Policy/Regulation – Page 6 – Credit Union Careers

Manager, Regulatory Policy and Prevention – 12 Month Term

Who are we?
Credit Union Deposit Guarantee Corporation (the Corporation) is the deposit guarantor for Saskatchewan credit unions and the primary regulator for Saskatchewan credit unions and SaskCentral, together, Provincially Regulated Financial Institutions (PRFIs). We work closely with these institutions to ensure they employ sound business practices to enhance the strength and stability of the Saskatchewan credit union system.

How you will spend your time:
Reporting to the Associate Vice-President, Regulatory Policy and Prevention, this position manages the research, development, implementation, and communication of regulatory policy and prevention initiatives.
You will:
• Develop regulatory policy to ensure an effective and responsible framework for the regulation of PRFIs
• Manage the Corporation’s preventive and guarantee fund strategies by assessing ongoing monitoring and reporting of credit union financial and non-financial performance, trends, developments, and emerging risks
• Work collaboratively with various cross-functional teams within the Corporation and manage relationships with peer regulators, credit union system partners, and the office of the Registrar of Credit Unions
• Provide operational leadership to the department to ensure corporate goals and objectives are achieved

What you’ll need:
• Undergraduate degree in accounting, finance, or business supplemented with a graduate degree or professional designation
• Five years of experience in a related field; experience in the financial services industry or a regulatory environment would be an asset
• The ability to interpret and apply policy, legislation, and regulatory standards are key requirements for this position
• Demonstrated success in presenting information and facilitating discussions with key stakeholders

Core competencies include teamwork, change leadership, effective communication, impact and influence, conflict resolution, problem solving and decision making. Lending to your success is your ability to demonstrate your people leadership skills as a coach and mentor committed to developing the talents of others.

We offer competitive compensation and benefits. The salary range for this position is $93,117 to $116,394. For more information on the Corporation, please visit our website www.cudgc.sk.ca.

To Apply:
Please submit your cover letter and resume stating competition number RPP-TERM by October 12, 2021 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted.

The Corporation values and supports workplace diversity. We believe diverse ideas, opinions and perspectives makes our organization stronger.

Privacy Analyst

Concentra Bank is a purpose-based organization, striving to create the future of banking. We are embarking on a bold plan to evolve and grow into a diversified, top tier performing company delivering greater value to employees, customers, and owners.

As an innovative and future-focused company, we form partnerships to deliver industry-best financial solutions to our customers. We offer a wide range of financial solutions including specialized banking, consumer finance, treasury, wealth, and trust services and more. We strive to be among the most trusted organizations in Canada by solving problems for our customers and offering a positive, seamless experience.

Concentra employees enjoy a competitive total rewards package and flexible work environment. We are looking for an innovative, solutions focused privacy professional to join our Legal team in one of our corporate locations (Regina, Saskatoon, Surrey, Toronto) or in a home office environment.

Privacy Analyst (Full-time, Permanent Position)

Key Outcomes:

As a key member of the Legal team, the Privacy Analyst assists the Legal Director and Chief Privacy Officer in the ongoing design and implementation of the Bank’s Privacy Program, training, incident investigation, risk assessment and reporting and champions a privacy culture that promotes best practices in alignment with the Bank’s core values and strategic objectives.

The Privacy Analyst supports and contributes to the overall success of the Privacy Program by ensuring accountabilities are conducted in compliance with applicable regulatory requirements, internal policies and procedures and privacy by design principles. The Privacy Analyst is an advisory to Business teams and assists in responding to inquiries and access requests and supports the Privacy Office in incident and complaints investigation, breach reporting, third party risk assessments, privacy impact assessments and the development of training and awareness campaigns. The Privacy Analyst is an internal resource on privacy law, legislative developments, and industry trends.

Qualifications:

Completion of a post-secondary degree in business, finance or risk management, or related field and 2-3 years’ experience in Privacy Program management; a combination of education and experience will be considered
Industry certification will be a plus (e.g., PACC-CCAP, IAPP)
Advanced knowledge of federal and provincial private sector privacy legislation, regulations, guidance and breach reporting requirements
Ability to gather, analyze, organize, document and present information in a succinct and organized manner
Ability to use logic and reasoning to identify strengths and weaknesses of alternative resolutions or approaches to problems
Advanced written and verbal communication skills
Working knowledge of privacy management software and processes
Working knowledge of commercial banking, retail banking, and trust activities and practices
Advanced Microsoft Office skills
Working knowledge of collaboration systems including Microsoft Teams

Applications for this opportunity accepted until end of day October 8, 2021. To apply, please visit our Career page at www.concentra.ca

At Concentra, our goal is to achieve a workforce as diverse as the people we partner with. We encourage all members of the designated groups; aboriginal people, persons with disabilities, women, visible minorities and others to join our team. Concentra strives to provide a safe and respectful work environment free of discrimination and harassment and is committed to an inclusive, barrier-free recruitment and selection processes.

We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Assistant Manager, Central Operations

Together, Let’s Do Great Things!

We’re the largest financial institution based on Vancouver Island and the Gulf Islands, and we’ve got an opportunity for you. We are seeking and Assistant Manager, Central Operations, so if you’re passionate about improving people’s financial health and have experience with anti-money laundering and fraud mitigation we’d like to hear from you.

What’s the role?

The Assistant Manager, Central Operations is primarily responsible for supervising functions related to anti-money laundering and fraud mitigation, and services provided to branch operations with regards to/not limited to clearing administration, loans administration, document administration. As Assistant Manager, Central Operations you have the ability to interpret and apply legislative changes, provide guidance around regulatory requirements, and develop policies/procedures to achieve regulatory compliance and mitigate fraud loss. In addition to this, you are accountable for the overall leadership, supervision, coaching, and continuous development of team members. You work with focus to provide support and information to the department and branch employees.

Your duties will include:

Ensure that the anti-money laundering and anti-fraud/fraud mitigation functions are reviewed on a regular basis and approved changes are implemented accordingly.
Design continuous improvement processes and conducts regular evaluations and follow-up with Central Operations and branch staff to determine the effectiveness of services programs delivered.
Monitor activities to promote efficient servicing of branch and operational requirements.
Monitor the completion of processing, reconciling and settlement functions as related to operations.
Supervise the interpretation and application of legislative changes to ensure that all parties abide by the legislation.
Ensure that information is accurately reported to FINTRAC in regards to Large Cash Transaction and Electronic Funds Transfers.
Accountable for the overall findings and escalation resulting from Suspicious Transaction Reports, Politically Exposed Foreign Person processes, Fraud Incident reports, AML processes relating to CCFMI, and memberships with CRA or RCMP Production Orders and reclassification.
Provide guidance to the branches and departments with operational procedures to meet regulatory requirements and reduce losses.
Provide guidance to the branches and departments with operational procedures to increase efficiencies.
Review applicable processes and policies on an ongoing basis to determine efficiencies and bring forward recommendations
Provides effective leadership by creating a trusted environment that fosters collaboration and innovation, ensures a respectful, engaging and productive work environment and positive culture.
Accountable for the overall leadership, supervision, coaching, and development of the area employees.
Assists with the development and engagement of an employee culture that inspires innovation, creativity, collaboration, diversity and supports achievement of the business goals and increased employee productivity.

What are we looking for?

Bachelor’s Degree or Diploma requiring 3-4 years of full-time study or have an equivalent combination of education and experience.
A minimum of six (6) years progressive financial experience or an equivalent combination of education and experience.
AML Certification from The Canadian Anti-Money Laundering Institute (CAMLI)
Educational/work experience background in risk management, fraud investigation and anti-money laundering.
Solid understanding of service levels, branch operations, products and services.

Ideally, you are a flexible, collaborative team player with:

Extensive experience in FINTRAC Reporting requirements.
Proven experience in providing detailed and accurate information to third parties.
Extensive experience in risk management, fraud investigation and anti-money laundering.
Advanced research skills and advanced strategic and creative thinking skills.
Advanced proficiency with Microsoft Office products, including Word and Excel.
Advanced understanding of audit procedures.
Solid knowledge and experience of fraud activities and loss prevention.
Have a demonstrated ability to coach and motivate a team of representatives.

Who are we?

Since first forming in 1946, Coastal Community has grown to become the largest financial services provider based on Vancouver Island. We’re proud of the legacy we’ve built and the things that make us who we are:

We’re 100% member-owned, with all decisions made locally—right here on Vancouver Island.
We’re a growing organization with over $4 billion in assets under management. Coastal Community helps improve the financial health of over 100,000 members and clients through our 24 branches, 16 insurance offices, 4 business centres, plus our wide range of online and digital services.
We believe in making meaningful contributions to the communities we call home. Each year, we give over half a million to community organizations and programs.

If you join us you’ll work hard, but have a lot of fun along the way. We offer a generous compensation package and a great work/life balance because we want you to spend your career here. Many people do!

Systems Support Analyst

VantageOne Credit Union is seeking an experienced Systems Support Analyst. This position is based out of our Vernon BC office (3108 33 Avenue, Vernon BC).

If you have a business/finance or computer science degree or diploma and 4-6 years’ experience in a business/systems analyst role in a Credit Union or Financial Institution environment, we would love to meet you!.

Who we Are: We are a credit union dedicated to the financial well-being of our members, clients, employees, and communities. Part of what sets VantageOne apart from others is that while we offer traditional banking and borrowing solutions, we have also strategically diversified our services to meet our members’ expanding financial needs by offering
Financial Ability with a Human Touch.

Our history as a credit union reaches all the way back to 1944 when we opened our first branch in Vernon. Since that time, we are proud to have become a vital part of the local business economy. From the very start, we have seen ourselves as a local business, owned by our members and operated by people who live here and are deeply invested in our communities.
VantageOne has a network of branches located in the beautiful Okanagan Valley. Our Vernon location offers waters sports, skiing and world class golf within 20 minutes of our branch location and Vernon is a great community to raise a family. It does not get any better than this!

Compensation includes a solid training program committed to your career development, full health, dental and disability benefits and a corporate RRSP contribution.

Full position details can be found on the careers page of our website.

Assistant Branch Manager

We are currently seeking an Assistant Branch Manager for our Prince Rupert location. The Assistant Branch Manager is a key position in the branch providing expert level knowledge while contributing to the provision of exemplary member service, engagement of employees, and managing operations within area of delegated responsibility to be efficient and effective.

Key Accountabilities

Knowledge of Market and Particular Area of Expertise:

Maintains knowledge of market with regards to services, products, rates and fees.
Maintains knowledge of economic factors and implications for the business.
Maintains subject matter expertise in area of delegated responsibility.

Member Service:

Organizes the delivery of products and services to achieve exemplary member service.
Monitors the changing member needs and expectations and adapts to those needs.
Ensures professional image of unit to members and internal customers.
Continually markets the benefits of membership to non-members to grow the membership.

Employee Engagement:

Supports the Member Service Centre (Branch) Manager and assists in fostering a positive, respectful workplace that is motivating to staff.
Builds a positive capable team to meet the mandate as delegated.
Collaborates with staff in addressing services issues and member concerns.
Provides coaching to enhance employee performance. Delivers effective ongoing performance feedback for staff.

Operational Effectiveness:

Identifies process improvements and implements such within unit, shares best practices with other member service centres and corporate office.
Liaises with Corporate Office Operations department to review and improve policies and procedures related to member service delivery.
Ensures staff are provided with tools required to perform duties effectively.
Addresses day to day administrative issues on a timely basis, and facilitates resolutions of encumbrances. May be delegated tasks regarding facilities and premises.

Risk Management and Financial Health:

Actively monitors income and expenses and portfolio and takes action to meet established financial goals and/or advising Branch Manager of sound reasons for adjustments required.
Provides referrals within business unit (lending, mutual funds, deposits) and other business units, i.e. insurance, commercial services, financial advisory services.

General:

Assists Branch Manager in general administrative aspects of the business unit.
Assists Branch Manager in fulfilling community events.
During absence of Branch Manager provides general supervision of the business unit and liaises with subject matter experts and Corporate Office staff in particular areas to ensure decisions made are sound and prudent given limited knowledge in areas not within the Assistant Branch Manager’s delegated area of expertise.
Oversees corporate training requirements for the branch.
Assists Branch Manager in overseeing technical support of the branch.

Minimum Qualifications

Education:

Secondary school diploma is required.
Completion of post-secondary education is an asset.
Completion of sales training and mutual fund course are required.
Completion of CUIC lending is required.
Completion of CUSOURCE and/or CU Training courses related to this position is an asset.

Experience:

Previous sales and service experience is required.
Previous financial services and lending experience is required.
Previous supervisory and coaching experience is an asset.

Skills:

Demonstrated sales skills.
Expert knowledge of products and services required.
Expert knowledge of credit risk governing and managing policies and underwriting is required if lending is the Assistant Branch Manager’s delegated area of responsibility.
Ability to prioritize, organize work within time constraints.
Ability to communicate and liaise professionally with members, potential customers, community groups and co-workers while maintaining confidentiality.
Working knowledge, skills and experience in Microsoft Office.

Travel may be required.

Manager, Regulatory Policy and Prevention – 12 Month Term

Manager, Regulatory Policy & Prevention – 12 Month Term

You will:
• Develop regulatory policy to ensure an effective and responsible framework for the regulation of PRFIs
• Manage the Corporation’s preventive and guarantee fund strategies by assessing ongoing monitoring and reporting of credit union financial and non-financial performance, trends, developments, and emerging risks
• Work collaboratively with various cross-functional teams within the Corporation and manage relationships with peer regulators, credit union system partners, and the office of the Registrar of Credit Unions
• Provide operational leadership to the department to ensure corporate goals and objectives are achieved

What you’ll need:
• Undergraduate degree in accounting, finance, or business, supplemented with a graduate degree or professional designation
• Five years of experience in a related field; experience in the financial services industry or a regulatory environment would be an asset
• The ability to interpret and apply policy, legislation, and regulatory standards are key requirements for this position
• Demonstrated success in facilitating discussions that leverage advanced presentation and negotiation skills

We offer competitive compensation and benefits. The salary range for this position is $93,117 to $116,394. For more information on the Corporation, please visit our website www.cudgc.sk.ca.

The Corporation values and supports workplace diversity. We believe diverse ideas, opinions and perspectives are good for building business.

Please submit your cover letter and resume stating competition number RPP-TERM by June 25, 2021 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted.

Manager Risk

North Peace Savings and Credit Union is now recruiting for the role of Manager, Risk. Managing risk and promoting compliance across all regions and lines of business in a financial institution is a significant undertaking. The framework, tools, processes and controls in place to monitor enterprise risk, oversee anti-money laundering & terrorist financing, privacy, fraud, security and insurance require on-going attention and adapt and change regularly with our changing risk environment.

Reporting to the Chief Financial Officer (CFO), the Manager, Risk is responsible for managing and enhancing NPSCU’s Enterprise Risk Management Framework and developing strategies and tactics to enhance that framework and culture. The Manager, Risk is directly responsible for overseeing the areas of Anti-Money Laundering & Terrorist Financing, Privacy, Fraud, Security and Insurance Management. The Manager plays a significant role in compliance and risk mitigation through design, implementation and monitoring of controls, facilitation of internal audit processes, following up on compliance deficiencies, ensuring practices align with policies and procedures and making recommendations for change to further improve efficiencies and manage risk. The position oversees and /or is directly responsible for organizational risk reporting and promotes compliance across all regions and lines of business. The Compliance Officer will report directly to the Manager, Risk.

Additionally the Manager, Risk is responsible for supporting the development of all risk related policies and procedures including, but not limited to, those related to disaster recovery, business continuity and pandemic planning to ensure the ongoing success of the organization. The Manager, Risk is also a key stakeholder, bringing best practices for risk design and mitigation practices to corporate projects and initiatives.

The successful candidate will have their CPA or degree in business, have a minimum 3 years experience in risk management including a minimum 1 year experience in a leadership or management capacity. Experience in Anti-money laundering, fraud, enterprise risk, security, business continuity planning along with advanced comprehension of risk methodologies, industry practices and risk reporting required.

Please visit www.npscu.ca for full role description.

Interested applicants are to submit resume and cover letter to Olivia Young at careers@npscu.ca by Thursday June 30th. Applications will be accepted until the role is filled.

MANAGER, OPERATIONAL RISK

Would you like to earn above average pay helping members meet their financial goals, maintain a strong work life balance, a flexible schedule and have the security of a career – path supported by your organization? We offer that and so much more.

THE COMPANY – Our Purpose is to redefine banking by helping Canadians simplify their lives and reach their financial goals by reinvesting profits into our members, communities and our people. Now that Responsible Banking!

Click the link below to see what Innovation Credit Union is about! Trust us, you are going to want to learn more about who we are!

Innovation Credit Union – About Us (innovationcu.ca)

THE POSITION: The Manager, Operational Risk reports to the Chief Risk Officer and leads the development and implementation of the operational risk management framework. The manager of operational risk will collaboratively work with internal business units and teams to perform operational risk assessments and ensure appropriate plans are established to align to Risk Appetite. The Manager, Operational Risk will monitor operational risk issues and will provide regular reporting to both Senior Management and the Board of Director’s Risk Committee. The position will play a key role in championing and instilling an effective enterprise wide risk management culture. How does one do this? Glad you asked!

A Manager, Operational Risk does the following:

Develop operational risk policies and practices to ensure Operational Risk Management framework evolves with the changing needs and risk profile of the credit union.
Keeps abreast if latest operational risk management techniques and industry best practices.
Works with internal teams and business units to identify key operational risks, facilitates risk control self assessments and ensure business units build appropriate action plans to address operational risk issues.
Monitor operational risk issues and action plans for the credit union and provide consolidated reporting to board and senior management.
Assist in investigation of root causes of operational risk and will provide support to mitigate risk.
Support the management of development and validation approaches to credit union risk modeling and measurement, risk assessment and mitigation within the ORM and ERM frameworks
Provide management and development in context to the ORM Framework
Identify deficiencies and advise of potential risk situations
Monitor and evaluate policy and procedures for enterprise risk and make recommendations for improvement to ensure policies and procedures are enacted accurately and effectively communicate key control provisions
Create and maintain a constructive culture that is conducive to team achievement, productivity improvement and professionalism

Why Should You Apply?

You want to be an ambassador of a forward-thinking, member focused organization
You have a university degree in Commerce, Business Administration, Public Administration, Law, or a related discipline; plus 4-6 years of job-related experience (or an equivalent combination of education, experience and learning, preferably within the credit union system)
You will have or will be willing to work towards a Risk Management certification.
You have a track record of success in quality control and assurance as it relates to operational risk
You have strong attention to detail, organizational awareness, and you are strategic in nature
Have a strong understanding of the Microsoft Environment, workflows, and file management
Previous operational risk management experience in a federally regulated financial institution is preferred but not necessary.

Visit the CAREERS page or our website to learn more about this position and to apply. www.innovationcu.ca Only those applications received through our job board will be considered.

Manager, Risk-Based Supervision

Credit Union Deposit Guarantee Corporation

How you will spend your time:
Reporting to the Associate Vice-President, Risk-Based Supervision, this position will provide leadership to a team of professionals and manage the application of the supervisory framework which proactively identifies, assesses, and mitigates risk to depositor funds and the guarantee fund.
You will:
• Manage and participate in the execution of on-going monitoring, review, and intervention processes for PRFIs, including analysis of financial performance and assessing the effectiveness of risk management activities
• Assess regulatory approval requests to ensure compliance with legislative and regulatory requirements
• Manage strategic relationships with PRFI boards of directors and senior management
• Lead and support the maintenance of components of the risk-based supervisory framework
• Work closely with other departments to support effective regulation of PRFIs
Flexible hours and some travel is required as this business unit works with PRFIs across Saskatchewan.

What you’ll need:
• Undergraduate degree in accounting, finance or business supplemented with a graduate degree or professional designation
• Five years of experience in a related field. Experience in the financial services industry and exposure to governance and risk management would be an asset
• Demonstrated success in presenting information and facilitating discussions with key stakeholders
• The ability to interpret and apply policy, legislation, and regulation are key requirements for this position

The core competencies include teamwork, change leadership, effective communication, impact and influence, conflict resolution, problem solving and decision making. Lending to your success is your ability to demonstrate your people leadership skills as a coach and mentor committed to developing the talents of others.
We offer competitive compensation and benefits. The salary range for this position is $93,117 to $116,394. For more information on the Corporation, please visit our website www.cudgc.sk.ca.

The Corporation values and supports workplace diversity. We believe diverse ideas, opinions and perspectives are good for building business.

Please submit your cover letter and resume stating competition number MGR-RBS by June 23, 2021 to HR@cudgc.sk.ca. We thank all applicants for their interest; however, only those selected for an interview will be contacted.

Manager, Regulation & Credit Risk Assessment

The Credit Union Deposit Guarantee Corporation provides risk-based regulatory oversight and a deposit guarantee to enable a safe and sound credit union system in Alberta.

This position reports to the Assistant Vice President, Regulation and Credit Risk Assessment and is accountable for the oversight of the credit risk management function and processes at assigned credit unions. Key responsibilities include; credit adjudication, credit risk identification and mitigation, communicating with various levels of management and Boards of Directors within the credit union system to address risk findings, and promoting the safety and soundness of the Alberta credit union system.

This is an excellent opportunity to pursue a career in credit risk management within financial services regulation and be part of the credit union system. We invite qualified applicants to consider joining our team, as Manager, Regulation & Credit Risk Assessment.

THE POSITION

Adjudicates credit applications within assigned lending limits and completes loan reviews for assigned credit unions to ensure acceptable risks are underwritten.
Confirms credit risk management trends and appropriate credit risk practices are in place at credit unions by off-site credit risk monitoring and on-site compliance verifications.
Leads or supports credit risk assessment for 2-3 credit unions/year, with approximately 1 week in duration on-site for compliance verification
Prepares accurate and meaningful internal documentation and external credit risk assessment reports.
Consults proactively on emerging issues with assigned credit unions and develops recommendations for changes to guidelines, procedures and best practices.
Works independently and as part of a team.
Travel may be required to credit unions within Alberta once all public health orders, during COVID-19, have been lifted.

THE PERSON

7 years of recent experience in commercial credit underwriting and credit adjudication, with additional experience in mid-sized loans with a broad scope in industries, including commercial real estate, hospitality, agriculture, and consumer from a financial institution in Canada.
University degree in a related discipline e.g. business/finance/accounting, risk management certification, etc. is preferred.
An equivalent combination of education and experience will be considered.
Strong understanding of credit risk management principles, including portfolio risk, lending to high risk industries and inherent credit risks.
Comprehensive knowledge of loan underwriting standards, lending guidelines and loan security documentation
Experience in the Alberta credit union system is an asset
Demonstrated ability to exercise sound judgement and apply an analytical approach to problem solving and decision making.
Collaborate with and lead in both small and large team environments.
Excellent relationship building skills with the ability to communicate both verbally and in writing with a wide variety of people.
Strong computer competency in Microsoft Office Suite.

COMPENSATION & BENEFITS

Commensurate with qualifications and experience
Comprehensive benefits program
Commitment to work and life balance
Excellent downtown Edmonton office (currently remote due to the pandemic)

CLOSING DATE: When position is filled.

HOW TO APPLY

We will provide reasonable accommodation at any time throughout the rescruitment and selection process for applicants with disabilities or for those who require the job posting in an alternate format. We are an equal opportunity employer committed to a confidential, inclusive and accessible recruitment and selection process.

If you believe that this position could be a good fit for you, please send your résumé directly to our HR team at careers@cudgc.ab.ca.

We thank all interested applicants; however, we will only contact selected candidates.