Lending – Commercial – Credit Union Careers

Commercial Account Manager

Commercial Account Manager
Niverville Credit Union Ltd
62 Main Street, Box 430
Niverville MB

Niverville Credit Union, with branches in Niverville, Steinbach and Landmark serves over 9,200 members throughout Southeastern Manitoba and has over $400 million in assets under administration. We have a staff compliment of over 40 employees spread over 3 Branches.

The position is primarily located out of the Steinbach Branch. The individual may be required to work out of our other location(s) from time to time.

The Position:

The Commercial Account Manager is responsible to source new business and new member opportunities while managing a growing and robust commercial portfolio. The position will challenge the individual to foster relationships while recognizing members’ needs by promoting a full range of lending and investment products offered by Niverville Credit Union; with an emphasis on Commercial Loans, Mortgages and Lines of Credit. Reporting to the Manager, Lending Services, this position contributes to the Commercial Loan Portfolio consistent with Niverville Credit Union’s Vision, Mission and Values through the credit granting process, assessing loan viability and risk; and ensuring credit facilities are within policy and lending limits. In addition, this role assists with annual Line of Credit reviews and managing delinquency controls of Commercial Credit Facilities. This position will be responsible for recognizing members’ needs by soliciting new business and fostering relationships that add value and contribute to the overall success of the credit union.

The Person:

You would be looking for a career that offers continuous growth and development. As part of Niverville’s Commercial Lending team, you are ready to pro-actively retain and expand existing member relationships within our communities while pursuing new sources of businesses. You have five (5) years of progressive lending experience along with post-secondary education in the related field such as Business Administration would be considered an asset. You would be professional individual whom has strong organizational skills who excels in delivering excellent service.

What do we offer?

A welcoming and friendly team-oriented culture,
Competitive salary,
A Comprehensive Benefits package.

Those interested in applying for this position are asked to submit a resume and cover letter by Monday, Jan 31, 2021:

Ron Ashcroft CFP
Manager, Lending Services
Niverville Credit Union
62 Main Street, Box 430
Niverville MB R0A 1E0

Email: ron.ashcroft@nivervillecu.mb.ca

We would like to thank all Candidates for their interest; however only those considered for an interview will be contacted.

Regional Manager, Commercial Services

**Posting Deadline: Please submit your application by 11:59 PM PST, January 18, 2022**

Position Type: Permanent

Together, Let’s Do Great Things!

We’re the largest financial institution based on Vancouver Island and the Gulf Islands, and we’ve got an opportunity for you. We are looking for a Regional Manager, Commercial Services to lead the Comox Valley and Oceanside commercial lending teams. If you are looking for a leadership opportunity with a growing team and have strong commercial lending experience, we’d like to hear from you!

What’s the role?

As the Regional Manager, Commercial Services, you oversee the operations of the Business Centre within the region. Your primary responsibility is business and team development. You provide leadership, coaching, and support to the Business Centre team in all aspects. This includes Business Centre operations, sales and service initiatives, member service and employee relations. As Regional Manager, Commercial Services you are also responsible for achieving financial goals and targets for the Region. You empower your teams to develop plans that drive growth by focusing on high levels of member satisfaction, employee engagement, succession planning initiatives, increasing community connections, and business networks.

Your duties will include:

Identifying opportunities, networks, and collaborating with key resources and departments across all business lines to drive business growth and meet objectives.
Identifying and actively pursuing business opportunities to achieve business results.
Providing regular, results-based coaching for the Business Centre management teams.
Developing and implementing a business plan and budget for the regional area with clearly defined annual objectives that drive member, relationship, and revenue growth
Developing a workforce strategy inclusive of performance management, employee engagement, succession planning, and retention of talent for the region.

What are we looking for?

Successful completion of a Bachelor’s Degree or diploma in a related discipline (e.g. Commerce and Business Administration) requiring 3 – 4 years of full-time study or equivalent.
Thorough understanding of credit union operations, principles, and values.

Ideally, you are a flexible, collaborative team player with:

Minimum seven years of experience managing a financial service environment: managing a diversified loan and deposit portfolio, successfully developing and managing people, business development.
Superior knowledge of personal and business lending, deposit policies, practices, procedures and general branch operations.
Good knowledge and understanding of commercial real estate and construction lending practices.
Solid understanding of the competitive environment in the financial marketplace, and local communities within the region.

If you’re an approachable problem solver who embraces self-development and life-long learning, you’ll be a great fit with us.

What we offer you:

Competitive salary
A comprehensive benefits package including MSP, dental, and extended healthcare
Generous employer paid RRSP benefit
Ongoing support for education and career development

Who are we?

Since first forming in 1946, Coastal Community has grown to become the largest financial services provider based on Vancouver Island. We’re proud of the legacy we’ve built and the things that make us who we are:

We’re 100% member-owned, with all decisions made locally—right here on Vancouver Island.
We’re a growing organization with over $4 billion in assets under management. Coastal Community helps improve the financial health of over 100,000 members and clients through our 24 branches, 16 insurance offices, 4 business centres, plus our wide range of online and digital services.
We believe in making meaningful contributions to the communities we call home. Each year, we give over half a million to community organizations and programs.

If you join us you’ll work hard, but have a lot of fun along the way. We offer a generous compensation package and a great work/life balance because we want you to spend your career here. Many people do!

Lending Service Representative

We are seeking three experienced, full-time Lending Service Representatives to be based out of our Ogema, Tribune and/or Radville Branches. Reporting to the Business Development Manager, responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for collection activity and cross-selling the full range of Credit Union products.

Looking to expand your career? We will consider hiring the right candidates for a Lending Service Representative Trainee position. An LSR trainee must be a motivated individual with some financial education/experience and a commitment to the financial services industry and credit union system. An LSR Trainee will work with our experienced Lending Team and management to kickstart their career.

Preferred/Ideal Qualifications:
• 2-4+ years of experience, consumer, agricultural, and/or commercial lending.
• One year of related post-secondary education. (a combination of education and experience will be considered)
• Ability to interpret complex member financial information, assess risk and determine product/service opportunities.
• Proven success working in a sales, service and goal oriented environment.
• Highly motivated with excellent interpersonal, communication, and time management skills.
• A demonstrated commitment to ongoing professional development.

The Credit Union / Organization:
Radius Credit Union is a rural based community focused credit union with seven (7) branches, assets over $465 million and nearly 50 employees serving 4700 members. Radius Credit Union builds relationships by providing financial solutions and supporting its communities. Employee engagement is valued and there is ample opportunity for growth for career minded individuals.

The Communities:
Radius Credit Union has seven branch locations in Avonlea, Ceylon, Pangman, Ogema, Radville, Torquay and Tribune. We have been serving the area for over 60 years! All branch locations are based in rural southern Saskatchewan Towns and Villages. Each of our communities have varying amenities, recreational facilities and services. With major shopping and service centers within a 1- 1.5 hour drive.

Compensation:
Radius Credit Union offers a competitive compensation package including a 7% matched defined contribution pension plan administered by the Co-operative Superannuation Society, participation in a Variable Incentive Program, a full range of employee benefits including medical, dental, EAP and life/disability insurance.

If you are interested in becoming a part of our team, please submit your resume, in confidence, by December 24, 2021 via email or mail to:
Radius Credit Union Box 339 Ogema, SK S0C 1Y0

Attn: Michelle Leonard, HR & Marketing Coordinator michelle.leonard@radiuscu.com
Posting will remain open until a suitable candidate has been hired. We appreciate the interest of all applicants; however only those under consideration will be contacted.

Business Advisors

Would you like to earn above average pay helping members meet their financial goals, maintain a strong work life balance, a flexible schedule and have the security of a career – path supported by your organization? We offer that and so much more.

THE COMPANY – Our Purpose is to redefine banking by helping Canadians simplify their lives and reach their financial goals by reinvesting profits into our members, communities and our people. Now that Responsible Banking!

Click the link below to see what Innovation Credit Union is about! Trust us, you are going to want to learn more about who we are!

Innovation Credit Union – About Us (innovationcu.ca)

THE POSITION: This position would appeal to anyone who strives to go above and beyond in providing world class financial services by building trust to help simplify our members lives. How does one do this? Glad you asked!

A Business Advisor does the following:

Provides knowledgeable and timely advice; and provides assistance in utilizing our Agricultural and Commercial products, services and omni channels to best meet our member’s needs.
Provides flexibility and outside the box thinking to help areas Farm and Commercial business ventures. In touch with day to day realities for the members they now serve and will serve.
Is extremely organized and has a very strong attention to detail and driven to create results for the members they serve.

Why Should You Apply?

You want to be an ambassador of a forward-thinking, member focused organization
you are passionate about providing world class financial services, growing member relationships, and are comfortable with building a portfolio
You want to help simplify our members lives by offering proactive advice to their day-to-day agriculture and commercial banking needs in person and digitally

Visit the CAREERS page or our website to learn more about this position and to apply. www.innovationcu.ca Only those applications received through our job board will be considered.

Commercial/Agriculture Lending Account Manager

The Person: You are the special teams coach juggling expertise and specialties depending on what is required for the situation and member. You are quick and ready to act because delays cost time and money. You are prepared to tackle whatever lending challenge you encounter to help the farmer or business owner grow and improve their operation. You have no problem running out to meet your members at their farm or office. When requests for help are received you are quick to run with them and punt preconceived notions out of the way to really understand the request and focus on addressing it. Crop grower, cattle producer, small business enterprise, medium business owner/manager – each is important to you and you strive to help them succeed.

The Position: The Comm/Ag Account Manager is a full-time permanent position. Experience in Commercial and/or Agricultural lending is strongly preferred, and salary will be commensurate with experience and qualifications. Unity Credit Union offers a competitive total compensation package including attractive employee benefits with matched pension contributions. Relevant education and financial work experience are required.

Reporting to the Manager of Lending Services, the Comm/Ag Account Manager:

Takes a proactive approach to growing the loan portfolio, nurturing member relationships, and anticipating financial needs and offering solutions.
Grants retail, commercial or agricultural loans, mortgages, and operating lines of credit for business purposes within lending limits including completion of all required lending documentation for the lifetime of the loan; submits recommendations for credit to appropriate approval level; conducts regular portfolio reviews with members.
Promotes Unity Credit Union and maintains active involvement in the organization and community.

The Credit Union: Unity Credit Union is a successful rural-based credit union with assets over $300 million and 33 employees serving 5000 members. Unity Credit Union is dedicated to finding and developing the right people and achieving our strategic intent of being an employer of choice and as such, will consider training the right applicant.

The Community: Unity is a progressive community of approximately 2500 people located in West – Central Saskatchewan. Services include K-12 schools, full health center facility, skating and curling rinks with artificial ice, a regional park with a 9-hole grass green golf course, camping, new swimming pool. Economic drivers include salt mining, manufacturing, agriculture, inland grain terminals, oil and gas industry and an ethanol plant. For more information on the town of Unity, visit www.townofunity.com.

We would like to hear from you. Competition closes December 31, 2021.

Inquries may be directed to:

Shauna Hammer, Human Resources Advisor
Phone: (306) 228-4515 ext. 222
Email: shauna.hammer@unitycu.ca

Manager, Lending Services

The Credit Union:

Rocky Credit Union is located in the foothills of the Rocky Mountains that is committed to maintaining a high standard of personal services. This is your opportunity to join a dynamic team of financial professionals in a vibrant organization.

The Position:

The Manager, Lending Services oversees all commercial, agricultural, retail lending activities. This position ensures all lending activities follow sound business practices, legislation, regulations, and policies and procedures. The Manager, Lending Services is also responsible, but not limited to, the following:

Key Responsibilities:

Initiate action to improve growth and development of the Rocky Credit Union’s loan portfolio by pursuing new business and establishing and maintaining liaison with business and community contacts.
Effectively mentor, coach and develop lending staff to ensure sales and business development objectives are achieved and members receive consistent level of quality, personalized service.
Manage the lending staff of Rocky Credit Union to ensure compliance with established business practices, legislation, regulations, by-laws, policies and procedures
Develop and recommend changes to policies and procedures for effective and efficient lending services
Resolve complex lending issues and member complaints referred by staff to ensure needs of members and Rocky Credit Union are met
Completion of regulatory reporting requirements on an on-going basis.
Organize, schedule and monitor lending service activities to ensure maximum service levels are being provided to members and that work flows smoothly.
Manage an assigned loan portfolio through the analysis of loan requests based on character, capacity, and collateral to safeguard member deposits and the viability of Rocky Credit Union.
Develop, recommend, and implement changes to policies and procedures in the lending department.
Provide input in the creation of lending sales targets and marketing plans.
Establish performance standards, conduct performance appraisals, and identify training and development needs of departmental staff.
Develop department budget and monitor performance in relation to budget.

The Person:

Post-secondary education plus seven years combined retail and commercial lending experience.
Excellent interpersonal skills and the ability to manage, coach, motivate and develop employees
Excellent written and verbal communication skills.
Good understanding of credit union regulatory requirements.
Time management & detailed oriented.
An awareness of external economic environment
Excellent negotiation and problem resolution skills.
Prior supervisory experience is an asset.

Compensation:

Salary commensurate with experience and in accordance with Rocky Credit Union’s Rewards and Motivation program.
Comprehensive benefits package.

Closing Date:

December 13, 2021 at noon

Submit Resume in Confidence To:

jshanks@rockycu.com with ‘Manager, Lending Services’ as the subject

Manager of Lending

Located in the coveted Kootenay region, Heritage Credit Union (HCU) is proud to be one of the longest running community-based Credit Unions in BC’s Kootenay region. HCU is dedicated to providing full financial services to the local community with branches in Castlegar, Slocan Valley, and the West Boundary. We are committed to being a progressive, financially strong, goal-orientated organization always placing our members and cooperative philosophy first and foremost.

The Opportunity

HCU is currently recruiting for the position of Manager of Lending. This is a permanent, full-time employment opportunity working from the administration offices located in Castlegar, BC.

Reporting to the CEO, and as a member of the senior management team, this position is responsible to provide strategic leadership and advice on all credit (commercial and retail) related matters throughout the organization. Overseeing the organization’s credit activities, this position is responsible for leading, coaching, and directing the team of professionals within the lending department to ensure we are providing our members with quality service and advice to achieve organizational goals and targets.

Specific responsibilities include but are not limited to:

Participating in the development of corporate strategies by identifying short and long-term objectives and contributing to the design and development of policies and programs;
Initiating action to improve growth and development of the credit union’s loan portfolio by pursuing new business and establishing and maintaining liaison with business and community contacts;
Effectively mentor, coach and develop staff to ensure sales and business development objectives are achieved and members receive consistent level of quality, personalized service;
Managing the lending staff of the credit union to ensure compliance with established business practices, legislation, regulations, by-laws, policies, and procedures;
Developing and recommending changes to policies and procedures for effective and efficient lending services;
Identifying risk issues and ensuring processes are in place to effectively identify and manage risk and delinquent accounts;
Resolving complex lending issues and member complaints referred by staff to ensure needs of members and the credit union are met;
Aiding in the development and administration of processes for product and service referrals to varying credit union departments and subsidiaries;
Completion of regulatory reporting requirements on an on-going basis;
Active contributor to the applicable committees as required;
Act as a liaison with auditors on lending files and loans administration activities.

Qualification and Skill Requirements

The preferred candidate will possess a minimum of five to seven years related financial institution experience and post-secondary education in Commerce, Business or Finance. An equivalent combination of education and experience will be considered.

Our preferred candidate will also demonstrate:

An understanding of credit adjudication principles, policies and procedures and a proven track record of responsible adjudication;
Demonstrated experience including at least five years of personal and commercial lending experience, some at the supervisory level;
An understanding of credit union regulatory requirements;
Excellent interpersonal skills and the ability to manage, coach, motivate and develop employees to ensure high productivity;
Good organizational skills; demonstrated ability to manage multiple priorities and meet deadlines providing service-oriented solutions to both internal and external customers;
An awareness of the external economic environment.

At Heritage Credit Union we are pleased to offer an excellent compensation package including a competitive salary, company paid benefits, health care spending account, pension, paid time off, bonus incentives, as well as the benefits of living in the highly desired Kootenay region. https://destinationcastlegar.com

If you are looking to further your career within a successful, community-minded organization, HCU could be the place for you. Check us out at: https://www.heritagecu.ca

To Apply

Interested candidates can apply by quoting posting #21-02 and submitting a cover letter and resume via email by December 15, 2021: hr@heritagecu.ca

We thank all applicants for their interest, however only those selected for an interview will be contacted.

Small Business Relationship Manager

Lakeland Credit Union is a provider of financial products and services in the Lakeland area. We have been serving our members in Bonnyville, Cold Lake and surrounding rural communities for over 80 years. We believe in community, integrity, excellence, the co-operative system and our people.

What opportunity awaits?

We are looking for someone who is passionate about supporting our business members and providing advice that supports their financial well-being.

As our Small Business Relationship Manager, you will show aptitude as a trusted advisor by building and retaining member relationships through the sale of commercial credit and cash management solutions. This role will manage a designated portfolio of commercial small business member relationships. In addition, this role will promote and negotiate business-banking services to current and potential members. The Small Business Relationship Manager will proactively develop long-term, mutually profitable relationships with members, service partners and local markets to optimize business opportunities and referrals.

Responsibilities:

Proactively assess and anticipate member’s needs to identify solutions to meet those needs and the member’s broader business objectives
Manage a portfolio of commercial relationships including daily decisions, new credit requests, annual reviews, risk mitigation with a strong emphasis on business development and member retention
Work collaboratively with internal members to ensure all activities are in compliance with relevant legislation, regulations and policies and procedures to minimize errors and omissions

Qualifications:

Minimum 3 years of business lending support experience
Post-secondary degree in Business or other relevant combined education and experience

Our total compensation package includes a comprehensive benefit package, matching retirement savings plan and employee financial services benefits.

Thank you for your interest in Lakeland Credit Union however, only those applicants selected for an interview will be contacted.

Application deadline: This posting will remain open until suitable candidate is identified.

Job Location

Cold Lake, AB

*This successful candidate must be bondable and will be subject to a pre-employment background screening, including a criminal record and credit checks.

Manager, Risk Assessment

The Deposit Guarantee Corporation of Manitoba (DGCM) guarantees 100% of deposits held at Manitoba credit unions and the caisse (cu/caisse). As the regulator for Manitoba cu/caisse, DGCM ensures every cu/caisse operates under sound business practices.

We are seeking a highly motivated individual to join our team of professionals.

Reporting directly to the Director, Risk (Monitoring) and indirectly to the Director, Risk (Examinations), the Manager, Risk Assessment acts as DGCM’s primary liaison with a group of assigned cu/caisse. The position is responsible for the monitoring and follow-up of material risks identified at assigned cu/caisse; and leading or participating in the examinations of other cu/caisse.

Selection Criteria:

Excellent written and verbal communication skills, including presentation skills
Strong knowledge of sound corporate governance, risk management practices, and financial principles
Familiarity with enterprise risk management, internal audit, and compliance
Self-motivated with excellent analytical, problem solving, and organizational skills
Post-secondary degree in a related area(s)
5 years minimum related experience
Fluency in French would be considered an asset, but is not required

This is a great opportunity for a candidate with the right blend of experience, aptitude, and interest. Some travel within Manitoba is required.

To attract, motivate, and retain qualified people; DGCM offers a competitive benefit and compensation package, and are committed to work/life balance.

We seek diversity in our workplace. Indigenous persons, women, visible minorities, and persons with a disability are encouraged to self-declare.

Please send your resume with cover letter by Wednesday, November 17, 2021 to careers@dgcm.ca.

We thank all applicants for their interest, however, only candidates selected for an interview will be contacted.

Manager Associate Business Advisors

Permanent Full-Time

Closes November 8

Open to any Innovation Advice Centre Location

Innovation Credit Union – Find Branch(innovationcu.ca)

Annual Salary: $89,729 – $112,162

Click the link below to see what Innovation Credit Union is about! Trust us, you are going to want to learn more about who we are!

Innovation Credit Union – About Us (innovationcu.ca)

THE POSITION: Reporting to the Senior Vice President, Business Advisors, this strategic position will develop, train and motivate a team to provide a mix of lending and administrative duties to supporting Business Advisors; provide exceptional members service in all areas of banking; succession plan into a Business Advisor position that would maintain a consumer or business solutions loan portfolio, and to develop long term relationships with members.

How does one do this? Glad you asked!

The Manager Associate Business Advisors does the following:

Coach, mentor and manage staff, providing performance and behavioral feedback, discipline, encouragement and championing the overall principles of a constructive culture that is conducive to team achievement, productivity improvement and professionalism
Coach staff to create a network of enthusiastic employees who support service excellence and utilize Memberfirst techniques to create exceptional member experiences
Leads a team responsible for ensuring accurate and timely administration of credit files from creation to disbursement, including 2^nd checks
Provide leadership and direction in business development through service excellence and product knowledge
Ability to coach and mentor staff in alignment with the goals of Innovation Credit Union
Organize, schedule and monitor service provision to ensure maximum service levels are being provided and that work flows smoothly
Identify and recommend opportunities for improving processes

Why Should You Apply?

You want to be an ambassador of a forward-thinking, member focused organization
You have 2 Years post-secondary education in related field and all courses required of the Relationship Manager/Credit Specialist roles
You have a minimum 5-7 years’ experience in relationship banking with knowledge and experience in all areas of lending and credit analysis with experience in commercial and agricultural loans being considered an asset
You have completed Consumer, Residential Mortgage, Agricultural and Commercial Lending education or equivalent combination of education and experience.
Proven high standard of verbal and written communication skills and attention to detail
Proven collaboration skills with the ability to build relationships with various stakeholders
Proven ability to manage cross functional projects and prioritize deliverables to meet deadlines
Knowledge and understanding of the regulatory environment that impacts the financial services industry
Demonstrated commitment to continual professional development

Interested? Visit www.innovatoncu.ca to apply