Position Overview: We are seeking a highly experienced Senior Lending Officer to join our dynamic team. The ideal candidate will have a strong background in lending, credit analysis, and relationship management. As a Senior Lending Officer, you will be responsible for managing a portfolio of clients, driving loan origination, and ensuring the timely and accurate processing of lending applications. You will also provide leadership and mentoring to junior lending staff and collaborate across departments to meet the organization’s growth goals.
Key Responsibilities:
- Participate in loan origination, structuring, and approval processes for a variety of lending products.
- Manage a portfolio of clients, ensuring high levels of customer satisfaction and retention.
- Assess client financial conditions and recommend appropriate lending solutions.
- Conduct thorough credit analysis, risk assessments, and due diligence on loan applications.
- Ensure compliance with regulatory guidelines, company policies, and industry standards throughout the loan process.
- Provide expert guidance and leadership to junior lending officers and support teams.
- Develop and maintain relationships with clients, business partners, and industry stakeholders.
- Collaborate with internal teams to facilitate smooth loan processing.
- Assist in setting and achieving departmental goals, driving overall business growth.
Qualifications:
- Bachelor’s degree in finance, Business, Economics, or a related field-not necessary but preferred.
- Minimum of 7+ years of experience in lending, preferably with a focus on commercial, agriculture, personal, or mortgage lending.
- Strong understanding of credit analysis, financial statement review, and loan structuring.
- Proven experience in managing a portfolio and maintaining client relationships.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to lead teams, mentor junior staff, and collaborate effectively with cross-functional departments.
- In-depth knowledge of lending regulations, industry standards, and compliance requirements.
- Strong problem-solving skills and attention to detail.
Preferred Skills:
- Experience working with a diverse range of lending products and client segments.
- Familiarity with loan software and customer relationship management tools.
- Advanced proficiency in Microsoft Office Suite, especially Excel.
- Ability to thrive in a fast-paced, results-driven environment.
Compensation:
- Competitive salary based on experience.
- Performance-based incentives.
- Comprehensive benefits package including health, dental, vision, and retirement plans.
How to Apply: If you are an experienced lending professional ready to take on a senior role with significant responsibility and opportunities for growth, we encourage you to apply. Please submit your resume and a cover letter detailing your relevant experience to pam.ristau@sandhillscu.com.
Sandhills Credit Union is an equal opportunity employer and values diversity in the workplace. We encourage all qualified individuals to apply.
Application Deadline: March 14, 2025.