn into a permanent position in one of our branches! You will be part of an amazing team, working together to meet the member’s and organization’s goals!

Education & Qualifications

· One year post-secondary training	· Working knowledge of computer systems
· One – Four Years of job-related experience	· Credit Union experience considered an asset
· Bondable	· Commitment to continuous self-development

Accent Credit Union has branches in Quill Lake, Kelvington and Jansen. We are a financially strong organization with assets of over $270 million, our loans portfolio is over $197 million and we continue to grow! We are dedicated to our members, and our communities. We respect our people and their contribution to our success. We encourage employee involvement and participation. We reward our people for their teamwork and for achieving objectives. Our people make the difference for our members’ service experience. Compensation is competitive and will be based upon qualifications and experience. Accent Credit Union offers a full range of benefits, an employee incentive program, including a wellness program.

Questions about this opportunity? Call Lacey at 306.383.1139

Qualified applicants are invited to submit their resume and cover letter in confidence by Noon on October 8, 2021 to:

Lacey Nicholls – Human Resources & Marketing Administrator

Quill Lake Branch – Box 520, 78 Main St., Quill Lake, SK, S0A 3E0

hr@accentcu.ca

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Lending Service Representative

Job Profile:

We are seeking an experienced, full-time Lending Service Representative to be based out of our Tribune Branch. Reporting to the Business Development Manager, responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for collection activity and cross-selling the full range of Credit Union products.

Minimum Qualifications:

2-4+ years of experience, consumer, agricultural, and/or commercial lending and one year of related post-secondary education (a combination of education and experience will be considered)
Ability to interpret complex member financial information, assess risk and determine product/service opportunities.
Proven success working in a sales, service and goal oriented environment.
Highly motivated with excellent interpersonal, communication, and time management skills.
A demonstrated commitment to ongoing professional development.
Experience in investments and/or mutual funds an asset. Strong preference to applicants with investment experience as this role has the potential to transition to a Financial Service Representative.

The Credit Union / Organization:

Radius Credit Union is a rural based community focused credit union with seven (7) branches, assets over $442 million and nearly 50 employees serving 4700 members. Radius Credit Union builds relationships by providing financial solutions and supporting its communities. Employee engagement is valued and there is ample opportunity for growth for career minded individuals.

The Community:

Located in the heart of the Souris Valley, Tribune is a small community located approximately 25 km from the Canada-US Border. The area and communities surrounding Tribune offer ample recreational opportunities including a full service campground, 9-hole sand green golf course, hockey & curling rinks, indoor swimming pool, ball diamonds, fishing, boating and more! The nearby Lyndale School offers classes from Grade K-9, with bus service available for Grade 10-12 students.

Compensation:

Radius Credit Union offers a competitive compensation package including a 7% matched defined contribution pension plan administered by the Co-operative Superannuation Society, participation in a Variable Incentive Program, a full range of employee benefits including medical, dental, EAP and life/disability insurance.

If you are interested in becoming a part of our team, please submit your resume, in confidence, by October 7, 2021 via email or mail to:

Radius Credit Union
PO Box 339
Ogema, SK S0C 1Y0
Attn: Michelle Leonard, HR & Marketing Coordinator
michelle.leonard@radiuscu.com

Posting will remain open until a suitable candidate has been hired. We appreciate the interest of all applicants; however only those under consideration will be contacted.

Manager, Financial Services

Help Improve our Member Centricity and Grow our business!

We have an exciting opportunity for someone to oversee our 3 branches advisory services operations of the delivery system and branch channels, to improve a member’s financial wellbeing while providing a rewarding member experience.

We offer a highly competitive wage, career progression, ongoing learning and development, and an impact on our local community. Join us on the beautiful Sunshine Coast and enjoy a relaxing lifestyle filled with recreational activities including boating, hiking, and much more, while only a short 40-minute ferry trip from Vancouver.

What You’ll Do

Under Executive Direction, the Manager Financial Services supports the development and implementation of transformational service and drives the achievement of sales and performance targets in the delivery system to support the growth and sustainability of the credit union, which enriches the members financial wellbeing. As a member of the management team the position has shared accountability for the overall health and effectiveness of the organization and Member’s financial wellbeing

What Does the Ideal Candidate Bring?

The preferred candidate has completed a bachelor’s degree in business or a related field along with a minimum of 5 years of progressive experience in a financial industry including a minimum of 3 years in a leadership role, with a minimum of advisory sales management. You will have experience with managing direct reports, providing coaching and guidance to maintain skill levels and enhance staff growth by promoting motivation, enthusiasm, service excellence, product knowledge and professionalism. We are looking for an individual who will be adept at problem solving, decision making, establishing strong working relationships, and demonstrating excellent sales and communication skills.

About Sunshine Coast Credit Union (SCCU)

For 80 years, Sunshine Coast Credit Union and their members have been helping build a healthy, strong, vibrant Coast community. We are a full-service financial institution with assets exceeding $850 million, serving 17,600 plus members in three growing coastal communities in British Columbia. Sunshine Coast Credit Union is committed to enriching the financial well-being of our members and our community.

How to Apply
If you are interested in this exciting opportunity, please submit a current resume and cover letter in confidence to: yourfuture@sunshineccu.net. The posting is open until filled. We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Business Advisor (The Battlefords)

Would you like to earn above average pay helping members meet their financial goals, maintain a strong work life balance, a flexible schedule and have the security of a career – path supported by your organization? We offer that and so much more.

THE COMPANY – Our Purpose is to redefine banking by helping Canadians simplify their lives and reach their financial goals by reinvesting profits into our members, communities and our people. Now that Responsible Banking!

THE POSITION: This position would appeal to anyone who strives to go above and beyond in providing world class financial services by building trust to help simplify our members lives. How does one do this? Glad you asked!

A Business Advisor does the following:

Provides knowledgeable and timely advice; and provides assistance in utilizing our Agricultural and Commercial products, services and omni channels to best meet our member’s needs.
Provides flexibility and outside the box thinking to help areas Farm and Commercial business ventures. In touch with day to day realities for the members they now serve and will serve.
Is extremely organized and has a very strong attention to detail and driven to create results for the members they serve.

Why Should You Apply?

You want to be an ambassador of a forward-thinking, member focused organization
you are passionate about providing world class financial services, growing member relationships, and are comfortable with building a portfolio
You want to help simplify our members lives by offering proactive advice to their day-to-day agriculture and commercial banking needs in person and digitally

Visit the CAREERS page or our website to learn more about this position and to apply. www.innovationcu.ca Only those applications received through our job board will be considered.

Agriculture and Commercial Loans Officer

In this role, you will be responsible for the overall management of a portfolio of Agriculture and Commercial accounts that exhibit a high degree of complexity and value to Edam Credit Union. The focus of this position is to use an excellent degree of knowledge and expertise to assess and anticipate member’s needs, and recommend credit solutions to meet those needs, while also meeting their broader business objectives.

Working as part of a team, you will:

Collect documentation, complete financial analysis, calculate debt servicing capacity and evaluate collateral security and write up loan applications in compliance with regulations, procedures, and policies. You will recommend credit structure and pricing based on consideration of risk and relationship, with the full understanding of the members’ needs and knowledge of Edam’s suite of credit products and lending policies.
Interpret loan reports and identify further action required to address problem areas such as pending delinquency; monitor delinquent accounts, work with member to develop remedial plans to mitigate risk of loss; initiate and participate in all collection activities including legal actions.

To be considered for this role, we are looking for someone with:

Experience
- Minimum 5-10 years progressive experience in a business banking (ag and commercial) environment
Education
- Post-secondary education in agriculture, finance, commerce, or equivalent work experience
Qualities and Skills
- Strong focus on members
- Self-motivated learner who is committed to self-development and personal growth
- The ability to work in a challenging, changing, and progressive environment
- Strong skill set using Microsoft office suite, especially Excel and Word programs
- Effective business communication skills including written and verbal and detail oriented
- Proven time management, analytical, problem solving, and decision-making skills

Our compensation includes:

Competitive salary, variable base pay (bonus) program, paid vacation days, paid sick leave
Comprehensive benefits package including employer paid health and dental, matched pension, educational opportunities, clothing allowance, and staff rates on our products and services

If you believe that our organization is a good fit for you, please submit a cover letter and resume to:

Edam Credit Union Limited

Wanda Mosimann – Office Manager

2001 Main Street

PO Box 68, Edam, SK S0M 0V0

Wanda.mosimann@edam.cu.sk.ca

We thank all applicants for their interest and will contact only those selected for interviews.

Senior Commercial Service Advisor

Senior Commercial Service Advisor

Help Improve our Member Centricity and Grow our business!

We have an exciting opportunity to work with our business members and grow our commercial portfolio.

We offer a highly competitive wage, career progression, ongoing learning and development, and an impact on our local community. We are open to a remote work arrangement, with travel to the Sunshine Cost as business needs require or join us on the beautiful Sunshine Coast and get the best of both worlds – a relaxing lifestyle filled with recreational activities including boating, hiking, and much more, while only a short 40-minute ferry trip from Vancouver.

What You’ll Do

Reporting to the Commercial Department leader, the Commercial Services Advisor contributes to enriching member’s lives by enhancing the member’s business value, by providing the appropriate products and excellent advice and service to help the member operate a financially profitable and successful business. This position is responsible for business development, managing a portfolio of accounts and providing lending services to commercial/ business clients and potential business clients. This position requires a results-oriented individual with strong communication, problem solving, time management and prioritizing skills.

What Does the Ideal Candidate Bring?

The preferred candidate has completed two years of post-secondary in a general business program with three to six years of experience in the financial industry is required. The incumbent will be required to enroll or have completed the CUIC Accredited Business Lending program.

About Sunshine Coast Credit Union (SCCU)

Financial Services Officer

Opportunity: Full-Time Financial Services Officer

Osoyoos Credit Union (OCU) is seeking to fill a position for a full-time Financial Services Officer at our Osoyoos/Rock Creek location. Applications will be accepted until filled.

Why Us

Working at OCU is different than working anywhere else, and we are proud of it. We do not just say it, we live it. We are a co-operative organization owned by our members, so our customers are our owners. We treat our members and our staff like a family. In fact, community is so important that we consider it one of our core values and here is how we show it:

Annually supporting non-profit organizations through our Community giving fund.
Presentation of 3 scholarships and 1 bursary each year to deserving local students.
A staff volunteer
We are a living wage employer.
75 years of legacy in our community.

Qualifications:

Enjoy meeting new people and are at ease getting to know
Understand the importance of community and regularly demonstrating it.
Enjoy learning and experimenting to find simpler processes to accomplish tasks in less
Can make quick and informed
Independent, professional leader with strong problem-solving
Ability to focus on needs, while remaining calm and
Eye for detail while keeping the big picture in
Previous work experience in lending and investing.

Submit your cover letter and resume to Greg Sol, CEO: gsol@ocubc.com

Please include “Full-time FSO” in the subject line. We thank all applicants for their interest; however only those selected for an interview will be contacted.

Fulltime FSO 2021-08-23 OCU Job Description – Financial Services Officer

Lending Service Representative

Job Profile:

We are seeking an experienced, full-time Lending Service Representative to be based out of our Ogema Branch. Reporting to the Business Development Manager, responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for collection activity and cross-selling the full range of Credit Union products.

Minimum Qualifications:

2-4+ years of experience, consumer, agricultural, and/or commercial lending.
One year of related post-secondary education. (a combination of education and experience will be considered)
Ability to interpret complex member financial information, assess risk and determine product/service opportunities.
Proven success working in a sales, service and goal oriented environment.
Highly motivated with excellent interpersonal, communication, and time management skills.
A demonstrated commitment to ongoing professional development.

The Credit Union / Organization:

Radius Credit Union is a rural based community focused credit union with seven (7) branches, assets over $440 million and nearly 50 employees serving 4700 members. Radius Credit Union builds relationships by providing financial solutions and supporting its communities. Employee engagement is valued and there is ample opportunity for growth for career minded individuals.

The Community:

Located in the “Deep South”, Ogema is an energetic and thriving community. Ogema is quickly becoming a destination for tourists coming to “ride the rails” on Southern Prairie Railways tourist train, visit the fully restored CPR Train Station, and the Deep South Pioneer Museum. Ogema has a K-12 school, daycare, a new community hall attached to the skating rink, curling rink, and coming soon a brand new swimming pool, which are all located in the Regional Park.

Compensation:

If you are interested in becoming a part of our team, please submit your resume, in confidence, via email or mail to:

Radius Credit Union
Box 339
Ogema, SK S0C 1Y0
Attn: Michelle Leonard, Manager of Governance & Communications
michelle.leonard@radius.cu.sk.ca

Posting will remain open until a suitable candidate has been hired. We appreciate the interest of all applicants; however only those under consideration will be contacted.

Mortgage Specialist

Mortgage Specialist

Location – Fort St. John

Looking for a career change? If you are working in the automotive or real-estate market and are looking for a change, North Peace Savings is looking for a sales driven individual to join our team of retail advisory professionals.

The Mortgage Specialist is a residential lending expert with proven sales and service experience within the financial industry generating their own leads for the sale of mortgages and related mortgage life and disability insurance. You will be responsible to build and maintain a solid referral network within the community, Realtors, Brokers, Builders, Lawyers and Financial Planners. You will be a highly motivated, dynamic individual that is results orientated with expert follow up skills and the ability to work through various unique applications.

If you are a proven business developer with excellent sales, service and marketing skills, have an expert knowledge of mortgage underwriting including proven expertise in construction mortgage financing, excel in relationship building and negotiations and have the ability to work independently with confidence, we are interested in hearing from you. Please provide a cover letter and résumé in confidence to:

Olivia Young, Senior Manager, People and Culture
North Peace Savings and Credit Union
10344-100th St
Fort St. John, BC, V1J 3Z1
E-mail: careers@npscu.ca

For a complete role description, visit: www.npscu.ca

North Peace Savings thanks all applicants for their interest; however, only those selected for an interview will be contacted.

Account Manager III – Retail

If you are passionate about building strong relationships with new and existing members by providing lending and investment advice and guidance, we should talk.

We are seeking an experienced consumer account manager to join our North Vernon Branch team. This role will manage, oversee and grow an existing complex lending and investment portfolio of consumer and residential mortgages and non mutual funds investments.

Our Account Managers are available to our members through video communication, phone calls, email, in-person meetings and other forms of electronic communication.

Education and qualifications for this role include a Bachelor’s Degree or a diploma requiring 3-4 years of full-time study or equivalent. Preferred courses include professional accounting, finance and/or administration designations. Applicants must have successfully completed CUIC 210 residential Loan and Mortgage Lending and have 1-3 years’ experience in a senior retail lending environment. Strong oral and written communication skills, a high aptitude for accuracy, and ability to work effectively both independently and in a team environment are also required in this position.

Starting monthly salary – $4,714.49

Who we are: We are a Credit Union dedicated to the financial well being of our members, clients, employees and communities. Part of what sets VantageOne apart from others is that while we offer traditional banking and borrowing solutions, we have also strategically diversified our services to meet our members’ expanding financial needs by offering Financial Ability with a Human Touch.

Our history as a Credit Union reaches all the way back to 1944 when we opened our first branch in Vernon. Since that time, we’re proud to have become a vital part of the local business economy. From the very start, we have seen ourselves as a local business, owned by our members and operated by people who live here and are deeply invested in our communities.

We welcome all applicants from all interested; however, only those selected for an interview will be contacted.