Manager, System Credit

About Credit Union Central of Manitoba

Credit Union of Manitoba (CUCM) is the trade association and service provider for the province’s 17 autonomous credit unions. CUCM’s purpose is to provide strategic leadership for credit unions, and to deliver high-value solutions that help each credit union achieve its vision.

The role

Reporting to the Vice President, Lending & Compliance, the incumbent plays a lead role managing all aspects of system credit, risk management, and loan adjudication while serving the growth and competitive needs of credit unions. As the Manager, System Credit, your role will encompass the following:

  • Directly manage, lead, guide, engage, develop, and encourage the adjudication team.
  • Form part of the system credit committee, responsible for managing system credit risk.
  • Provide input to strategies that support the Lending Services, Compliance, and Manual Departments business goals and objectives.
  • Provide consulting services to credit unions lending personnel and, where necessary, meet with Central’s legal counsel to discuss options.
  • Play a critical role in delivery of lending conferences and workshops.
  • Demonstrate loan portfolio management and risk mitigation for complex credit applications.
  • Provide input into Lending Services components of CUCM Enterprise Risk Management program.
  • Review and make recommendations to Model Loan Policy and credit union lending policies.
  • Develop industry resources to be available to credit union lending staff and keep apprised of all industry and market developments.
  • Communicate with all lending relationships inclusive of industry partners, credit union personnel, Deposit Guarantee Corporation of Manitoba, and other internal/external stakeholders.
  • Make recommendations to process improvements in Lending Services

The person

You bring strong relationship building skills, sound analysis and decision-making competencies and have a thorough knowledge of legislation pertaining to lending and of the commercial/agricultural marketplace.  You are a strong communicator. You are an expert negotiator with strong interpersonal skills with ability to diplomatically manage and attempt to reconcile conflicting demands and viewpoints, combined with personable and effective client management skills.

You a natural collaborator; driven by the challenge of change, with the ability to adapt your focus or approach based on what the situation requires. You are technologically savvy and up to date with technological developments as it relates to financial services.

Education & Experience

Your background includes a minimum of 5 years’ experience working in a similar capacity with a focus on Commercial Credit Adjudication. Experience with Agriculture Lending would be of benefit. Education equivalent to completion of three- or four-year bachelor’s degree, ideally in commerce or business administration, or related experience is required.

The Company

We offer an excellent total compensation and benefits package including an incentive pay program, an extensive community service program, training and development opportunities, and a work environment that engages and enables our employees to serve our members. The salary will relate to qualifications and experience.

We are committed to providing a safe, respectful, and inclusive environment where your unique background, perspectives and talent are valued.

Our office is located in downtown Winnipeg close to the Canada Life Centre.  In the current environment, employees have the ability to work from home.

Credit Union Central of Manitoba (CUCM) is the trade association for Manitoba’s credit unions and as such manages liquidity reserves, monitors credit granting procedures and provides trade services in areas such as corporate governance, government relations, representation, and advocacy. CUCM also provides human resources services, research, communications, planning, lending, compliance, and risk management services to credit unions. Manitoba credit unions jointly own CUCM and it is financed through assessments and fee income derived through its operations.

CUCM welcomes applications from people with disabilities.  Accommodations are available upon request during the assessment and selection process.

The salary will relate to qualifications and experience. The annual base salary range for this position is $115,000-$137,000.

Closing Date: Wednesday, December 31, 2023

To apply please go to:

Senior Commercial Advisor

Senior Commercial Advisor – Emerald Park Branch

Do you want to be a part of an organization where you can empower your members to succeed in life and business? Do you want to work somewhere where you can take the time to listen and understand each person’s story? At Cornerstone Credit Union we are looking for a proactive Senior Commercial Advisor who will identify an opportunity and know how to run with it.

As a Senior Commercial Advisor, you will be a champion for our members’ businesses, you will be committed to delivering flexible business solutions, providing professional business expertise and presenting timely business advice to help our members realize their short- and long-term goals. You will have the opportunity to grow the commercial lending portfolio, by creating your own sales pipeline by building relationships within the communities we serve. No day is ever the same! Whether it’s providing proactive client solutions, stellar service and support, consultation sessions or financial advice, putting our members first is what we are all about.

We are looking for someone who is:

  • A subject matter expert in the area of commercial business; providing innovative and creative solutions and being there every step of the way for our members to ensure they reach their business and personal dreams.
  • In-depth knowledge of lending with progressive experience in a sales and service industry of 7 to 10 years backed by post-secondary education in business, finance, accounting or equivalent combination of education and experience.  Additional designation in a professional business or accounting designation would be beneficial.
  • Experience in managing an assigned portfolio consisting of large market enterprise accounts.
  • The ability and confidence to anticipate opportunities, turn them into an action plan and then into reality.
  • A self-motivated and driven individual able to take on challenges that are a stretch but not unrealistic.
  • A track record of dealing with high complex business developing situations ensuring a healthy balance between opportunity and risk, growth and profitability while guiding our members along in their decision making and being open to what they have to say.
  • Going above and beyond in providing exceptional member service; members will want to tell their family and friends all about you!

You’ll receive competitive compensation, great benefits, and matched pension contributions. We also offer performance incentives and wellness and employment perks.

The cherry on top is the great people who work at Cornerstone. Our team is caring and supportive, and community is at the heart of everything we do. We are proud to be one of Saskatchewan’s Top Employers for the seventh straight year.

Choose a rewarding career at Cornerstone Credit Union.

Manager, Commercial Real Estate Lending

Atlantic Central is currently accepting applications for a Manager, Commercial Real Estate Lending. 

Who WE Are:
League Savings and Atlantic Central are active commercial real estate lenders in Atlantic Canada.  We deliver quality results and offer a collaborative and community focused work environment in which to do it.  Our employees’ wellbeing is a top priority, and we underscore that with flexible working arrangements, personal days, and even birthdays off, to enable employees’ to strike a balance that works for them.  We strive to create an environment where all team members have opportunities for growth and feel welcome, valued, supported and connected.
If your values align with ours, consider joining our team as Manager, Commercial Real Estate Lending.


This is a leadership role within the commercial real estate financing team. As the Manager, Commercial Real Estate Lending, you will lead a dynamic group of Commercial Analysts, responsible for contributing to the management & growth of our commercial mortgage / construction loan portfolios, providing support, advice and guidance to clients and referral sources while playing a key role in the development of Commercial Lending staff.


 Origination – A key requirement will be experience in originating commercial real estate and construction loans. Ideally the jobholder will have an established referral network in Atlantic Canada but should be able to demonstrate experience in developing and maintaining one.

CMHC experience – our team are active in the origination and servicing of CMHC insured multi residential housing loans, including the acquisition of loan portfolios for securitization. The job holder will be expected to have, or quickly develop, a full understanding of CMHC criteria pertaining to the insurance of multi residential real estate financing.

Leadership – We are committed to developing members of our team. As an experienced people leader, you will help to guide and develop members of our team to improve their capabilities and help them achieve.

Portfolio Management – In conjunction with the Director, Commercial & Lending Services, the job holder will manage the commercial real estate loan portfolio which will include ensuring loans are an acceptable risk and within guidelines and policy, completing annual reviews, managing and delinquency and recovery activities.

Credit Adjudication – The role will require the ability to adjudicate on commercial real estate loan and construction loan applications. Credit experience is therefore considered an asset.


As an experienced commercial real estate lender, the Manager, Commercial Real Estate Lending will have successfully completed a Bachelor’s Degree with an emphasis in Finance or a related discipline plus have ten (10) years Commercial real estate lending/underwriting experience; or equivalent combination of training & experience. An accomplished business developer with an existing referral network, and/or with the ability and skills required to build one. Previous experience in leading a team.


This is a permanent full time position and is rated a Salary Level CU-10 ($108,909 – $128,128). Atlantic Central offers a competitive benefits package as well as the opportunity to participate in the Performance Sharing Incentive Plan.


The position offers the flexibility of working from home but is required to be located close In NB or NS to align with our business development focus.


This position requires occasional travel.


If this sounds like a fit for you, and your experience aligns with the requirements of the role , submit your application by email-

 About Atlantic Central

Atlantic Central is the regional trade association for more than 40 independent member credit unions across Atlantic Canada. We provide a range of financial services, leadership, and advocacy to support credit unions and the communities we serve to grow well. Our credit unions proudly serve nearly 293,000 members and play a significant role in the Atlantic Canadian economy.

We are proud to be a Certified B CorporationTM joining a global movement of people using business as a force for good. We are committed to making business decisions that are in the best interests of our employees, credit unions and their members.

Loans Officer

Are you looking to work for a great organization?  Turtleford Credit Union is currently looking to hire a Loans Officer position.  This position reports to the Lending Manager and is responsible for oversight of their own lending portfolio with a primary focus on consumer mortgages, loans and credit products and within assigned lending limits.  As needed, this position would also assist the lending team with non-consumer credit.

As the successful candidate you will provide an exceptional member experience and expert advice for both new and existing members, you have a desire to learn and have an in depth understanding of lending practices and procedures.  The ideal candidate has a passion for building long term relationships with our members, provides financial advice and recommendations on our products and services to help our members meet their financial goals.  This position requires three years of job-related experience or an equivalent combination of education and experience.



Reporting to the Lending Manager, this position supports the credit union’s business strategy by providing consumer and mortgage lending services to existing and potential members.  At times, this position may be responsible for less complex agriculture lending under the guidance of a more experienced lender.  The position administers and delivers on an assigned loans portfolio; recognizes member needs and promotes and cross-sells credit union lending and deposit services. Performs loan activities in compliance with applicable regulations, policies and procedures.



  • Grants consumer mortgages, loans, and credit products within approved lending limits; receives and analyzes financial and personal net worth statements, calculates debt servicing capacity and evaluates collateral security; negotiates terms and conditions of loan; presents recommendations to more senior lending staff on applications beyond assigned approval authority.
  • Provides individualized credit advice (e.g. debt consolidations) and information to members on loan and deposit services and products offered through the credit union.
  • Conducts credit research, security inspections and searches as required; prepares releases of security on paid out loans.
  • Interprets loan reports and identifies further action required to address problem areas such as pending delinquency; monitors delinquent accounts, works with member to develop remedial plans to mitigate risk of default, and initiates action to collect on delinquent loans as necessary.
  • Identifies member needs and actively promotes/cross-sells lending and deposit products and services to meet member needs and to gain a greater share of wallet.



This position requires three years of job-related experience or an equivalent combination of education and experience.


This position is a key position within the Lending team.  Some of the skills required to succeed in this position include proven business development, sales and communications skills, progressive skills in managing a diverse loan portfolio in consumer and mortgage lending, advising on a variety of products and services to meet our members financial needs, the ability to engage in marketing and proactive outreach to our members, teamwork, cooperation and continued learning and development.


Turtleford Credit Union offers competitive wages and a full range of employee benefits.  If you are interested in this role, we invite you to submit your resume and cover letter in confidence to Julie Brendle at  Deadline to apply for this position is November 13.

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Loans Officer

Bruno Savings and Credit Union Limited is seeking a lender to work out of our Bruno location. We are a $130M credit union servicing two locations and surrounding areas.
Our credit union credit portfolio is growing and this is a great opportunity for somebody that has 2-3 years of lending experience to become part of our growth story. The position will report directly to the General Manager.

The ideal candidate will be working directly with the lending team to service our existing membership base and to grow our lending portfolio.

At Bruno Credit Union; we pride ourselves on our dedication to meeting our member’s needs and our financial and volunteer support we provide in our communities.

The experience you bring:
– 2+ years of lending experience
– Understanding of financial statements and assessing risks
– Relationship Management skills
– Self-motivated individual that understands that the measurement of success is measured by the support we provide to our membership.

We offer a competitive compensation and benefits package.

Send submit resume via email to:
General Manager, Marcel Gauthier 

Commercial Account Manager

Location: Kootenay Region, BC/Remote work options may be considered

Do you… know what it takes to succeed in the competitive financial services market?  Do you embrace change and thrive in an ever-evolving work environment?  Are you a motivated self-starter with a proven track record of success in business development and relationship building?  Do you have what it takes to improve our members’ financial lives?

If so… we’d like to hear from you!

We’re seeking a Commercial Account Manager to join our team.  As Commercial Account Manager, you will be accountable for the overall management of a selected portfolio of commercial accounts.  You will be responsible for soliciting, developing, and building long-term and profitable relationships with members to optimize the value of KSCU’s commercial portfolio while utilizing strong risk management techniques and providing sound financial advice to structure, negotiate and document complex credit and deposit arrangements for commercial members.

This role provides support throughout both the East and West Kootenays.  The incumbent’s home base will be in the Kootenay area depending on the candidate’s preference.

We are looking for someone with:

  • A minimum three years’ progressive experience in sales/service and managing a diverse portfolio in a commercial banking environment
  • Two years post-secondary education in accounting, finance, commerce, or business administration
  • Demonstrated ability to analyze financial statements and understand aspects of lending such as project financing, market/industry analysis, cash management, etc.
  • Working knowledge of the commercial banking marketplace and the assigned market area’s key industries and competitive positioning
  • Knowledge of segment, strategies, structure, as well as lending and deposit products and services
  • Good analytical, relationship, interpersonal, communication, presentation, and team skills
  • Good business acumen coupled with a demonstrated ability to initiate action to achieve results and meet deadlines while respecting fundamental corporate values
  • Ability to work independently with confidence and strong commitment to member service
  • Ability to interact at any level within the organization and in a business development capacity within the community
  • Good credit and interviewing techniques, credit investigation and underwriting skills
  • Ability to attend community events, work flexible hours, and travel as required

Why work for us?

We know that our dedicated employees give us a lot and are key to our success; in return, we offer a total rewards package that includes:

  • Competitive salary of $75K – $89K based on skills and experience
  • Competitive benefits including extended health, dental and vision coverage
  • Health care & Personal spending account
  • Paid vacation, sick time and floating holidays
  • Confidential employee and family assistance program
  • Continual training, development and coaching
  • Unique staff benefits on products such as bank accounts, loans & mortgages
  • The opportunity to build a satisfying career in an organization that incorporates many leading-strategic initiatives
  • Being part of an organization that puts their community and employees first
  • Being part of a talented and dedicated team who improve our members’ financial lives


We’re the region’s leading credit union with over $1 billion in assets, over 35,000 members and over 200 employees.  Our Corporate Office is in Trail, BC along with our Member Service Centre and we have eleven branches throughout the Kootenays offering retail and commercial banking services. We’re community-minded and continue to strive to fulfill our vision to be the best provider of financial services and the best place to work in the communities we serve.

For more information about Kootenay Savings, please visit

For more information about the Kootenay regions, please visit

Please apply online through the careers section of our website at to upload your resume and complete the application questions.

We thank all applicants for their interest; however, only short-listed applicants will be contacted.

Credit Adjudicator

The Position:

The Credit Adjudicator is a motivated, career-minded Credit Adjudicator responsible for evaluating and approving credit applications which exceed lender’s or branch limits. Additional responsibilities will include assistance in developing and implementation of credit policies and procedures as well as assisting our training department with lender focused training. Assist with special projects, and new business development tools and programs as required. Provide advice and direction to lenders and credit analyst regarding the analysis, structuring and negotiation of credit applications and related documentation.

Under executive direction, reporting to the Senior Vice President of Credit, the Credit Adjudicator will evaluate and approve credit applications within designated limits. Credit applications which exceed the credit adjudicator limits will be submitted to the Senor Vice President of Credit and/or Credit Committee. The position is responsible for ensuring that the approved applications meet acceptable risk requirements and provide a reasonable, risk‐based return on investment, in accordance with prudent lending practice, corporate lending policy, as well as regulatory and legislative requirements.

This is a full time permanent position.

For complete job posting details, please visit our website

The Person:

  • Seven to nine years of job-related experience is required for this complex position.
  • Excellent critical analysis and decision making skills are essential for success in this role. In addition, excellent oral and written communication, high attention to technical detail and proven ability to work effectively in a time sensitive and team environment is necessary for this position.
  • Cooperative or Credit Union industry experience is a benefit.


  • Comprehensive benefits package.



Jennifer Hormann,

Vice President of Human Resources

Vision Credit Union Ltd.

Corporate Office

5007 – 51 Street

Camrose, Alberta T4V 1S6

Fax 780-679-0569


Only those individuals invited for an interview will be contacted.

Senior Loans Officer

Senior Loans Officer
Full Time
Accent Credit Union

 Our Loans Officers are available to our members through in-person meetings, phone calls, and other forms of electronic communication.  The ability to provide expert advice when it’s truly needed is crucial to meeting our member’s needs.  We know our members, and to see their successes is extremely rewarding.  The Senior Loans Officer is responsible for oversight of their own lending portfolio, which will include agriculture, and commercial files.  Each portfolio has a different level of complexity and presents the opportunity for new learnings each and every day!  The role of Loans Officer can be challenging, yet rewarding, and the reward far outweighs the challenge!

You have a desire to learn and bring with you, an in-depth understanding of lending practices and procedures.  The ideal candidate will have many years of service in the credit union system, and a minimum of six to ten years as a lender.  You have an appetite for risk, and know when to take the risk, and when to shy away from it.  You will be responsible to mitigate risk of default.  When required you will initiate action to collect on delinquent loans, as necessary.

Building relationships is important. In fact, it is essential to our business.  The other key part of the Loans Officer role is to foster new relationships and grow new business.  You will regularly visit and maintain contact with your current and potential members.  You enjoy the rush of that first contact, and have no problem popping into a business for the first time to meet the owner and take those first steps in fostering a relationship.  When the time is right, you’ll ask for the business!

This exciting opportunity is available in any of our branches.  You will be required to travel within and outside of our trading area and to other branches.  You will be part of an amazing team, working together to meet the member’s and organization’s goals!

Compensation is competitive and will be based upon qualifications and experience.  Accent Credit Union offers a full range of benefits, an employee incentive program, including a wellness program.

Qualified applicants are invited to submit their resume and cover letter in confidence by October 20, 2023, to:

Lacey Nicholls – Human Resources & Marketing Administrator
Quill Lake Branch – Box 520, 78 Main St., Quill Lake, SK, S0A 3E0

We appreciate the interest of all applicants; however, only those selected for interviews will be contacted.

Lending Service Representative

Are you committed to helping others while working to grow and develop your own career path? Do you want to work with a great team who is here to support you every step of the way? Are you an energetic team member who is confident in consumer and agricultural lending? We might be biased but we think Radius would be a GREAT place for you to work!

We are seeking two (2) experienced, full-time Lending Service Representative to be based out of our Radville and Avonlea Branches.  Reporting to the Business Development Manager, responsibilities include interviewing members and potential members, analyzing loan applications, granting and/or recommending consumer, agricultural and commercial loans and mortgages and ensuring compliance with relevant legislation, regulations, policies, and procedures. The position is also responsible for cross-selling the full range of Credit Union products.

Preferred/Ideal Qualifications:

  • 2-4+ years of experience in consumer, agricultural, and/or commercial lending.
  • One year of related post-secondary education. (a combination of education and experience will be considered)
  • Ability to interpret complex member financial information, assess risk and determine product/service opportunities.
  • Proven success working in a client (member) service and goal-oriented environment.
  • Highly motivated with excellent interpersonal, communication, and time management skills.
  • A demonstrated commitment to ongoing professional development.

 The Credit Union / Organization: 

Radius Credit Union is a rural based community focused credit union with eight (8) branches, assets over $600 million and nearly 60 employees serving 5700 members. Radius Credit Union builds relationships by providing financial solutions and supporting its communities.  Employee engagement is valued and there are many opportunities for growth for career minded individuals. Our organization has branches in Avonlea, Ceylon, Earl Grey, Ogema, Pangman, Radville, Tribune and Torquay.

The Communities:

Radville: Radville is a small valley town in southern Saskatchewan with a small river, Long Creek running through the north end of the town providing fishing and recreation to the local families. Located only 35 minutes from the city of Weyburn, Radville is a community of close to 1000 and has both an elementary and high school in the community. A Regional Park, a 9-hole sand green golf course just west of town and great recreation facilities allow for local swimming and skating lessons, curling leagues and many hockey and baseball teams. The community also boasts a modern healthcare clinic, hospital, and long-term care facility.

Avonlea: Located in southern Saskatchewan, the charming community of Avonlea is a quick 45-minute drive from Regina or Moose Jaw. A thriving village, Avonlea has a strong local business core, a variety of indoor and outdoor recreational facilities, a K-12 School, grocery store and more. Avonlea features many easy to access local and nearby attractions including the Long Creek Golf & Country Club, Dunnet Regional Park, Claybank Brick Plant National Historic Site, the dirt hills, badlands and much more.


Radius Credit Union offers a competitive compensation package including a 7% matched defined contribution pension plan administered by the Co-operative Superannuation Society, participation in a Variable Incentive Program, a full range of employee benefits including medical, dental, EAP and life/disability insurance.

If you are interested in becoming a part of our team, please submit your resume, in confidence, on or before October 11, via email or mail to:

Radius Credit Union

Box 339
Ogema, SK S0C 1Y0
Attn: Michelle Leonard, HR & Marketing Coordinator

Posting will remain open until a suitable candidate has been hired. We appreciate the interest of all applicants; however only those under consideration will be contacted.

Loans Officer

Bruno Savings and Credit Union Limited is seeking a lender to work out of our Bruno location. We are a $130M credit union servicing two locations and surrounding areas.
Our credit union credit portfolio is growing and this is a great opportunity for somebody that has 2-3 years of lending experience to become part of our growth story. The position will report directly to the General Manager.

The ideal candidate will be working directly with the lending team to service our existing membership base and to grow our lending portfolio.

At Bruno Credit Union; we pride ourselves on our dedication to meeting our member’s needs and our financial and volunteer support we provide in our communities.

The experience you bring:
– 2+ years of lending experience
– Understanding of financial statements and assessing risks
– Relationship Management skills
– Self-motivated individual that understands that the measurement of success is measured by the support we provide to our membership.

We offer a competitive compensation and benefits package. Please visit to familiarize yourself with our Credit Union.

Please send resume to the attention of:
General Manager, Marcel Gauthier
Via email:

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