Occupation Types: Lending – Commercial

Account Manager II – Commercial

Are you an experienced Commercial Account Manager seeking to advance your career while maintaining work-life balance?
At VantageOne, neighbourly service is our differentiator. As a Commercial Account Manager, you will build trusted relationships with members by proactively understanding and meeting their commercial and personal financial needs. You will manage and grow an existing portfolio of commercial members while balancing service delivery with sound risk management.

This role is ideal for a relationship- driven commercial lender who enjoys portfolio management, business development, and being a trusted financial neighbour in the communities we serve.

What you will do:

Member Service and Relationship Management

  • Build strong, long-term relationships through exceptional service and proactive financial conversations.
  • Conduct regular follow-ups and on-site business visits to deepen understanding of member needs
  • Provide tailored financial solutions across commercial and personal lending and deposit products.

Portfolio Management & Credit Adjudication

  • Manage a commercial credit portfolio within approved risk and lending limits
  • Complete credit reviews, loan applications, renewals, amendments and security documentation
  • Analyze financial statements, cash flow, collateral, and risk to ensure profitability and compliance
  • Approve commercial loans, operating lines, mortgages, and business financing
  • Approve consumer lending products including residential mortgages, personal loans and lines of credit
  • Monitor portfolio performance, identify deteriorating trends, and initiate collection or corrective action as needed
  • Stay current on lending policies, legislation, and regulatory requirements

Portfolio Growth & Business Development

  • Proactively identify growth opportunities through annual reviews and ongoing member engagement
  • Cross-sell commercial and personal products and services
  • Participate in business development initiatives, networking and community events
  • Build strong internal and external referral networks

Team & Leadership

  • Contribute to team meetings, planning and special projects
  • Share best practices and support team success
  • Provide day-to-day work direction and guidance to assigned support staff
  • Represent VantageOne at corporate and community functions as required

What You Bring

Education & Experience

  • Bachelor’s degree or diploma requiring 3-4 years of full-time study (finance, accounting, business, or administration preferred)
  • CUIC Commercial Lending, CUIC Consumer Loan & Mortgage, or equivalent industry courses is an asset
  • 4-6 years experience

Knowledge & Skills

  • Strong working knowledge of accounting and financial analysis
  • Advanced expertise in commercial and consumer credit adjudication
  • Solid understanding of lending policies, risk management, and regulatory requirements
  • Proven sales, relationship management, and negotiation skills
  • Strong verbal and written communication skills
  • Proficiency with banking systems and Microsoft Office (Outlook, Word, Excel)
  • Awareness of competitive market trends and local business environment

Strengths that will set you apart:

  • Relationship focused, ethical, and service-oriented
  • Results-driven with strong desire to succeed
  • Analytical, disciplined, and detail-oriented
  • Collaborative team player with positive attitude
  • Trusted advisor who builds long-term partnerships

What We Offer:
Stable Hours: Monday to Friday, 8:00 AM to 4:18 PM – No evenings, no weekends.

Seamless Transition: Step into a well-maintained portfolio, allowing you to hit the ground running.

In-Branch Role: Engage with clients directly in a collaborative, supportive environment.

Truly Local: Our branches are located exclusively in the North and Central Okanagan, allowing us to genuinely value and implement our employees’ insights and ideas.

Guaranteed Compensation: Enjoy a steady income that isn’t dependent on sales targets. We offer a competitive base salary ($67,667.04 to $87,003.48 per year). The wage ranges provided are based on the Union collective agreement. Our total compensation package in addition to base salary, includes an exceptional benefits plan, paid vacation time, and RRSP contributions without requiring you to invest your own earned income.

To apply, please submit your resume and cover letter to HR@vantageone.net. We welcome applications from all interested; however, only those selected for an interview will be contacted. For full role duties please see job description on our website.

Manager Commercial & Credit Operations

Bulkley Valley Credit Union, serving over 16,000 members from Hazelton to Burns Lake, prides itself on employing empowered staff committed to delivering high quality personalized service. This is an exciting opportunity for the right candidate to meet their career goals while balancing their lifestyle with the many amenities our community and the Bulkley Valley has to offer.

If you want to join a dynamic management group dedicated to cooperative values and member service, this is the right career move for you. You will report directly to the Chief Operating Officer and, as a member of the management team, you will provide strategic leadership and operational oversight for the processes and frameworks that support retail and commercial lending activities, credit risk management, and collections. You will play a key part in shaping corporate strategies and policies, establishing both short and long‑term objectives, and developing programs that enhance the effectiveness of retail and commercial credit operations. You will oversee the commercial and retail credit portfolios, ensuring an appropriate balance between prudent risk management and sustainable portfolio growth.

Core responsibilities include developing and implementing credit‑granting policies and procedures, supporting the creation of new lending products and services, preparing loan‑related reporting, and reviewing internal and external audit findings. You will lead centralized collection activities and ensure all credit and collection practices comply with legislation, regulations, and sound business standards. You will proactively identify emerging risks, ensure robust processes are in place to manage credit and delinquency risk, and exercise delegated lending approval authority. You will also cultivate relationships with community and commercial stakeholders to support business development and portfolio expansion.

You will provide leadership, coaching, and direction to the commercial and collections teams, fostering a culture aligned with BVCU’s Enhanced Service Commitment. This includes promoting professional, efficient support to branches, maintaining strong internal relationships, and modeling high standards of service and professionalism.

In the absence of the Manager, Member Experience, this role provides back‑up leadership support to ensure continuity of service and operations.

 

Qualifications

The successful candidate will have a minimum of a secondary school diploma plus 5-7 years of management experience in the financial services industry, preferably with a credit union. This background will bring 7-9 years of in-depth knowledge in the areas of retail and commercial lending. An individual with experience plus education and/or training may also be considered.

Bulkley Valley Credit Union has a competitive compensation package including an attractive base salary and an excellent benefit and pension package.

To learn more about Bulkley Valley Credit Union, please visit our website at www.bvcu.com. We welcome applications from all interested applicants looking to further their career in a dynamic, supportive and team oriented environment.

Qualified applicants can apply through our webpage at https://can232.dayforcehcm.com/CandidatePortal/en-US/bulkleyvalley/Posting.

Bulkley Valley Credit Union encourages all qualified persons to apply. However, only those who are being considered for an interview will be contacted.

Business Relationship Advisor

At Crossroads Credit Union, we’re building financial confidence — one life‑changing conversation at a time. Our strategy is grounded in advice‑based service, meaningful relationships, and a belief that members deserve more than transactions; they deserve a trusted partner at every crossroads.

We’re looking for a Business Relationship Advisor who is energized by complexity, curious about member needs, and committed to building long‑term relationships that help business and agricultural members succeed in any direction they choose.

What You’ll Do

  • You’ll manage a complex portfolio of business and agricultural members, acting as a trusted advisor who understands their goals, anticipates their needs, and helps them navigate decisions with clarity and confidence.
  • Build real, lasting connections with business and agricultural members. Genuine relationships based on trust, care, and real conversations. Be there to help them grow, tackle challenges, and celebrate wins at every turn.
  • Lead meaningful, advice‑based conversations that reduce complexity and support confident decision‑making
  • Own the performance, health, and growth of your portfolio — balancing member value, profitability, and risk
  • Proactively recommend solutions aligned to member goals, including lending, deposits, and other financial services
  • Stay curious and informed about industry, economic, and market trends to better serve members
  • Collaborate across teams to deliver seamless, relationship‑driven experiences
  • Represent Crossroads in the community, living our cooperative values every day

This role offers flexibility to work remotely across Crossroads Country, meeting members where and how they need us most

Who You Are

You’re someone who:

  • Puts members at the centre and believes great advice starts with great questions
  • Takes ownership and follows things through
  • Enjoys collaboration and solving complex problems together
  • Values efficient execution that creates more space for relationships
  • Is energized by learning, curiosity, and continuous improvement

These behaviours reflect how we deliver the Crossroads difference.

What You Bring

  • 7–10 years of progressive experience in business banking or relationship‑based financial services
  • Post‑secondary education in agriculture, finance, accounting, commerce, business administration, or equivalent experience
  • Strong relationship management, financial acumen, and community connection

Why Crossroads

At Crossroads Credit Union, we’re building something bigger than banking.

Our purpose is simple and powerful: life‑changing conversations, one member at a time. Everything we do — our strategy, our roles, our investments — is grounded in helping people build financial confidence to succeed in any direction they choose.

What makes Crossroads different is how we do that.

We believe in relationships, not transactions. We intentionally design our work, tools, and technology to create space for meaningful conversations. We invest in advice‑based service because confidence does not come from products alone. It comes from being understood, supported, and guided through complex financial decisions with clarity and care.

We are deeply rooted in Crossroads Country, a cooperative, prairie‑based community where people look out for one another through every season. Our members are owners, our community’s matter, and our success is measured not just by growth, but by trust, belonging, and long‑term impact.

For our people, this means:

  • Clear purpose and alignment so you understand why your role exists and how it contributes
  • Ownership and trust to make decisions that are right for the member
  • Continuous learning that builds confidence, curiosity, and capability over time
  • A culture that values people, relationships, and doing what matters most

At Crossroads, you are not just filling a role. You are helping members feel confident in the choices they make, supported in the direction they take, and proud of the cooperative they belong to.

That is why Crossroads is a direction worth choosing.

Crossroads Credit Union was founded on understanding the real needs of our member-owners, this has been at our core, so our purpose and our value proposition have been developed based on our member-owners voice.  Our members are the center and their needs drive everything we do.  We want to help our members make decisions at each of their personal and financial “CROSSROADS” and help them chapter by chapter.

The Business Relationship Advisor is accountable for the overall management of a sizable portfolio of business (agricultural and commercial) accounts that exhibit a high/acute degree of complexity and value to Crossroads Credit Union. The focus of the position will be on member relationship activities, cross-sell, up-sell, and retention of existing business members and on qualifying and converting new members and prospects and deposit gathering.

Some of the key responsibility areas are to actively monitor and manage the profitability of business relationship with members with the intent of building a long-term mutually beneficial relationship by fully understanding the goals, objectives, and status of the member’s business(es).  We would also expect you to use an excellent degree of financial, industry knowledge and expertise to proactively assess and anticipate member’s needs to suggest and recommend and/or propose products/solutions to meet those needs and the member’s broader business objectives. You should be able to ensure that the member continues to be aware of the benefits of using these products, as well as new products available to them. You will need to continuously update your knowledge on new products that may be of value to members. You would be required to minimize loan risks through diligent, timely and proactive financial reviews and awareness of changing economic/marketplace influences and applicable industry trends/data.

We pledge to know our members better than anyone else to provide the best possible service and advice.  We achieve this through developing meaningful relationships.  We want to ensure our member-owners’ financial lives are better because they entrusted us.

Building relationships with members, this position will allow the successful candidate to work remotely in all our regions as the business needs of our members may require.

To be considered for this role, we are looking for someone with:

Experience

  • Minimum 7 – 10 years progressive experience in sales/service and managing a diverse portfolio in a business banking environment

Education

  • Post-secondary education in agriculture, accounting, finance, commerce, business administration, or equivalent work experience

Skills

  • Works collaboratively with peers and colleagues throughout the delivery system by sharing best practices and learning’s, where appropriate
  • Participate and be involved in community activities or events, promoting Crossroads Credit Union and demonstrating the company values

Does it sound like we’re describing you?  If you are not already with us in Crossroads Country, then you need to join us! To us Crossroads Country is not just a place, it’s a feeling.   A close-knit community of people, regardless of physical location, who through all seasons are united by prairie values.  It’s about grassroots, hometowns, and cooperation.   This feeling of belonging to a family that is always willing to lend a helping hand is part of what makes Crossroads a direction worth choosing.

At Crossroads Credit Union, we ask a lot of our employees, which is why we give so much in return. In addition to your competitive salary, medical/dental/vision plan, and one of the best matching pension plans, we will provide you with perks, including:

  • Vacation that increases beyond legislated requirements
  • Wellness program
  • Work / Life Balance
  • Flex Time
  • Sick Leave – Duty of Care
  • Volunteer Time
  • Training & development
  • Education Day / Paid Education
  • Credit unions perks / free accounts
  • Service awards and recognition
  • Crossroads Clothing
  • Annual bonus based on your results
We thank all applicants for their interest; however, only those selected for an interview will be contacted

Lending Service Representative

Are you committed to helping others while working to grow and develop your own career path? Do you want to work with a great team who is here to support you every step of the way? Are you an energetic team member who is confident in consumer and agricultural lending? We might be biased but we think Radius would be a GREAT place for you to work!

The Opportunity:

We are seeking an experienced, full-time Lending Service Representative to be based out of our Ogema Branch, with the possibility of serving additional branches.  Reporting to the Regional Manager, responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for cross selling the full range of Credit Union products.

The ideal candidate will possess the following qualifications:

  • 2-4+ years of experience in consumer, agricultural, and/or commercial lending.
  • One year of related post-secondary education. (a combination of education and experience will be considered)
  • Ability to interpret complex member financial information, assess risk and determine product/service opportunities.
  • Proven success working in a client (member) service and goal-oriented environment.
  • Highly motivated with excellent interpersonal, communication, and time management skills.
  • A demonstrated commitment to ongoing professional development.

 

The Incentives:

  • Competitive compensation plan, including Variable Incentive Pay
  • Comprehensive benefits package, plus a 7% matched pension
  • Career Development & Advancement Opportunities
  • Work/Life balance with paid vacation, sick leave and family leave

 

About our Credit Union: 

Radius Credit Union is a rural based community focused credit union with eight (8) branches, assets over $600 million and nearly 60 employees serving 5900 members. Radius Credit Union builds relationships by providing financial solutions and supporting its communities.  Employee engagement is valued and there are many opportunities for growth for career-minded individuals. Our organization has branches in Avonlea, Ceylon, Earl Grey, Ogema, Pangman, Radville, Tribune and Torquay.

 

The Community:

Located in the “Deep South,” Ogema is an energetic and thriving community. Ogema is quickly becoming a destination for tourists coming to “ride the rails” on Southern Prairie Railways tourist train, visit the fully restored CPR Train Station, and the Deep South Pioneer Museum. Ogema has a K-12 school, daycare, a large community hall attached to the skating rink, curling rink, and a brand-new swimming pool, which are all located in the Regional Park.

 

If you are interested in becoming a part of our team, please submit your resume, in confidence, on or before January 30, 2026, via email or mail to:


Radius Credit Union
Box 339
Ogema, SK S0C 1Y0
Attn: Michelle Leonard, HR & Marketing Coordinator
michelle.leonard@radiuscu.com

 

 

 

 

We appreciate the interest of all applicants; however, only those under consideration will be contacted. This posting will remain open until the vacancy is filled.

Lending Manager

SHAPE THE FUTURE OF LENDING IN A THRIVING CREDIT UNION

Dodsland and District Credit Union is an autonomous, single-office Credit Union serving a strong rural membership base with assets of over $164 million. Located in a welcoming rural community, we offer a close-knit, family-oriented environment where relationships matter, and community values guide everyday life. We pride ourselves on delivering exceptional financial services with a personal touch, rooted in cooperative values and community commitment.

We are seeking a Lending Manager to lead our lending operations, strengthen portfolio performance, and ensure compliance and risk management. This is an exciting opportunity for an experienced Lending Manager or a high-potential, experienced lending professional ready to take the next step in their career.

WHAT MAKES THIS OPPORTUNITY UNIQUE

  • Strategic Exposure: You’ll have the opportunity to work closely with our General Manager and gain insight into board relations, strategic planning, and leadership at an organizational level.
  • Autonomy & Impact: Enjoy the flexibility and influence that comes with working in a single-office Credit Union where your decisions make a real difference.
  • Community Connection: Be part of a team that cares deeply about our rural community, values relationships, and supports the financial well-being of our members.
  • Professional Growth: Access mentorship, leadership development, and training opportunities to progress your career.

WHAT YOU’LL DO

  • Lead and manage consumer, commercial, and agricultural lending operations, ensuring sound credit practices and regulatory compliance while positioning the portfolio for sustainable growth.
  • Analyze market trends and member needs to identify growth opportunities and recommend enhancements to lending products.
  • Coach and mentor lending staff to build expertise and deliver an exceptional member experience.
  • Collaborate with senior management on budgeting, planning, and reporting to support organizational performance.
  • Oversee collections and delinquency management, policies and procedures, and external partnerships.

WHAT YOU BRING

  • Post-secondary education in Agriculture, Finance, Business, or a related field, and 5+ years of lending experience (leadership experience is also an asset). Candidates without formal education but with an equivalent combination of education and experience are encouraged to apply.
  • Strong knowledge of retail, commercial, and agricultural lending practices.
  • Proven ability to analyze financial statements, assess risk, and make sound credit decisions.
  • Skilled in relationship building, team leadership, and fostering member trust.
  • Proficiency with lending systems and openness to digital solutions.

COMPENSATION & BENEFITS

  • Competitive salary, commensurate with qualifications and experience
  • Comprehensive benefits package, including medical, dental, EAP life, and disability insurance
  • Matched pension plan (9% employer match)
  • Variable, performance-based bonus structure
  • A supportive, small-branch environment that values work-life balance
  • Professional development opportunities, including training and leadership development
  • Credit Union-owned housing is available for the successful candidate as well as relocation support, if applicable

HOW TO APPLY

Dodsland and District Credit Union has partnered with Culturefirst HR on this recruitment.

Please submit your application, including cover letter and resume to: Culturefirst HR, creditunioncareers@culturefirsthr.com

Application Deadline: February 4, 2026

We thank all applicants for their interest. Only those selected for an interview will be contacted.

Vice President, Credit Risk

Vice President, Credit Risk

 

Salary Range:$98,175.00 To $122,719.00 Annually

 

Reports To:       Chief Risk Officer

Every employee must honour the vision, mission and values of Northern Savings Credit Union.  

 

Primary Purpose:

The VP, Credit Risk provides leadership, oversight and coordination of business and retail lending for Northern Savings Credit Union. This leader translates business strategies into goals, objectives, and processes to effect sound and prudent credit decisions for the Credit Union.

This business unit leader is responsible the credit function including retail and business credit adjudication, overseeing the provision of exemplary member service, providing for engagement of employees, managing the operations to be efficient and effective, taking action to mitigate current and emerging risk, and contributing to the operational and financial health of the Credit Union as a whole but with a particular focus on credit risk.

The VP, Credit Risk is to conduct their duties while demonstrating positive leadership and exemplary ethics within the Credit Union and externally in the community. The VP, Credit Risk is to inspire and produce results in the best interest of the Credit Union.

 

Key Accountabilities:

Credit Risk Oversight

  • Oversee and report on credit decisions
  • Monitor credit risk parameters for the portfolio as a whole to ensure that the credit portfolio remains within the Credit Union’s risk appetite and risk tolerances outlined in governing and managing policies.
  • Provide independent, objective review and adjudication of credit applications within credit limits and make recommendations and escalate as required.
  • Implement processes to manage and mitigate risk as required.
  • Monitor and report on performance of the business and retail loan portfolios.
  • Ensure regulatory requirements relating to credit are being met including credit stress testing practices.
  • Implement credit best practices where appropriate to do so.
  • Maintain knowledge of economic factors and implications for the behaviour of credit risk.
  • Identifies and escalates any emerging risks and opportunities within the credit portfolio.

 

Credit Products and Portfolios

  • Contribute to processes for retail and business credit products and services to achieve exemplary member service.
  • Oversee pricing of products to appropriately reflect risk and achieve satisfactory portfolio financial returns.
  • Collaborate with Finance on competitive pricing situations.
  • Maintain knowledge of credit markets with regards to services, products, rates, and fees.
  • Maintain knowledge of current market activity locally and nationally in order to identify opportunities for the Credit Union.
  • Develop and foster key relationships within the credit union system and with key Credit Union partners.
  • Maintain awareness of competitor’s products and features in products.
  • Maintain knowledge of applicable regulatory requirements and guidance.
  • Advise internally on challenges in delivery of products and services.
  • Maintain knowledge of changing member needs and expectations.
  • Recommend changes to credit products, services and service delivery channels as needed.
  • Collaborate with the Chief Operating Officer on Branch service delivery systems related to credit.
  • Facilitate risk mitigation in dealings with members and borrowers under financial stress.
  • Monitor the level of delinquencies and oversee actions to resolve delinquent accounts through oversight of the Special Accounts department.

 

Credit Administration  

  • Lead the business lending adjudication, retail lending adjudication, and special accounts functions.
  • Ensure the business units function effectively and attain stated objectives.
  • Establish and implement department budgets that support the corporate goals.
  • Contribute to the setting of the Credit Union’s strategic direction.
  • Set unit objectives that are aligned with the Credit Union’s strategic direction.
  • Ensure alignment of policies and guidelines across the Credit Union and seek feedback to ensure effectiveness of policies and guidelines.
  • Monitor productivity and ensure staffing levels are appropriate.
  • Participates on board committees, management committees, member meetings, and community meetings as needed.

 

Employee Engagement  

  • Build positive, capable teams to meet the mandate of the business units.
  • Create a positive work environment that motivates employees to excel and celebrates successes.
  • Foster a culture consistent with the Credit Union’s values and service philosophy.
  • Mentor and train employees as required within the departments or collaboratively with other departments.
  • Conduct annual performance duties including completion of performance goal setting, performance appraisals, and development plans for direct reports and ensure direct reports do the same for indirect reports.

 

Core Effectiveness Skills:

Interpersonal/Communication

  • Builds and sustains effective working relationships with staff, members, and communities
  • Communicates clearly and concisely
  • Strong written communication skills
  • Effective listening and telephone skills
  • Ability to persuade, influence, negotiate, and motivate people
  • Public speaking skills
  • Facilitation skills
  • Sustains openness and trust

 

Leadership

  • Recognition of and respect for people’s diversity and individual differences
  • Strong problem-solving abilities
  • Demonstrable effective decision making
  • A positive attitude toward change
  • Continuous learning and development
  • Effective organizational and time management skills
  • Flexible and adaptable in implementing the Credit Union’s goals

 

Working in Teams

  • Work collaboratively to accomplish common goals
  • Lead team development and identification of team roles, responsibilities and goals
  • Lead project teams and ensure collaborative relationships
  • Understand team dynamics
  • Provide focus and direction
  • Recognize and celebrate team successes
  • Lead in development of strategies to improve team and individual performance
  • Enable team members to make decision within the scope of their position

 

Innovation/Creativity

  • Finding and communicating new ideas for old problems
  • Presenting new ideas that have productive outcomes (results in the generation of practical applications or development of new procedures)
  • Pushing the limits of knowledge and ability to identify and create new ideas/solutions
  • Development of new programs and policies

 

Strategic Thinking and Planning

  • Ability to relate actions to the strategic plans of the organization
  • Knowledge of the organization and the credit union system
  • Recognition of global implications
  • Sensitivity to organizational cultures
  • Implement strategic plan and through actions, motivate others to achieve corporate direction
  • Ensuring priorities are strategically based
  • In cooperation with the board, establish and confirm vision and strategic direction
  • Identify an organization structure and management style to meet credit union objectives
  • Using strategic plan, develop, prioritize and implement organizational/department plans and strategies

 

Core Occupational Skills:

  • Sales skills
  • Human resource policy and procedure development, implementation, interpretation
  • Planning/forecasting/budgeting
  • Credit union product knowledge
  • Knowledge of credit union philosophies and principles
  • Working knowledge of credit union technology and operations
  • Understanding of Credit Union Incorporation Act and Financial Institutions Act and the regulatory environment

 

Education & Experience

  • University degree is required
  • Minimum of 10 years of experience in a financial services environment
  • Minimum of four years of management experience in credit
  • Or an equivalent combination of education and experience.
  • Expert knowledge of business and retail credit is required.
  • Expert knowledge of BC regulatory requirements related to credit is required.
  • Expert knowledge of credit adjudication and operational best practices
  • Experience evaluating and drafting policy and procedures is preferred.

 

Travel is a requirement of this position.

 

Credit Specialist

The Synergy Experience – what is it exactly? Just ask our employees. Their dedication to our customers (members) and each other has created an incredible place to work. We offer personalized, competitive products and services, and are proud to be a part of your local community.

We are seeking a Credit Specialist to help us continue our rich tradition of serving our community – since 1943!

What You’ll Do

As a Credit Specialist, you evaluate credit applications and adjudicate credit outside the limits of the teams responsible for lending activity across our Credit Union. You review applications for compliance to sound practice, policies, procedures, and regulations. You achieve this by reviewing lending information and analyzing financial statements and supporting information to assess credit worthiness and risk coverage of loans.

Why You Matter

Your attention to detail is key in this role. You demonstrate advanced knowledge of sound lending practices, policies, procedures, and laws governing all lending. Along with your expertise and exceptional customer service skills, you use prudent judgement and decisiveness in the analysis, approval, recommendation and decline of loans. You are also a willing coach and provide feedback on the submission and adjudication decision to team members.

Every credit decision impacts our member’s future and Synergy’s reputation. By ensuring sound lending practices, you help us maintain financial integrity while supporting growth and opportunity for those we serve.

What Success Looks Like

To Thrive in this role, you:

  • are responsive, exceedingly competent, organized, and driven to dig into a file and understand the story.
  • understand what’s critical to keep the application on track and continually adapt to changing circumstances.
  • bring a professional presence, work daily to build relationships, credibility, and the competence of those around you.

What You Bring

  • A related degree or diploma,
  • Experience in the areas of agricultural, commercial, and consumer lending and an understanding of lending requirements and compliance,
  • Excellent comprehension, communication, and interpersonal skills,
  • Solid working knowledge of MS Office,
  • Experience with customer relationship management software and loan origination systems,
  • Experience with syndications is preferred.
  • An equivalent combination of education and experience will be considered.

What do we offer?

  • Competitive salary
  • Benefits and pension (from day 1), and fabulous perks like preferred rates
  • Work/life balance
  • Investment in your professional development
  • Leadership development and mentorship programs
  • Community involvement opportunities

More details:

  • Hours: Permanent full-time, 37.5 hours weekly.
  • Salary: $70,400 – $88,000 annually
  • Location: Flexible; may work out of any of our current branch locations, with manager approval. This role is eligible for a remote hybrid option, working from a branch location and from home.
  • Travel: You may be required to travel for events, training, or other Synergy related business.

Ready to Make a Difference?

If you’re detail-oriented, decisive, and passionate about building strong financial relationships, we want to hear from you. Apply today and help us shape a stronger financial future-one decision at a time. Submit your cover letter and resume to careers@synergycu.ca by end of day January 11, 2026, referencing competition #261101 in the subject line.

A Little More About Us:

Synergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn our customers’ (members’) trust, grow our relationships, and build sustainable communities.

We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.

We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets under management.

We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg and Paradise Hill.

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Effective January 1, 2026, Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Any reference on these sites or in any linked documents to “Synergy Credit Union Ltd.” is hereby deemed to refer to Conexus Credit Union.
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Branch Business & Agriculture Advisor

Do you have a passion for helping agriculture and business clients in our communities succeed? This is your opportunity to partner with some of our most diverse and dynamic members, delivering forward-thinking, personalized advice and tailored financial solutions to meet their goals. 

 As a Branch Business/Ag Advisor, your focus is on Synergy’s business and agriculture clients (“members”). Your portfolio consists of members with more complex needs who require innovative and creative lending and deposit solutions to support their operations. In this position, you will get to know the agriculture and commercial markets, cultivate strong relationships, and generate growth by acquiring new members to Synergy.

This exciting opportunity partners you with agriculture and business members at the branch level providing commercial, agricultural, and consumer lending advice. The role collaborates with the Business & Ag Financial Centre and the Wealth Team when required to meet the broader and more involved financial needs of these valued members.

Are you ambitious, influential, and organized?

Do you have broad lending experience with a desire to focus in business & agriculture?

You are responsible for:

  • Meeting with members to understand their business goals and advise on lending and other financial solutions,
  • Identifying opportunities to successfully meet members’ needs, planting seeds for future products and services, and following up in a timely manner,
  • Promoting retail products such as loans, mortgages, investments, mutual funds, credit cards, and account packages,
  • Granting credit and managing a portfolio of members,
  • Engaging in marketing and outreach activities to deepen existing relationships and proactively seek out new business opportunities and new members to grow the business,
  • Collaborating with internal teams to deliver strong results for clients, and
  • Completing activities aligned with legislation and Synergy’s policies and procedures.

You and your experience:

  • You have related post-secondary education (i.e., a Diploma or Degree) with 5 years of related experience. An equivalent combination of education and experience may be considered.
  • Credit union industry experience would be considered an asset.
  • You are competent in all areas of Consumer, Business and Agricultural lending.
  • Previous experience in sales while working with goals, strong closing and referral techniques, and pipeline development Is desired,
  • Strong relationship and business development skills are conducive to creating and maintaining a sales pipeline,

Submit your cover letter and resume to careers@synergycu.ca, referencing competition #256103 in the subject line.

More details:

  • Status: Permanent, full-time
  • Salary: $70,408 – $88,011 per annum
  • Location: Macklin Service Centre. Flexible hybrid (3 days on-site) may be negotiable.
  • Hours: Currently Monday to Friday, 8:30 a.m. to 5:00 p.m. Must have the flexibility to work outside regular hours for travel, events, and member meetings.
  • Travel: Travel is a requirement; successful candidate must have access to reliable transportation.

 

What do we offer?

  • Investment in your professional development and career growth
  • Benefits and Pension
  • Competitive salary
  • Preferred rates on our products and services
  • Community involvement and volunteer opportunities

 

A little more about us:

Synergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn our customers’ (members’) trust, grow our relationships, and build sustainable communities.

We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.

We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets under management.

We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.

Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg and Paradise Hill.

We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.

Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.

Find out more about us!  https://www.youtube.com/user/SynergyCreditUnion

www.synergycu.ca

Senior Credit Adjudication Specialist

Apply by December 14, 2025

Join Innovation Federal Credit Union as a Senior Credit Adjudication Specialist, reporting to the VP Credit, where you’ll mentor staff, lead risk analysis, and play a key role in safeguarding member assets while supporting business growth and continuous improvement. This position offers the opportunity to leverage your advanced lending expertise, collaborate with leadership, and contribute to a culture of accountability, integrity, and professional development.

The key responsibilities for this role include:

  • Perform credit analysis and adjudicate on a portfolio of accounts with complex structures through the review of pertinent financial and industry information on incoming credit applications. Focus on large commercial deals, leveraged finance structures, large commercial real estate transactions, cashflow and diversified lending.
  • Provide effective challenge, make independent recommendations within the risk appetite and in adherence to the policies/standards and procedures.
  • Demonstrate working knowledge on leveraged financing, capital structures and syndication arrangements; provide analysis on EBITDA adjustments/ effective challenge on projection assumptions and repayment capacity/ DAC models; contribute to the framework and risk appetite statement while meeting industry and regulatory expectations.
  • High level of collaboration with Business Banking partners to ensure key risks are identified and addressed appropriately through the credit adjudication process, including with other stakeholders to achieve optimal effectiveness and efficiency in meeting client needs as well as operational and regulatory requirements.
  • Provide recommendations to senior executives, present and participate in discussions at Credit Committees ensuring the Credit Union is adequately protected.
  • Alert credit portfolio management to unsatisfactory trends in lending practices, early identification of problem loans and ensure accuracy of risk ratings through identification of changes in account quality (via review of industry/economic trends and general news flow). Assess strategies and restructuring proposals for problem loan accounts or accounts of concern which require closer monitoring.
  • Assist in the maintenance of the loan portfolio through completing annual file reviews and quarterly reviews for monitored loans.
  • Review documentation such as term sheets and commitment letters before issuance.
  • Increasing use of data analytics to monitor and assess the portfolio, underlying trends, and application in credit adjudication.
  • Actively participate in strategic projects/initiatives as applicable, act as SME when required.
  • Utilize digital solutions to create efficiencies, simplify members’ banking needs, and enhance the member experience.

Qualifications:

  • Completion of a Bachelor’s degree in Commerce, Business Administration, or related discipline.
  • 7 – 9 years’ lending and credit experience (or an equivalent combination of education and experience).
    • Advanced knowledge of Commercial, Real Estate Secured, Cashflow, Diversified lending.
    • Knowledge of financial modeling, ability to analyze projections, challenge model and sensitivity assumptions.
    • Ability to provide feedback on transaction structuring, covenants, security enhancements.
    • Strong knowledge of Commercial Real Estate Lending and understanding of current market conditions.
    • Experience with syndicated transactions and structures.
    • Advanced knowledge of syndication and securitization is considered an asset.
  • Detail-oriented and risk aware, contributing to the safeguarding of our company’s assets and reputation.
  • Proficient in digital literacy, including (but not limited to) critical thinking, problem solving and navigation using digital solutions.
  • Use and comfortability with a variety of Microsoft 365 applications (Excel, Teams, Viva, Power Automate, Power BI).
  • Agility to adapt to changing digital environment, learning new tools and systems.
  • Working under time sensitive deadlines.

About Us

Hi! We’re Innovation Federal Credit Union. Our purpose is to simplify banking for all Canadians. We like to keep it simple. We have three values – Accountability, Integrity, and Respect – and we are constantly striving to improve our organization to make it better for you (our member and prospective employee)!

How are we different from other Credit Unions? We’ve put in the work to become a federal credit union – just one of three in Canada – to secure the future of our organization and continue to grow across Canada. We are proudly rooted in Saskatchewan, but our vision is national, or as we like to say, “Made in Sask, Built for Canada”.

What sets us apart:

  • Commitment to Community: $1.1 million was given to local organizations last year who are making a difference
  • Strong focus on Diversity and Inclusion: Nearly 22% of InnovationNation proudly identifies as part of a designated group, reflecting our strong commitment to fostering a diverse workplace
  • Benefits that start when you do: Our full-time staff participate in a 7% employer-matched pension plan, extended health benefits, employee and family assistance program, and a staff loan rate. These benefits all start on Day 1 of employment, no waiting period!

 

In the spirit of Truth and Reconciliation, we acknowledge that we are on the traditional territories of the many First Nations, Métis, and Inuit who have graced these lands for millennia.

We are privileged to live on, work on and enjoy the benefits of these lands, now known as Canada.

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